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Reducing The Number And Costs Of Whiplash Claims
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Book Synopsis Reducing the Number and Costs of Whiplash Claims by : Great Britain: Ministry of Justice
Download or read book Reducing the Number and Costs of Whiplash Claims written by Great Britain: Ministry of Justice and published by The Stationery Office. This book was released on 2012-12-11 with total page 48 pages. Available in PDF, EPUB and Kindle. Book excerpt: Between 2006 and 2012 the number of reported road traffic accidents (RTAs) fell by around 20% yet the number of claims for personal injury arising from RTAs rose by 60%. Of these some 70% are for whiplash injuries, with 2.7 claims for such injuries being made for every accident reported. Other European countries have much lower claim rates: Germany 47%, Spain 32%, France 3%. The impact on the cost of motor insurance is significant, with £90 of the average premium stemming from the cost of whiplash injuries. The Government and the insurance industry are committed to action to reduce the cost of motor insurance and to deter fraudulent and exaggerated claims. The measures in this consultation paper look to remedy two areas where the current arrangements are imperfect: the difficulties in diagnosing the injury; and the nature and cost of the court system that can work against insurers challenging suspect claims. Diagnosis could be improved through a system of independent medical panels. In the courts, the proposals look at the small claims track threshold for personal injury claims arising from RTAs, which would provide a more cost effective route for straightforward claims and self-represented litigants. The Government also invites further ideas to address this complex issue.
Author :Great Britain: Department for Transport Publisher :The Stationery Office ISBN 13 :9780101873826 Total Pages :50 pages Book Rating :4.8/5 (738 download)
Book Synopsis Ministry of Justice: Reducing the Number and Costs of Whiplash Claims: A Government Response to Consultation on Arrangements Concerning Whiplash Injuries in England and Wales: Cost of Motor Insurance - Whiplash: A Government Response to the House of Commons Transport Committee - Cm. 8738 by : Great Britain: Department for Transport
Download or read book Ministry of Justice: Reducing the Number and Costs of Whiplash Claims: A Government Response to Consultation on Arrangements Concerning Whiplash Injuries in England and Wales: Cost of Motor Insurance - Whiplash: A Government Response to the House of Commons Transport Committee - Cm. 8738 written by Great Britain: Department for Transport and published by The Stationery Office. This book was released on 2013-10-23 with total page 50 pages. Available in PDF, EPUB and Kindle. Book excerpt: Dated October 2013. Response to Consultation paper CP17/2012, Cm. 8425 (ISBN 9780101842525) & the Transport Committee's 4th report, HC 117, session 2013-14 (ISBN 9780215061423)
Author :Great Britain: Parliament: House of Commons: Transport Committee Publisher :The Stationery Office ISBN 13 :9780215061423 Total Pages :164 pages Book Rating :4.0/5 (614 download)
Book Synopsis House of Commons - Transport Committee: Cost of Motor Insurance: Whiplash - HC 117 by : Great Britain: Parliament: House of Commons: Transport Committee
Download or read book House of Commons - Transport Committee: Cost of Motor Insurance: Whiplash - HC 117 written by Great Britain: Parliament: House of Commons: Transport Committee and published by The Stationery Office. This book was released on 2013-07-31 with total page 164 pages. Available in PDF, EPUB and Kindle. Book excerpt: Whiplash injuries can have debilitating consequences for those who suffer them. However, some of the increase in whiplash claims will have been due to fraud or exaggeration. The Government must tighten up the requirements for motor insurance claims and ensure that insurers honour their commitment to reduce premiums. The Government should consider requiring claimants to provide proof that they have either been seen by a doctor or attended A&E shortly after the accident. The MPs also note that their previous recommendation on making the links between insurers and other parties involved with claims more transparent has been ignored. The absence of comprehensive statistics about road traffic accidents means that it is impossible to relate the increasing number of personal injury claims in recent years to the number of accidents. Data collection about road accidents needs to be improved help to assist detection of fraudulent personal injury claims and help highways authorities improve road safety by targeting spending on accident black-spots. The Committee also supports the proposal for an accreditation scheme for medical practitioners who provide medical reports in relation to whiplash claims. Access to justice could also be impaired by Government proposals to switch whiplash claims between £1,000 and £5,000 to the small claims court, particularly for people who do not feel confident to represent themselves against insurers who will use legal professionals to contest claims. Ways in which use of the small claims track could be combined with the routine submission of expert evidence should be considered
Book Synopsis Damages and Compensation Culture by : Eoin Quill
Download or read book Damages and Compensation Culture written by Eoin Quill and published by Bloomsbury Publishing. This book was released on 2016-11-17 with total page 360 pages. Available in PDF, EPUB and Kindle. Book excerpt: The focus of the essays in this book is on the relationship between compensation culture, social values and tort damages for personal injuries. A central concern of the public and political perception of personal injuries claims is the high cost of tort claims to society, reflected in insurance premiums, often accompanied by an assumption that tort law and practice is flawed and improperly raising such costs. The aims of this collection are to first clarify the relationship between tort damages for personal injuries and the social values that the law seeks to reflect and to balance, then to critically assess tort reforms, including both proposals for reform and actual implemented reforms, in light of how they advance or hinder those values. Reforms of substantive and procedural law in respect of personal injury damages are analysed, with perspectives from England and Wales, Canada, Australia, Ireland and continental Europe. The essays offer valuable insights to anyone interested in the reform of tort law or the tort process in respect of personal injuries.
