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The Demand For Life Insurance
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Book Synopsis The Demand for Life Insurance by : Wookjae Heo
Download or read book The Demand for Life Insurance written by Wookjae Heo and published by Springer Nature. This book was released on 2019-12-27 with total page 163 pages. Available in PDF, EPUB and Kindle. Book excerpt: This book, adopting machine learning techniques for the financial planning field, explores the demand for life insurance as seen in previous literature and both estimates and predicts the demand for the adoption of life insurance using these techniques. Previous studies used diverse perspectives, like actuarial and life span, in order to understand the demand for life insurance, though these approaches have shown inconsistent findings. Employing two theoretical backgrounds—ecological systemic theory and artificial intellectual methodology—this book explores a better estimation and a prediction of the demand for life insurance and will be of interest to academics and students of insurance, financial planning, and risk management.
Download or read book Life Insurance Fact Book written by and published by . This book was released on 1962 with total page 136 pages. Available in PDF, EPUB and Kindle. Book excerpt:
Book Synopsis The Economics of Life Insurance by : Solomon Stephen Huebner
Download or read book The Economics of Life Insurance written by Solomon Stephen Huebner and published by . This book was released on 1927 with total page 252 pages. Available in PDF, EPUB and Kindle. Book excerpt:
Book Synopsis Invest in Your Life by : Ronald M. Roth
Download or read book Invest in Your Life written by Ronald M. Roth and published by iUniverse. This book was released on 2008-10 with total page 170 pages. Available in PDF, EPUB and Kindle. Book excerpt: This book explains investing in the life insurance market. It explains what the market for used life insurance is and where it came from, and the steps to take through the entire process of a policy sale.
Book Synopsis Determinants of Life Insurance Consumption Across Countries by : Thorsten Beck
Download or read book Determinants of Life Insurance Consumption Across Countries written by Thorsten Beck and published by . This book was released on 2013 with total page pages. Available in PDF, EPUB and Kindle. Book excerpt: The importance of life insurance companies as part of the financial sector has significantly increased over the past decades, both as provider of important financial services to consumers and as a major investor in the capital market. However, the authors still observe a large variance in life insurance consumption across countries, which raises the question of its determinants. The authors use a greatly expanded data set on life insurance consumption to examine the determinants of the demand and supply of life insurance products across countries and over time. Using a cross-sectional sample of 63 countries averaged over 1980-96, the authors find that educational attainment, banking sector development, and inflation are the most robust predictors of life insurance consumption, while income is only a weak predictor. The results on educational attainment and inflation are confirmed in a panel of 23 countries over the period 1960-96. The results strengthen the case for promoting price stability, financial sector reform, and an efficient education system if life insurance and its many benefits are to be fully realized in an economy.
Book Synopsis Life Insurance Companies in the Capital Market by : Andrew F. Brimmer
Download or read book Life Insurance Companies in the Capital Market written by Andrew F. Brimmer and published by . This book was released on 1962 with total page 432 pages. Available in PDF, EPUB and Kindle. Book excerpt:
Book Synopsis Life Insurance for the American Family by : Ed Kelly
Download or read book Life Insurance for the American Family written by Ed Kelly and published by iUniverse. This book was released on 2008-03 with total page 88 pages. Available in PDF, EPUB and Kindle. Book excerpt: Ed Kelly is on a mission to help American families. They are grossly underinsured with their current life insurance coverage, and something must be done about it, soon. In this book, Ed exposes the 10 myths that most consumers and their current advisors hold about life insurance. Once these myths are dispelled, then the mothers and fathers, husbands and wives, insurance agents and financial planners can all move on to address the truth about Time Diversification and Tax Diversification. This book is a call for Americans to take responsibility for themselves and the real risks we all face. While most people can think of only one reason to own life insurance (to provide money for a survivor), Ed shows there are actually 1000 reasons to own life insurance, from cradle to grave. Many of these are driven by the tax advantages inherent in a life insurance policy. His mission is to drive you to a better conversation and a better meeting with your financial professional. This book will help you see life insurance from a new philosophical and practical perspective.
Author :United Nations Department of Economic and Social Affairs Publisher :United Nations ISBN 13 :9210576128 Total Pages :32 pages Book Rating :4.2/5 (15 download)
Book Synopsis World Population Ageing 2015 Highlights by : United Nations Department of Economic and Social Affairs
Download or read book World Population Ageing 2015 Highlights written by United Nations Department of Economic and Social Affairs and published by United Nations. This book was released on 2016-01-27 with total page 32 pages. Available in PDF, EPUB and Kindle. Book excerpt: Accurate, consistent and timely data on global trends in population age structure are critical for assessing current and future needs with respect to population ageing and for setting policy priorities to promote the well-being of the growing number and share of older persons in the population. This publication presents the highlights of the World Population Ageing 2015 report, which summarizes the trends in population ageing drawn from the latest United Nations estimates and projections of population by age and sex of 233 countries or areas, as published in World Population Prospects: the 2015 Revision. The present Highlights focuses in particular on the period from 2015 to 2030, the implementation period identified for the 2030 Agenda for Sustainable Development, and discusses some implications of trends in the number and share of older people for development planning.
Download or read book ACLI Life Insurance Fact Book written by and published by . This book was released on 1999 with total page 248 pages. Available in PDF, EPUB and Kindle. Book excerpt:
Book Synopsis The Theory of Demand for Health Insurance by : John A. Nyman
Download or read book The Theory of Demand for Health Insurance written by John A. Nyman and published by Stanford University Press. This book was released on 2003 with total page 228 pages. Available in PDF, EPUB and Kindle. Book excerpt: Why do people buy health insurance? Conventional theory holds that people purchase insurance because they prefer the certainty of paying a small premium to the risk of getting sick and paying a large medical bill. This book presents a new theory of consumer demand for health insurance. It holds that people purchase insurance to obtain additional "income" when they become ill.
Book Synopsis Does Insurance Market Activity Promote Economic Growth? by : Marco Arena
Download or read book Does Insurance Market Activity Promote Economic Growth? written by Marco Arena and published by World Bank Publications. This book was released on 2006 with total page 22 pages. Available in PDF, EPUB and Kindle. Book excerpt: Abstract: Insurance market activity, both as a financial intermediary and a provider of risk transfer and indemnification, may contribute to economic growth by allowing different risks to be managed more efficiently and by mobilizing domestic savings. During the past decade, there has been faster growth in insurance market activity, particularly in emerging markets given the process of liberalization and financial integration, which raises questions about its impact on economic growth. The author tests whether there is a causal relationship between insurance market activity (life and nonlife insurance) and economic growth. Using the generalized method of moments for dynamic models of panel data for 56 countries and for the 1976-2004 period, he finds robust evidence of a causal relationship between insurance market activity and economic growth. Both life and nonlife insurance have a positive and significant causal effect on economic growth. High-income countries drive the results in the case of life insurance. On the other hand, both high-income and developing countries drive the results in the case of nonlife insurance.
Book Synopsis The Advisor's Guide to Life Insurance by : Harold D. Skipper
Download or read book The Advisor's Guide to Life Insurance written by Harold D. Skipper and published by American Bar Association. This book was released on 2011 with total page 0 pages. Available in PDF, EPUB and Kindle. Book excerpt: Have you ever felt overwhelmed by the complexities of life insurance or when advising a client about a purchase? This clearly written guide provides information essential to the exercise of due care for the purchase and retention of life insurance policies. Major life insurance terms are clearly explained, and information is organized starting with the insurance purchase and assessing a company's financial strength. It also features a common-sense explanation of fundamentals and how to determine the appropriate policy.
Book Synopsis Insurance and Behavioral Economics by : Howard C. Kunreuther
Download or read book Insurance and Behavioral Economics written by Howard C. Kunreuther and published by Cambridge University Press. This book was released on 2013-01-28 with total page 343 pages. Available in PDF, EPUB and Kindle. Book excerpt: This book examines the behavior of individuals at risk and insurance industry policy makers involved in selling, buying and regulation.
Book Synopsis The Hidden Value in Your Life Insurance by : Darwin M. Bayston
Download or read book The Hidden Value in Your Life Insurance written by Darwin M. Bayston and published by Abbott Press. This book was released on 2016-06-21 with total page 70 pages. Available in PDF, EPUB and Kindle. Book excerpt: Thirty-three percent of Americans have no retirement savings or pension, according to the Federal Reserve. No wonder so many of us are nervous about our ability to retire. Fortunately, there is an asset that many American seniors have at their fingertips that they can use to fund their retirements. Most of them dont even realize it. Darwin M. Bayston, a chartered financial analyst, and Daryn N. Teague, a public relations consultant who works with providers of legal and financial services, created this simple consumer guide to help people unlock the hidden value in their life insurance policies. Learn how to: find out the things that insurance companies dont want you to know; improve your quality of life in retirement; eliminate what could be an unnecessary expense; and reduce stress by gaining peace of mind about retirement. Some life insurance companies actually prohibit the agent who sold you a policy from telling you about the strategies revealed in this guide. Find out about all of the options at your disposal by learning about The Hidden Value in Your Life Insurance.
Book Synopsis Questions and Answers on Life Insurance by : Tony Steuer
Download or read book Questions and Answers on Life Insurance written by Tony Steuer and published by Greenleaf Book Group. This book was released on 2022-06-07 with total page 338 pages. Available in PDF, EPUB and Kindle. Book excerpt: *Amazon Bestseller in Life Insurance* A user-friendly guide to making expert decisions on life insurance policies Need help facing the constant barrage of information from competing life insurance companies? With thirty-five years of experience in the life insurance business, Tony Steuer delivers a practical, one-of-a-kind resource for anyone involved in choosing or monitoring a life insurance policy. This guide helps make a complex financial product understandable for consumers and is an essential reference, textbook, and training manual for financial advisors. Using a simple question-and-answer format, Steuer covers the essential basics and the finer points of life insurance, including how to: Differentiate between types of policies Find and evaluate a policy and company Hire a trusted agent Understand the practice of underwriting Monitor a policy’s performance With all the advice to help you avoid unnecessary pitfalls and unpleasant surprises, Steuer’s guide will help you make informed, confident decisions and gain the maximum benefit from your life insurance policy.
Book Synopsis Determinants of Life Insurance Consumption across Countries by : Thorsten Beck
Download or read book Determinants of Life Insurance Consumption across Countries written by Thorsten Beck and published by World Bank Publications. This book was released on 2002 with total page 50 pages. Available in PDF, EPUB and Kindle. Book excerpt:
Book Synopsis Current and future problems of life insurance companies by : Tanja Herkert
Download or read book Current and future problems of life insurance companies written by Tanja Herkert and published by GRIN Verlag. This book was released on 2012-07-02 with total page 23 pages. Available in PDF, EPUB and Kindle. Book excerpt: In the industrialized countries, around the end of the nineteenth century the life insurance companies started integrating death into the business world. The process of monetarizing life was born. This paper examines how the term life insurance can be defined and which kinds of life insurance exist, focusing on the two countries Germany and the United States. It will show that there are mainly three types of life insurances as well in Germany as in the United States which are term life insurance, endowment insurance and annuity insurance. Focusing then on the consumption of life insurances the different factors of demographic, economic and institutional determinants will be taken into account and examined again for both countries, Germany and the United States. After explaining what the different factors influencing life insurance consumption are and how they correlate to the consumption it is being analyzed which risks insurance companies are facing today and will face in the future. The main risks are lower life insurance consumption due to the (external) influencing factors and longevity risk. Longevity risk will then be explained based on the concept of life tables as well as how to hedge against longevity risk including calculations. Lastly a conclusion will be drawn, summing up the problems and risks that arise for insurance companies and offering a solution.
