The Coming Baby Boomer Crisis

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The Coming Baby Boomer Crisis

Author : David Almond CFP® MSFS
Publisher : iUniverse
ISBN 13 : 1532060378
Total Pages : 106 pages
Book Rating : 4.5/5 (32 download)

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Book Synopsis The Coming Baby Boomer Crisis by : David Almond CFP® MSFS

Download or read book The Coming Baby Boomer Crisis written by David Almond CFP® MSFS and published by iUniverse. This book was released on 2018-11-29 with total page 106 pages. Available in PDF, EPUB and Kindle. Book excerpt: The Coming Baby Boomer Crisis and How to Protect Yourself! Many quality books address exclusively long-term care insurance. This book is not one of them. Although creative long-term care insurance options are covered, the content focuses on how to protect retirees from their two main concerns which are running out of money and the high cost of healthcare. There is a 70% chance we will need long-term care sometime in our life which is the number one reason people go broke in retirement. The Coming Baby Boomer Crisis helps put you in control by sharing the secrets few people know, such as: How to protect yourself against running out of money when faced with the high cost of healthcare even if you don’t own traditional long-term care insurance. When there is Still Time to Plan Ahead When there is still time, it is essential to have a long-term care pre-planning line of attack which is critical as we age. This book will provide you with creative financial strategies you can use to protect your life savings and stay financially independent. When Your Family is in a Long-Term Care Crisis The good news is, as of now, you can protect your assets even if you or a loved one is currently in a care facility and does not have long-term care insurance. There is much misinformation out there, for example, a person has to spend down to $2,000 before they will receive help from the state and the federal government. NOT TRUE. The Coming Baby Boomer Crisis and How to Protect Yourself will reveal ways you can receive benefits and still keep all or much of your savings while maintaining your dignity and financial independence.

Yes, You Can Still Retire Comfortably!

Author : Ben Stein
Publisher : Hay House
ISBN 13 : 1401903185
Total Pages : 241 pages
Book Rating : 4.4/5 (19 download)

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Book Synopsis Yes, You Can Still Retire Comfortably! by : Ben Stein

Download or read book Yes, You Can Still Retire Comfortably! written by Ben Stein and published by Hay House. This book was released on 2005 with total page 241 pages. Available in PDF, EPUB and Kindle. Book excerpt: Outlines how baby-boomers can plan for retirement, discussing how to invest to get the maximum return from savings and how to use an established nest egg to get the most income.

But what If I Live? The American Retirement Crisis

Author : Gregory Brandon Salsbury
Publisher :
ISBN 13 :
Total Pages : 164 pages
Book Rating : 4.E/5 ( download)

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Book Synopsis But what If I Live? The American Retirement Crisis by : Gregory Brandon Salsbury

Download or read book But what If I Live? The American Retirement Crisis written by Gregory Brandon Salsbury and published by . This book was released on 2006 with total page 164 pages. Available in PDF, EPUB and Kindle. Book excerpt: This book is dramatic wake-up call for a generation of overspent and under-saved Americans who face the very real possibility of outliving their money. Yesterdays retirees were supported by guaranteed income sources. Today, baby boomers are looking at a very different picture, one where they are increasingly responsible for generating their retirement income from personal savings while facing a longer life expectancy and astounding leaps in expenses. Key Selling Points: explores the seven key challenges that stand between baby boomers and a successful retirement; helps baby boomers recognize and address the key challenges to retirement; guides baby boomers to better plan for the income they will need so they can achieve the retirement they deserve.

2015 After the Boom

Author : Garth Turner
Publisher :
ISBN 13 : 9781550138269
Total Pages : 164 pages
Book Rating : 4.1/5 (382 download)

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Book Synopsis 2015 After the Boom by : Garth Turner

Download or read book 2015 After the Boom written by Garth Turner and published by . This book was released on 1996 with total page 164 pages. Available in PDF, EPUB and Kindle. Book excerpt: Garth Turner's classic. Over 100,000 copies sold. (1996)

Falling Short

Author : Charles D. Ellis
Publisher : Oxford University Press
ISBN 13 : 0190218916
Total Pages : 168 pages
Book Rating : 4.1/5 (92 download)

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Book Synopsis Falling Short by : Charles D. Ellis

