The Impact of Increased Insurance on Public Deposits

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Publisher :
ISBN 13 :
Total Pages : 550 pages
Book Rating : 4.3/5 (121 download)

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Book Synopsis The Impact of Increased Insurance on Public Deposits by : United States. Advisory Commission on Intergovernmental Relations

Download or read book The Impact of Increased Insurance on Public Deposits written by United States. Advisory Commission on Intergovernmental Relations and published by . This book was released on 1977 with total page 550 pages. Available in PDF, EPUB and Kindle. Book excerpt: Printed for the use of the Committee on Banking, Housing, and Urban Affairs, United States Senate.

The Impact of Increased Insurance on Public Deposits

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Publisher :
ISBN 13 :
Total Pages : 0 pages
Book Rating : 4.:/5 (19 download)

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Book Synopsis The Impact of Increased Insurance on Public Deposits by : United States. Advisory Commission on Intergovernmental Relations

Download or read book The Impact of Increased Insurance on Public Deposits written by United States. Advisory Commission on Intergovernmental Relations and published by . This book was released on 1977 with total page 0 pages. Available in PDF, EPUB and Kindle. Book excerpt:

Does Deposit Insurance Increase Banking System Stability?

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Publisher : World Bank Publications
ISBN 13 :
Total Pages : 42 pages
Book Rating : 4./5 ( download)

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Book Synopsis Does Deposit Insurance Increase Banking System Stability? by : Asl? Demirgüç-Kunt

Download or read book Does Deposit Insurance Increase Banking System Stability? written by Asl? Demirgüç-Kunt and published by World Bank Publications. This book was released on 1999 with total page 42 pages. Available in PDF, EPUB and Kindle. Book excerpt: "Explicit deposit insurance tends to be detrimental to bank stability-- the more so where bank interest rates are deregulated and the institutional environment is weak"--Cover.

Deposit Insurance Around the World

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Publisher : MIT Press
ISBN 13 : 0262042541
Total Pages : 415 pages
Book Rating : 4.2/5 (62 download)

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Book Synopsis Deposit Insurance Around the World by : Aslı Demirgüç-Kunt

Download or read book Deposit Insurance Around the World written by Aslı Demirgüç-Kunt and published by MIT Press. This book was released on 2008 with total page 415 pages. Available in PDF, EPUB and Kindle. Book excerpt: Explicit deposit insurance (DI) is widely held to be a crucial element of modern financial safety nets. This book draws on an original cross-country dataset on DI systems and design features to examine the impact of DI on banking behavior and assess the policy complications that emerge in developing countries.

Does Deposit Insurance Increase Banking System Stability? An Empirical Investigation

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Publisher :
ISBN 13 :
Total Pages : 37 pages
Book Rating : 4.:/5 (129 download)

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Book Synopsis Does Deposit Insurance Increase Banking System Stability? An Empirical Investigation by : Asli Demirgüç-Kunt

Download or read book Does Deposit Insurance Increase Banking System Stability? An Empirical Investigation written by Asli Demirgüç-Kunt and published by . This book was released on 2016 with total page 37 pages. Available in PDF, EPUB and Kindle. Book excerpt: Explicit deposit insurance tends to be detrimental to bank stability - the more so where bank interest rates are deregulated and the institutional environment is weak.Based on evidence for 61 countries in 1980-97, Demirguc-Kunt and Detragiache find that explicit deposit insurance tends to be detrimental to bank stability, the more so where bank interest rates are deregulated and the institutional environment is weak.The adverse impact of deposit insurance on bank stability tends to be stronger the more extensive is the coverage offered to depositors, and where the scheme is funded and run by the government rather than the private sector.This paper - a product of Finance, Development Research Group - is part of a larger effort in the group to study deposit insurance. The study was funded by the Bank's Research Support Budget under the research project Deposit Insurance: Issues of Principle, Design, and Implementation (RPO 682-90). The authors may be contacted at [email protected] or [email protected].

FDIC Quarterly

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Publisher :
ISBN 13 :
Total Pages : 38 pages
Book Rating : 4.:/5 (327 download)

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Book Synopsis FDIC Quarterly by :

Download or read book FDIC Quarterly written by and published by . This book was released on 2009 with total page 38 pages. Available in PDF, EPUB and Kindle. Book excerpt:

Crisis and Response

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Publisher :
ISBN 13 : 9780966180817
Total Pages : pages
Book Rating : 4.1/5 (88 download)

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Book Synopsis Crisis and Response by : Federal Deposit Insurance Corporation

Download or read book Crisis and Response written by Federal Deposit Insurance Corporation and published by . This book was released on 2018-03-06 with total page pages. Available in PDF, EPUB and Kindle. Book excerpt: Crisis and Response: An FDIC History, 2008¿2013 reviews the experience of the FDIC during a period in which the agency was confronted with two interconnected and overlapping crises¿first, the financial crisis in 2008 and 2009, and second, a banking crisis that began in 2008 and continued until 2013. The history examines the FDIC¿s response, contributes to an understanding of what occurred, and shares lessons from the agency¿s experience.

Your Insured Deposits

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Publisher : GPO FCIC
ISBN 13 : 9781612210711
Total Pages : 24 pages
Book Rating : 4.2/5 (17 download)

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Book Synopsis Your Insured Deposits by : Federal Deposit Insurance Corporation

Download or read book Your Insured Deposits written by Federal Deposit Insurance Corporation and published by GPO FCIC. This book was released on 2010 with total page 24 pages. Available in PDF, EPUB and Kindle. Book excerpt: Detailed explanation of which bank and savings accounts qualify for federal deposit insurance coverage, how one person can have multiple accounts covered, and when the temporary $250,000 coverage will revert to $100,000.

Financial Opening, Deposit Insurance, and Risk in a Model of Banking Competition

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Publisher : International Monetary Fund
ISBN 13 : 1451851995
Total Pages : 46 pages
Book Rating : 4.4/5 (518 download)

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Book Synopsis Financial Opening, Deposit Insurance, and Risk in a Model of Banking Competition by : Mr.Tito Cordella

Download or read book Financial Opening, Deposit Insurance, and Risk in a Model of Banking Competition written by Mr.Tito Cordella and published by International Monetary Fund. This book was released on 1998-06-01 with total page 46 pages. Available in PDF, EPUB and Kindle. Book excerpt: This paper studies the impact of competition on the determination of interest rates and banks’ risk-taking behavior under different assumptions about deposit insurance and the dissemination of financial information. It finds that lower entry costs foster competition in deposit rate sand reduce banks’ incentives to limit risk exposure. Although higher insurance coverage amplifies this effect, two alternative arrangements (risk-based contributions to the insurance fund and public disclosure of financial information) help to reduce it. Moreover, uninsured but fully informed depositors and risk-based full deposit insurance yield the same equilibrium risk level, which is independent of entry costs. The welfare implications of the different arrangements are also explored.

Care Without Coverage

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Publisher : National Academies Press
ISBN 13 : 0309083435
Total Pages : 213 pages
Book Rating : 4.3/5 (9 download)

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Book Synopsis Care Without Coverage by : Institute of Medicine

Download or read book Care Without Coverage written by Institute of Medicine and published by National Academies Press. This book was released on 2002-06-20 with total page 213 pages. Available in PDF, EPUB and Kindle. Book excerpt: Many Americans believe that people who lack health insurance somehow get the care they really need. Care Without Coverage examines the real consequences for adults who lack health insurance. The study presents findings in the areas of prevention and screening, cancer, chronic illness, hospital-based care, and general health status. The committee looked at the consequences of being uninsured for people suffering from cancer, diabetes, HIV infection and AIDS, heart and kidney disease, mental illness, traumatic injuries, and heart attacks. It focused on the roughly 30 million-one in seven-working-age Americans without health insurance. This group does not include the population over 65 that is covered by Medicare or the nearly 10 million children who are uninsured in this country. The main findings of the report are that working-age Americans without health insurance are more likely to receive too little medical care and receive it too late; be sicker and die sooner; and receive poorer care when they are in the hospital, even for acute situations like a motor vehicle crash.

Annual Report of the Federal Deposit Insurance Corporation for the Year Ending ...

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Publisher :
ISBN 13 :
Total Pages : 422 pages
Book Rating : 4.3/5 (243 download)

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Book Synopsis Annual Report of the Federal Deposit Insurance Corporation for the Year Ending ... by : Federal Deposit Insurance Corporation

Download or read book Annual Report of the Federal Deposit Insurance Corporation for the Year Ending ... written by Federal Deposit Insurance Corporation and published by . This book was released on 1951 with total page 422 pages. Available in PDF, EPUB and Kindle. Book excerpt: Beginning with 1981, merger decisions of the Corporation are published separately as vol. 2 of the Annual report.

Financial Opening, Deposit Insurance, and Risk in a Model of Banking Competition

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Publisher :
ISBN 13 :
Total Pages : 45 pages
Book Rating : 4.:/5 (129 download)

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Book Synopsis Financial Opening, Deposit Insurance, and Risk in a Model of Banking Competition by : Tito Cordella

Download or read book Financial Opening, Deposit Insurance, and Risk in a Model of Banking Competition written by Tito Cordella and published by . This book was released on 2006 with total page 45 pages. Available in PDF, EPUB and Kindle. Book excerpt: This paper studies the impact of competition on the determination of interest rates and banks` risk-taking behavior under different assumptions about deposit insurance and the dissemination of financial information. It finds that lower entry costs foster competition in deposit rate sand reduce banks` incentives to limit risk exposure. Although higher insurance coverage amplifies this effect, two alternative arrangements (risk-based contributions to the insurance fund and public disclosure of financial information) help to reduce it. Moreover, uninsured but fully informed depositors and risk-based full deposit insurance yield the same equilibrium risk level, which is independent of entry costs. The welfare implications of the different arrangements are also explored.

Deposit Insurance

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Publisher : International Monetary Fund
ISBN 13 : 1451850492
Total Pages : 64 pages
Book Rating : 4.4/5 (518 download)

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Book Synopsis Deposit Insurance by : Ms.G. G. Garcia

Download or read book Deposit Insurance written by Ms.G. G. Garcia and published by International Monetary Fund. This book was released on 1996-08-01 with total page 64 pages. Available in PDF, EPUB and Kindle. Book excerpt: The paper contrasts deposit protection with other forms of insurance, examines why goods and services of all kinds receive warranties and guarantees, and explores the particular characteristics of deposits and banks that merit deposit insurance. It examines a variety of reasons why countries choose to adopt systems of deposit insurance, the pitfalls that can arise from poorly designed schemes, and the features of a scheme that successfully avoids these pitfalls.

Riegle Community Development and Regulatory Improvement Act of 1994

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Publisher :
ISBN 13 :
Total Pages : 136 pages
Book Rating : 4.3/5 (121 download)

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Book Synopsis Riegle Community Development and Regulatory Improvement Act of 1994 by : United States

Download or read book Riegle Community Development and Regulatory Improvement Act of 1994 written by United States and published by . This book was released on 1994 with total page 136 pages. Available in PDF, EPUB and Kindle. Book excerpt:

The S & L Insurance Mess

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Publisher : University Press of America
ISBN 13 :
Total Pages : 208 pages
Book Rating : 4.F/5 ( download)

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Book Synopsis The S & L Insurance Mess by : Edward J. Kane

Download or read book The S & L Insurance Mess written by Edward J. Kane and published by University Press of America. This book was released on 1989 with total page 208 pages. Available in PDF, EPUB and Kindle. Book excerpt: Looks at the insurance crisis in the thrift industry, explains how federal regulations helped create the problems, and suggets guidelines for reform.

To Provide Full Deposit Insurance for Public Units and to Increase Deposit Insurance from $20,000 to $50,000

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Publisher :
ISBN 13 :
Total Pages : 212 pages
Book Rating : 4.F/5 ( download)

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Book Synopsis To Provide Full Deposit Insurance for Public Units and to Increase Deposit Insurance from $20,000 to $50,000 by : United States Congress. House. Banking and Currency Committee

Download or read book To Provide Full Deposit Insurance for Public Units and to Increase Deposit Insurance from $20,000 to $50,000 written by United States Congress. House. Banking and Currency Committee and published by . This book was released on 1973 with total page 212 pages. Available in PDF, EPUB and Kindle. Book excerpt:

To Provide Full Deposit Insurance for Public Units and to Increase Deposit Insurance from $20,000 to $50,000

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Publisher :
ISBN 13 :
Total Pages : 214 pages
Book Rating : 4.0/5 (18 download)

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Book Synopsis To Provide Full Deposit Insurance for Public Units and to Increase Deposit Insurance from $20,000 to $50,000 by : United States. Congress. House. Committee on Banking and Currency. Subcommittee on Bank Supervision and Insurance

Download or read book To Provide Full Deposit Insurance for Public Units and to Increase Deposit Insurance from $20,000 to $50,000 written by United States. Congress. House. Committee on Banking and Currency. Subcommittee on Bank Supervision and Insurance and published by . This book was released on 1973 with total page 214 pages. Available in PDF, EPUB and Kindle. Book excerpt: