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Author :
Publisher :
ISBN 13 :
Total Pages : 296 pages
Book Rating : 4.:/5 (43 download)
Download or read book Effects of Information Technology on Financial Services Systems written by and published by . This book was released on 1984 with total page 296 pages. Available in PDF, EPUB and Kindle. Book excerpt:
Author : Olumoye Mosud
Publisher : LAP Lambert Academic Publishing
ISBN 13 : 9783659485213
Total Pages : 100 pages
Book Rating : 4.4/5 (852 download)
Download or read book The Roles and Impact of Information Technology on the Banking Industry written by Olumoye Mosud and published by LAP Lambert Academic Publishing. This book was released on 2013 with total page 100 pages. Available in PDF, EPUB and Kindle. Book excerpt: The increase in the numbers of customers and the various activities carried out in the Nigerian banks are growing astronomically. This has invariably made the volume of data processed to be very large thereby making the use of manual method of processing data to result in error, low productivity, slow services, insecurity, fraud and increase in human resources overhead. Coupled with the fact that today's banking operation has become a global phenomenon. In order to alleviate the challenges of these present days' banking operation; Nigerian banks have adopted the use of information technology (IT). This research work is designed to examine the roles and impacts of information technology (IT) on Nigerian industry with a particular reference to Mainstreet Bank Limited. The procedures involved collection of data which include the use of questionnaires to gather data from both the staff of the bank and customers to know the extent to which the customers have benefited from the banks since the adoption of information technology. Other sources of data are personal interview, textbooks and websites. The data is thereafter analyzed using percentage method. Thus, information technology has
Author : Toni Ahnert
Publisher : International Monetary Fund
ISBN 13 : 1513591800
Total Pages : 57 pages
Book Rating : 4.5/5 (135 download)
Download or read book Does IT Help? Information Technology in Banking and Entrepreneurship written by Toni Ahnert and published by International Monetary Fund. This book was released on 2021-08-06 with total page 57 pages. Available in PDF, EPUB and Kindle. Book excerpt: This paper analyzes the importance of information technology (IT) in banking for entrepreneurship. To guide our empirical analysis, we build a parsimonious model of bank screening and lending that predicts that IT in banking can spur entrepreneurship by making it easier for startups to borrow against collateral. We provide empirical evidence that job creation by young firms is stronger in US counties that are more exposed to ITintensive banks. Consistent with a strengthened collateral lending channel for IT banks, entrepreneurship increases more in IT-exposed counties when house prices rise. In line with the model's implications, IT in banking increases startup activity without diminishing startup quality and it also weakens the importance of geographical distance between borrowers and lenders. These results suggest that banks' IT adoption can increase dynamism and productivity.
Author : Ravi, Vadlamani
Publisher : IGI Global
ISBN 13 : 1599046776
Total Pages : 380 pages
Book Rating : 4.5/5 (99 download)
Download or read book Advances in Banking Technology and Management: Impacts of ICT and CRM written by Ravi, Vadlamani and published by IGI Global. This book was released on 2007-10-31 with total page 380 pages. Available in PDF, EPUB and Kindle. Book excerpt: Banking across the world has undergone extensive changes thanks to the profound influence of developments and trends in information communication technologies, business intelligence, and risk management strategies. While banking has become easier and more convenient for the consumer, the advances and intricacies of emerging technologies have made banking operations all the more cumbersome. Advances in Banking Technology and Management: Impacts of ICT and CRM examines the various myriads of technical and organizational elements that impact services management, business management, risk management, and customer relationship management, and offers research to aid the successful implementation of associated supportive technologies.