Download or read book Falling Short written by Charles D. Ellis and published by Oxford University Press. This book was released on 2014-12-01 with total page 168 pages. Available in PDF, EPUB and Kindle. Book excerpt: The United States faces a serious retirement challenge. Many of today's workers will lack the resources to retire at traditional ages and maintain their standard of living in retirement. Solving the problem is a major challenge in today's environment in which risk and responsibility have shifted from government and employers to individuals. For this reason, Charles D. Ellis, Alicia H. Munnell, and Andrew D. Eschtruth have written this concise guide for anyone concerned about their own - and the nation's - retirement security. Falling Short is grounded in sound research yet written in a highly accessible style. The authors provide a vivid picture of the retirement crisis in America. They offer the necessary context for understanding the nature and size of the retirement income shortfall, which is caused by both increasing income needs-due to longer lifespans and rising health costs-and decreasing support from Social Security and employer-sponsored pension plans. The solutions are to work longer and save more by building on the existing retirement system. To work longer, individuals should plan to stay in the labor force until age 70 if possible. To save more, policymakers should shore up Social Security's long-term finances; make all 401(k) plans fully automatic, with workers allowed to opt out; and ensure that everyone has access to a retirement savings plan. Individuals should also recognize that their house is a source of saving, which they can tap in retirement through downsizing or a reverse mortgage.

Will America Grow Up Before It Grows Old?.

Author : Peter G. Peterson
Publisher :
ISBN 13 :
Total Pages : 0 pages
Book Rating : 4.:/5 (442 download)

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Book Synopsis Will America Grow Up Before It Grows Old?. by : Peter G. Peterson

Download or read book Will America Grow Up Before It Grows Old?. written by Peter G. Peterson and published by . This book was released on with total page 0 pages. Available in PDF, EPUB and Kindle. Book excerpt: Features the full text of an article entitled "Will America Grow Up Before It Grows Old?," by Peter G. Peterson, published by Atlantic Monthly Co. Discusses the changes that will occur in the United States when the Baby Boomer generation begins to retire. Contains statistics concerning demographics in the United States throughout the 20th century. Highlights the retirement plans in other countries, funding Social Security in the future, and suggestions for solving the financing problem of Social Security.

The Theft of a Decade

Author : Joseph C. Sternberg
Publisher :
ISBN 13 : 9781541730250
Total Pages : pages
Book Rating : 4.7/5 (32 download)

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Book Synopsis The Theft of a Decade by : Joseph C. Sternberg

Download or read book The Theft of a Decade written by Joseph C. Sternberg and published by . This book was released on 2019 with total page pages. Available in PDF, EPUB and Kindle. Book excerpt:

Pop!

Author : Paul Ghezzi
Publisher :
ISBN 13 : 9780595454723
Total Pages : 0 pages
Book Rating : 4.4/5 (547 download)

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Book Synopsis Pop! by : Paul Ghezzi

Download or read book Pop! written by Paul Ghezzi and published by . This book was released on 2010-11 with total page 0 pages. Available in PDF, EPUB and Kindle. Book excerpt: Are we going to be okay? This is the question that more than ninety million North American baby boomers are asking as they head into their retirement years. They have a growing fear that their retirement plans will not meet their expectations. Financial expert and best-selling author Paul Ghezzi weaves together a quick-paced and compelling story about the greatest financial crisis of the baby boomer generation and outlines the steps boomers need to take to safeguard their retirement. Written in parable form, POP! explains why most people struggle to build wealth and how they are actually sabotaging their retirement dreams. He introduces Don and Mary Stewart, two baby boomers stuck in the "Retirement Anxiety Trap," and the mysterious man who holds the answers to their problems. Through a series of easy-to-follow steps and powerful strategies, Paul Ghezzi demonstrates how anyone can break free from the Retirement Anxiety Trap and go on to prosper. POP! offers essential advice for those interested in protecting their retirement and prospering during the coming decade of financial crisis.

Will America Grow Up Before it Grows Old?

Author : Peter G. Peterson
Publisher : Random House (NY)
ISBN 13 :
Total Pages : 264 pages
Book Rating : 4.F/5 ( download)

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Book Synopsis Will America Grow Up Before it Grows Old? by : Peter G. Peterson

Download or read book Will America Grow Up Before it Grows Old? written by Peter G. Peterson and published by Random House (NY). This book was released on 1996 with total page 264 pages. Available in PDF, EPUB and Kindle. Book excerpt: The facts are plain: Social Security is headed for massive, unsustainable deficits in the next century. Politicians talk of a Social security "trust fund" but there are no hard assets in it--only government bonds. The reality is that Social Security is really a "pay as you go" system, with benefits to current retirees paid not out any saved trust funds but out of taxes on the payroll of today; s workforce. But what will happen when these employees retire; when, in less than fifteen years, the 76 million members of the baby boom generation -- the largest in our history -- stop paying in and start taking money out? And what can we as individuals and as citizens do now to prevent these catastrophic deficits. The crises towards which we are careening (by 2025, 1 American in 5 will be 65 or older and it will take an already overloaded 1.6 working Americans to support each retired person) will not only be felt personally by the many millions stranded with no savings and without benefits, but will shiver the country's economy as a whole as well as the world financial system. With courage, clarity and incontrovertible evidence, Peterson spells out this huge -- if politically unmentionable -- problem more clearly than ever before and tells us what we must do now for our personal survival and that of our children. According to recent polls, more young Americans believe in UFOs than think they will ever receive a Social Security check. Yet most Baby Boomers, as they approach retirement age, believe they will continue to live their present lifestyle in retirement -- without a fraction of the personal savings or pensions necessary to pay for the future they expect. This agingpopulation -- double today's load -- will depend on as few as 1.6 working Americans to support each retired person. Who will support this nation of Floridas? In this short, powerful book, Peter G. Peterson, one of American's top investment bankers and a leading critic of our entitlement policy, spells out in the clearest possible language, with unmistakable numbers and easy-to-read charts, the disaster that lies ahead if we continue to ignore our low saving rate, our ballooning federal deficits, and our enormous unfunded and unsustainable commitments to retirees. Peterson reveals what politicians are afraid to admit: trillions of dollars of promised benefits for which no funds have been provided. Shattering the myths surrounding this subject with hard facts and eye-opening views of the future, Peterson gives the most comprehensive and candid plan for a gradual, humane, fair, and realistic answer to the greatest challenge of the next century: transforming our political, economic, cultural, and social assumptions to adapt to the realities of the graying of America.

The Master Trend

Author : Cheryl Russell
Publisher : Springer
ISBN 13 : 1489960163
Total Pages : 263 pages
Book Rating : 4.4/5 (899 download)

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Book Synopsis The Master Trend by : Cheryl Russell

Download or read book The Master Trend written by Cheryl Russell and published by Springer. This book was released on 2013-10-07 with total page 263 pages. Available in PDF, EPUB and Kindle. Book excerpt: The Baby Boom generation is leading the nation into the future. Having elected one of its own to the White House, this generation - the largest and best educated in history - is poised to place its imprint on the 21st century. Cheryl Russell - acclaimed author of 100 Predictions for the Baby Boom and former editor-in-chief of American Demographics - meets the challenge of predicting the daunting future of this most singular of generations. Russell perceptively shows why members of the Baby Boom generation, born between 1946 and 1964, have always embraced their independence. This individualism has become the master trend of our time. But the Baby Boom generation is now finding itself in the midst of a midlife crisis as it is pulled in one direction by its sense of individualism and in another by its children. Baby Boomers, known for following the beat of their own drummer, are suddenly awakening to the urgent need to bring society together for the sake of their children's future. The Baby Boom generation prizes individualism so highly that it has become the first generation of what Cheryl Russell calls "free agents." Like Curt Flood - baseball's first free agent - the Baby Boomers play by their own rules. Free agents have become both the creators and the eager customers of a new, fast-paced, hotly competitive "personalized economy" that seizes on cutting-edge technologies to produce the innovative and custom-designed products and services the world so sorely needs. Will this personalized economy bring prosperity to Americans? Can the free agents of the Baby Boom generation make life better for all of us? Will they learn to work together for the good of society? Most important, what kind of society are the Baby Boomers leaving to their children? In a culture that values individualism above all, what will happen to the unprepared millions who are trapped in the margins of society? In a world where the disparity between rich and poor has grown dramatically what kind of tensions will arise? The Baby Boom generation is now laying the foundation for the next century. The choices it makes today will reshape America either into a society of turmoil and danger or into a brave new world of cooperation and prosperity. In this landmark work, Cheryl Russell presents the blueprint by which the Baby Boom generation will leave its legacy for the future

Workforce Crisis

Author : Ken Dychtwald
Publisher : Harvard Business Press
ISBN 13 : 1422146553
Total Pages : 280 pages
Book Rating : 4.4/5 (221 download)

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Book Synopsis Workforce Crisis by : Ken Dychtwald

Download or read book Workforce Crisis written by Ken Dychtwald and published by Harvard Business Press. This book was released on 2006-02-16 with total page 280 pages. Available in PDF, EPUB and Kindle. Book excerpt: Unprecedented shifts in the age distribution and diversity of the global labor pool are underway. Within the decade, as the massive boomer generation begins to retire and fewer skilled workers are available to replace them, companies in industrialized markets will face a labor shortage and brain drain of dramatic proportions. Ken Dychtwald, Tamara Erickson, and Robert Morison argue that companies ignore these shifts at great peril. Survival will depend on redefining retirement and transforming management and human resource practices to attract, accommodate, and retain workers of all ages and backgrounds. Based on decades of groundbreaking research and study, the authors present innovative and actionable management techniques for leveraging the knowledge of mature workers, reengaging disillusioned midcareer workers, and attracting and retaining talented younger workers. This timely book will help organizations sustain their competitive edge in tomorrow’s inevitably tighter labor markets.

The Fourth Turning

Author : William Strauss
Publisher : Crown
ISBN 13 : 0767900464
Total Pages : 401 pages
Book Rating : 4.7/5 (679 download)

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Book Synopsis The Fourth Turning by : William Strauss

Download or read book The Fourth Turning written by William Strauss and published by Crown. This book was released on 1997-12-29 with total page 401 pages. Available in PDF, EPUB and Kindle. Book excerpt: NATIONAL BESTSELLER • Discover the game-changing theory of the cycles of history and what past generations can teach us about living through times of upheaval—with deep insights into the roles that Boomers, Generation X, and Millennials have to play—now with a new preface by Neil Howe. First comes a High, a period of confident expansion. Next comes an Awakening, a time of spiritual exploration and rebellion. Then comes an Unraveling, in which individualism triumphs over crumbling institutions. Last comes a Crisis—the Fourth Turning—when society passes through a great and perilous gate in history. William Strauss and Neil Howe will change the way you see the world—and your place in it. With blazing originality, The Fourth Turning illuminates the past, explains the present, and reimagines the future. Most remarkably, it offers an utterly persuasive prophecy about how America’s past will predict what comes next. Strauss and Howe base this vision on a provocative theory of American history. The authors look back five hundred years and uncover a distinct pattern: Modern history moves in cycles, each one lasting about the length of a long human life, each composed of four twenty-year eras—or “turnings”—that comprise history’s seasonal rhythm of growth, maturation, entropy, and rebirth. Illustrating this cycle through a brilliant analysis of the post–World War II period, The Fourth Turning offers bold predictions about how all of us can prepare, individually and collectively, for this rendezvous with destiny.

The Pinch

Author : David Willetts
Publisher : Atlantic Books
ISBN 13 : 0857891421
Total Pages : 150 pages
Book Rating : 4.8/5 (578 download)

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Book Synopsis The Pinch by : David Willetts

Download or read book The Pinch written by David Willetts and published by Atlantic Books. This book was released on 2011-05-01 with total page 150 pages. Available in PDF, EPUB and Kindle. Book excerpt: The baby boom of 1945-65 produced the biggest, richest generation that Britain has ever known. Today, at the peak of their power and wealth, baby boomers now run the country; by virtue of their sheer demographic power, they have fashioned the world around them in a way that meets all of their housing, healthcare, and financial needs. In this original and provocative book, David Willetts shows how the baby boomer generation has attained this position at the expense of their children. Social, cultural, and economic provision has been made for the reigning section of society, whilst the needs of the next generation have taken a back seat. Willetts argues that if our political, economic, and cultural leaders do not begin to discharge their obligations to the future, the young people of today will be taxed more, work longer hours for less money, have lower social mobility, and live in a degraded environment in order to pay for their parents' quality of life. Baby boomers, worried about the kind of world they are passing on to their children, are beginning to take note. However, whilst the imbalance in the quality of life between the generations is becoming more obvious, what is less certain is whether the older generation will be willing to make the sacrifices necessary for a more equal distribution. The Pinch is a landmark account of intergenerational relations in Britain. It is essential reading for parents and policymakers alike.

Boomer Destiny

Author : Tom Osenton
Publisher : Praeger
ISBN 13 : 0313356041
Total Pages : 0 pages
Book Rating : 4.3/5 (133 download)

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Book Synopsis Boomer Destiny by : Tom Osenton

Download or read book Boomer Destiny written by Tom Osenton and published by Praeger. This book was released on 2009-04-30 with total page 0 pages. Available in PDF, EPUB and Kindle. Book excerpt: The U.S. is facing a litany of problems from the economy to the environment to education. The author argues the country is looking to Baby Boomers to solve the problems they helped cause.

OK Boomer, Let's Talk

Author : Jill Filipovic
Publisher : Simon and Schuster
ISBN 13 : 1982153776
Total Pages : 336 pages
Book Rating : 4.9/5 (821 download)

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Book Synopsis OK Boomer, Let's Talk by : Jill Filipovic

Download or read book OK Boomer, Let's Talk written by Jill Filipovic and published by Simon and Schuster. This book was released on 2020-08-11 with total page 336 pages. Available in PDF, EPUB and Kindle. Book excerpt: “Particularly relevant in an election year...This book is full of data—on the economy, technology, and more—that will help millennials articulate their generational rage and help boomers understand where they’re coming from.” —The Washington Post “Jill Filipovic cuts through the noise with characteristic clarity and nuance. Behind the meme is a thoughtfully reported book that greatly contributes to our understanding of generational change.” —Irin Carmon, coauthor of the New York Times bestseller Notorious RBG Baby Boomers are the most prosperous generation in American history, but their kids are screwed. In this eye-opening book, journalist Jill Filipovic breaks down the massive problems facing Millennials including climate, money, housing, and healthcare. In Ok Boomer, Let’s Talk, journalist (and Millenial) Jill Filipovic tells the definitive story of her generation. Talking to gig workers, economists, policy makers, and dozens of struggling Millennials drowning in debt on a planet quite literally in flames, Filipovic paints a shocking and nuanced portrait of a generation being left behind: -Millennials are the most educated generation in American history—and also the most broke. -Millennials hold just 3 percent of American wealth. When they were the same age, Boomers held 21 percent. -The average older Millennial has $15,000 in student loan debt. The average Boomer at the same age? Just $2,300 in today’s dollars. -Millennials are paying almost 40 percent more for their first homes than Boomers did. -American families spend twice as much on healthcare now than they did when Boomers were young parents. Filipovic shows that Millennials are not the avocado-toast-eating snowflakes of Boomer outrage fantasies. But they are the first American generation that will do worse than their parents. “OK, Boomer” isn’t just a sarcastic dismissal—it’s a recognition that Millennials are in crisis, and that Boomer voters, bankers, and policy makers are responsible. Filipovic goes beyond the meme, upending dated assumptions with revelatory data and revealing portraits of young people delaying adulthood to pay down debt, obsessed with “wellness” because they can’t afford real healthcare, and struggling to #hustle in the precarious gig economy. Ok Boomer, Let’s Talk is at once an explainer and an extended olive branch that will finally allow these two generations to truly understand each other.

Generation R

Author : Jeff Helms
Publisher : iUniverse
ISBN 13 : 0595902146
Total Pages : 190 pages
Book Rating : 4.5/5 (959 download)

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Book Synopsis Generation R by : Jeff Helms

Download or read book Generation R written by Jeff Helms and published by iUniverse. This book was released on 2008-10-29 with total page 190 pages. Available in PDF, EPUB and Kindle. Book excerpt: I want you to imagine that you work at a lunch counter. On a typical day at lunchtime, there are a few dozen people milling about outside waiting for you to open the doors. Suppose you show up for work one day, and there are 12,000 people in line waiting for their lunch. You scramble to feed them all. The next day, those same 12,000 people arrive, but another 12,000 arrive with them. The third day, all 24,000 show up again, and another 12,000 are behind them. Imagine this pattern continues every day for 18 straight years. Welcome to the Retirement Revolution. The intersection of 79 million boomers retiring, longer life spans, rising health care costs, and troubled government and social programs will compromise the lifestyles of millions of Americans who believe a secure retirement is a birthright. Taking more personal responsibility for your retirement success is the only solution. Inside this book, you'll find the tools and the knowledge you need to succeed: Learn the 5 Key Risks everyone will face in retirement. Discover simple, common sense investment strategies any reader can master. Learn a RICHER Retirement Strategy with step by step tools you can use.

Boomergeddon

Author : James A. Bacon
Publisher :
ISBN 13 : 9781892538536
Total Pages : 352 pages
Book Rating : 4.5/5 (385 download)

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Book Synopsis Boomergeddon by : James A. Bacon

Download or read book Boomergeddon written by James A. Bacon and published by . This book was released on 2010 with total page 352 pages. Available in PDF, EPUB and Kindle. Book excerpt: Driven by uncontrolled deficit spending, a mounting national debt and rising interest rates on that debt, the U.S. government will go into default within the next 20 to 30 years. The resulting crisis will change the political landscape beyond recognition. It will mean the end of American empire, and it will shred the retirement safety net for tens of millions of Boomers and the generations that follow. "Boomergeddon" details how runaway health care costs and a global shift from capital surplus to capital shortages will create a death spiral of mounting national debt, rising interest rates and soaring debt payments. The author also explains how partisan gridlock and the power of the entrenched political class in Washington, D.C., will thwart the painful changes needed to return the country to fiscal sustainability. The final chapters give Boomers a primer on how to survive Boomergeddon and, if they want to undertake the herculean task, how to avert it.