Planning for the Golden Years with Variable Annuities

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Author :
Publisher : Lexington House
ISBN 13 : 9780910882200
Total Pages : 75 pages
Book Rating : 4.8/5 (822 download)

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Book Synopsis Planning for the Golden Years with Variable Annuities by : C. Brian Conners

Download or read book Planning for the Golden Years with Variable Annuities written by C. Brian Conners and published by Lexington House. This book was released on 1999-01-01 with total page 75 pages. Available in PDF, EPUB and Kindle. Book excerpt:

Don't Die Broke

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Author :
Publisher : Agate Publishing
ISBN 13 : 1572846534
Total Pages : 193 pages
Book Rating : 4.5/5 (728 download)

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Book Synopsis Don't Die Broke by : David Reindel

Download or read book Don't Die Broke written by David Reindel and published by Agate Publishing. This book was released on 2009-03-01 with total page 193 pages. Available in PDF, EPUB and Kindle. Book excerpt: Massive numbers of 50-plus baby boomers will be retiring in the next few years. How will they finance that retirement? This practical guide presents an often overlooked but commonsense solution. Expert David Reindel argues persuasively for the preservation of assets, rather than a risk-prone obsession with the accumulation of them. Crucial to this process, he explains, is the humble annuity. Why have these time-honored investment tools generated so much negative attention in recent years? Don’t Die Broke details the financial industry’s misrepresentations of the annuity, and how — set up and managed correctly — it can offer the most reliable income source for boomers in this era of economic uncertainty. This book is both a clear-minded analysis of the forces that have led us to the present calamity and a reassuring roadmap to a more secure future.

Annuities and Retirement Income Planning

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Author :
Publisher : CFA Institute Research Foundation
ISBN 13 : 1944960023
Total Pages : 27 pages
Book Rating : 4.9/5 (449 download)

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Book Synopsis Annuities and Retirement Income Planning by : Patrick J. Collins

Download or read book Annuities and Retirement Income Planning written by Patrick J. Collins and published by CFA Institute Research Foundation. This book was released on 2016-03-16 with total page 27 pages. Available in PDF, EPUB and Kindle. Book excerpt: Annuitization is one asset management strategy for retirees seeking to secure lifetime income. The US annuity marketplace offers a variety of annuity contracts, including single premium annuities, advanced life deferred annuities, variable annuities with lifetime income guarantee riders, and ruin contingent deferred annuities. Advisers seeking to provide guidance to clients in or near retirement can benefit by understanding (1) the arguments both for and against annuitization and (2) how a client’s interests might be best represented in the marketplace. Important annuity contract provisions are highlighted and briefly discussed so the adviser can become more familiar with retirement-planning options.

The Handbook of Variable Income Annuities

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Author :
Publisher : Wiley
ISBN 13 : 047177376X
Total Pages : 640 pages
Book Rating : 4.4/5 (717 download)

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Book Synopsis The Handbook of Variable Income Annuities by : Jeffrey K. Dellinger

Download or read book The Handbook of Variable Income Annuities written by Jeffrey K. Dellinger and published by Wiley. This book was released on 2006-08-28 with total page 640 pages. Available in PDF, EPUB and Kindle. Book excerpt: In-depth coverage of variable income annuities With trillions of dollars in retirement savings assets, the tens of millions of Americans on the precipice of retirement need to convert these savings into retirement income. The fact that variable income annuities (VIAs) generate maximum lifetime income with zero probability of outliving it has spurred the need for more information about VIAs. The Handbook of Variable Income Annuities is by far the most comprehensive source of information on this topic. This book thoroughly describes the most important principles of optimal asset liquidation and demystifies VIA mechanics, so readers can gain a high comfort level with this important financial instrument. Interestingly and clearly, The Handbook of Variable Income Annuities explains the mathematical pricing of variable income annuities, expected rates of return, taxation, product distribution, legal aspects, and much more. Jeffrey K. Dellinger (Fort Wayne, IN), a Fellow of the Society of Actuaries and a member of the American Academy of Actuaries, has over 25 years experience in the financial services sector. He advises institutions on retirement income optimization, products, and markets.

The 100 Best Annuities You Can Buy

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Author :
Publisher : John Wiley & Sons
ISBN 13 : 9780471010258
Total Pages : 308 pages
Book Rating : 4.0/5 (12 download)

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Book Synopsis The 100 Best Annuities You Can Buy by : Gordon K. Williamson

Download or read book The 100 Best Annuities You Can Buy written by Gordon K. Williamson and published by John Wiley & Sons. This book was released on 1995-05-08 with total page 308 pages. Available in PDF, EPUB and Kindle. Book excerpt: Complete profiles of today's most successful annuities... Experttips on how to maximize your returns... Variable annuities now outpace mutual funds as the number onechoice among street-smart investors--and it's easy to see why.Tax-deferred, commission-free, easy to purchase and redeem,carrying less risk than most other instruments, and exhibiting asuperb overall performance, they are an indispensable addition toany low-risk, high-yield portfolio. Now, in the first book of itskind, financial planning expert Gordon Williamson demystifiesannuities investing. Writing in a straightforward, down-to-earthstyle, he: * Clearly explains how annuities work, profiles their returnpotential, and frankly assesses their relative advantages anddisadvantages * Steers you to the 100 best annuities for your investment dollar * Emphasizes risk reduction without sacrificing returns * Supplies complete annuity profiles, including average annualreturns over the past 3, 5, and 10 years * Ranks and evaluates today's entire spectrum of annuityproducts--aggressive growth/small cap, international, growth andincome, balanced, money market, and more * Pinpoints the best performing variable annuities * Includes investment options within each annuity recommended The word is out: variable annuities are one of the best investmentinstruments developed in this century. Now find out how you cantake full advantage of their unprecedented earning potential withThe 100 Best Annuities You Can Buy.

Variable Annuities

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Author :
Publisher : GPO FCIC
ISBN 13 : 9781612210421
Total Pages : 28 pages
Book Rating : 4.2/5 (14 download)

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Book Synopsis Variable Annuities by : U.S. Securities and Exchange Commission

Download or read book Variable Annuities written by U.S. Securities and Exchange Commission and published by GPO FCIC. This book was released on 2007 with total page 28 pages. Available in PDF, EPUB and Kindle. Book excerpt: Explains what they are, how they work, their cost, and questions to ask before you invest.

Variable Annuities

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Author :
Publisher : CreateSpace
ISBN 13 : 9781511669924
Total Pages : 24 pages
Book Rating : 4.6/5 (699 download)

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Book Synopsis Variable Annuities by : U S Securities and Exchange Commission

Download or read book Variable Annuities written by U S Securities and Exchange Commission and published by CreateSpace. This book was released on 2015-04-10 with total page 24 pages. Available in PDF, EPUB and Kindle. Book excerpt: Variable annuities have become a part of the retirement and investment plans of many Americans. Before you buy a variable annuity, you should know some of the basics- and be prepared to ask your insurance agent, broker, financial planner, or other financial professional lots of questions about whether a variable annuity is right for you. This is a in-depth description of variable annuities-what they are, how they work, and the charges you will pay. Before buying any variable annuity, however, you should find out about the particular annuity you are considering. Request a prospectus from the insurance company or from your financial professional, and read it carefully. The prospectus contains important information about the annuity contract, including fees and charges, investment options, death benefits, and annuity payout options. You should compare the benefits and costs of the annuity to other variable annuities and to other types of investments, such as mutual funds.

Creating Retirement Income

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Author :
Publisher : Lightbulb Press, Inc.
ISBN 13 : 0974038660
Total Pages : 156 pages
Book Rating : 4.9/5 (74 download)

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Book Synopsis Creating Retirement Income by : Virginia B. Morris

Download or read book Creating Retirement Income written by Virginia B. Morris and published by Lightbulb Press, Inc.. This book was released on 2004 with total page 156 pages. Available in PDF, EPUB and Kindle. Book excerpt: Creating Retirement Income, a Lightbulb Press book, is for anyone thinking about retirement planning and variable annuities. Planning for retirement and creating a nest egg on which to live comfortably is on everyone's mindshy;shy;from people in their twenties to those for whom retirement is just around the corner. Variable annuities provide the answers to millions of investors, yet there's still a mystery that surrounds them. This colorfully illustrated guide simplifies variable annuities and ways to create retirement wealth. Written in collaboration with the National Association of Variable Annuities, this user-friendly, easy-to-read and easy-to-understand guide to will appeal to anyone planning for retirement. Created by the authors of the best-selling Wall Street Journal guides, Creating Retirement Income will show you how to: Plan for a comfortable retirement; Choose among different annuities; Develop a diversified portfolio; Sort out the facts of social security And much more

TheStreet. com Ratings Consumer Guide to Variable Annuities

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Author :
Publisher :
ISBN 13 : 9781587733918
Total Pages : 50 pages
Book Rating : 4.7/5 (339 download)

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Book Synopsis TheStreet. com Ratings Consumer Guide to Variable Annuities by : TheStreet.com Ratings, Incorporated

Download or read book TheStreet. com Ratings Consumer Guide to Variable Annuities written by TheStreet.com Ratings, Incorporated and published by . This book was released on 2007 with total page 50 pages. Available in PDF, EPUB and Kindle. Book excerpt:

Variable Annuities and Separate Accounts

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Author :
Publisher :
ISBN 13 :
Total Pages : 116 pages
Book Rating : 4.3/5 ( download)

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Book Synopsis Variable Annuities and Separate Accounts by : Roger A. Steinharter

Download or read book Variable Annuities and Separate Accounts written by Roger A. Steinharter and published by . This book was released on 1970 with total page 116 pages. Available in PDF, EPUB and Kindle. Book excerpt:

Retirement Income Planning

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Author :
Publisher :
ISBN 13 :
Total Pages : 40 pages
Book Rating : 4.:/5 (19 download)

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Book Synopsis Retirement Income Planning by : Glenn L. Wood

Download or read book Retirement Income Planning written by Glenn L. Wood and published by . This book was released on 1975 with total page 40 pages. Available in PDF, EPUB and Kindle. Book excerpt:

The Truth about Variable Annuities

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Author :
Publisher : Lulu.com
ISBN 13 : 0557448247
Total Pages : 153 pages
Book Rating : 4.5/5 (574 download)

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Book Synopsis The Truth about Variable Annuities by : Crc Fic Cwc J. Marc Ruggerio

Download or read book The Truth about Variable Annuities written by Crc Fic Cwc J. Marc Ruggerio and published by Lulu.com. This book was released on 2011-01-19 with total page 153 pages. Available in PDF, EPUB and Kindle. Book excerpt: The most up to date and authoritative book on the complexities of structuring annuities. The author takes an unbiased point of view and articulates the complexities of all the major aspects of variable annuities and riders to allow them to become more understood by financial advisors and annuity owners alike. He clearly notes the benefits of variable annuities as well as the pitfalls which to look out for! Showing you the strategies that experts utilize within these investments while also detailing significant failures of cases where they were misunderstood and not structured properly. Can be used as a perfect reference guide on specific aspects of variable annuities as well as providing insight into the business of how variable annuities are sold. This is a bold and concise approach that allows the truth to be seen without reservations.

Annuities For Dummies

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Author :
Publisher : John Wiley & Sons
ISBN 13 : 1118051939
Total Pages : 373 pages
Book Rating : 4.1/5 (18 download)

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Book Synopsis Annuities For Dummies by : Kerry Pechter

Download or read book Annuities For Dummies written by Kerry Pechter and published by John Wiley & Sons. This book was released on 2011-02-09 with total page 373 pages. Available in PDF, EPUB and Kindle. Book excerpt: Why look into annuities? If you’re a Baby Boomer with little or no pension and most of your money in low-interest savings accounts, an annuity may be the key to a secure and comfortable retirement. How can you find out whether an annuity is right for you? Read Annuities For Dummies, 3rd Edition. This completely revised and updated, plain-English guide is packed with the latest information on choosing the best annuity for your retirement needs. You’ll find out exactly what annuities are, whether they’re the right financial vehicle for you, and which of the many annuity options might have your name on it. You’ll learn the ins and outs of using annuities to fund your retirement years, figure out whether to stress investments with insurance or insurance with investments, and find out how the right combination of annuities can help you squeeze more income out of your savings that any other financial tool. Discover how to: Identify the main types of annuities Weigh the pros and cons of annuities for yourself Minimize the complexity and cost of your annuity investment Figure out how much money to commit Avoid common annuity pitfalls Create an income you can’t outlive The time to start securing your financial future is now. Annuities For Dummies, 3rd Edition, gives you knowledge, insider tips, and expert advice you need to make your money do its best for you.

Senior Citizens of India

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Author :
Publisher : Springer Nature
ISBN 13 : 9811577404
Total Pages : 271 pages
Book Rating : 4.8/5 (115 download)

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Book Synopsis Senior Citizens of India by : S. Irudaya Rajan

Download or read book Senior Citizens of India written by S. Irudaya Rajan and published by Springer Nature. This book was released on 2020-09-08 with total page 271 pages. Available in PDF, EPUB and Kindle. Book excerpt: This book provides an overview of multiple facets of ageing and its evolving dynamics in various Indian states. It elaborates on key dimensions like health, dependence and disability, as well as living arrangements for the elderly. Drawing on information from National Sample Surveys to offer readers a broader and richer understanding of the evolving demographic reality in India, the book addresses a range of detailed policies and programmes for the elderly in India. Given its scope, the book is essential reading for students and researchers in the fields of sociology, demography, economics and development studies. It also offers a valuable reference guide for anyone engaged in planning and policy formulation for social security, welfare of the aged or mainstreaming ageing concerns.

Retirement Planning for Beginners

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Author :
Publisher : Book Bound Studios
ISBN 13 : 1761590294
Total Pages : 133 pages
Book Rating : 4.7/5 (615 download)

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Book Synopsis Retirement Planning for Beginners by : Calvin Boswell

Download or read book Retirement Planning for Beginners written by Calvin Boswell and published by Book Bound Studios. This book was released on 2024-01-30 with total page 133 pages. Available in PDF, EPUB and Kindle. Book excerpt: Are you ready to take the first step towards a secure and fulfilling retirement but unsure where to begin? "Retirement Planning for Beginners" is essential for anyone standing at the threshold of their golden years, seeking a clear and confident path forward. This book is tailored for beginners who want to understand the fundamentals of retirement planning without getting lost in a maze of financial jargon. Whether you're in your twenties and just starting to save or in your fifties with retirement on the horizon, this book will equip you with the knowledge and tools to prepare effectively. Inside "Retirement Planning for Beginners," you'll discover how to: - Set realistic retirement goals and create a timeline that works for you. - Navigate the world of retirement accounts, from IRAs to employer-sponsored plans. - Invest wisely with an eye on risk, diversification, and long-term growth. -Maximize your Social Security benefits and integrate them with other income sources. - Plan for taxes, healthcare, and estate considerations to protect your wealth. Key features include: - Clear explanations of complex financial concepts - Strategies for overcoming common retirement challenges - Practical advice on lifestyle planning to ensure a fulfilling retirement - Guidance on protecting your savings and staying financially fit With "Retirement Planning for Beginners," you'll gain the confidence to make informed decisions that pave the way for a stable and enjoyable retirement. Don't leave your future to chance—start building the foundation for your dream retirement today. Take action now and secure your copy of "Retirement Planning for Beginners." Your future self will thank you!

Encyclopedia of Retirement and Finance [2 Volumes]

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Author :
Publisher : Greenwood
ISBN 13 :
Total Pages : 488 pages
Book Rating : 4.4/5 (91 download)

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Book Synopsis Encyclopedia of Retirement and Finance [2 Volumes] by : Lois A. Vitt

Download or read book Encyclopedia of Retirement and Finance [2 Volumes] written by Lois A. Vitt and published by Greenwood. This book was released on 2003-11-30 with total page 488 pages. Available in PDF, EPUB and Kindle. Book excerpt: Written by experts in a variety of fields, entries include gerontology and finance terms and concepts, policies and programs, the needs and problems of the elderly, and more.

Elder Law

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Author :
Publisher :
ISBN 13 :
Total Pages : 256 pages
Book Rating : 4.F/5 ( download)

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Book Synopsis Elder Law by :

Download or read book Elder Law written by and published by . This book was released on 2008 with total page 256 pages. Available in PDF, EPUB and Kindle. Book excerpt: