The New Health Insurance Solution

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The New Health Insurance Solution

Author : Paul Zane Pilzer
Publisher : John Wiley & Sons
ISBN 13 : 1118040635
Total Pages : 314 pages
Book Rating : 4.1/5 (18 download)

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Book Synopsis The New Health Insurance Solution by : Paul Zane Pilzer

Download or read book The New Health Insurance Solution written by Paul Zane Pilzer and published by John Wiley & Sons. This book was released on 2010-12-14 with total page 314 pages. Available in PDF, EPUB and Kindle. Book excerpt: You no longer need a traditional employer plan to get good, affordable health insurance. The New Health Insurance Solution can help you cut your health insurance costs in half if: You're self-employed, an independent contractor, or your employer doesn't provide health insurance (you can probably get coverage on your own for about $94/month—a fraction of what an employer would have to pay for the same coverage) You are employed and pay extra to cover your spouse or children under your employer-sponsored plan—you may save 50% by taking them off your employer plan You own a small business and are getting killed by double-digit premium increases—you can now give employees tax-free money to buy their own plans and get your company out of the health insurance business The book also explains in detail the best solutions for you if: You can't find affordable health insurance because you or a child have an expensive preexisting medical problem (your state has a program to provide you with guaranteed coverage ) You're currently putting money into an IRA or a 401(k)—because you don't realize that an HSA is always a better option You're unsure how you or your parents will be able to afford health insurance during retirement, or how to maximize benefits from Medicare—including the new Part D prescription drug plan The New Health Insurance Solution is the definitive guide to the new ways every American can now get affordable health care—without an employer. PAUL ZANE PILZER is a world-renowned economist, a former advisor in two White House administrations, an entrepreneur/employer, an award-winning adjunct professor at NYU, and a New York Times bestselling author.

Lives at Risk

Author : John C. Goodman
Publisher : Rowman & Littlefield
ISBN 13 : 9780742541528
Total Pages : 278 pages
Book Rating : 4.5/5 (415 download)

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Book Synopsis Lives at Risk by : John C. Goodman

Download or read book Lives at Risk written by John C. Goodman and published by Rowman & Littlefield. This book was released on 2004 with total page 278 pages. Available in PDF, EPUB and Kindle. Book excerpt: Lives at Risk identifies 20 myths about health care as delivered in countries that have national health insurance. These myths have gained the status of fact in both the United States and abroad, even though the evidence shows a far different reality. The authors also explore the political and economic climate of the health care system and offer alternatives to the current health care public policies.

Care Without Coverage

Author : Institute of Medicine
Publisher : National Academies Press
ISBN 13 : 0309083435
Total Pages : 213 pages
Book Rating : 4.3/5 (9 download)

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Book Synopsis Care Without Coverage by : Institute of Medicine

Download or read book Care Without Coverage written by Institute of Medicine and published by National Academies Press. This book was released on 2002-06-20 with total page 213 pages. Available in PDF, EPUB and Kindle. Book excerpt: Many Americans believe that people who lack health insurance somehow get the care they really need. Care Without Coverage examines the real consequences for adults who lack health insurance. The study presents findings in the areas of prevention and screening, cancer, chronic illness, hospital-based care, and general health status. The committee looked at the consequences of being uninsured for people suffering from cancer, diabetes, HIV infection and AIDS, heart and kidney disease, mental illness, traumatic injuries, and heart attacks. It focused on the roughly 30 million-one in seven-working-age Americans without health insurance. This group does not include the population over 65 that is covered by Medicare or the nearly 10 million children who are uninsured in this country. The main findings of the report are that working-age Americans without health insurance are more likely to receive too little medical care and receive it too late; be sicker and die sooner; and receive poorer care when they are in the hospital, even for acute situations like a motor vehicle crash.

Health Insurance

Author : Michael A. Morrisey
Publisher : Asociation of University Programs in Health Administration/Health Administration Press
ISBN 13 : 9781640551602
Total Pages : 0 pages
Book Rating : 4.5/5 (516 download)

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Book Synopsis Health Insurance by : Michael A. Morrisey

Download or read book Health Insurance written by Michael A. Morrisey and published by Asociation of University Programs in Health Administration/Health Administration Press. This book was released on 2020 with total page 0 pages. Available in PDF, EPUB and Kindle. Book excerpt: History of Health Insurance in the United States -- The Affordable Care Act -- A Summary of Insurance Coverage -- The Demand for Insurance -- Adverse Selection -- Underwriting and Rate Making -- Risk Adjustment -- Moral Hazard and Prices -- Utilization Management -- Managed Care, Selective Contracting, and the Insurance Industry -- Provider Consolidation, Monopsony Power, and the Managed Care Backlash -- Insurance Market Structure, Conduct, and Performance -- Premium Sensitivity and Health Insurance -- Compensating Differentials -- Taxes and Employer-Sponsored Health Insurance -- Employers as Agents -- Health Savings Accounts and Consumer-Directed Health Plans -- The Small-Group Market -- The Individual Insurance Market -- Health Insurance Regulation -- High-Risk Pools -- An Overview of Medicare -- Retiree Coverage -- Medicaid, Crowd-Out, and Long-Term Care Insurance.

Coverage Matters

Author : Institute of Medicine
Publisher : National Academies Press
ISBN 13 : 0309076099
Total Pages : 204 pages
Book Rating : 4.3/5 (9 download)

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Book Synopsis Coverage Matters by : Institute of Medicine

Download or read book Coverage Matters written by Institute of Medicine and published by National Academies Press. This book was released on 2001-10-27 with total page 204 pages. Available in PDF, EPUB and Kindle. Book excerpt: Roughly 40 million Americans have no health insurance, private or public, and the number has grown steadily over the past 25 years. Who are these children, women, and men, and why do they lack coverage for essential health care services? How does the system of insurance coverage in the U.S. operate, and where does it fail? The first of six Institute of Medicine reports that will examine in detail the consequences of having a large uninsured population, Coverage Matters: Insurance and Health Care, explores the myths and realities of who is uninsured, identifies social, economic, and policy factors that contribute to the situation, and describes the likelihood faced by members of various population groups of being uninsured. It serves as a guide to a broad range of issues related to the lack of insurance coverage in America and provides background data of use to policy makers and health services researchers.

The Price We Pay

Author : Marty Makary
Publisher : Bloomsbury Publishing USA
ISBN 13 : 1635574129
Total Pages : 305 pages
Book Rating : 4.6/5 (355 download)

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Book Synopsis The Price We Pay by : Marty Makary

Download or read book The Price We Pay written by Marty Makary and published by Bloomsbury Publishing USA. This book was released on 2019-09-10 with total page 305 pages. Available in PDF, EPUB and Kindle. Book excerpt: New York Times bestseller Business Book of the Year--Association of Business Journalists From the New York Times bestselling author comes an eye-opening, urgent look at America's broken health care system--and the people who are saving it--now with a new Afterword by the author. "A must-read for every American." --Steve Forbes, editor-in-chief, FORBES One in five Americans now has medical debt in collections and rising health care costs today threaten every small business in America. Dr. Makary, one of the nation's leading health care experts, travels across America and details why health care has become a bubble. Drawing from on-the-ground stories, his research, and his own experience, The Price We Pay paints a vivid picture of the business of medicine and its elusive money games in need of a serious shake-up. Dr. Makary shows how so much of health care spending goes to things that have nothing to do with health and what you can do about it. Dr. Makary challenges the medical establishment to remember medicine's noble heritage of caring for people when they are vulnerable. The Price We Pay offers a road map for everyday Americans and business leaders to get a better deal on their health care, and profiles the disruptors who are innovating medical care. The movement to restore medicine to its mission, Makary argues, is alive and well--a mission that can rebuild the public trust and save our country from the crushing cost of health care.

Health Plan

Author : Alain C. Enthoven
Publisher : Beard Books
ISBN 13 : 9781587981234
Total Pages : 228 pages
Book Rating : 4.9/5 (812 download)

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Book Synopsis Health Plan by : Alain C. Enthoven

Download or read book Health Plan written by Alain C. Enthoven and published by Beard Books. This book was released on 2002 with total page 228 pages. Available in PDF, EPUB and Kindle. Book excerpt: Addresses the serious problem of rising health care costs.

Health-Care Utilization as a Proxy in Disability Determination

Author : National Academies of Sciences, Engineering, and Medicine
Publisher : National Academies Press
ISBN 13 : 030946921X
Total Pages : 161 pages
Book Rating : 4.3/5 (94 download)

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Book Synopsis Health-Care Utilization as a Proxy in Disability Determination by : National Academies of Sciences, Engineering, and Medicine

Download or read book Health-Care Utilization as a Proxy in Disability Determination written by National Academies of Sciences, Engineering, and Medicine and published by National Academies Press. This book was released on 2018-04-02 with total page 161 pages. Available in PDF, EPUB and Kindle. Book excerpt: The Social Security Administration (SSA) administers two programs that provide benefits based on disability: the Social Security Disability Insurance (SSDI) program and the Supplemental Security Income (SSI) program. This report analyzes health care utilizations as they relate to impairment severity and SSA's definition of disability. Health Care Utilization as a Proxy in Disability Determination identifies types of utilizations that might be good proxies for "listing-level" severity; that is, what represents an impairment, or combination of impairments, that are severe enough to prevent a person from doing any gainful activity, regardless of age, education, or work experience.

Healthcare for All Americans

Author : Nelson A Paguyo, MD
Publisher : Independently Published
ISBN 13 :
Total Pages : 268 pages
Book Rating : 4.6/5 (538 download)

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Book Synopsis Healthcare for All Americans by : Nelson A Paguyo, MD

Download or read book Healthcare for All Americans written by Nelson A Paguyo, MD and published by Independently Published. This book was released on 2020-07-28 with total page 268 pages. Available in PDF, EPUB and Kindle. Book excerpt: While offering a historical assessment on the state of America’s healthcare Post–World War II, Dr. Paguyo analyzes some of the best universal healthcare systems around the world and offers recommendations with solutions to thirteen major problems the U.S.A. healthcare system has. HEALTHCARE FOR ALL AMERICANS is a proposal of a comprehensive universal healthcare plan that is made for every American. The plan is portable and reliable with freedom to choose ones healthcare provider; user–friendly; worry–free; easy and simple to administer, and sustainable based on free market principles.

Reinsuring Health

Author : Katherine Swartz
Publisher : Russell Sage Foundation
ISBN 13 : 1610445201
Total Pages : 220 pages
Book Rating : 4.6/5 (14 download)

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Book Synopsis Reinsuring Health by : Katherine Swartz

Download or read book Reinsuring Health written by Katherine Swartz and published by Russell Sage Foundation. This book was released on 2006-05-11 with total page 220 pages. Available in PDF, EPUB and Kindle. Book excerpt: America's current system of health insurance, which relies almost exclusively on employer-sponsored coverage, is in danger of collapse, and this problem is not limited to the poor and working class. An increasing number of middle class Americans do not have employer-provided insurance and—due to skyrocketing premiums—cannot afford to purchase coverage for themselves. Reinsuring Health, by economist Katherine Swartz, examines this growing national crisis and outlines a concrete plan to make health insurance accessible and affordable for all Americans. Reinsuring Health documents why the number of uninsured Americans—now 45.5 million people—has grown in the last twenty-five years. Swartz focuses on how labor market changes—such as the decline of domestic manufacturing, decreased unionization, and the growth of non-standard work arrangements—have led U.S. employers to retreat from providing health insurance for their workers. These trends, combined with the increasing costs of medical care, have led to an explosion in health insurance premiums and a decline in coverage, particularly among the middle-class. Since those who seek insurance as individuals are generally most likely to need health care, private insurers charge higher premiums in the individual (non-group) markets than to people who obtain group insurance. This makes individual health insurance less attractive to the young and increasingly unaffordable for middle-class Americans. Similarly, insurers charge higher per person (or per family) premiums to small firms than to large companies, so many small firms do not sponsor coverage for their employees. Reinsuring Health shows how these problems can be overcome if the federal government provides a new reinsurance program which would protect insurance companies that provide small group and individual health insurance against the possibility that their policy-holders will incur very high medical expenses. By assuming some of the risk that people will face extremely costly medical bills, the government will make insurers less hesitant to offer coverage to high-risk individuals, and will help drive down premiums for others. Reinsuring Health demonstrates that this form of government reinsurance has worked in the past, helping to establish smooth running private markets for catastrophe insurance and secondary mortgages. Today, growing numbers of middle class Americans lack health insurance. Protection against the possibility of falling ill or getting hurt and having to pay extraordinary health care bills should not be a luxury available only to the very rich and the very poor. Reinsuring Health proposes a straightforward solution that would bring health insurance back within the reach of the increasing ranks of the uninsured, particularly those who are in the middle class.

The 60% Solution

Author : Todd Furniss
Publisher : Clovercroft Publishing
ISBN 13 : 9781954437036
Total Pages : pages
Book Rating : 4.4/5 (37 download)

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Book Synopsis The 60% Solution by : Todd Furniss

Download or read book The 60% Solution written by Todd Furniss and published by Clovercroft Publishing. This book was released on 2021-04-06 with total page pages. Available in PDF, EPUB and Kindle. Book excerpt:

A Healthcare Solution

Author : Mark A. Vonderembse
Publisher : CRC Press
ISBN 13 : 1315350750
Total Pages : 297 pages
Book Rating : 4.3/5 (153 download)

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Book Synopsis A Healthcare Solution by : Mark A. Vonderembse

Download or read book A Healthcare Solution written by Mark A. Vonderembse and published by CRC Press. This book was released on 2016-10-14 with total page 297 pages. Available in PDF, EPUB and Kindle. Book excerpt: The evidence is undeniable. By any measure, the US spends more on healthcare than any other country in the world, yet its health outcomes as measure by longevity are in the bottom half among developed countries, and its health-related quality of life has remained constant or declined since 1998. In addition to high costs and lower than expected outcomes, the healthcare delivery system is plagues by treatment delays as it can take weeks to see a specialist, and many people have limited or no access to care. Part of the challenge is that the healthcare delivery system is a large, complex, and sophisticated value creation chain. Successfully changing this highly interconnected system is difficult and time consuming because the underlying problems are hard to comprehend, the root causes are many, the solution is unclear, and the relationships among problems, causes, and solution are multifaceted. To address these issues, the book carefully explains the underlying problems, examines their root causes using information, data, and logic, and presents a comprehensive and integrated solution that addresses these causes. These three steps are the methodological backbone of this book. A solution depends on understanding and applying the principles of patient-centered care (PCC) and resource management. PCC puts patients, supported by their primary care physicians, back in the role as decision makers and depends on patients being responsible for their health including making good life-style choices. After all, the best way to reduce healthcare costs and increase quality of life is to improve our health and wellness and as a result need less care. In addition, health insurance must be rethought and redesigned so it is less likely to lead to overuse. For many people with health insurance, the out-of-pocket cost of healthcare are small, so healthcare decision making is often biased toward consumption. Effective resource management means that healthcare providers must do a better job of acquiring and using resources in order to provide care quickly, productively, and correctly. This means improving healthcare strategy and management, accelerating the use of information technology, making drug costs affordable and fair, reducing the incidence of malpractice, and rebuilding the provider network. In addition, implementation is difficult because there are many participants in the healthcare delivery value chain, such as physicians, nurses, and medical technicians, as well as many provider organizations, such as hospitals, clinics, physician offices, and labs. Further up the value chain there are pharmaceutical companies, equipment providers, and other suppliers. These participants have diverse and sometimes conflicting goals, but each must be willing to accept change and work in a coordinated manner to improve healthcare. To overcome these problems, strong national leadership is needed to get the attention and support from the people and organizations involved in healthcare and to make the comprehensive changes that will lower healthcare costs, improve healthcare quality, eliminate delays, increase access, and enhance patient satisfaction.

Health Insurance Answer Book

Author : John C. Garner
Publisher :
ISBN 13 : 9780735514690
Total Pages : 0 pages
Book Rating : 4.5/5 (146 download)

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Book Synopsis Health Insurance Answer Book by : John C. Garner

Download or read book Health Insurance Answer Book written by John C. Garner and published by . This book was released on 2001 with total page 0 pages. Available in PDF, EPUB and Kindle. Book excerpt: Aimed at compensation and benefits managers, human resources managers, and related professionals, this reference contains information about the administration of health insurance, presented in a question and answer format. The questions are organized into sections on such topics as state and federal laws, plan rating and funding, managed care plans

The New Health Care System: Everything You Need to Know

Author : David Nather
Publisher : St. Martin's Griffin
ISBN 13 : 1429929065
Total Pages : 240 pages
Book Rating : 4.4/5 (299 download)

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Book Synopsis The New Health Care System: Everything You Need to Know by : David Nather

Download or read book The New Health Care System: Everything You Need to Know written by David Nather and published by St. Martin's Griffin. This book was released on 2010-07-20 with total page 240 pages. Available in PDF, EPUB and Kindle. Book excerpt: A primer in plain English that explains how health insurance will work under the new legislation and how it will affect your care and your choices going forward. Now that "Obamacare" (as the Patient Protection and Affordable Care Act is popularly known) has become the law of the land, millions of Americans will need help figuring out exactly how the new system will work and how it might affect their lives. This guide will teach people how the new health care exchanges are supposed to work. In an easy, conversational manner, David Nather makes a complicated system easier to understand by answering all your questions. Such as: *How to apply for help in paying for insurance? *Will your healthcare change if you work for a big company or a small company? *How will the legislation affect you if you receive individual insurance, if you're uninsured, or if you are on Medicare? *What new protections are you supposed to get from the worst health insurance practices? *Why did Congress decided everyone should be required to get health insurance? For people who aren't lawyers or policy wonks, but simply want to make sense of what to expect in their own lives, The New Health Care System: Everything You Need to Know will be a must-read.

An American Sickness

Author : Elisabeth Rosenthal
Publisher : Penguin
ISBN 13 : 0698407180
Total Pages : 434 pages
Book Rating : 4.6/5 (984 download)

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Book Synopsis An American Sickness by : Elisabeth Rosenthal

Download or read book An American Sickness written by Elisabeth Rosenthal and published by Penguin. This book was released on 2017-04-11 with total page 434 pages. Available in PDF, EPUB and Kindle. Book excerpt: A New York Times bestseller/Washington Post Notable Book of 2017/NPR Best Books of 2017/Wall Street Journal Best Books of 2017 "This book will serve as the definitive guide to the past and future of health care in America.”—Siddhartha Mukherjee, Pulitzer Prize-winning author of The Emperor of All Maladies and The Gene At a moment of drastic political upheaval, An American Sickness is a shocking investigation into our dysfunctional healthcare system - and offers practical solutions to its myriad problems. In these troubled times, perhaps no institution has unraveled more quickly and more completely than American medicine. In only a few decades, the medical system has been overrun by organizations seeking to exploit for profit the trust that vulnerable and sick Americans place in their healthcare. Our politicians have proven themselves either unwilling or incapable of reining in the increasingly outrageous costs faced by patients, and market-based solutions only seem to funnel larger and larger sums of our money into the hands of corporations. Impossibly high insurance premiums and inexplicably large bills have become facts of life; fatalism has set in. Very quickly Americans have been made to accept paying more for less. How did things get so bad so fast? Breaking down this monolithic business into the individual industries—the hospitals, doctors, insurance companies, and drug manufacturers—that together constitute our healthcare system, Rosenthal exposes the recent evolution of American medicine as never before. How did healthcare, the caring endeavor, become healthcare, the highly profitable industry? Hospital systems, which are managed by business executives, behave like predatory lenders, hounding patients and seizing their homes. Research charities are in bed with big pharmaceutical companies, which surreptitiously profit from the donations made by working people. Patients receive bills in code, from entrepreneurial doctors they never even saw. The system is in tatters, but we can fight back. Dr. Elisabeth Rosenthal doesn't just explain the symptoms, she diagnoses and treats the disease itself. In clear and practical terms, she spells out exactly how to decode medical doublespeak, avoid the pitfalls of the pharmaceuticals racket, and get the care you and your family deserve. She takes you inside the doctor-patient relationship and to hospital C-suites, explaining step-by-step the workings of a system badly lacking transparency. This is about what we can do, as individual patients, both to navigate the maze that is American healthcare and also to demand far-reaching reform. An American Sickness is the frontline defense against a healthcare system that no longer has our well-being at heart.

The University of Southern California

Author : Norman Topping
Publisher :
ISBN 13 :
Total Pages : 36 pages
Book Rating : 4.F/5 ( download)

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Book Synopsis The University of Southern California by : Norman Topping

Download or read book The University of Southern California written by Norman Topping and published by . This book was released on 1966 with total page 36 pages. Available in PDF, EPUB and Kindle. Book excerpt:

Insurance Solutions-Plan Well, Live Better

Author : Laura D. Cooper, Esq.
Publisher : Demos Medical Publishing
ISBN 13 : 1934559202
Total Pages : 136 pages
Book Rating : 4.9/5 (345 download)

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Book Synopsis Insurance Solutions-Plan Well, Live Better by : Laura D. Cooper, Esq.

Download or read book Insurance Solutions-Plan Well, Live Better written by Laura D. Cooper, Esq. and published by Demos Medical Publishing. This book was released on 2002-09-01 with total page 136 pages. Available in PDF, EPUB and Kindle. Book excerpt: When faced with long-term disability or chronic illness many people find the financial consequences as harrowing as the disease itself. Cooper shows that, with adequate planning, insurance should cover any and all disability-related costs. In fact by choosing the right insurance people can maximize their lifestyle and gain financial freedom. Readers will learn how to look at various insurance options - including life, disability, health, and long-term care, from a new perspective. They will discover that they do have options for reliable insurance and ultimately financial security. Cooper offers practical advice on finding insurance, evaluating its coverage, and avoiding pitfalls. Using a logical, workbook approach, this resource gives readers exercises, worksheets, and checklists to help them judge whether they are adequately prepared for dealing with disability-related costs. In a step-by-step manner they will learn how to: Catalog current illness-relevant insurance data. Evaluate the comprehensiveness and quality of existing insurance products. Improve their insurance plans She shows readers precisely how to foresee whether their present insurance plans will help them safeguard assets - even in the worst scenario. If readers find serious potential problems in their coverage, this excellent practical book offers concrete information for dealing with them to secure future financial goals. Packed with ideas and strategies, this handy guide will help readers find and purchase insurance that a typical insurance company might not make available to a disabled person. They will also find suggestions for obtaining insurance when traditional sources appear to closed. To assist readers with the language of insurance, the book contains glossary of terms.