Financial Counseling

Download Financial Counseling PDF Online Free

Author :
Publisher : Springer
ISBN 13 : 3319725866
Total Pages : 244 pages
Book Rating : 4.3/5 (197 download)

DOWNLOAD NOW!


Book Synopsis Financial Counseling by : Dorothy B. Durband

Download or read book Financial Counseling written by Dorothy B. Durband and published by Springer. This book was released on 2018-10-16 with total page 244 pages. Available in PDF, EPUB and Kindle. Book excerpt: "This text is a valuable new resource that we recommend for all of our professionals and are proud to incorporate as part of our AFC® certification program. With expertise representing the breadth and depth of the financial counseling profession, the content in this text provides you with a rigorous foundation of knowledge, considers critical theoretical models, and explores foundational skills of communication, self-awareness, and bias. This type of comprehensive approach aligns with our mission and vision—providing you with the foundational knowledge to meet clients where they are across the financial life-cycle and impact long-term financial capability." -Rebecca Wiggins, Executive Director, AFCPE® (Association for Financial Counseling and Planning Education®) This timely volume presents a comprehensive overview of financial counseling skills in accessible, practical detail for readers throughout the career span. Expert financial counselors, educators, and researchers refer to classic and current theories for up-to-date instruction on building long-term client competence, working with clients of diverse backgrounds, addressing problem financial behavior, and approaching sensitive topics. From these core components, readers have a choice of integrated frameworks for guiding clients in critical areas of financial decision-making. This essential work: · Offers an introduction to financial counseling as a practice and profession · Discusses the challenges of working in financial counseling · Explores the elements of the client/counselor relationship · Compares delivery systems and practice models · Features effective tools and resources used in financial counseling · Encourages counselor ethics, preparedness, and self-awareness A standout in professional development references, Financial Counseling equips students and new professionals to better understand this demanding field, and offers seasoned veterans a robust refresher course in current best practices.

Fall Enrollment in Colleges and Universities

Download Fall Enrollment in Colleges and Universities PDF Online Free

Author :
Publisher :
ISBN 13 :
Total Pages : 60 pages
Book Rating : 4.:/5 (31 download)

DOWNLOAD NOW!


Book Synopsis Fall Enrollment in Colleges and Universities by :

Download or read book Fall Enrollment in Colleges and Universities written by and published by . This book was released on 1982 with total page 60 pages. Available in PDF, EPUB and Kindle. Book excerpt:

Expanding Underrepresented Minority Participation

Download Expanding Underrepresented Minority Participation PDF Online Free

Author :
Publisher : National Academies Press
ISBN 13 : 0309159687
Total Pages : 229 pages
Book Rating : 4.3/5 (91 download)

DOWNLOAD NOW!


Book Synopsis Expanding Underrepresented Minority Participation by : Institute of Medicine

Download or read book Expanding Underrepresented Minority Participation written by Institute of Medicine and published by National Academies Press. This book was released on 2011-07-29 with total page 229 pages. Available in PDF, EPUB and Kindle. Book excerpt: In order for the United States to maintain the global leadership and competitiveness in science and technology that are critical to achieving national goals, we must invest in research, encourage innovation, and grow a strong and talented science and technology workforce. Expanding Underrepresented Minority Participation explores the role of diversity in the science, technology, engineering and mathematics (STEM) workforce and its value in keeping America innovative and competitive. According to the book, the U.S. labor market is projected to grow faster in science and engineering than in any other sector in the coming years, making minority participation in STEM education at all levels a national priority. Expanding Underrepresented Minority Participation analyzes the rate of change and the challenges the nation currently faces in developing a strong and diverse workforce. Although minorities are the fastest growing segment of the population, they are underrepresented in the fields of science and engineering. Historically, there has been a strong connection between increasing educational attainment in the United States and the growth in and global leadership of the economy. Expanding Underrepresented Minority Participation suggests that the federal government, industry, and post-secondary institutions work collaboratively with K-12 schools and school systems to increase minority access to and demand for post-secondary STEM education and technical training. The book also identifies best practices and offers a comprehensive road map for increasing involvement of underrepresented minorities and improving the quality of their education. It offers recommendations that focus on academic and social support, institutional roles, teacher preparation, affordability and program development.

How the Financial Crisis and Great Recession Affected Higher Education

Download How the Financial Crisis and Great Recession Affected Higher Education PDF Online Free

Author :
Publisher : University of Chicago Press
ISBN 13 : 022620183X
Total Pages : 343 pages
Book Rating : 4.2/5 (262 download)

DOWNLOAD NOW!


Book Synopsis How the Financial Crisis and Great Recession Affected Higher Education by : Jeffrey R. Brown

Download or read book How the Financial Crisis and Great Recession Affected Higher Education written by Jeffrey R. Brown and published by University of Chicago Press. This book was released on 2015-01-08 with total page 343 pages. Available in PDF, EPUB and Kindle. Book excerpt: The recent financial crisis had a profound effect on both public and private universities. Universities responded to these stresses in different ways. This volume presents new evidence on the nature of these responses and how the incentives and constraints facing different institutions affected their behavior.

Paying the Price

Download Paying the Price PDF Online Free

Author :
Publisher : University of Chicago Press
ISBN 13 : 022640448X
Total Pages : 382 pages
Book Rating : 4.2/5 (264 download)

DOWNLOAD NOW!


Book Synopsis Paying the Price by : Sara Goldrick-Rab

Download or read book Paying the Price written by Sara Goldrick-Rab and published by University of Chicago Press. This book was released on 2016-09-01 with total page 382 pages. Available in PDF, EPUB and Kindle. Book excerpt: A “bracing and well-argued” study of America’s college debt crisis—“necessary reading for anyone concerned about the fate of American higher education” (Kirkus). College is far too expensive for many people today, and the confusing mix of federal, state, institutional, and private financial aid leaves countless students without the resources they need to pay for it. In Paying the Price, education scholar Sara Goldrick-Rab reveals the devastating effect of these shortfalls. Goldrick-Rab examines a study of 3,000 students who used the support of federal aid and Pell Grants to enroll in public colleges and universities in Wisconsin in 2008. Half the students in the study left college without a degree, while less than 20 percent finished within five years. The cause of their problems, time and again, was lack of money. Unable to afford tuition, books, and living expenses, they worked too many hours at outside jobs, dropped classes, took time off to save money, and even went without adequate food or housing. In many heartbreaking cases, they simply left school—not with a degree, but with crippling debt. Goldrick-Rab combines that data with devastating stories of six individual students, whose struggles make clear the human and financial costs of our convoluted financial aid policies. In the final section of the book, Goldrick-Rab offers a range of possible solutions, from technical improvements to the financial aid application process, to a bold, public sector–focused “first degree free” program. "Honestly one of the most exciting books I've read, because [Goldrick-Rab has] solutions. It's a manual that I'd recommend to anyone out there, if you're a parent, if you're a teacher, if you're a student."—Trevor Noah, The Daily Show

Student Financing of Higher Education

Download Student Financing of Higher Education PDF Online Free

Author :
Publisher : Routledge
ISBN 13 : 113506945X
Total Pages : 301 pages
Book Rating : 4.1/5 (35 download)

DOWNLOAD NOW!


Book Synopsis Student Financing of Higher Education by : Donald E. Heller

Download or read book Student Financing of Higher Education written by Donald E. Heller and published by Routledge. This book was released on 2013-06-07 with total page 301 pages. Available in PDF, EPUB and Kindle. Book excerpt: The financing of higher education is undergoing great change in many countries around the world. In recent years many countries are moving from a system where the costs of funding higher education are shouldered primarily by taxpayers, through government subsidies, to one where students pay a larger share of the costs. There are a number of factors driving these trends, including: A push for massification of higher education, in the recognition that additional revenue streams are required above and beyond those funds available from governments in order to achieve higher participation rates Macroeconomic factors, which lead to constraints on overall government revenues Political factors, which manifest in demands for funding of over services, thus restricting the funding available for higher (tertiary) education A concern that the returns to higher education accrue primarily to the individual, rather than to society, and thus students should bear more of the burden of paying for it This volume will help to contribute to an understanding of how these trends occur in various countries and regions around the world, and the impact they have on higher education institutions, students, and society as a whole. With contributions for the UK, USA, South Africa and China this vital new book gives a truly global picture of the rapidly changing situation

Going to College

Download Going to College PDF Online Free

Author :
Publisher : JHU Press
ISBN 13 : 0801870348
Total Pages : 190 pages
Book Rating : 4.8/5 (18 download)

DOWNLOAD NOW!


Book Synopsis Going to College by : Don Hossler

Download or read book Going to College written by Don Hossler and published by JHU Press. This book was released on 2020-06-02 with total page 190 pages. Available in PDF, EPUB and Kindle. Book excerpt: Going to College tells the powerful story of how high school students make choices about postsecondary education. Drawing on their unprecedented nine-year study of high school students, the authors explore how students and their parents negotiate these important decisions. Family background, finances, education, information—all influence students' plans after high school and the career paths they pursue, as do the more subtle messages delivered by parents and counselors which shape adolescents' self-expectations. For high school guidance counselors, college admissions counselors, parents and teachers, and public policy makers, this book is a valuable resource that explains the decision-making process and helps adults to help students make appropriate choices. The authors identify predisposition, search, and choice as the three stages in the student decision-making process. Predisposition refers to the plans students develop for education or work after they graduate from high school. The search stage involves students discovering and evaluating a variety of colleges and universities. In the choice stage, students choose a school to attend from among a list of institutions that are being seriously considered. Understanding exactly how students move through the predisposition, search, and choice stages of the college decision-making process can help students and parents prepare themselves for this process and consider a wider array of options. For education professionals, understanding this process can lead to new initiatives to guide students and families effectively—by providing better incentives for college savings, for example, or devising more effective early information programs about postsecondary education. Going to College is the first book to seriously study over an extended period the decisions that have a pervasive and lasting impact on individual careers, livelihoods, and lifestyles. The authors conclude with important recommendations for improving academic support, exploring various financial options, providing early encouragement—in other words, for recognizing the factors that influence students' decisions, and knowing when to pay attention to them.

Why Does College Cost So Much?

Download Why Does College Cost So Much? PDF Online Free

Author :
Publisher : Oxford University Press
ISBN 13 : 0190214104
Total Pages : 302 pages
Book Rating : 4.1/5 (92 download)

DOWNLOAD NOW!


Book Synopsis Why Does College Cost So Much? by : Robert B. Archibald

Download or read book Why Does College Cost So Much? written by Robert B. Archibald and published by Oxford University Press. This book was released on 2011 with total page 302 pages. Available in PDF, EPUB and Kindle. Book excerpt: College tuition has risen more rapidly than the overall inflation rate for much of the past century. To explain rising college cost, the authors place the higher education industry firmly within the larger economic history of the United States.

Redesigning the Financial Aid System

Download Redesigning the Financial Aid System PDF Online Free

Author :
Publisher : JHU Press
ISBN 13 : 9780801871238
Total Pages : 268 pages
Book Rating : 4.8/5 (712 download)

DOWNLOAD NOW!


Book Synopsis Redesigning the Financial Aid System by : Robert B. Archibald

Download or read book Redesigning the Financial Aid System written by Robert B. Archibald and published by JHU Press. This book was released on 2002-12-13 with total page 268 pages. Available in PDF, EPUB and Kindle. Book excerpt: Archibald argues that one of the problems with the current model - in which universities are responsible for the majority of grants, while the federal government provides student loans - is that a student cannot know the final price of attending a given institution until after he or she has applied, been accepted, and received a financial aid offer. As a result, students remain largely uninformed about the cost of their college educations until very late in the decision-making process, and thus have difficulty making a timely choice. In addition, financial aid information is kept private, creating confusion over the price of a college education and the role of financial aid.

Diversity in American Higher Education

Download Diversity in American Higher Education PDF Online Free

Author :
Publisher : Routledge
ISBN 13 : 1136865624
Total Pages : 301 pages
Book Rating : 4.1/5 (368 download)

DOWNLOAD NOW!


Book Synopsis Diversity in American Higher Education by : Lisa M. Stulberg

Download or read book Diversity in American Higher Education written by Lisa M. Stulberg and published by Routledge. This book was released on 2012-05-23 with total page 301 pages. Available in PDF, EPUB and Kindle. Book excerpt: Diversity has been a focus of higher education policy, law, and scholarship for decades, continually expanding to include not only race, ethnicity and gender, but also socioeconomic status, sexual and political orientation, and more. However, existing collections still tend to focus on a narrow definition of diversity in education, or in relation to singular topics like access to higher education, financial aid, and affirmative action. By contrast, Diversity in American Higher Education captures in one volume the wide range of critical issues that comprise the current discourse on diversity on the college campus in its broadest sense. This edited collection explores: legal perspectives on diversity and affirmative action higher education's relationship to the deeper roots of K-12 equity and access policy, politics, and practice's effects on students, faculty, and staff. Bringing together the leading experts on diversity in higher education scholarship, Diversity in American Higher Education redefines the agenda for diversity as we know it today.

College Choice in America

Download College Choice in America PDF Online Free

Author :
Publisher : Harvard University Press
ISBN 13 : 9780674141254
Total Pages : 246 pages
Book Rating : 4.1/5 (412 download)

DOWNLOAD NOW!


