Pension Integration and Social Security Reform

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Publisher : BiblioGov
ISBN 13 : 9781289053208
Total Pages : 28 pages
Book Rating : 4.0/5 (532 download)

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Book Synopsis Pension Integration and Social Security Reform by : Chuck Slusher

Download or read book Pension Integration and Social Security Reform written by Chuck Slusher and published by BiblioGov. This book was released on 2013-06 with total page 28 pages. Available in PDF, EPUB and Kindle. Book excerpt: Many employer-provided pension plans explicitly account for Social Security in their benefit formulas-a practice known as integration. Because integrated pensions are directly linked to Social Security, both the incidence and design of explicitly integrated plans are likely to be affected by changes in the current Social Security program. While integration has been mentioned as an important issue in discussions of Social Security reform, researchers have largely ignored the concept of pension integration. This paper provides basic information about pension integration and addresses, in general terms, the relationship between Social Security reform and pension integration.

Pension Integration and Social Security Reform

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Author :
Publisher :
ISBN 13 :
Total Pages : 16 pages
Book Rating : 4.:/5 (439 download)

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Book Synopsis Pension Integration and Social Security Reform by : Chuck Slusher

Download or read book Pension Integration and Social Security Reform written by Chuck Slusher and published by . This book was released on 1998 with total page 16 pages. Available in PDF, EPUB and Kindle. Book excerpt:

Prospects for Social Security Reform

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Publisher : University of Pennsylvania Press
ISBN 13 : 9780812234794
Total Pages : 446 pages
Book Rating : 4.2/5 (347 download)

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Book Synopsis Prospects for Social Security Reform by : Olivia S. Mitchell

Download or read book Prospects for Social Security Reform written by Olivia S. Mitchell and published by University of Pennsylvania Press. This book was released on 1999-01-29 with total page 446 pages. Available in PDF, EPUB and Kindle. Book excerpt: The United States social security system is the nation's largest social insurance program. As such, it has a far-reaching impact throughout the economy, influencing not only old-age economic security but also many behaviors, including corporate employment policy, retirement patterns, and personal saving. In the past, the system's universal coverage and generous benefits ensured popular support to a degree enjoyed by no other form of "big government" social spending. Yet over two-thirds of all Americans today believe that the social security system will face bankruptcy by the time they retire. The question of social security reform—how to reform the system or whether the system needs reform at all—is the subject of heated debate at all levels of government, in the media, and among workers, pensioners, and employers. Prospects for Social Security Reform informs the debate by exploring why the system is at a crossroads today and what to do about it. Contributors detail the size and nature of the problem, explain views of key "stakeholders" regarding reform options, and report new evidence on how reform might affect the economy. Research findings and public opinion polls are analyzed, as are lessons from other countries experimenting with new ways to deliver old-age benefit promises. No other volume includes as diverse and expert a set of perspectives on reform and privatization as those gathered here from economists, actuaries, employers, investment managers, and representatives of organized labor. Among its chapters is the path-breaking study "Social Security Money's Worth," the 1999 winner of the TIAA-CREF's Paul A. Samuelson Award for Outstanding Scholarly Writing on Lifelong Financial Security.

Characteristics of Individuals with Integrated Pensions

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Author :
Publisher :
ISBN 13 :
Total Pages : 54 pages
Book Rating : 4.E/5 ( download)

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Book Synopsis Characteristics of Individuals with Integrated Pensions by : Keith A. Bender

Download or read book Characteristics of Individuals with Integrated Pensions written by Keith A. Bender and published by . This book was released on 1999 with total page 54 pages. Available in PDF, EPUB and Kindle. Book excerpt:

Social Security and the Private Pension System

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Publisher :
ISBN 13 :
Total Pages : 48 pages
Book Rating : 4.:/5 (512 download)

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Book Synopsis Social Security and the Private Pension System by : Pamela J. Perun

Download or read book Social Security and the Private Pension System written by Pamela J. Perun and published by . This book was released on 2002 with total page 48 pages. Available in PDF, EPUB and Kindle. Book excerpt:

Social Security Reform

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Publisher : DIANE Publishing
ISBN 13 : 142897282X
Total Pages : 46 pages
Book Rating : 4.4/5 (289 download)

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Book Synopsis Social Security Reform by : United States. General Accounting Office

Download or read book Social Security Reform written by United States. General Accounting Office and published by DIANE Publishing. This book was released on 1999 with total page 46 pages. Available in PDF, EPUB and Kindle. Book excerpt:

Saving Social Security

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Publisher : Rowman & Littlefield
ISBN 13 : 0815797834
Total Pages : 322 pages
Book Rating : 4.8/5 (157 download)

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Book Synopsis Saving Social Security by : Peter A. Diamond

Download or read book Saving Social Security written by Peter A. Diamond and published by Rowman & Littlefield. This book was released on 2006-05-25 with total page 322 pages. Available in PDF, EPUB and Kindle. Book excerpt: New in Paperback. While everyone agrees that Social Security is a vital and necessary government program, there have been widely divergent plans for reforming it. Peter A. Diamond and Peter R. Orszag, two of the nation's foremost economists, propose a reform plan that would rescue the program both from its projected financial problems and from those who would destroy the program in order to save it. Since the publication of the first edition of this book in 2004, the Social Security debate has moved to the center of the domestic policy agenda. In this updated edition of Saving Social Security, the authors analyze the Bush Administration's proposal for individual accounts and discuss the so-called "price indexing" proposal to restore long-term solvency through changing how initial benefits would be calculated. Soc ial Security is essis essential reading for policymakers involved in reform, analysts, students, and all those interested in the fate of this safeguard of American lives. "An honest, transparent and comprehensive approach to making the much needed reforms to the Social Security program."—Journal of Pensions, Economics, and Finance "Very accessible presentation of facts, analysis of underlying problems, comparison of opinions, and argument for proposed reforms."—Future Survey Exhaustively researched and deeply entrenched in practical issues and mathematical calculations... a highly recommended ray of hope against a looming national crisis." —Wisconsin Bookwatch "Diamond and Orszag bring some welcome realism and decency to the debate."—Robert M. Solow, Institute Professor Emeritus, Massachusetts Institute of Technology, Nobel Laureate in Economics

Pension Puzzles

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Publisher : Russell Sage Foundation
ISBN 13 : 1610442725
Total Pages : 301 pages
Book Rating : 4.6/5 (14 download)

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Book Synopsis Pension Puzzles by : Melissa Hardy

Download or read book Pension Puzzles written by Melissa Hardy and published by Russell Sage Foundation. This book was released on 2007-07-19 with total page 301 pages. Available in PDF, EPUB and Kindle. Book excerpt: The rancorous debate over the future of Social Security reached a fever pitch in 2005 when President Bush unsuccessfully proposed a plan for private retirement accounts. Although efforts to reform Social Security seem to have reached an impasse, the long-term problem—the projected Social Security deficit—remains. In Pension Puzzles, sociologists Melissa Hardy and Lawrence Hazelrigg explain for a general audience the fiscal challenges facing Social Security and explore the larger political context of the Social Security debate. Pension Puzzles cuts through the sloganeering of politicians in both parties, presenting Social Security's technical problems evenhandedly and showing how the Social Security debate is one piece of a larger political struggle. Hardy and Hazelrigg strip away the ideological baggage to explicate the basic terms and concepts needed to understand the predicament of Social Security. They compare the cases for privatizing Social Security and for preserving the program in its current form with adjustments to taxes and benefits, and they examine the different economic projections assumed by proponents of each approach. In pursuit of its privatization agenda, Hardy and Hazelrigg argue, the Bush administration has misled the public on an issue that was already widely misunderstood. The authors show how privatization proponents have relied on dubious assumptions about future rates of return to stock market investments and about the average citizen's ability to make informed investment decisions. In addition, the administration has painted the real but manageable shortfalls in Social Security revenue as a fiscal crisis. Projections of Social Security revenues and benefits by the Social Security Administration have treated revenues as fixed, when in fact they are determined by choices made by Congress. Ultimately, as Hardy and Hazelrigg point out, the clash over Social Security is about more than technical fiscal issues: it is part of the larger culture wars and the ideological struggle over what kind of social responsibilities and rights American citizens should have. This rancorous partisan wrangling, the alarmist talk about a "crisis" in Social Security, and the outright deception employed in this debate have all undermined the trust between citizens and government that is needed to restore the solvency of Social Security for future generations of retirees. Drawing together economic analyses, public opinion data, and historical narratives, Pension Puzzles is a lucid and engaging guide to the major proposals for Social Security reform. It is also an insightful exploration of what that debate reveals about American political culture in the twenty-first century. A Volume in the American Sociological Association's Rose Series in Sociology

Characteristics of Individuals with Integrated Pensions

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Publisher : BiblioGov
ISBN 13 : 9781289083151
Total Pages : 44 pages
Book Rating : 4.0/5 (831 download)

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Book Synopsis Characteristics of Individuals with Integrated Pensions by : Keith A. Bender

Download or read book Characteristics of Individuals with Integrated Pensions written by Keith A. Bender and published by BiblioGov. This book was released on 2013-06 with total page 44 pages. Available in PDF, EPUB and Kindle. Book excerpt: Employer pensions that integrate benefits with Social Security have been the focus of relatively little research. Potentially this is an important omission given the current Social Security reform debate. Since changes in Social Security benefit levels and other program characteristics can affect the benefit levels and other features of integrated pension plans, it is important to know who is covered by these plans. This paper uses data from the Health and Retirement Survey to examine the characteristics of individuals who are covered under integrated pension plans by comparing them with people covered by non-integrated plans and those with no pension plan. The results show that individuals who are female, white, non-unionized, or do not have postgraduate education are significantly more likely to be in an integrated employer pension plan.

The Distributional Aspects of Social Security and Social Security Reform

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Author :
Publisher : University of Chicago Press
ISBN 13 : 0226241890
Total Pages : 481 pages
Book Rating : 4.2/5 (262 download)

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Book Synopsis The Distributional Aspects of Social Security and Social Security Reform by : Martin Feldstein

Download or read book The Distributional Aspects of Social Security and Social Security Reform written by Martin Feldstein and published by University of Chicago Press. This book was released on 2007-11-01 with total page 481 pages. Available in PDF, EPUB and Kindle. Book excerpt: Social security is the largest and perhaps the most popular program run by the federal government. Given the projected increase in both individual life expectancy and sheer number of retirees, however, the current system faces an eventual overload. Alternative proposals have emerged, ranging from reductions in future benefits to a rise in taxrevenue to various forms of investment-based personal retirement accounts. As this volume suggests, the distributional consequences of these proposals are substantially different and may disproportionately affect those groups who depend on social security to avoid poverty in old age. Together, these studies persuasively show that appropriately designed investment-based social security reforms can effectively reduce the long-term burden of an aging society on future taxpayers, increase the expected future income of retirees, and mitigate poverty rates among the elderly.

Countdown to Reform

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Author :
Publisher :
ISBN 13 :
Total Pages : 228 pages
Book Rating : 4.F/5 ( download)

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Book Synopsis Countdown to Reform by : Henry J. Aaron

Download or read book Countdown to Reform written by Henry J. Aaron and published by . This book was released on 2001 with total page 228 pages. Available in PDF, EPUB and Kindle. Book excerpt: In this revised and updated edition of their influential book, two of the nation's most widely respected economists argue that calls for scrapping Social Security in favor of a privatized plan are misguided and that the claims that the system faces bankruptcy are not only exaggerated, they are just plain wrong. The authors analyze the economic assumptions underlying current reform efforts, closely scrutinizing proposals to reform Social Security. They also provide the historical background of the economic circumstances that different generations have faced and show how changes in Social Security have affected life in America.

US Pension Reform

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Author :
Publisher : Peterson Institute
ISBN 13 : 0881325635
Total Pages : 534 pages
Book Rating : 4.8/5 (813 download)

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Book Synopsis US Pension Reform by : Martin Neil Baily

Download or read book US Pension Reform written by Martin Neil Baily and published by Peterson Institute. This book was released on 2009 with total page 534 pages. Available in PDF, EPUB and Kindle. Book excerpt:

Social Security Reform

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Publisher : OUP Oxford
ISBN 13 : 9780199247899
Total Pages : 120 pages
Book Rating : 4.2/5 (478 download)

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Book Synopsis Social Security Reform by : Peter A. Diamond

Download or read book Social Security Reform written by Peter A. Diamond and published by OUP Oxford. This book was released on 2002 with total page 120 pages. Available in PDF, EPUB and Kindle. Book excerpt: Also considered are the risks in the political process."--BOOK JACKET.

The Reform of Social Security

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Publisher : Oxford University Press, USA
ISBN 13 :
Total Pages : 184 pages
Book Rating : 4.3/5 (243 download)

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Book Synopsis The Reform of Social Security by : A. W. Dilnot

Download or read book The Reform of Social Security written by A. W. Dilnot and published by Oxford University Press, USA. This book was released on 1984 with total page 184 pages. Available in PDF, EPUB and Kindle. Book excerpt: Study of reforms needed in the welfare state social security system of the UK - suggests an integrated approach comprising tax reform, administrative reform and other social policy measures to improve social protection for low income groups, one parent families, retired workers, the unemployed, etc.. Bibliography and graphs.

Reforming Social Security

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Publisher : Bloomsbury Publishing USA
ISBN 13 : 0313000344
Total Pages : 280 pages
Book Rating : 4.3/5 (13 download)

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Book Synopsis Reforming Social Security by : Charles P. Blahous

Download or read book Reforming Social Security written by Charles P. Blahous and published by Bloomsbury Publishing USA. This book was released on 2000-08-30 with total page 280 pages. Available in PDF, EPUB and Kindle. Book excerpt: Blahous contends that Social Security is ill-equipped to withstand the effects of an aging population and will impose excessive tax burdens upon future Americans unless its course is changed. Far from a doomsday tract, however, the book provides instances of proposals that would satisfactorily avert this course, if only the political will is mustered to implement them. Blahous argues for the program developed by the National Commission on Retirement Policy, but also offers positive descriptions of plausible alternatives as well as unsparing criticism of those who would cook the books in defense of either current law or high-cost alternatives. Reforming Social Security is sure to disturb ideologues from all parts of the political spectrum, because of its frank willingness to expose the costs of different approaches as well as the self-interest so often pursued by interest groups, political actors, and Social Security experts. An important analysis for the general public as well as policy makers and others concerned with social security issues.

Social Security Pension Reform in Europe

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Author :
Publisher : University of Chicago Press
ISBN 13 : 0226241912
Total Pages : 515 pages
Book Rating : 4.2/5 (262 download)

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Book Synopsis Social Security Pension Reform in Europe by : Martin Feldstein

Download or read book Social Security Pension Reform in Europe written by Martin Feldstein and published by University of Chicago Press. This book was released on 2009-02-15 with total page 515 pages. Available in PDF, EPUB and Kindle. Book excerpt: Social Security in the United States and in Europe is at a critical juncture. Through the essays assembled in Social Security Pension Reform in Europe, Martin Feldstein and Horst Siebert, along with a number of distinguished contributors, discuss the challenges facing Social Security reform in the aging societies of Europe. A remarkable range of European nations—Germany, France, Finland, the Netherlands, Poland, Romania, Italy, Sweden, the United Kingdom, and Hungary—have implemented or are about to implement mixed Social Security systems that combine a traditional defined benefit of the pay-as-you-go system with an individual retirement account defined contribution of a capital-funded system. The essays here highlight the problems that the European pension reform process faces and how it differs from that of the United States. This timely volume will significantly enrich the debate on pension reform worldwide.

The Political Future of Social Security in Aging Societies

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Author :
Publisher : MIT Press (MA)
ISBN 13 :
Total Pages : 288 pages
Book Rating : 4.:/5 (321 download)

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Book Synopsis The Political Future of Social Security in Aging Societies by : Vincenzo Galasso

Download or read book The Political Future of Social Security in Aging Societies written by Vincenzo Galasso and published by MIT Press (MA). This book was released on 2006 with total page 288 pages. Available in PDF, EPUB and Kindle. Book excerpt: Galasso concludes that an aging population will lead to more pension spending; yet postponing retirement mitigates the impact of this, and may be the only politically viable alternative for social security reform.