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Premiums Employer Costs And Employee Contributions For Private Sector Employer Sponsored Health Insurance Family Coverage By Firm Size 2006
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Book Synopsis Premiums, Employer Costs, and Employee Contributions for Private Sector Employer-sponsored Health Insurance, Family Coverage by Firm Size, 2006 by : Beth Levin Crimmel
Download or read book Premiums, Employer Costs, and Employee Contributions for Private Sector Employer-sponsored Health Insurance, Family Coverage by Firm Size, 2006 written by Beth Levin Crimmel and published by . This book was released on 2009 with total page 6 pages. Available in PDF, EPUB and Kindle. Book excerpt: In 2006, one-third of private sector employees who enrolled in employer-sponsored health insurance took family coverage--insurance that covers the employee and one or more family members. Using data from the Insurance Component of the Medical Expenditure Panel Survey (MEPS-IC), this Statistical Brief discusses annual premiums, employer costs, and employee contributions for family coverage in private sector firms in 1996 through 2006. This period encompasses all the years for which the MEPS-IC has collected information on employer-sponsored health insurance coverage. Employee-plus-one coverage--which is limited to the employee and only one family member, and has a lower annual premium than comparable family coverage--had 18.0 percent of 2006 enrollment and is not analyzed here. In this Brief, family coverage premiums, employer costs, and employee contributions are analyzed for all firms, and for small (fewer than 50 employees) and large (50 or more employees) firms. Information relating to coverage for a family of four was collected in cases where multiple pricing levels were offered to employees. Note that while firm size is an important determinant of costs for employer-sponsored health insurance, other factors may come into play. Benefit packages offered can be more or less generous--through the absence or presence of deductibles and co-pays, for example. Demographic factors (such as age of enrollees or work schedule) and firm characteristics (such as industry or length of time in business) can also affect employer-sponsored insurance costs. Only differences that were statistically significant at the 0.05 percent significance level are noted in the text.
Download or read book Envisioning People's Struggles written by and published by . This book was released on 2005 with total page 1 pages. Available in PDF, EPUB and Kindle. Book excerpt:
Book Synopsis Employer-sponsored Health Insurance for Small Employers in the Private Sector, by Industry Classification, 2006 by :
Download or read book Employer-sponsored Health Insurance for Small Employers in the Private Sector, by Industry Classification, 2006 written by and published by . This book was released on 2008 with total page pages. Available in PDF, EPUB and Kindle. Book excerpt: Employer-sponsored health insurance for current workers is one of the primary sources of health insurance coverage in the United States. According to data from the Insurance Component of the 2006 Medical Expenditure Panel Survey (MEPS-IC), approximately 99.7 million of the 114.7 million employees from the private sector worked in firms where the employer offered health insurance. Of those employees who worked where health insurance was offered, approximately 60.6 million were enrolled. This Statistical Brief presents estimates, by industry classification, on the percentage of employees who worked for small private sector employers (firms with fewer than 50 employees) who offered health insurance and of employees working in such firms who enrolled in offered health insurance plans. The brief also provides estimates on average premiums and the average employee contributions towards premiums for single coverage and for family coverage. Only those estimates that had a statistically significant difference from the national average at the 0.05 percent significance level are noted in the text. Although a large percentage of private sector employees worked where health insurance was offered in 2006, small private sector employers were much less likely to offer health insurance than other firms or governments. Among these small employers, the offer and enrollment rates varied considerably by industry.
Book Synopsis Employer-based Health Insurance by : United States. General Accounting Office
Download or read book Employer-based Health Insurance written by United States. General Accounting Office and published by . This book was released on 1992 with total page 64 pages. Available in PDF, EPUB and Kindle. Book excerpt:
Book Synopsis The Relationship Between Firm Size and the Health Care Cost of Workers by : Association of Private Pension and Welfare Plans
Download or read book The Relationship Between Firm Size and the Health Care Cost of Workers written by Association of Private Pension and Welfare Plans and published by . This book was released on 1994 with total page 36 pages. Available in PDF, EPUB and Kindle. Book excerpt:
Book Synopsis Co-pays, Deductibles, and Coinsurance Percentages for Employer-sponsored Health Insurance in the Private Sector, by Firm Size Classification, 2006 by :
Download or read book Co-pays, Deductibles, and Coinsurance Percentages for Employer-sponsored Health Insurance in the Private Sector, by Firm Size Classification, 2006 written by and published by . This book was released on 2008 with total page pages. Available in PDF, EPUB and Kindle. Book excerpt: Employer-sponsored health insurance for current workers is one of the primary sources of health insurance coverage in the United States. According to data from the 2006 Insurance Component of the Medical Expenditure Panel Survey (MEPS-IC), approximately 99.7 million of the 114.7 million employees from the private sector worked in firms where the employer offered health insurance. Of those employees who worked where health insurance was offered, approximately 60.6 million were enrolled. In recent years, premiums for employer-sponsored health insurance have risen dramatically. However, premium costs are only one of several factors that determine costs of health care for enrollees. Other factors, such as whether an employee has a deductible, the size of deductibles, and the size of co-pays, also contribute to differences in cost of care. This Statistical Brief examines what percentage of enrollees paid a deductible and the size of deductibles, what percentage paid co-pays and the size of the co-pays, and the average coinsurance percentage paid. These values are compared for firms of different employment size. Only those estimates that had a statistically significant difference from the national average at the 0.05 percent significance level are noted in the text.
Book Synopsis Employee Benefits by : United States. General Accounting Office
Download or read book Employee Benefits written by United States. General Accounting Office and published by . This book was released on 1990 with total page 24 pages. Available in PDF, EPUB and Kindle. Book excerpt:
Book Synopsis Employer-sponsored Single, Employee-plus-one, and Family Health Insurance Coverage by :
Download or read book Employer-sponsored Single, Employee-plus-one, and Family Health Insurance Coverage written by and published by . This book was released on 2008 with total page pages. Available in PDF, EPUB and Kindle. Book excerpt: Health insurance provided by employers is a key source of coverage for employees and their families. In 2006, more private sector employees obtained non-single coverage health insurance (a plan covering the employee and at least one other family member) through their employers than single, self-only coverage. According to the Insurance Component of the Medical Expenditure Panel Survey (MEPS-IC), those employees with non-single coverage contributed both a larger dollar amount and a larger percentage of the total premium for their coverage than did employees with single coverage. Non-single health insurance plans encompass two types of coverage: family coverage and employee-plus-one coverage. Prior to 2001, MEPS-IC collected only information on family coverage plans. Information related to coverage for a family of four was collected in cases where multiple pricing levels were offered to employees. Beginning in 2001, separate data were also collected for employee-plus-one coverage. Not all employers who offer family coverage provide the alternative of an employee-plus-one policy for employees with just one family member to insure. However, when available for the same level of benefits, employee-plus-one plan premiums are less expensive than family plans. This Statistical Brief presents estimates on the selection and cost of single, employee-plus-one, and family health insurance coverage in 2006. Only differences that are statistically significant at the 0.05 significance level are discussed in the text.
Download or read book Social Security Bulletin written by and published by . This book was released on 2013 with total page 352 pages. Available in PDF, EPUB and Kindle. Book excerpt:
Book Synopsis Employer-sponsored Health Insurance for Large Employers in the Private Sector, by Industry Classification, 2009 by : Karen E. Davis
Download or read book Employer-sponsored Health Insurance for Large Employers in the Private Sector, by Industry Classification, 2009 written by Karen E. Davis and published by . This book was released on 2011 with total page 7 pages. Available in PDF, EPUB and Kindle. Book excerpt: Employer-sponsored health insurance for current workers is one of the primary sources of health insurance coverage in the United States. According to data from the Insurance Component of the 2009 Medical Expenditure Panel Survey (MEPS-IC), approximately 96.8 million of the 110.5 million private sector employees worked in firms where the employer offered health insurance. Of those employees, approximately 59.1 million enrolled in a health insurance plan. About 80.7 million employees (73 percent) worked for large private sector employers in 2009 across eight industry classifications (figure 1) and approximately 48.6 million of them were enrolled. This Statistical Brief presents estimates, by industry classification, on the percentage of employees who worked for large private employers (firms with 50 or more employees) who offered health insurance and of employees working in such firms who enrolled in offered health insurance plans. The Brief also provides estimates on average premiums and the average employee contributions towards premiums for single coverage and for family coverage. Only those estimates that had a statistically significant difference from the national average at the 0.05 percent significance level are noted in the text.
Book Synopsis Handbook of Employee Benefits and Administration by : Christopher G. Reddick
Download or read book Handbook of Employee Benefits and Administration written by Christopher G. Reddick and published by CRC Press. This book was released on 2008-04-09 with total page 448 pages. Available in PDF, EPUB and Kindle. Book excerpt: Fiscal realities and changing social priorities are requiring a dramatic shift in the way that benefits are selected and awarded to employees, especially in the public sector. This means that public administrators and policy researchers must consider new parameters and contingencies, both financial and social, when evaluating choices and making pol
Book Synopsis Offer Rates, Take-up Rates, Premiums, and Employee Contributions for Employer-sponsored Health Insurance in the Private Sector for the 10 Largest Metropolitan Areas, 2006 by :
Download or read book Offer Rates, Take-up Rates, Premiums, and Employee Contributions for Employer-sponsored Health Insurance in the Private Sector for the 10 Largest Metropolitan Areas, 2006 written by and published by . This book was released on 2008 with total page 6 pages. Available in PDF, EPUB and Kindle. Book excerpt: Employer-sponsored health insurance for current workers is one of the primary sources of health insurance coverage in the United States. According to data from the Insurance Component of the 2006 Medical Expenditure Panel Survey (MEPS-IC), approximately 99.7 million of the 114.7 million employees from the private sector worked in firms where the employer offered health insurance. Of those employees who worked where health insurance was offered, approximately 60.6 million were enrolled. In recent years, premiums and employee contributions for employer-sponsored health insurance have risen significantly, while offer and enrollment rates have dropped modestly. These values for employer-sponsored health insurance vary considerably by geographic area and other factors, such as size of firm and industry. This Statistical Brief presents average offer and take-up rates, single and family premiums, and single and family employee contributions for private sector employers in the 10 largest metropolitan areas and compares these values to national averages for the private sector. Only those estimates with a statistically significant difference from the national average at the 0.05 percent significance level are noted in the text.
Book Synopsis Premiums and Employee Contributions for Employer-sponsored Health Insurance by :
Download or read book Premiums and Employee Contributions for Employer-sponsored Health Insurance written by and published by . This book was released on 2012 with total page 6 pages. Available in PDF, EPUB and Kindle. Book excerpt: Employer-sponsored health insurance for current workers is one of the primary sources of health insurance coverage in the United States. According to data from the Insurance Component of the 2010 Medical Expenditure Panel Survey (MEPS-IC), approximately 113.2 million of the 128.0 million civilian employees worked where the employer offered health insurance. U.S. civilian employees include those employed in the private sector and in the public sector (state and local, but not federal employees). Of those employees who worked where health insurance was offered, approximately 34.6 million were enrolled in single coverage, 12.7 million were enrolled in employee-plus-one coverage, and 21.8 million were enrolled in family coverage (data not shown). This Statistical Brief presents estimates, using 2008 and 2010 MEPS-IC data, on average premiums and employee contributions for single, employee-plus-one, and family coverage. Estimates are for public and private sector employees who worked for entities that offered health insurance, and for employees who enrolled in offered health insurance plans. Using 2010 data, estimates by census geographic division are also presented on average premiums and employee contributions for single and family coverage for enrollees in both public and private sectors. Only those estimates that had a statistically significant difference from the national average at the 0.05 percent significance level are noted in the text.
Book Synopsis Employersponsored health and retirement benefits efforts to control employer costs and the implications for workers : report by :
Download or read book Employersponsored health and retirement benefits efforts to control employer costs and the implications for workers : report written by and published by DIANE Publishing. This book was released on with total page 110 pages. Available in PDF, EPUB and Kindle. Book excerpt:
Book Synopsis Who Pays for Health Insurance? by : Helen Levy
Download or read book Who Pays for Health Insurance? written by Helen Levy and published by . This book was released on 1997 with total page 66 pages. Available in PDF, EPUB and Kindle. Book excerpt:
Book Synopsis Subsidies to Employee Health Insurance Premiums and the Health Insurance Market by : Jonathan Gruber
Download or read book Subsidies to Employee Health Insurance Premiums and the Health Insurance Market written by Jonathan Gruber and published by . This book was released on 2003 with total page 56 pages. Available in PDF, EPUB and Kindle. Book excerpt: One approach to covering the uninsured that is frequently advocated by policy makers is subsidizing the employee portion of employer-provided health insurance premiums. But, since the vast majority of those offered employer-provided health insurance already take it up, such an approach is only appealing if there is a very high takeup elasticity among those who are offered and uninsured. Moreover, if plan choice decisions are price elastic, then such subsidies can at the same time increase health care costs by inducing selection of more expensive plans. We study an excellent example of such subsidies: the introduction of pre-tax premiums for postal employees in 1994, and then for the remaining federal employees in 2000. We do so using a census of personnel records for all federal employees from 1991 through 2002. We find that there is a very small elasticity of insurance takeup with respect to its after-tax price, and a modest elasticity of plan choice. Our results suggest that the federal government did little to improve insurance coverage, but much to increase health care expenditures, through this policy change.
Download or read book Klaus Vogelgesang written by and published by . This book was released on 1995 with total page 36 pages. Available in PDF, EPUB and Kindle. Book excerpt:
