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Retirement In Perspective
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Book Synopsis The Oxford Handbook of Retirement by : Mo Wang
Download or read book The Oxford Handbook of Retirement written by Mo Wang and published by Oxford University Press. This book was released on 2013 with total page 660 pages. Available in PDF, EPUB and Kindle. Book excerpt: This handbook reviews existing theoretical perspectives and research findings on retirement, explores current and future challenges in retirement research and practice, and provides corresponding recommendations and suggestions.
Book Synopsis The Essential Retirement Guide by : Frederick Vettese
Download or read book The Essential Retirement Guide written by Frederick Vettese and published by John Wiley & Sons. This book was released on 2015-12-02 with total page 293 pages. Available in PDF, EPUB and Kindle. Book excerpt: Retirement planning is difficult enough without having to contend with misinformation. Unfortunately, much of the advice that is dispensed is either unsubstantiated or betrays a strong vested interest. In The Essential Retirement Guide, Frederick Vettese analyses the most fundamental questions of retirement planning and offers some startling insights. The book finds, for example that: Saving 10 percent a year is not a bad rule of thumb if you could follow it, but there will be times when you cannot do so and it might not even be advisable to try. Most people never spend more than 50 percent of their gross income on themselves before retirement; hence their retirement income target is usually much less than 70 percent. Interest rates will almost certainly stay low for the next 20 years, which will affect how much you need to save. Even in this low-interest environment, you can withdraw 5 percent or more of your retirement savings each year in retirement without running out of money. Your spending in retirement will almost certainly decline at a certain age so you may not need to save quite as much as you think. As people reach the later stages of retirement, they become less capable of managing their finances, even though they grow more confident of their ability to do so! Plan for this before it is too late. Annuities have become very expensive, but they still make sense for a host of reasons. In addition, The Essential Retirement Guide shows how you can estimate your own lifespan and helps you to understand the financial implications of long-term care. Most importantly, it reveals how you can calculate your personal wealth target - the amount of money you will need by the time you retire to live comfortably. The author uses his actuarial expertise to substantiate his findings but does so in a jargon-free way.
Book Synopsis Can I Retire Yet? by : Darrow Kirkpatrick
Download or read book Can I Retire Yet? written by Darrow Kirkpatrick and published by StructureByDesign. This book was released on 2016-05-20 with total page 276 pages. Available in PDF, EPUB and Kindle. Book excerpt: You've worked hard, lived carefully, and saved diligently. You've reached major milestones and accumulated more assets than you dreamed possible, and yet you hesitate. ""Can I retire?"" This book will help answer that question by showing you.... The tools you need to live a secure and independent retirement, without worrying about money What you must know before leaving a career behind How much it will cost you to live in retirement, and how to manage your cash flow The current choices for retirement health care, including lesser-known but effective options The threat from inflation: two secrets that politicians and bankers will never admit A realistic assessment of the impact that income taxes will have on your retirement Social Security's role in your retirement: when you should claim and how much it's worth to you How to construct and manage an investment portfolio for income and growth in retirement About immediate annuities and why you need multiple sources of retirement income The key variables and unknowns in your retirement withdrawal equation Reviews of the best retirement calculators, and tips for how to use them accurately Beyond the simplistic 4% Rule to the latest research on safe withdrawal rates Realistic bracketing of your retirement savings needs, without over caution or overconfidence The history of economic cycles and the related asset classes for optimal retirement security A survey of strategies plus original research for how to orchestrate your retirement distributions A practical "retirement fuel gauge" alerting you to problems while you still have time to act Backup plans: the "lifeboat strategies" for ensuring you'll never be without essential income The 6 crucial questions to answer before you can retire The one, simple, powerful, non-financial reason that you can and should retire earlier than later
Book Synopsis Restructuring Retirement Risks by : David Blitzstein
Download or read book Restructuring Retirement Risks written by David Blitzstein and published by Oxford University Press, USA. This book was released on 2006-08-03 with total page 270 pages. Available in PDF, EPUB and Kindle. Book excerpt: Highlighting retirement security as a major policy concern, this book addresses the question 'What are the risks & rewards in pensions, & what paths can stakeholders chose to solve these problems?'. It deals with employees' needs & expectations, employers' intentions & realizations, & policymakers' efforts to resolve the many challenges.
Book Synopsis Redefining the Process of Retirement by : Winfried Schmähl
Download or read book Redefining the Process of Retirement written by Winfried Schmähl and published by Springer Science & Business Media. This book was released on 2012-12-06 with total page 184 pages. Available in PDF, EPUB and Kindle. Book excerpt: Past and future development as well as possibilities for influencing the process of retirement are discussed, in particular effects on the labour market (supply and demand, behaviour of workers and firms, concerning human resource management and occupational pensions), financing of social security and income of workers. Decisions concerning earlier or postponed, full or partial retirement are the main topic stressing the central role of firms' decisions depending e.g. on their view of the productivity of the elderly. Reports on Scandinavian countries (Sweden, Denmark, Finland) in particular on their approach for partial retirement are included as well as papers discussing possibilities to stop the trend of early exit from the labour force and how to give incentives for a longer working life (e.g. by changes in social security). These topics are discussed in the view of structural changes in demography, economy and society, using - among other - the US and West Germany as examples. The papers point out the necessity to look at retirement as a process (in a life cycle perspective, requiring longitudinal data for empirical research) and in a perspective integrating the different aspects involved.
Book Synopsis An Uncommon Guide to Retirement by : Jeff Haanen
Download or read book An Uncommon Guide to Retirement written by Jeff Haanen and published by Moody Publishers. This book was released on 2019-05-07 with total page 208 pages. Available in PDF, EPUB and Kindle. Book excerpt: What am I going to do with my retirement? People talk about retirement like it’s supposed to be an endless vacation. But what if, like the majority of those facing retirement, you can’t afford such a luxury? Or, what if you just want something more from retirement? Some advocate for no retirement at all. But you’ve worked for decades and a rest and reprieve do sound appealing. What should you do? Does God have a purpose for your retirement? Yes, He does. Learn how to discern what it is by taking an uncommon approach. Jeff Haanen looks biblically and practically at the need for rest and purpose in retirement. And teaches you how to: Take a sabbatical rest in early retirement Listen to God’s voice for their calling in retirement Rethink “work” in retirement Understand family systems and leaving a legacy Planning retirement doesn’t have to be distressing. Retire in a way that’s God-honoring, purpose-filled, restful, and truly biblical.
Book Synopsis Retirement-age Policy by : Sara E. Rix
Download or read book Retirement-age Policy written by Sara E. Rix and published by New York : Pergamon Press. This book was released on 1982 with total page 184 pages. Available in PDF, EPUB and Kindle. Book excerpt: Monograph (comparison) on retirement age trends and related economic implications in Western Europe and the USA - examines population background, labour force participation of older workers and retired workers, impact of ageing population on social security financing, role of private sector pension schemes, and discusses attitudes and employment policy measures (incl. Flexible retirement, early retirement and part time employment), etc. References and statistical tables.
Book Synopsis Retirement the Right Way by : Clint Haynes
Download or read book Retirement the Right Way written by Clint Haynes and published by . This book was released on 2022-02 with total page pages. Available in PDF, EPUB and Kindle. Book excerpt: Retirement is one of the most significant changes that can happen over the course of a human life. So why don't we give it the thought and attention it deserves? Most of us focus just on the financial piece, and getting across the finish line. But what will it really mean for you to exit the workforce and retire?Clint Haynes' seminal book offers a balanced perspective on retiring. In it, you will hear from folks of all walks of life, how they navigated their retirement transition, and what they learned about themselves in the process. It includes 27 Essential Questions to Ask Yourself Before You Retire that will challenge you to look at your blind spots and help clarify and simplify your future.RETIREMENT THE RIGHT WAY is your comprehensive roadmap to retiring well. It collaborates with you to design your best plan for a smooth, secure transition into retirement... and how to enjoy it fully once you're in.
Book Synopsis Retirement in Perspective by : Bob Horne Ricp(r)
Download or read book Retirement in Perspective written by Bob Horne Ricp(r) and published by Independently Published. This book was released on 2024-01-22 with total page 0 pages. Available in PDF, EPUB and Kindle. Book excerpt: Bob Horne faced an uncomfortable decision during the Great Recession as America's banking system teetered. Should he continue to build his career in banking? Or, could he use lessons learned from the financial fallout to help people in his community create financial plans tailored to their retirement aspirations? The decision actually proved easy. Bob chose to help people as an independent financial advisor. Intrigued by that possibility even before the market decline that first impacted investors in December 2007, Bob possessed confidence he could embark on a new career opportunity. A challenge that began as a banker attempting to overcome an American banking crisis eventually forged Bob into an advisor capable of assisting people with various characteristics that factor into retirement planning. He founded his company, NuVenture Financial Group, on the principle that his team could "change lives." In his book, Retirement in Perspective: How to Make Sure Your Retirement Plan Reveals a Purpose, Bob provides readers with information they need to prepare for retirement. The book outlines situations he and his team confront daily with clients, providing readers with a how-to approach for what to look for in retirement. Bob accentuates his company's commitment to looking out for the well-being of the people it serves by explaining its Retire With a Purpose plan. It accounts for different steps a consumer takes while working with an advisor to craft a suitable retirement path. The book is a must-read for anyone unfamiliar with different variables that can arise in retirement.
Book Synopsis What Retirees Want by : Ken Dychtwald
Download or read book What Retirees Want written by Ken Dychtwald and published by John Wiley & Sons. This book was released on 2020-06-09 with total page 320 pages. Available in PDF, EPUB and Kindle. Book excerpt: "Dychtwald and Morison offer a brilliant and convincing perspective: an essential re-think of what 'aging' and 'retirement' mean today and an invitation to help mobilize the best in the tidal wave of Boomer Third Agers." —Daniel Goleman, PhD, Author, Emotional Intelligence: Why It Can Matter More Than IQ Throughout 99 percent of human history, life expectancy at birth was less than 18 years. Few people had a chance to age. Today, thanks to extraordinary medical, demographic, and economic shifts, most of us expect to live long lives. Consequently, the world is witnessing a powerful new version of retirement, driven by the power and needs of the Baby Boomer generation. Consumers over age 50 account for more than half of all spending and control more than 70% of our total net worth – yet are largely ignored by youth-focused marketers. How will work, family, and retirement be transformed to accommodate two billion people over the age of 60 worldwide? In the coming years, we'll see explosive business growth fueled by this unprecedented longevity revolution. What Retirees Want presents the culmination of 30 years of research by world-famous "Age Wave" expert Ken Dychtwald, Ph.D., and author and consultant Robert Morison. It explains how the aging of the Baby Boomers will forever change our lives, businesses, government programs, and the consumer marketplace. This exciting new stage of life, the "Third Age," poses daunting questions: What will "old" look like in the years ahead? With continued advances in longevity, all of the traditional life-stage markers and boundaries will need to be adjusted. What new products and services will boom as a result of this coming longevity revolution? What unconscious ageist marketing practices are hurting people – and business growth? Will the majority of elder boomers outlive their pensions and retirement savings and how can this financial disaster be prevented? What incredible new technologies of medicine, life extension, and human enhancement await us in the near future? What purposeful new roles can we create for elder boomers so that the aging nations of the Americas, Europe, and Asia capitalize on the upsides of aging? Which pioneering organizations and companies worldwide have created marketing strategies and programs that resonate with the quirky and demanding Boomer generation? In this entertaining, thought-provoking, and wide-ranging book, Dychtwald and Morison explain how individuals, businesses, non-profits, and governments can best prepare for a new era – where the needs and demands of the "Third Age" will set the lifestyle, health, social, marketplace, and political priorities of generations to come.
Book Synopsis The Influence of Gender, Years in Retirement, and Future Time Perspective on Psychology Well-being for Retirees by : Patricia K. Delcambre
Download or read book The Influence of Gender, Years in Retirement, and Future Time Perspective on Psychology Well-being for Retirees written by Patricia K. Delcambre and published by . This book was released on 2011 with total page 119 pages. Available in PDF, EPUB and Kindle. Book excerpt:
Book Synopsis Keys to a Successful Retirement by : Fritz Gilbert
Download or read book Keys to a Successful Retirement written by Fritz Gilbert and published by Sourcebooks, Inc.. This book was released on 2020-05-05 with total page 155 pages. Available in PDF, EPUB and Kindle. Book excerpt: You're finally retired! Learn how to make these the best years of your life. Congrats on your retirement! But now what will you do with all that free time? With Keys to a Successful Retirement, you'll discover everything you need to know to get your retired years off to a great start. Covering topics like finances, embracing your passions, and dealing with feelings of aimlessness, grief, and depression that may crop up, this in-depth guide to retired living answers all the burning questions you want to ask—as well as those you're afraid to. Take a complete look at your newfound freedom and explore what it really means to have a successful retirement. This in-depth guide includes: Essential basics—Make sure you're retirement ready with advice for managing your savings, dealing with healthcare, staying fit, and more. Handling tough times—Dig into the more challenging aspects of retirement, like how to best handle the effects it can have on your mental health. Be your own boss—Get guidance that teaches you how to decide what you want your retirement to be and how you can lean into the things that you love. An exciting new chapter of your life is starting—get a helping hand ensuring it's the best it can be!
Book Synopsis Pensions in Perspective by : Judith Boyers Gee
Download or read book Pensions in Perspective written by Judith Boyers Gee and published by Nulaw Services National Underwriter. This book was released on 1986 with total page 248 pages. Available in PDF, EPUB and Kindle. Book excerpt:
Book Synopsis The New Perspective for Retirement Planning by : William Clarke
Download or read book The New Perspective for Retirement Planning written by William Clarke and published by Createspace Independent Publishing Platform. This book was released on 2017-11-21 with total page 222 pages. Available in PDF, EPUB and Kindle. Book excerpt: THERE IS A DIFFERENCE BETWEEN RETIREMENT PLANNING AND FINANCIAL PLANNING. Over the years "retirement" planning has become an accepted term for the financial component of a retirement plan. Most books on "retirement planning" deal almost exclusively with "financial planning." Financial planning is vital, but there is much more to retirement planning than getting your financial house in order. Financial planning deals with money matters. Retirement planning enhances and expands on the financial plan by incorporating the many other personal, psychological and practical issues that you must anticipate and plan for in order to create a more complete and comprehensive retirement plan. THE NEW PERSPECTIVE FOR RETIREMENT PLANNING provides a simple, ten step process to incorporate the non-financial issues into your retirement plan. If you have done a good job of planning your financial future, take the time now to consider the many other issues that you must plan for in retirement. If you haven't as yet developed a solid financial plan, start there and then use this book as your guide to complete the other important components of your retirement plan.
Download or read book Pensions written by Andrews D. Agblobi and published by . This book was released on 2011 with total page 208 pages. Available in PDF, EPUB and Kindle. Book excerpt:
Download or read book Retirement Maze written by Rob Pascale and published by Rowman & Littlefield. This book was released on 2014-02 with total page 243 pages. Available in PDF, EPUB and Kindle. Book excerpt: Millions of baby boomers are just beginning to retire, and in doing so many are likely to run into adjustment problems, such as loss of identity, deterioration of marriage and social life, and feelings of disconnectedness to the world. Studies have found that as many as 40% of retirees have difficulty adjusting, and even those who claim to enjoy retirement may experience some uneasiness as they adapt to a life lacking in structure and direction. This book investigates the struggles faced by retirees in building a new life outside of the workforce. It provides an honest assessment of retirement, based on the not-always-acknowledged fact that it is a difficult transition with pitfalls and obstacles to be overcome. But along with uncovering problems, the authors also propose solutions to enable both current and future retirees to be better prepared, allowing them to avoid being blind-sided by unexpected situations. By reading about the experiences of their peers, current and future retirees will come to understand that others share their difficulties adjusting, and that tactics are available to improve their comfort level in retirement as well as their overall well-being. Retirees and those planning for retirement will find in these pages what they need to make retirement successful and enjoyable.
Download or read book Retirement written by Gary A. Adams and published by Springer Publishing Company. This book was released on 2003 with total page 336 pages. Available in PDF, EPUB and Kindle. Book excerpt: For students, researchers, and practitioners in such fields as gerontology, industrial and organizational psychology, and human resources management, contributors from those fields synthesize the current literature on retirement and suggest areas for future research and practice. The sections cover before retirement, deciding to retire, and after retirement. Annotation (c)2003 Book News, Inc., Portland, OR (booknews.com).