Book Synopsis Delivering Dispute Resolution by : Christopher Hodges
Download or read book Delivering Dispute Resolution written by Christopher Hodges and published by Bloomsbury Publishing. This book was released on 2019-10-17 with total page 416 pages. Available in PDF, EPUB and Kindle. Book excerpt: This book reviews the techniques, mechanisms and architectures of the way disputes are processed in England and Wales. Adopting a comparative approach, it evaluates the current state of the main different types of dispute resolution systems, including business, consumer, personal injury, family, property, employment and claims against the state. It provides a holistic overview of the whole system and suggests both systemic and detailed reforms. Examining dispute resolution pathways from users' perspectives, the book highlights options such as ombudsmen, regulators, tribunals and courts as well as mediation and other ADR and ODR approaches. It maps numerous sectoral developments to see if learning might be spread to other sectors. Several recurrent themes arise, including the diversification in the use of techniques; adoption of digital, online and artificial technology; cost and funding constraints; the emergence of new intermediaries; the need to focus accessibility arrangements for people and businesses that need help with their problems; and identifying effective ways for achieving behavioural change. This timely study analyses the shift from adversarial legalism to softer means of resolving social problems, and points to a major opportunity to devise an imaginative and holistic strategic vision for the jurisdiction.
Author :United States. Congress. Senate. Committee on the Judiciary. Subcommittee on Antitrust and Monopoly Publisher : ISBN 13 : Total Pages :1596 pages Book Rating :4.F/5 ( download)
Book Synopsis Automotive Repair Industry by : United States. Congress. Senate. Committee on the Judiciary. Subcommittee on Antitrust and Monopoly
Download or read book Automotive Repair Industry written by United States. Congress. Senate. Committee on the Judiciary. Subcommittee on Antitrust and Monopoly and published by . This book was released on 1969 with total page 1596 pages. Available in PDF, EPUB and Kindle. Book excerpt:
Author :Great Britain: Parliament: House of Commons: Transport Committee Publisher :The Stationery Office ISBN 13 :0215073355 Total Pages :32 pages Book Rating :4.2/5 (15 download)
Book Synopsis HC 285 - Driving Premiums Down: Fraud and the Cost of Motor Insurance by : Great Britain: Parliament: House of Commons: Transport Committee
Download or read book HC 285 - Driving Premiums Down: Fraud and the Cost of Motor Insurance written by Great Britain: Parliament: House of Commons: Transport Committee and published by The Stationery Office. This book was released on 2014-07-04 with total page 32 pages. Available in PDF, EPUB and Kindle. Book excerpt: This report reviews the Government's plans to tackle fraudulent and exaggerated motor insurance claims, particularly for whiplash injuries. It is the Transport Committee's fourth report on the cost of motor insurance and, while premiums are now falling, aspects of the market remain dysfunctional and have encouraged criminality to take root. Further action is still required to tackle fraud whilst protecting genuine claimants. The Government must prohibit insurers from settling whiplash claims before the claimant has undergone a medical examination. On issues of court procedure and medical panels the Committee endorses the Government's intention to require courts to strike out 'dishonest' insurance claims (e.g. those involving gross exaggeration), but cautions against hasty legislation due to the complex legal implications. The report calls for data sharing about potentially fraudulent claims between insurers and claimant solicitors to be made compulsory rather than voluntary (as currently proposed). The Government should oversee funding arrangements for the police Insurance Fraud Enforcement Department, to make sure that this unit, currently funded directly by the insurance industry, has a long-term future. Government proposals for independent medical assessments are welcomed but more work is required on implementation. The Government should press the Solicitors Regulation Authority to stop some solicitors from playing the system to maximise their income by commissioning unnecessary psychological evaluations.
Book Synopsis Parliamentary Debates (Hansard). by : Great Britain. Parliament. House of Commons
Download or read book Parliamentary Debates (Hansard). written by Great Britain. Parliament. House of Commons and published by . This book was released on 2013 with total page 876 pages. Available in PDF, EPUB and Kindle. Book excerpt:
Author :United States. Congress. Senate. Committee on the Judiciary. Subcommittee on Antitrust and Monopoly Publisher : ISBN 13 : Total Pages :1132 pages Book Rating :4.:/5 (6 download)
Book Synopsis Automotive Repair Industry by : United States. Congress. Senate. Committee on the Judiciary. Subcommittee on Antitrust and Monopoly
Download or read book Automotive Repair Industry written by United States. Congress. Senate. Committee on the Judiciary. Subcommittee on Antitrust and Monopoly and published by . This book was released on 1969 with total page 1132 pages. Available in PDF, EPUB and Kindle. Book excerpt:
Download or read book Justice written by Lord Dyson and published by Bloomsbury Publishing. This book was released on 2018-02-08 with total page 485 pages. Available in PDF, EPUB and Kindle. Book excerpt: This selection of essays, speeches and personal reflections, draws on the analysis of one of the leading lawyers of a generation. Lord Dyson as Master of the Rolls and Head of the Civil Justice System oversaw a period of reform of both law and legal process. This collection discusses some key themes of, and challenges faced during, his tenure as one of the most senior lawyers in England and Wales. Through these insightful, engaging and compelling pieces, a picture emerges of a robust system of law whose core values can be plotted back to the Magna Carta, but which is flexible enough to respond to current changes without fracturing. A truly compelling exploration of continuity and change in the law by one of its key jurists.
Download or read book Red Tape written by Robin Ellison and published by . This book was released on 2018-06-14 with total page 555 pages. Available in PDF, EPUB and Kindle. Book excerpt: Argues that the solution to the excess of laws, regulation and regulators is to change the mindset of lawmakers.
Book Synopsis Review of Civil Litigation Costs by : Great Britain. Ministry of Justice
Download or read book Review of Civil Litigation Costs written by Great Britain. Ministry of Justice and published by The Stationery Office. This book was released on 2010 with total page 388 pages. Available in PDF, EPUB and Kindle. Book excerpt: In January 2009, the then Master of the Rolls, Sir Anthony Clarke, appointed Lord Justice Jackson to lead a fundamental review of the rules and principles governing the costs of civil litigation. This report intends to establish how the costs rules operate and how they impact on the behavior of both parties and lawyers.
Book Synopsis Tort Law: Text and Materials by : Mark Lunney
Download or read book Tort Law: Text and Materials written by Mark Lunney and published by Oxford University Press, USA. This book was released on 2013-08 with total page 1043 pages. Available in PDF, EPUB and Kindle. Book excerpt: The fifth edition of Lunney and Oliphant's market-leading tort law text provides a complete, authoritative guide to the subject. The book combines clear overviews of the law with well-chosen extracts from cases and materials supported by insightful commentary.
Book Synopsis Uncertain Business by : Richard Victor Ericson
Download or read book Uncertain Business written by Richard Victor Ericson and published by University of Toronto Press. This book was released on 2004-01-01 with total page 348 pages. Available in PDF, EPUB and Kindle. Book excerpt: We live in an age of increasing doubt about whether our institutions and technologies can provide security against risks, many of which they themselves have created. Uncertain Business is an unprecedented inquiry into insurance industry practices and what they tell us about risks and uncertainties in contemporary society. The core of the book is ethnographic studies in distinct fields of insurance: premature death, disability, earthquake, and terrorism. These studies reveal that uncertainty pervades different fields of insurance, the very industry that is charged with transforming uncertainty into manageable risk. Scientific data on risk are variously absent, inadequate, controversial, contradictory, and ignored. Insurers impose meaning on uncertainty through non-scientific forms of knowledge that are intuitive, emotional, aesthetic, moral, and speculative. Nevertheless, the nature of uncertainty and the response to it varies substantially across the fields studied, showing how contemporary society is characterized by competing risk logics. Insurers' perceptions and decisions about uncertainty - with potential for windfall profits as well as catastrophic losses - create crises in insurance availability and provoke new forms of inequality and exclusion. Hence, while the insurance industry is a central bulwark against uncertainty, insurers also play a key role in fostering it.
Book Synopsis Forensic Science Evidence and Expert Witness Testimony by : Paul Roberts
Download or read book Forensic Science Evidence and Expert Witness Testimony written by Paul Roberts and published by Edward Elgar Publishing. This book was released on 2018-11-30 with total page 464 pages. Available in PDF, EPUB and Kindle. Book excerpt: Forensic science evidence plays a pivotal role in modern criminal proceedings. Yet such evidence poses intense practical and theoretical challenges. It can be unreliable or misleading and has been associated with miscarriages of justice. In this original and insightful book, a global team of prominent scholars and practitioners explore the contemporary challenges of forensic science evidence and expert witness testimony from a variety of theoretical, practical and jurisdictional perspectives. Chapters encompass the institutional organisation of forensic science, its procedural regulation, evaluation and reform, and brim with comparative insight.
Author :Great Britain: Parliament: House of Commons: Transport Committee Publisher :The Stationery Office ISBN 13 :9780215556776 Total Pages :128 pages Book Rating :4.5/5 (567 download)
Book Synopsis The cost of motor insurance by : Great Britain: Parliament: House of Commons: Transport Committee
Download or read book The cost of motor insurance written by Great Britain: Parliament: House of Commons: Transport Committee and published by The Stationery Office. This book was released on 2011-03-11 with total page 128 pages. Available in PDF, EPUB and Kindle. Book excerpt: Fraud is one of the main factors driving up the cost of motor insurance. Wider access to justice should not provide a licence to make false personal injury claims under car insurance policies. A dedicated police unit - paid for by the insurance industry - should be established to tackle this escalating problem. The Committee also highlights the merry-go-round of 'referral' payments made to or by insurance and law firms, rescue truck drivers, vehicle repairers, credit hire firms, claims or accident management companies and medical experts in connection with motor insurance claims. It calls on the insurance industry to take steps to introduce much more transparency. The report also urges the Government to do more to bring down the casualty rate amongst young drivers, including by making the driving test more rigorous. In addition, the Committee recommends the Government: set out a clear timetable for new data sharing arrangements between the DVLA and motor insurers; undertake a promotional campaign, aimed at young drivers, to alert them to Continuous Insurance Enforcement (CIE - the requirement for the keeper of any registered vehicle to have valid motor insurance); review the penalties for uninsured driving one year after CIE has been implemented; fund research to review international experience in restraining the number of personal injury claims relating to motor insurance, with the aim of publishing a discussion paper during 2012 outlining possible options for change.
Book Synopsis Human Subject Crash Testing by : Lawrence S Nordhoff
Download or read book Human Subject Crash Testing written by Lawrence S Nordhoff and published by SAE International. This book was released on 2007-03-30 with total page 982 pages. Available in PDF, EPUB and Kindle. Book excerpt: For more than 50 years, crash studies involving human subjects have improved understanding of occupant and vehicle kinematics, helped explain injury mechanisms in lower speed collisions, and led to improved seat and vehicle design. Human Subject Crash Testing: Innovations and Advances includes 42 of the most important historical and current studies which used living human subjects in frontal, side, and rear-end impacts. Covering more than 50 years of research (from 1955 through 2006), the book includes numerous landmark SAE papers, as well as papers from other conference proceedings. Papers were chosen based on criteria that included quality and rigor of methods, uniqueness, number of subjects, and long-term reference value. This book also features a comprehensive bibliography, which contains brief summaries of other relevant human subject crash test studies that are not included in the book.