Author : Tim Walker
Publisher : John Wiley & Sons
ISBN 13 : 1119328063
Total Pages : 400 pages
Book Rating : 4.1/5 (193 download)
Download or read book The Handbook of Banking Technology written by Tim Walker and published by John Wiley & Sons. This book was released on 2021-02-22 with total page 400 pages. Available in PDF, EPUB and Kindle. Book excerpt: Competitive advantage in banking comes from effective use of technology The Handbook of Banking Technology provides a blueprint for the future of banking, with deep insight into the technologies at the heart of the industry. The rapid evolution of IT brings continual change and demand for investment — yet keeping pace with these changes has become an essential part of doing business. This book describes how banks can harness the power of current and upcoming technology to add business value and gain a competitive advantage; you'll learn how banks are using technology to drive business today, and which emerging trends are likely to drive the evolution of banking over the next decade. Regulation is playing an ever increasing role in banking and the impact of regulatory change on technology and the management of it are discussed — while mandatory changes put pressure on many of our high street banking brands, their ability to adapt and utilise technology will have a fundamental impact on their success in the rapidly changing marketplace. Technology costs can amount to 15 per cent or more of operational costs and bank leaders need to be able to make informed decisions about technology investments in light of the potential benefits. This book explores the depth and breadth of banking technology to help decision makers stay up to date and drive better business. Assess your current technology against the new banking paradigms Procure the systems needed to protect the bottom line Implement newer technology more efficiently and effectively Ensure compliance and drive value with appropriate technology management Technological change is driven by mass adoption of new channels, innovation from new entrants, and by banks themselves as a means of increasing revenue and reducing costs. The Handbook of Banking Technology offers a comprehensive look at the role of technology in banking, and the impact it will have in the coming years.
Author : Rachel John Robinson
Publisher : bohrpub
ISBN 13 : 9392892535
Total Pages : 145 pages
Book Rating : 4.3/5 (928 download)
Download or read book Economy Identity through Information Technology and its Safety written by Rachel John Robinson and published by bohrpub. This book was released on with total page 145 pages. Available in PDF, EPUB and Kindle. Book excerpt: This empirical research is to study Information Technology (IT) operations and security controls regarding its perception and handling mechanism. The sector chosen was relevant to a common man’s daily business so that the IT controls, and organizational implications are both covered and are well aligned for protected and guarded cyber boundaries from the economic perspective in the country. With the government being well supportive in cracking a balance between the citizens’ rights and the organizational sectors' responsibilities, the study is directed considering its patterns. It is arrived to find whether a particular sector in terms of Information and Communication Technology (ICT) operations has well-laid out controls and is in line with the statutes brought out by the country for compliance. The sector chosen was the Banking industry in the Finance Sector for its back-end operations. This sectoral concentration is narrowed down to commercial e-banking services and its security concerns to support customers and business operations. The future looks promising as the IT industry is gearing itself well for the next phase of development along with challenges. Through this research, internet banking and its enablers are studied to find how they protect you and me in our finance to ensure cybercafe operations
Author : Georg Aumüllner
Publisher : GRIN Verlag
ISBN 13 : 3668629404
Total Pages : 14 pages
Book Rating : 4.6/5 (686 download)
Download or read book Effects of technology progress on banking written by Georg Aumüllner and published by GRIN Verlag. This book was released on 2018-02-05 with total page 14 pages. Available in PDF, EPUB and Kindle. Book excerpt: Essay from the year 2017 in the subject Business economics - Banking, Stock Exchanges, Insurance, Accounting, grade: 1.0, University of St Andrews, language: English, abstract: The banking sector has experienced drastic changes in the last few decades which were primarily driven by technological progress and bank consolidation. The consolidation has led to fewer branches and greater distance between banks and their borrowers. As a result, the availability of credit to small businesses decreased because banks could not assemble enough information over great distance to evaluate a borrower’s loan application.
Author : National Research Council
Publisher : National Academies Press
ISBN 13 : 0309048761
Total Pages : 286 pages
Book Rating : 4.3/5 (9 download)
Download or read book Information Technology in the Service Society written by National Research Council and published by National Academies Press. This book was released on 1994-02-01 with total page 286 pages. Available in PDF, EPUB and Kindle. Book excerpt: Information technology has been touted as a boon for productivity, but measuring the benefits has been difficult. This volume examines what macroeconomic data do and do not show about the impact of information technology on service-sector productivity. This book assesses the ways in which different service firms have selected and implemented information technology, examining the impact of different management actions and styles on the perceived benefits of information technology in services.
Download or read book The Effects of Information and Communication Technologies on the Banking Sector and the Payments System written by and published by . This book was released on 2001 with total page pages. Available in PDF, EPUB and Kindle. Book excerpt: This dissertation studies the effects of Information and Communication Technologies (ICT) on the banking sector and the payments system. It provides insight into how technology-induced changes occur, by exploring both the nature and scope of main technology innovations and evidencing their economic implications for banks and payment systems. Some parts in the dissertation are descriptive. They summarise the main technological developments in the field of finance and link them to economic policies. These parts are complemented with sections of the study that focus on assessing the extent of technology application to banking and payment activities. Finally, it includes also some work which borrows from the economic literature on banking. The need for an interdisciplinary approach arises from the complexity of the topic and the rapid path of change to which it is subject. The first chapter provides an overview of the influence of developments in ICT on the evolution of financial services and international capital flows. We include main indicators and discuss innovation in the financial sector, exchange rates and international capital flows. The chapter concludes with impact analysis and policy options regarding the international financial architecture, some monetary policy issues and the role of international institutions. The second chapter is a technology assessment study that focuses on the relationship between technology and money. The application of technology to payments systems is transforming the way we use money and, in some instances, is blurring the definition of what constitutes money. This chapter surveys the developments in electronic forms of payment and their relationship to the banking system. It also analyses the challenges posed by electronic money for regulators and policy makers, and in particular the opportunities created by two simultaneous processes: the Economic and Monetary Union and the increasing use of electronic payment instruments. The th.
Author : Ewa Lechman
Publisher : Routledge
ISBN 13 : 1000174972
Total Pages : 192 pages
Book Rating : 4.0/5 (1 download)
Download or read book The Digital Disruption of Financial Services written by Ewa Lechman and published by Routledge. This book was released on 2021-11-29 with total page 192 pages. Available in PDF, EPUB and Kindle. Book excerpt: This book contributes to the present state of knowledge, offering the reader broad evidence on how new digital technologies impact financial systems. It focuses on both macro- and micro-perspectives of ICT influence on financial markets. The book demonstrates how ICT can impact trading systems or information systems, which are crucial for financial systems to work effectively. It also shows how individuals can benefit from the adoption of digital technologies for everyday financial (e.g., banking) systems usage. The book provides empirical evidence of how digital technologies revolutionize the banking sector and stock exchange trading system and explores the associations between technology and various aspects of firms’ functioning. Furthermore, it raises elements of financial inclusion, ICT-based microfinance service and finance-related gender issues. The principal audience of the book will be scholars and academic professionals from a wide variety of disciplines, particularly in the fields of finance and economics. It will be especially useful for those who are addressing the issues of new technologies and the financial markets, FinTech, financial innovations, stock markets, and the role of technological progress in a broadly defined socio-economic system. It will be a valuable source of knowledge for graduate and postgraduate students in economic and social development, information and technology, worldwide studies, social policy or comparative economics.
Author : Allam Hamdan
Publisher : Emerald Group Publishing
ISBN 13 : 1804559725
Total Pages : 408 pages
Book Rating : 4.8/5 (45 download)
Download or read book Digital Technology and Changing Roles in Managerial and Financial Accounting written by Allam Hamdan and published by Emerald Group Publishing. This book was released on 2024-01-29 with total page 408 pages. Available in PDF, EPUB and Kindle. Book excerpt: Digital Technology and Changing Roles in Managerial and Financial Accounting explores the profound impact of digital technology on the accounting profession.
Author : Priya Seetharaman
Publisher : Taylor & Francis
ISBN 13 : 0429514956
Total Pages : 356 pages
Book Rating : 4.4/5 (295 download)
Download or read book Information Systems written by Priya Seetharaman and published by Taylor & Francis. This book was released on 2019-04-05 with total page 356 pages. Available in PDF, EPUB and Kindle. Book excerpt: This book captures a range of important developments that have occurred in Information Systems over the last forty years, with a particular focus on India and the developing world. Over this time, Information and Communications Technology (ICT) and Information Systems (IS) have come to play a critical role in supporting, complementing and automating managerial decisions, shaping and transforming industries, and contributing to deep societal and economic change. This volume examines a range of topics for those interested in the adoption and use of these technologies across varied situations. It combines empirical studies on the application and impact of IS with commentaries, debates and insights on the transformative role that IT and the IT industry have played, and continue to play, within India as well as globally. The book draws attention to issues and challenges that organizations grapple with in tech-enabled environments, and provides insights on the role of automation and computational techniques. It explores the global impact of the technology revolution on economic growth and development, electronic globalization, and the wider opportunities and challenges of a hi-tech world. The chapters cover various themes such as e-government in India, internet-based distribution systems, internet banking, and use of collaborative IT tools and functions to support virtual teams in the software industry and the business process outsourcing industry. Other chapters focus on methodological advances, such as systems thinking which finds applications in organizational decision-making, and the use of fuzzy logic. This volume will interest professionals and scholars of information technology and information systems, computer studies, IT systems, economics, and business and management studies.
Author : Abdullah Omar
Publisher :
ISBN 13 :
Total Pages : 15 pages
Book Rating : 4.:/5 (13 download)
Download or read book The Impact of Information Technology on the Efficiency of Banks written by Abdullah Omar and published by . This book was released on 2014 with total page 15 pages. Available in PDF, EPUB and Kindle. Book excerpt: Use of Information technologies (IT's) is increasing day by day in banking industry all over the world. Investment in IT is helping the top level management in achieving their objectives and anticipated targets. This empirical study reveals the contribution and role of IT on the efficiency of bank and also explores the existence of relationship between the investment in IT and bank efficiency measures. The result shows that investment in information system is contributing towards increase market share, reducing operating cost, improved customer services and assisting the banks in introducing new products and services. These are the major benefits of investment in IT which are propelling many banks to invest in IT. That is the reason that most of the organizations in Pakistan are using the IT as competitive tool. The banks in Khyber Pukhtoon Khowa (KPK), a province of Pakistan are using IT to get competitive advantage as well.
Author : Bernard C. Williams
Publisher :
ISBN 13 :
Total Pages : 504 pages
Book Rating : 4.3/5 (512 download)
Download or read book IT and Accounting written by Bernard C. Williams and published by . This book was released on 1991 with total page 504 pages. Available in PDF, EPUB and Kindle. Book excerpt: This book is not about IT, but about IT dimensions to each of the subject streams in traditional accounting programmes. The international team of contributing authors have produced a carefully structured and readable text which will integrate and support traditional accounting studies.
Author : MissEstelle X Liu
Publisher : International Monetary Fund
ISBN 13 : 1513570056
Total Pages : 42 pages
Book Rating : 4.5/5 (135 download)
Download or read book Stay Competitive in the Digital Age: The Future of Banks written by MissEstelle X Liu and published by International Monetary Fund. This book was released on 2021-02-19 with total page 42 pages. Available in PDF, EPUB and Kindle. Book excerpt: The latest advancement in financial technology has posed unprecedented challenges for incumbent banks. This paper analyzes the implications of these challenges on bank competitveness, and explores the factors that could support digital advancement in banks. The analysis shows that the traditionally leading role of banks in advancing financial technology has diminished in recent years, and suggests that onoing efforts to catch up to the digital frontier could lead to a more concentrated banking industry, as smaller and less tech-savvy banks struggle to survive. Cross-country evidence has suggested that banks in high-income economies appear to have been the digital leaders, likely benefiting from a sound digital infrastructure, a strong legal and business environment, and healthy competition. Nonetheless, some digital leaders may fall behind in the coming years in adopting newer technologies due to entrenched consumer behavior favoring older technologies, less active fintech and bigtech companies, and weak bank balance sheets.
Author : Dr. Firdos T. Shroff
Publisher : Northern Book Centre
ISBN 13 : 9788172112226
Total Pages : 318 pages
Book Rating : 4.1/5 (122 download)
Download or read book Modern Banking Technology written by Dr. Firdos T. Shroff and published by Northern Book Centre. This book was released on 2007 with total page 318 pages. Available in PDF, EPUB and Kindle. Book excerpt: The book on Modern B@nking Technology is a systematic and comprehensive insight into technology-led banking. It is an encyclopaedia of Banking Technology. The book covers the rich experience of the author in the field of banking and finance. The book will be found useful by banks, researchers, Executives / Directors, IT professionals, pursuers of courses on IT by IIBF, viz., JAIIB / CAIIB / Diploma in Banking Technology / MBA / Certificate Examinations as also by IGNOU / ICAI / ICFAI / ICSI / ICWA / Management Institutions/Universities for practical exposure and professional orientation. The book contains in detail the following ¿Impact on and explosion of Banking Technology in new millennium ¿Innovations in 'Paperless¿ banking¿Payment and Settlement Systems (RTGS) & Cheque Truncations, etc¿Role of IDRBT in development of Protocols and Standards¿Role of IBA and Report on Banking Industry VISON-2010
Author :
Publisher :
ISBN 13 :
Total Pages : 36 pages
Book Rating : 4.3/5 (91 download)
Download or read book Effects of Information Technology on Financial Services Systems written by and published by . This book was released on 1984 with total page 36 pages. Available in PDF, EPUB and Kindle. Book excerpt:
