Mortgage Rip-offs and Money Savers

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Author :
Publisher : Wiley + ORM
ISBN 13 : 1118039106
Total Pages : 286 pages
Book Rating : 4.1/5 (18 download)

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Book Synopsis Mortgage Rip-offs and Money Savers by : Carolyn Warren

Download or read book Mortgage Rip-offs and Money Savers written by Carolyn Warren and published by Wiley + ORM. This book was released on 2011-03-23 with total page 286 pages. Available in PDF, EPUB and Kindle. Book excerpt: “Identifie[s] all the major dangers amateur real estate investors need to be aware of . . . many useful tips for getting the right price and the best financing.” —Michael Masterson, New York Times–bestselling author of Automatic Wealth Mortgage Rip-offs and Money Savers reveals how the mortgage industry cheats borrowers out of billions in extra costs every year. Industry insider Carolyn Warren taps her decade of experience with lenders to expose the tricks, lies, and dirty little secrets they don’t want you to know. With her expert guidance, borrowers will save tens of thousands when they avoid the traps so many consumers fall into. Having this inside information is the only way borrowers can truly get the best possible deal. This book presents that knowledge in an interesting and easy format that anyone can understand. Readers can void being victims of the mortgage industry with this invaluable resource. Instead, they’ll get the best possible rates, avoid bogus fees, and get the great deal they deserve.

Is Refinancing the Right Financial Move for You?

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Author :
Publisher : Pearson Education
ISBN 13 : 0132475626
Total Pages : 17 pages
Book Rating : 4.1/5 (324 download)

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Book Synopsis Is Refinancing the Right Financial Move for You? by : Carolyn Warren

Download or read book Is Refinancing the Right Financial Move for You? written by Carolyn Warren and published by Pearson Education. This book was released on 2009-12-15 with total page 17 pages. Available in PDF, EPUB and Kindle. Book excerpt: This Element is an excerpt from Homebuyers Beware: Who’s Ripping You Off Now?--What You Must Know About the New Rules of Mortgage and Credit (ISBN: 9780137020164) by Carolyn Warren. Available in print and digital formats. The six questions you must ask before you refinance--and the answers that can save you a fortune! Working as a loan officer, I’ve advised homeowners not to refinance, even though it meant forgoing a commission. To determine whether refinancing is a good financial move, you must look at all sides of the equation, not just the monthly savings. Here are the six questions to ask when you’re considering a refinance....

Homebuying Tips on How to Get the World's Cheapest Loan

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Author :
Publisher : Pearson Education
ISBN 13 : 0132475928
Total Pages : 24 pages
Book Rating : 4.1/5 (324 download)

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Book Synopsis Homebuying Tips on How to Get the World's Cheapest Loan by : Carolyn Warren

Download or read book Homebuying Tips on How to Get the World's Cheapest Loan written by Carolyn Warren and published by Pearson Education. This book was released on 2009-11-02 with total page 24 pages. Available in PDF, EPUB and Kindle. Book excerpt: This Element is an excerpt from Homebuyers Beware: Who’s Ripping You Off Now?--What You Must Know About the New Rules of Mortgage and Credit (ISBN: 9780137020164) by Carolyn Warren. Available in print and digital formats. Don’t put up with the financial services industry’s rip-offs: Learn how to get an amazingly great deal on your next mortgage! When Leanne applied for a home loan, she didn’t expect to get the runaround, lies, bait and switch, condescension, imbecilic answers, and meaningless fees. If you, like Leanne, just want a low rate and a fair deal, you’ll benefit from knowing what happened to her--and how she ended up getting the world’s cheapest loan.

A Five Step Plan for People Working Toward Buying a Home

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Author :
Publisher : Pearson Education
ISBN 13 : 0132475146
Total Pages : 16 pages
Book Rating : 4.1/5 (324 download)

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Book Synopsis A Five Step Plan for People Working Toward Buying a Home by : Carolyn Warren

Download or read book A Five Step Plan for People Working Toward Buying a Home written by Carolyn Warren and published by Pearson Education. This book was released on 2009-12-15 with total page 16 pages. Available in PDF, EPUB and Kindle. Book excerpt: This Element is an excerpt from Homebuyers Beware: Who’s Ripping You Off Now?--What You Must Know About the New Rules of Mortgage and Credit (ISBN: 9780137020164) by Carolyn Warren. Available in print and digital formats. Five fun, easy steps that can move you quickly towards home ownership--whatever your finances look like right now! If your credit is so ugly it scares Frankenstein and you don’t have the cash for a large down payment, set your eyes on your goal. Although you might not qualify today, you can get there in 6 to 12 months if you get busy on my five-step plan.

Homebuyers Beware

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Author :
Publisher : FT Press
ISBN 13 : 0137049056
Total Pages : 290 pages
Book Rating : 4.1/5 (37 download)

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Book Synopsis Homebuyers Beware by : Carolyn Warren

Download or read book Homebuyers Beware written by Carolyn Warren and published by FT Press. This book was released on 2009-08-31 with total page 290 pages. Available in PDF, EPUB and Kindle. Book excerpt: Everything you thought you knew about financing a house has changed. Your future depends on knowing today’s mortgage and credit realities: Relying on older information could cost you a fortune or keep you from buying a house altogether. In Homebuyers Beware: Who’s Ripping You Off Now? – What You Must Know About the New Rules of Mortgage and Credit, Carolyn Warren reveals the new realities of home financing and shows exactly how to take advantage of them, whether you’re buying your first home, refinancing, struggling with imperfect credit, or planning to invest in real estate. Homebuyers Beware reveals new secrets homebuyers simply can’t afford to miss and exposes new scams that target today’s eager consumers--including new loans that look great on paper but are every bit as dangerous as yesterday’s subprimes. Unlike other mortgage guides, this book fully reflects today’s radically new mortgage requirements, in addition to the latest federal housing legislation and how to improve your credit rating. Warren covers topics from real estate negotiation, to powerful tips on getting lower interest rates, to avoiding bogus junk fees, and everything in between: · High-tech “smoke and mirrors” that can trick you into overpaying · Quick, easy, powerful ways to fix your credit · Uncovering the costly secrets of the Yield Spread Premium · The latest laws and credit rules and what they mean to you · New plans for recovering from bad credit, foreclosures, or short sales “Carolyn Warren is my go-to expert for mortgage industry information. She not only helps you avoid rip-offs, she helps you know what questions to ask and how to ask them. Full of tips, scripts, and sample letters, Homebuyers Beware is an extremely valuable book that I recommend to all my readers!” --Alison Rogers, “Ask the Agent” columnist, CBS Moneywatch.com “In this fun-to-read volume, mortgage industry insider Carolyn Warren tells you what real estate cheats and mortgage scammers do NOT want you to know: the tricks, the deceptions, and the outright frauds that would otherwise add thousands, maybe tens of thousands of dollars to your mortgage. Get it. Read it. And take it to the mortgage broker with you. You’ll be glad you did!” --Clayton Makepeace, The Total Package, Makepeacetotalpackage.com “In Homebuyers Beware, Carolyn Warren directs her keen eye at the mortgage and credit markets in the wake of the housing bubble. With an insider’s knowledge, plenty of interesting anecdotes, and helpful reference information, Warren is a cheerful teacher leading readers down the path to homeownership and pointing out pitfalls along the way.” --Ben Meyer, InternetBrands.com

The House Loan Process in Ten Easy Steps

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Author :
Publisher : Pearson Education
ISBN 13 : 0132475189
Total Pages : 20 pages
Book Rating : 4.1/5 (324 download)

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Book Synopsis The House Loan Process in Ten Easy Steps by : Carolyn Warren

Download or read book The House Loan Process in Ten Easy Steps written by Carolyn Warren and published by Pearson Education. This book was released on 2009-11-16 with total page 20 pages. Available in PDF, EPUB and Kindle. Book excerpt: This Element is an excerpt from Homebuyers Beware: Who’s Ripping You Off Now?--What You Must Know About the New Rules of Mortgage and Credit (ISBN: 9780137020164) by Carolyn Warren. Available in print and digital formats. The simplest, clearest, quickest, step-by-step guide to today’s home loan processes! I’ve seen loan process flowcharts so elaborate, I wonder if the author’s purpose was to try to impress me with the complexity and enormity of their job. By contrast, here is a simple checklist that leads you through the steps, from start to finish. Step #1: Get a Good Faith Estimate and choose your loan officer....

Homebuying Tips on Credit and Credit Scores

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Author :
Publisher : Pearson Education
ISBN 13 : 0132475979
Total Pages : 23 pages
Book Rating : 4.1/5 (324 download)

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Book Synopsis Homebuying Tips on Credit and Credit Scores by : Carolyn Warren

Download or read book Homebuying Tips on Credit and Credit Scores written by Carolyn Warren and published by Pearson Education. This book was released on 2009-11-16 with total page 23 pages. Available in PDF, EPUB and Kindle. Book excerpt: This Element is an excerpt from Homebuyers Beware: Who’s Ripping You Off Now?--What You Must Know About the New Rules of Mortgage and Credit (ISBN: 9780137020164) by Carolyn Warren. Available in print and digital formats. The new rules of credit: what you need to know--and do--to get credit today! For many years, it seemed as if anyone could get credit--and they did. Well, we know how that turned out! In the fall of 2008, that house of cards came crashing down. Today, credit is king. What do you need to know about good credit in the new credit era?

Fighting Identity Theft!

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Author :
Publisher : Pearson Education
ISBN 13 : 013247557X
Total Pages : 20 pages
Book Rating : 4.1/5 (324 download)

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Book Synopsis Fighting Identity Theft! by : Carolyn Warren

Download or read book Fighting Identity Theft! written by Carolyn Warren and published by Pearson Education. This book was released on 2009-11-02 with total page 20 pages. Available in PDF, EPUB and Kindle. Book excerpt: This Element is an excerpt from Homebuyers Beware: Who’s Ripping You Off Now?--What You Must Know About the New Rules of Mortgage and Credit (ISBN: 9780137020164) by Carolyn Warren. Available in print and digital formats. Ten powerful new ways to prevent or respond to identity theft--techniques you haven’t already heard! You’re sitting at the kitchen table sipping hot coffee, when, out of the blue, there’s a loud banging at the front door. The police bust into the room shouting your name. One reads you your rights, while the other slaps handcuffs on your wrists. You’re under arrest for the murder of two women. Sound far-fetched? Michael Berry of Arlington, Virginia, had his identity stolen by a convicted murderer....

Some Aggressive Ways to Fix Your Credit

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Author :
Publisher : Pearson Education
ISBN 13 : 0132475448
Total Pages : 30 pages
Book Rating : 4.1/5 (324 download)

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Book Synopsis Some Aggressive Ways to Fix Your Credit by : Carolyn Warren

Download or read book Some Aggressive Ways to Fix Your Credit written by Carolyn Warren and published by Pearson Education. This book was released on 2009-11-02 with total page 30 pages. Available in PDF, EPUB and Kindle. Book excerpt: This Element is an excerpt from Homebuyers Beware: Who’s Ripping You Off Now?--What You Must Know About the New Rules of Mortgage and Credit (ISBN: 9780137020164) by Carolyn Warren. Available in print and digital formats. Three powerful, aggressive, and 100% legal ways to improve your credit rating--starting right now! Here’s the reality--the insider information I never see written on credit bureau or government Web sites or so-called helpful articles about credit. Late payments may--not must--be reported to credit bureaus. And if someone at Visa wants to not report my one-day-late payment, that is their prerogative. It’s not illegal and it’s not lying....

Mortgage Rip-Offs

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Author :
Publisher : Createspace Independent Pub
ISBN 13 : 9781481290982
Total Pages : 126 pages
Book Rating : 4.2/5 (99 download)

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Book Synopsis Mortgage Rip-Offs by : Pat Mazor

Download or read book Mortgage Rip-Offs written by Pat Mazor and published by Createspace Independent Pub. This book was released on 2013-03-31 with total page 126 pages. Available in PDF, EPUB and Kindle. Book excerpt: At his core, Pat Mazor is a teacher. That teaching takes many forms: books and articles, his webcasts, live seminars, belief systems change coaching, and his solo-entrepreneur success strategies work. In Mortgage Rip-Offs: Learn the Secret to Saving Thousands Before You Apply, Pat shares his experience as a mortgage loan originator and takes the reader through the application, underwriting, and approval process step-by-step. He explains the key players: the loan originator, processor, and underwriter, as well as the differences between mortgage brokers, direct lenders, and investors. The real value in Mortgage Rip-Offs is found in two areas. The first is learning how to prepare to apply for a mortgage. That preparation saves the originator and processor time and creates a money-saving opportunity for you, the borrower. The second is in learning how mortgage companies and originators are compensated and, most important of all, that the amount of compensation can be negotiated and verified. When you know how to verify how much the mortgage company is charging you, you can take control of the entire transaction. Start to finish, Pat Mazor shows you how to apply for a mortgage loan, turns on the light by teaching you the buzz phrases that are intended to keep you in the dark, thoroughly explains each step of the process, and outlines what it takes to negotiate the best possible rate so you can literally save thousands of dollars. The information in Mortgage Rip-Offs is valuable and timeless. Even if you aren't planning to buy a home or refinance a mortgage now, Pat's tips can help you get better rates with other types of financing including credit cards and car loans.

Money-Saving Mortgages

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Author :
Publisher : How To Books
ISBN 13 : 9781857035483
Total Pages : 136 pages
Book Rating : 4.0/5 (354 download)

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Book Synopsis Money-Saving Mortgages by : A. D. Cornell

Download or read book Money-Saving Mortgages written by A. D. Cornell and published by How To Books. This book was released on 1999-01 with total page 136 pages. Available in PDF, EPUB and Kindle. Book excerpt:

Some Quick, Easy Ways to Raise Your Credit Score

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Author :
Publisher : Pearson Education
ISBN 13 : 0132476010
Total Pages : 28 pages
Book Rating : 4.1/5 (324 download)

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Book Synopsis Some Quick, Easy Ways to Raise Your Credit Score by : Carolyn Warren

Download or read book Some Quick, Easy Ways to Raise Your Credit Score written by Carolyn Warren and published by Pearson Education. This book was released on 2009-11-16 with total page 28 pages. Available in PDF, EPUB and Kindle. Book excerpt: This Element is an excerpt from Homebuyers Beware: Who’s Ripping You Off Now?--What You Must Know About the New Rules of Mortgage and Credit (ISBN: 9780137020164) by Carolyn Warren. Available in print and digital formats. Nine practical ways to raise your score--quickly and easily! Do you just love supporting the fat cats on Wall Street? Want more of your hard-earned money going to increase their profits? No? Then you must pay attention to your credit score so you can qualify for a lower interest rate and pay less. Your FICO score, developed by those thoughtful Fair Isaac Corporation folks, is....

106 Mortgage Secrets All Borrowers Must Learn - But Lenders Don't Tell

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Author :
Publisher : John Wiley & Sons
ISBN 13 : 9780470191514
Total Pages : 288 pages
Book Rating : 4.1/5 (915 download)

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Book Synopsis 106 Mortgage Secrets All Borrowers Must Learn - But Lenders Don't Tell by : Gary W. Eldred

Download or read book 106 Mortgage Secrets All Borrowers Must Learn - But Lenders Don't Tell written by Gary W. Eldred and published by John Wiley & Sons. This book was released on 2007-12-10 with total page 288 pages. Available in PDF, EPUB and Kindle. Book excerpt: The only guidebook that shows you how to finance any property--with or without bank approval Would you like to discover all of the many ways that you can finance real estate? Want to learn how to cut your financing costs, avoid pitfalls, and negotiate the best terms? Then let Gary Eldred's 106 Mortgage Secrets All Borrowers Must Learn--But Lenders Don't Tell, Second Edition guide you. Fully updated, this practical guide explains how today's changing mortgage market really works. Unlike other mortgage guides, this book goes beyond traditional bank-originated loans and shows you how to benefit with seller financing, assumables, subject-to, wraparounds, lease options, foreclosures, and other money-saving possibilities. 106 Mortgage Secrets also protects you from the sharp practices of loan reps that have recently sparked Congressional hearings and multiple state investigations. In addition, Eldred shows how and why the right financing decisions can add tens (and sometimes hundreds) of thousands of dollars to your long-term net worth. With these 106 secrets, you'll build the confidence and the knowledge to: * Increase your borrowing power * Obtain the lowest interest rate * Understand the true pros and cons of ARMs * Cut (or eliminate) the cost of mortgage insurance * Save big with seller financing, assumptions, foreclosures, and REOs * Strengthen your credit profile and credit score * Avoid getting taken... by the fine print and garbage fees * Steer clear of scams and unprincipled loan reps and lenders * Accumulate wealth through homeownership and investment properties Simple, concise, and comprehensive, this book reveals everything property buyers need to know--especially the 106 financing secrets lenders too often omit.

Complete Book of Dirty Little Secrets From the Credit Bureaus

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Author :
Publisher : Entrepreneur Press
ISBN 13 : 1613080395
Total Pages : 258 pages
Book Rating : 4.6/5 (13 download)

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Book Synopsis Complete Book of Dirty Little Secrets From the Credit Bureaus by : Jason Rich

Download or read book Complete Book of Dirty Little Secrets From the Credit Bureaus written by Jason Rich and published by Entrepreneur Press. This book was released on 2009-04-01 with total page 258 pages. Available in PDF, EPUB and Kindle. Book excerpt: Bestselling author Jason R. Rich joins forces with top credit experts to bring you this insider’s guide to credit. Revealing jaw-dropping secrets, strategies and tools, Rich and his team of industry insiders show you how to get out from under any credit crunch, and get back in control of your financial future—in less than 12 months! Discover how to increase your credit score, remove incorrect and negative information from your credit reports, rebuild destroyed credit, and ultimately, save hundreds, possibly thousands, of dollars every month! • Boost your credit scores and overall rating • Work with collection agencies, creditors, and lenders to pay off debts and overcome past mistakes • Get the best rates on credit cards, auto loans, and mortgages and start saving • Avoid the most common financial and credit-related mistakes made by millions • Learn how to identify and avoid “credit repair” and “credit score boosting” scams • And more Includes worksheets, exclusive interviews with credit experts and supplemental resources!

Repair Your Credit Like the Pros

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Author :
Publisher :
ISBN 13 : 9780692637500
Total Pages : 160 pages
Book Rating : 4.6/5 (375 download)

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Book Synopsis Repair Your Credit Like the Pros by : Carolyn Warren

Download or read book Repair Your Credit Like the Pros written by Carolyn Warren and published by . This book was released on 2016-02-15 with total page 160 pages. Available in PDF, EPUB and Kindle. Book excerpt:

Save Big

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Author :
Publisher : John Wiley and Sons
ISBN 13 : 0470638982
Total Pages : 303 pages
Book Rating : 4.4/5 (76 download)

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Book Synopsis Save Big by : Elisabeth Leamy

Download or read book Save Big written by Elisabeth Leamy and published by John Wiley and Sons. This book was released on 2010-01-26 with total page 303 pages. Available in PDF, EPUB and Kindle. Book excerpt: Good Morning America correspondent and ABC News columnist reveals tips for achieving unbelievable savings In this battered economy, saving money matters more to consumers than ever before. But most people are tired of hearing about all the small stuff, like skipping their morning latte. They tried that, and it didn't work. Americans want fresh, bold ideas and Save Big: Cut Your Top 5 Costs and Save Thousands has them. In fresh, engaging prose, Elisabeth Leamy shows consumers how to save big on life's most important and costly items. Filled with actionable advice and the insider secrets readers are hungering for, Save Big Details how to save a lot of money on a few things rather than merely saving a little on a bunch of small items Reveals the keys to saving money and the challenges consumers face Educates consumers on how to save thousands on the five things most people spend the most money on: houses, cars, credit, groceries, and healthcare After the turbulent economic events of the recent past, more and more consumers are focusing on budgeting and creative ways to save money. Save Big can help.

Encyclopedia of White-Collar and Corporate Crime

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Author :
Publisher : SAGE Publications
ISBN 13 : 1506332773
Total Pages : 1739 pages
Book Rating : 4.5/5 (63 download)

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Book Synopsis Encyclopedia of White-Collar and Corporate Crime by : Lawrence M. Salinger

Download or read book Encyclopedia of White-Collar and Corporate Crime written by Lawrence M. Salinger and published by SAGE Publications. This book was released on 2013-06-14 with total page 1739 pages. Available in PDF, EPUB and Kindle. Book excerpt: Since the first edition of the Encyclopedia of White Collar and Corporate Crime was produced in 2004, the number and severity of these crimes have risen to the level of calamity, so much so that many experts attribute the near-Depression of 2008 to white-collar malfeasance, namely crimes of greed and excess by bankers and financial institutions. Whether the perpetrators were prosecuted or not, white-collar and corporate crime came near to collapsing the U.S. economy. In the 7 years since the first edition was produced we have also seen the largest Ponzi scheme in history (Maddoff), an ecological disaster caused by British Petroleum and its subcontractors (Gulf Oil Spill), and U.S. Defense Department contractors operating like vigilantes in Iraq (Blackwater). White-collar criminals have been busy, and the Second Edition of this encyclopedia captures what has been going on in the news and behind the scenes with new articles and updates to past articles.