Book Synopsis College Choice in America by : Charles F. Manski

Download or read book College Choice in America written by Charles F. Manski and published by Harvard University Press. This book was released on 1983 with total page 246 pages. Available in PDF, EPUB and Kindle. Book excerpt: The most crucial choice a high school graduate makes is whether to attend college or to go to work. Here is the most sophisticated study of the complexities behind that decision. Based on a unique data set of nearly 23,000 seniors from more than 1,300 high schools who were tracked over several years, the book treats the following questions in detail: Who goes to college? Does low family income prevent some young people from enrolling, or does scholarship aid offset financial need? How important are scholastic aptitude scores, high school class rank, race, and socioeconomic background in determining college applications and admissions? Do test scores predict success in higher education? Using the data from the National Longitudinal Study of the Class of 1972, the authors present a set of interrelated analyses of student and institutional behavior, each focused on a particular aspect of the process of choosing and being chosen by a college. Among their interesting findings: most high school graduates would be admitted to some four-year college of average quality, were they to apply; applicants do not necessarily prefer the highest-quality school; high school class rank and SAT scores are equally important in college admissions; federal scholarship aid has had only a small effect on enrollments at four-year colleges but a much stronger effect on attendance at two-year colleges; the attention paid to SAT scores in admissions is commensurate with the power of the scores in predicting persistence to a degree. This clearly written book is an important source of information on a perpetually interesting topic.

Keeping College Affordable

Download Keeping College Affordable PDF Online Free

Author :
Publisher : Brookings Institution Press
ISBN 13 :
Total Pages : 286 pages
Book Rating : 4.3/5 (91 download)

DOWNLOAD NOW!


Book Synopsis Keeping College Affordable by : Michael S. McPherson

Download or read book Keeping College Affordable written by Michael S. McPherson and published by Brookings Institution Press. This book was released on 1991 with total page 286 pages. Available in PDF, EPUB and Kindle. Book excerpt: This book assesses the role of government subsidies for higher education -- especially but not exclusively federal student aid -- in keeping college affordable for Americans of all economic and social backgrounds. The authors examine the effects of student aid policies of the last twenty years.

The Working Classes and Higher Education

Download The Working Classes and Higher Education PDF Online Free

Author :
Publisher : Routledge
ISBN 13 : 1317444914
Total Pages : 272 pages
Book Rating : 4.3/5 (174 download)

DOWNLOAD NOW!


Book Synopsis The Working Classes and Higher Education by : Amy E. Stich

Download or read book The Working Classes and Higher Education written by Amy E. Stich and published by Routledge. This book was released on 2015-12-22 with total page 272 pages. Available in PDF, EPUB and Kindle. Book excerpt: Within the broader context of the global knowledge economy, wherein the "college-for-all" discourse grows more and more pervasive and systems of higher education become increasingly stratified by social class, important and timely questions emerge regarding the future social location and mobility of the working classes. Though the working classes look very different from the working classes of previous generations, the weight of a universal working-class identity/background amounts to much of the same economic vulnerability and negative cultural stereotypes, all of which continue to present obstacles for new generations of working-class youth, many of whom pursue higher education as a necessity rather than a "choice." Using a sociological lens, contributors examine the complicated relationship between the working classes and higher education through students’ distinct experiences, challenges, and triumphs during three moments on a transitional continuum: the transition from secondary to higher education; experiences within higher education; and the transition from higher education to the workforce. In doing so, this volume challenges the popular notion of higher education as a means to equality of opportunity and social mobility for working-class students.

The Student Aid Game

Download The Student Aid Game PDF Online Free

Author :
Publisher : Princeton University Press
ISBN 13 : 9780691005362
Total Pages : 180 pages
Book Rating : 4.0/5 (53 download)

DOWNLOAD NOW!


Book Synopsis The Student Aid Game by : Michael S. McPherson

Download or read book The Student Aid Game written by Michael S. McPherson and published by Princeton University Press. This book was released on 1999-01-03 with total page 180 pages. Available in PDF, EPUB and Kindle. Book excerpt: Student aid in higher education has recently become a hot-button issue. Parents trying to pay for their children's education, college administrators competing for students, and even President Bill Clinton, whose recently proposed tax breaks for college would change sharply the federal government's financial commitment to higher education, have staked a claim in its resolution. In The Student Aid Game, Michael McPherson and Morton Owen Schapiro explain how both colleges and governments are struggling to cope with a rapidly changing marketplace, and show how sound policies can help preserve the strengths and remedy some emerging weaknesses of American higher education. McPherson and Schapiro offer a detailed look at how undergraduate education is financed in the United States, highlighting differences across sectors and for students of differing family backgrounds. They review the implications of recent financing trends for access to and choice of undergraduate college and gauge the implications of these national trends for the future of college opportunity. The authors examine how student aid fits into college budgets, how aid and pricing decisions are shaped by government higher education policies, and how competition has radically reshaped the way colleges think about the strategic role of student aid. Of particular interest is the issue of merit aid. McPherson and Schapiro consider the attractions and pitfalls of merit aid from the viewpoint of students, institutions, and society. The Student Aid Game concludes with an examination of policy options for both government and individual institutions. McPherson and Schapiro argue that the federal government needs to keep its attention focused on providing access to college for needy students, while colleges themselves need to constrain their search for strategic advantage by sticking to aid and admission policies they are willing to articulate and defend publicly.

The College Dropout Scandal

Download The College Dropout Scandal PDF Online Free

Author :
Publisher : Oxford University Press
ISBN 13 : 019086222X
Total Pages : 185 pages
Book Rating : 4.1/5 (98 download)

DOWNLOAD NOW!


Book Synopsis The College Dropout Scandal by : David Kirp

Download or read book The College Dropout Scandal written by David Kirp and published by Oxford University Press. This book was released on 2019-07-01 with total page 185 pages. Available in PDF, EPUB and Kindle. Book excerpt: Higher education today faces a host of challenges, from quality to cost. But too little attention gets paid to a startling fact: four out of ten students -- that's more than ten percent of the entire population - -who start college drop out. The situation is particularly dire for black and Latino students, those from poor families, and those who are first in their families to attend college. In The College Dropout Scandal, David Kirp outlines the scale of the problem and shows that it's fixable - -we already have the tools to boost graduation rates and shrink the achievement gap. Many college administrators know what has to be done, but many of them are not doing the job - -the dropout rate hasn't decreased for decades. It's not elite schools like Harvard or Williams who are setting the example, but places like City University of New York and Long Beach State, which are doing the hard work to assure that more students have a better education and a diploma. As in his New York Times columns, Kirp relies on vivid, on-the-ground reporting, conversations with campus leaders, faculty and students, as well as cogent overviews of cutting-edge research to identify the institutional reforms--like using big data to quickly identify at-risk students and get them the support they need -- and the behavioral strategies -- from nudges to mindset changes - -that have been proven to work. Through engaging stories that shine a light on an underappreciated problem in colleges today, David Kirp's hopeful book will prompt colleges to make student success a top priority and push more students across the finish line, keeping their hopes of achieving the American Dream alive.

Higher Education Opportunity Act

Download Higher Education Opportunity Act PDF Online Free

Author :
Publisher :
ISBN 13 :
Total Pages : 432 pages
Book Rating : 4.3/5 (121 download)

DOWNLOAD NOW!


Book Synopsis Higher Education Opportunity Act by : United States

Download or read book Higher Education Opportunity Act written by United States and published by . This book was released on 2008 with total page 432 pages. Available in PDF, EPUB and Kindle. Book excerpt:

The Privileged Poor

Download The Privileged Poor PDF Online Free

Author :
Publisher : Harvard University Press
ISBN 13 : 0674239660
Total Pages : 289 pages
Book Rating : 4.6/5 (742 download)

DOWNLOAD NOW!


Book Synopsis The Privileged Poor by : Anthony Abraham Jack

Download or read book The Privileged Poor written by Anthony Abraham Jack and published by Harvard University Press. This book was released on 2019-03-01 with total page 289 pages. Available in PDF, EPUB and Kindle. Book excerpt: An NPR Favorite Book of the Year “Breaks new ground on social and educational questions of great import.” —Washington Post “An essential work, humane and candid, that challenges and expands our understanding of the lives of contemporary college students.” —Paul Tough, author of Helping Children Succeed “Eye-opening...Brings home the pain and reality of on-campus poverty and puts the blame squarely on elite institutions.” —Washington Post “Jack’s investigation redirects attention from the matter of access to the matter of inclusion...His book challenges universities to support the diversity they indulge in advertising.” —New Yorker The Ivy League looks different than it used to. College presidents and deans of admission have opened their doors—and their coffers—to support a more diverse student body. But is it enough just to admit these students? In this bracing exposé, Anthony Jack shows that many students’ struggles continue long after they’ve settled in their dorms. Admission, they quickly learn, is not the same as acceptance. This powerfully argued book documents how university policies and campus culture can exacerbate preexisting inequalities and reveals why some students are harder hit than others.