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Npas Of Indian Commercial Banks
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Book Synopsis Non-performing Assets in Commercial Banks by : Dr. Vibha Jain
Download or read book Non-performing Assets in Commercial Banks written by Dr. Vibha Jain and published by . This book was released on 2007 with total page 362 pages. Available in PDF, EPUB and Kindle. Book excerpt: Contents Include : Introduction; Npa Concept And Prudential Norms; Trends Of Non-Performing Assets; Prevention Of Non-Performing Assets; Management Of Npas; Npa Management In Perspective; Annexure.
Book Synopsis Management of Non-performing Advances by : T. V. Gopalakrishnan
Download or read book Management of Non-performing Advances written by T. V. Gopalakrishnan and published by Northern Book Centre. This book was released on 2004 with total page 220 pages. Available in PDF, EPUB and Kindle. Book excerpt: The book deals with the problem of Non-Performing Advances (NPAs) in public sector banks and its impact on the banks' books, banking and financial system of the economy. Recognizing the inevitable and festering nature of the problem, the author has come out, inter alia, with a statistical model as an innovative, simple and practical solution to contain NPA formation to ensure a strong balance sheet for banks and improved image of the borrowers. The author claims that the solution will prove to be a win-win situation for all stakeholders of banks including the economy, and its constituents Government, shareholders, depositors, borrowers, employees and others. Salient Features Changes brought about in banks under Banking Sector Reforms. • Emergence of NPAs in banks. • Problem of NPAs: Its causes and effects. • Performance of Public sector banks on management of NPAs. • Impact of NPAs on the economy, banks’ balance sheets and profit and loss accounts. • Suggestions to contain NPAs from the angles of banks, borrowers, Government, Regulator and others. • A Statistical Model developed to contain formation of NPAs, strengthen banks' balance sheets and develop an emotional rapport between banks and borrowers.
Book Synopsis NPAs of Indian Commercial Banks by : Gurmeet Singh
Download or read book NPAs of Indian Commercial Banks written by Gurmeet Singh and published by . This book was released on 2016 with total page 18 pages. Available in PDF, EPUB and Kindle. Book excerpt: Non-performing assets are the key factors to decide the financial health of Indian commercial banks. They affect the operational efficiency, which in turn influences the liquidity, efficiency, solvency and profitability position of the banks. The study investigates the relationships between the non-performing assets and six ratios representing liquidity, efficiency, solvency and profitability over the period 2005 to 2014. Johansen's co-integration test and vector error correction model have been applied to explore the long-run equilibrium relationship between NPAs and six variables under the study. The analysis reveals that the non-performing assets of the Indian commercial banks are negatively co-integrated with the liquidity, efficiency, solvency and profitability position of the banks and hence, a long-run equilibrium relationship exists between them. The results VECM revels that the relationship between NPA and profit per employee and return on equity is positive, while the relationship between the NPA and cash-deposit ratio, credit-deposit ratio, net interest margin and return on assets is negative. The findings from Granger causality based on the VECM indicate a bi-directional causality between non-performing assets and all the variables tested. It is observed that the financial health of the Indian commercial banks is significantly affected by the non performing assets.
Book Synopsis Banking Sector Reforms in India and Performance Evaluation of Commercial Banks by : Debaprosanna Nandy
Download or read book Banking Sector Reforms in India and Performance Evaluation of Commercial Banks written by Debaprosanna Nandy and published by Universal-Publishers. This book was released on 2010-07-29 with total page pages. Available in PDF, EPUB and Kindle. Book excerpt: The Committee on Financial System (CFS), popularly known as Narasimham Committee, was set up in 1991 to make recommendations for bringing about the necessary reforms in the financial sector. Narasimham Committee appraised and acknowledged the success and progress of Indian banks since the major banks were nationalized on 19 July 1969. Unfortunately, the developments were witnessed only in the field of expansion and spread of bank branches, generation of huge employment and mobilization of savings rather than also in improvement in efficiency. Besides, corruption, fraud, misutilization in public money, outdated technology, and politicization in policy making were found to be major drawbacks in the real progress of the banks. As the banking sector plays an important and crucial role in the economy of a country for its stabilization and balanced growth, major reforms were urgently needed, after 22 years of nationalization, to revive Indian banks. This was not only in the field of profitability, but also in the overall efficiency, viz., better management of non-performing assets (NPAs), satisfying capital requirements, increased cost effectiveness and control, enhanced customer service, improved technology, establishing competitive interest rate, effective man-power planning, introduction of asset-liability management, better productivity, launching new products, and becoming more competent to face the upcoming challenges and competition from foreign as well as private sector banks in the era of globalization and liberalization. The objectives of the study are to examine the need and relevance of reforms in Indian banks, to assess the efficiency and profitability of Indian banks during reforms from different perspectives, to discuss various issues of NPA management in the light of reforms, to measure the performance of the banks of West Bengal during the reforms, to analyse the role of information technology and its relevancy in Indian banks in the era of reforms, and to impart necessary suggestions for the improvement of the efficiency and profitability of Indian banks.
Book Synopsis Commercial Banking by : G. P. Kapoor
Download or read book Commercial Banking written by G. P. Kapoor and published by APH Publishing. This book was released on 2004 with total page 312 pages. Available in PDF, EPUB and Kindle. Book excerpt:
Book Synopsis Deregulation and Efficiency of Indian Banks by : Sunil Kumar
Download or read book Deregulation and Efficiency of Indian Banks written by Sunil Kumar and published by Springer Science & Business Media. This book was released on 2013-10-23 with total page 340 pages. Available in PDF, EPUB and Kindle. Book excerpt: The goal of this book is to assess the efficacy of India’s financial deregulation programme by analyzing the developments in cost efficiency and total factor productivity growth across different ownership types and size classes in the banking sector over the post-deregulation years. The work also gauges the impact of inclusion or exclusion of a proxy for non-traditional activities on the cost efficiency estimates for Indian banks, and ranking of distinct ownership groups. It also investigates the hitherto neglected aspect of the nature of returns-to-scale in the Indian banking industry. In addition, the work explores the key bank-specific factors that explain the inter-bank variations in efficiency and productivity growth. Overall, the empirical results of this work allow us to ascertain whether the gradualist approach to reforming the banking system in a developing economy like India has yielded the most significant policy goal of achieving efficiency and productivity gains. The authors believe that the findings of this book could give useful policy directions and suggestions to other developing economies that have embarked on a deregulation path or are contemplating doing so.
Book Synopsis Managing Non Performing Assets by Public Sector Banks by : Dr R. K. Sant
Download or read book Managing Non Performing Assets by Public Sector Banks written by Dr R. K. Sant and published by Lulu.com. This book was released on 2017-04-22 with total page 82 pages. Available in PDF, EPUB and Kindle. Book excerpt: Managing NPAs (Non-Performing Assets) is one of the most important and difficult areas for Indian banking industry. Reduction of level of NPAs is the most Challenging task for banks because it reduces the profitability and operations. Due to increasing levels of NPAs in banks, they are required to maintain high levels of provisions for NPAs, which creates problems in, future leading operation of banks.
Download or read book Banking Sector Reforms and NPA written by and published by . This book was released on 2010 with total page 15 pages. Available in PDF, EPUB and Kindle. Book excerpt:
Book Synopsis Commercial Banking in the Planned Economy of India by : Chitta Ranjan Basu
Download or read book Commercial Banking in the Planned Economy of India written by Chitta Ranjan Basu and published by Mittal Publications. This book was released on 1991 with total page 444 pages. Available in PDF, EPUB and Kindle. Book excerpt:
Download or read book Banking Sector Reforms and NPA written by and published by . This book was released on 2010 with total page 15 pages. Available in PDF, EPUB and Kindle. Book excerpt:
Book Synopsis Statistical Tables Relating to Banks in India by : Reserve Bank of India
Download or read book Statistical Tables Relating to Banks in India written by Reserve Bank of India and published by . This book was released on 2006 with total page 364 pages. Available in PDF, EPUB and Kindle. Book excerpt:
Book Synopsis A Comparative Analysis of Non-Performing Assets (NPAs) of Selected Commercial Banks in India by : Dr Samir
Download or read book A Comparative Analysis of Non-Performing Assets (NPAs) of Selected Commercial Banks in India written by Dr Samir and published by . This book was released on 2015 with total page 13 pages. Available in PDF, EPUB and Kindle. Book excerpt: With the introduction of international norms for income recognition, asset classification and provisioning in the banking sector, managing NPAs has emerged as one of the major challenges facing Indian banks. Banks today are judged not only on the basis of number of branches and volume of deposits but also on the basis of quality of assets. Non-performing assets constitute a major portfolio of the Banks portfolio and hence are an inevitable burden on the banking industry. NPAs adversely affect the profitability, liquidity and solvency of the banks. This paper analyses the position of NPAs in selected banks namely State Bank of India (SBI), Punjab National Bank (PNB) and Central Bank of India (CBI). It also highlights the policies pursued by the banks to tackle the NPAs and suggests a multi-pronged strategy for speedy recovery of NPAs in banking sector.
Download or read book Indian Banking written by R Parameswaran and published by S. Chand Publishing. This book was released on 2001 with total page 306 pages. Available in PDF, EPUB and Kindle. Book excerpt: INDIAN BANKING FOR STUDENTS OF B.COM/B.A & MANAGEMENT COURSES
Book Synopsis The Problem of NPAs by : Bhavna Chhabra
Download or read book The Problem of NPAs written by Bhavna Chhabra and published by . This book was released on 2018 with total page pages. Available in PDF, EPUB and Kindle. Book excerpt: This paper is an attempt to understand the growth of NPA, the reasons behind it and the extent of its spread across sectors. The paper gives an insight into the policy implications which could be governed by banks in order to control the devastation caused by NPA. This paper is divided into four parts: First it explains the macro level analysis among various variables such as GDP, Credit Growth, Gross NPA and GDP. Next, it explains sector-wise analysis and bank group-wise analysis of banking sector. Finally, the mechanism to deal with NPA is discussed.
Book Synopsis Managing Non-Performing Assets in Indian Public Sector Banks by : Sk Mujibar Rahaman
Download or read book Managing Non-Performing Assets in Indian Public Sector Banks written by Sk Mujibar Rahaman and published by Exceller Books. This book was released on 2022-09-30 with total page 189 pages. Available in PDF, EPUB and Kindle. Book excerpt: The book provides a comprehensive coverage of a burning issue faced by the banking industry in India, namely, the problem of Non-Performing Assets (NPAs). The book elucidates the theoretical exposition of NPAs in the first instance. It also demystifies the trends in movement of NPAs and thereby expounds efficiency in NPA management by Public Sector Banks, PSBs, in India. Recognising the inevitable and festering nature of the problem, the author has come out, inter alia, with a data-driven approach to measure financial performance and thereby assessed impact of the problem on different performance areas of banks. The book also investigates the major factors causing the problem of NPAs of the Indian PSBs. Finally, the author provides certain recommendations for the banks and the government that can help manage NPAs and strengthen the banking industry in the country.
Book Synopsis Commercial Banks in India by : Benson Kunjukunju
Download or read book Commercial Banks in India written by Benson Kunjukunju and published by . This book was released on 2008-01-01 with total page 342 pages. Available in PDF, EPUB and Kindle. Book excerpt: Banking sector in India has undergone remarkable changes since the nationalisation of 14 major commercial banks in 1969. The geographical and functional coverage of banks has surged at a rate that is unprecedented in the world. Nationalisation of commercial banks in 1969 and 1980 was a mixed blessing. Reforms have brought about considerable improvements as reflected in various parameters relating to capital adequacy, asset quality, profitability and operational efficiency. Unfortunately, commercial banks continue to face the problem of non-performing assets (NPAs). The present volume deals with various aspects related to the development of commercial banks in India, with particular focus on post-liberalisation (1991 onwards) developments.
Book Synopsis US Credit Bubble by : K. S. Ramachandran
Download or read book US Credit Bubble written by K. S. Ramachandran and published by . This book was released on 2008 with total page 158 pages. Available in PDF, EPUB and Kindle. Book excerpt:
