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Mortgage Rescue
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Book Synopsis The Mortgage Rescue Scheme by : Great Britain. National Audit Office
Download or read book The Mortgage Rescue Scheme written by Great Britain. National Audit Office and published by The Stationery Office. This book was released on 2011-05-25 with total page 36 pages. Available in PDF, EPUB and Kindle. Book excerpt: The Mortgage Rescue Scheme, since it was launched in January 2009 by the Department for Communities and Local Government, achieved fewer than half of the rescues expected. The Department directly helped 2,600 households avoid repossession and homelessness at a cost of in excess of �240 million - but it originally expected to help 6,000 households for �205 million. Under the Scheme, vulnerable homeowners at imminent risk of repossession who fulfil the eligibility criteria can apply to housing associations to provide them with an equity loan to help them reduce their monthly mortgage payments and retain ownership; or, alternatively, to purchase the home outright with the former owner remaining in the house as a tenant. The Department misjudged what the levels of demand would be for the respective types of rescue. It thought that most households would choose to take an equity loan through the Scheme, the cheaper option for the taxpayer, but nearly all sold their houses and stayed on as tenants. As a result, the average cost of each completed rescue has been much higher than expected - �93,000, compared with �34,000. The Department does not have enough information to say why so few households took the equity loan route. The Department now has actions in place to reduce the cost of the Scheme to the taxpayer. The report concludes that the Department did not adequately test the assumptions underpinning the Scheme's business case, and that it could have acted earlier to improve value for money.
Book Synopsis Legislative Solutions for Preventing Loan Modification and Foreclosure Rescue Fraud, Serial No. 111-28, May 6, 2009, * by :
Download or read book Legislative Solutions for Preventing Loan Modification and Foreclosure Rescue Fraud, Serial No. 111-28, May 6, 2009, * written by and published by . This book was released on 2009 with total page 164 pages. Available in PDF, EPUB and Kindle. Book excerpt:
Author :United States. Congress. House. Committee on Financial Services. Subcommittee on Housing and Community Opportunity Publisher : ISBN 13 : Total Pages :164 pages Book Rating :4.:/5 (327 download)
Book Synopsis Legislative Solutions for Preventing Loan Modification and Foreclosure Rescue Fraud by : United States. Congress. House. Committee on Financial Services. Subcommittee on Housing and Community Opportunity
Download or read book Legislative Solutions for Preventing Loan Modification and Foreclosure Rescue Fraud written by United States. Congress. House. Committee on Financial Services. Subcommittee on Housing and Community Opportunity and published by . This book was released on 2009 with total page 164 pages. Available in PDF, EPUB and Kindle. Book excerpt:
Book Synopsis Homeownership Preservation: Federal Efforts to Combat Foreclosure Rescue Schemes are Underway, but Improved Planning Elements Could Enhance Progress by :
Download or read book Homeownership Preservation: Federal Efforts to Combat Foreclosure Rescue Schemes are Underway, but Improved Planning Elements Could Enhance Progress written by and published by DIANE Publishing. This book was released on with total page 43 pages. Available in PDF, EPUB and Kindle. Book excerpt:
Book Synopsis Foreclosure Aftermath by : United States. Congress. Senate. Special Committee on Aging
Download or read book Foreclosure Aftermath written by United States. Congress. Senate. Special Committee on Aging and published by . This book was released on 2008 with total page 134 pages. Available in PDF, EPUB and Kindle. Book excerpt:
Book Synopsis Government mortgage rescue scheme by :
Download or read book Government mortgage rescue scheme written by and published by . This book was released on 2009 with total page 23 pages. Available in PDF, EPUB and Kindle. Book excerpt:
Author :United States. Congress. House. Committee on Oversight and Government Reform. Subcommittee on Domestic Policy Publisher : ISBN 13 : Total Pages :280 pages Book Rating :4.:/5 (318 download)
Book Synopsis Foreclosures Continue by : United States. Congress. House. Committee on Oversight and Government Reform. Subcommittee on Domestic Policy
Download or read book Foreclosures Continue written by United States. Congress. House. Committee on Oversight and Government Reform. Subcommittee on Domestic Policy and published by . This book was released on 2011 with total page 280 pages. Available in PDF, EPUB and Kindle. Book excerpt:
Book Synopsis Home Alone by : Nathaniel C. Nichols
Download or read book Home Alone written by Nathaniel C. Nichols and published by . This book was released on 2009 with total page 23 pages. Available in PDF, EPUB and Kindle. Book excerpt: Mortgage foreclosures caused by predatory lending and subprime mortgages seem to garner front page headlines on a daily basis. Greedy mortgage brokers, greedy banks, greedy investors, and financially illiterate consumers all share some blame for this crisis. However, the Mortgage Foreclosure Rescue Scam (MFRS) has caused a crisis of its own for decades. This article describes how MFRS works. It gives a detailed account of an actual victim of MFRS and proposes several solutions to prevent the scam, when the elderly are its target.
Book Synopsis Mortgage Walkaway Options by : Rachel Lamarre
Download or read book Mortgage Walkaway Options written by Rachel Lamarre and published by Lulu.com. This book was released on 2009-06-19 with total page 85 pages. Available in PDF, EPUB and Kindle. Book excerpt: Get empowered immediately! We review all the current options and government plans to help you avoid foreclosure, PLUS provide all the latest and most current information and updates on a constant basis to book purchasers via a dedicated website. Now more than ever is the time to be proactive with your lender. You will have access to all hotlines, resources, lender contact information, newest program descriptions and updates and other helpful advice--all in the privacy of your own home. GET INFORMED BEFORE CONTACTING YOUR LENDER OR MAKING ANY DECISIONS. UNDERSTAND THE NEWEST GOVERNMENT PROGRAMS AND LEGISLATION.
Author :Great Britain: Parliament: House of Commons: West Midlands Regional Committee Publisher :The Stationery Office ISBN 13 :9780215543424 Total Pages :140 pages Book Rating :4.5/5 (434 download)
Book Synopsis The effect of the economic downturn on the people in the West Midlands by : Great Britain: Parliament: House of Commons: West Midlands Regional Committee
Download or read book The effect of the economic downturn on the people in the West Midlands written by Great Britain: Parliament: House of Commons: West Midlands Regional Committee and published by The Stationery Office. This book was released on 2010-01-26 with total page 140 pages. Available in PDF, EPUB and Kindle. Book excerpt: This report is the Committee's second inquiry in the effect of the economic downturn on the people of the region. The Committee's terms of reference are: what problems exist and how their effect can be minimised in advance of an economic upturn; how effectively Government agencies and other regional bodies are addressing these problems; and what advice and assistance people need to help them live more sustainable lifestyles in the future. The Committee was particularly interested in the level of indebtedness and home repossessions; availability of appropriate training; the adequacy of assistance and social cohesion. The Committee is concerned that some of those areas most in need of additional Government assistance may not be aware of new funding available and do not have the capacity to bid for it. They understand that the Taskforce should not be seen as the answer to every problem in the region and that it was set up to focus on the initial economic impact of the downturn. However the Taskforce has reach within the region and uninhibited connection to Whitehall. It is also recognised that the region's third sector has not been as fully engaged as they had hoped.
Author :United States. Congress. House. Committee on Appropriations. Subcommittee on Transportation, Housing and Urban Development, and Related Agencies Publisher : ISBN 13 : Total Pages :1256 pages Book Rating :4.3/5 ( download)
Book Synopsis Departments of Transportation, and Housing and Urban Development, and Related Agencies Appropriations for 2014 by : United States. Congress. House. Committee on Appropriations. Subcommittee on Transportation, Housing and Urban Development, and Related Agencies
Download or read book Departments of Transportation, and Housing and Urban Development, and Related Agencies Appropriations for 2014 written by United States. Congress. House. Committee on Appropriations. Subcommittee on Transportation, Housing and Urban Development, and Related Agencies and published by . This book was released on 2013 with total page 1256 pages. Available in PDF, EPUB and Kindle. Book excerpt:
Book Synopsis The Idea of Home in Law by : Lorna Fox O'Mahony
Download or read book The Idea of Home in Law written by Lorna Fox O'Mahony and published by Routledge. This book was released on 2016-03-03 with total page 223 pages. Available in PDF, EPUB and Kindle. Book excerpt: The Idea of Home in Law: Displacement and Dispossession explores an important set of legal and policy issues surrounding the concepts of home and homelessness, taking a growing area of legal scholarship into the new arena of human rights and international law. The collection considers the ideas concerning home - both in the sense of the dwelling place as a special type of property, and territorial claims to homeland - which underpin many contemporary legal problems, by examining a range of contexts where people are displaced or dispossessed from their homes. The essays focusing on dispossession consider themes ranging from mortgage and rent arrears in the UK to responses to the foreclosure crisis in the USA, and from eviction for the purposes of economic development in South Africa to the exclusion of asylum seekers from the UK's social housing and welfare provision, and within the framework of the European Convention on Human Rights. The displacement theme, meanwhile, examines transnational 'home' issues from the experiences of exiles and refugees in areas of conflict to the impact of the broader context of economic, social and cultural rights on attempts to protect housing and home through international law. At the heart of each essay the contributors, experts from across the fields of law, policy, and housing rights, examine the circumstances in which displacement and dispossession take place, and reconsider how law and policy respond to such circumstances with a particular focus on the impact of loss of home for the human person. At a time of particular and increasing concern about security of tenure and the role of law and policy in protecting people who are vulnerable to forced eviction, The Idea of Home in Law presents a bold opportunity to raise questions about the 'rights' and norms associated with housing and home, and to generate new insights for scholarship and for national and international policy debates concerning displacement and dispossession.
Book Synopsis Consumer Debt and Social Exclusion in Europe by : Hans-W. Micklitz
Download or read book Consumer Debt and Social Exclusion in Europe written by Hans-W. Micklitz and published by Routledge. This book was released on 2016-03-09 with total page 259 pages. Available in PDF, EPUB and Kindle. Book excerpt: This book analyses the dichotomy between the goal of social inclusion and the effect of social exclusion through over-indebtedness since 2008 in Europe. Filling a vital gap in the current literature on the effects of the financial and economic crisis, this volume puts into context academic discussion with the real-life dimension of over-indebtedness. Reports from six European countries provide socio-economic and legal information on over-indebtedness as well as the regulatory and judicial responses to the problems entailed by over-indebtedness. They form the empirical background for five analyses of different aspects of the inclusion-exclusion dichotomy. It becomes clear that in the context of credit expansion, individual over-indebtedness has turned into a social issue, which the current design of the consumer credit and mortgage system in Europe has helped to produce while disregarding the consequential danger of social exclusion.
Author :United States. Congress. House. Committee on Financial Services. Subcommittee on Housing and Community Opportunity Publisher : ISBN 13 : Total Pages :176 pages Book Rating :4.3/5 (91 download)
Book Synopsis The Role of NeighborWorks and Housing Counseling Intermediaries in Preventing Foreclosures by : United States. Congress. House. Committee on Financial Services. Subcommittee on Housing and Community Opportunity
Download or read book The Role of NeighborWorks and Housing Counseling Intermediaries in Preventing Foreclosures written by United States. Congress. House. Committee on Financial Services. Subcommittee on Housing and Community Opportunity and published by . This book was released on 2009 with total page 176 pages. Available in PDF, EPUB and Kindle. Book excerpt:
Book Synopsis Change You Can Really Believe In by : Joseph Toomey
Download or read book Change You Can Really Believe In written by Joseph Toomey and published by AuthorHouse. This book was released on 2012-04-27 with total page 705 pages. Available in PDF, EPUB and Kindle. Book excerpt: No President in living memory has entered office with a greater amount of goodwill and broad, bi-partisan support than Barack Obama. And few Presidents in living memory had arrived in Washington proclaiming such dramatically articulated vows to change the tone of politics, to usher in an era of post-partisanship in an effort to rally the nation behind his plan of enacting an ambitious program of social and economic change. He vowed to enact a broad bi-partisan agenda for health care reform, energy transformation, economic revitalization, job growth and restoration of America's standing in the world. And no President in living memory has more quickly and more completely abandoned his promises. He enacted a health care plan that far more resembled plans he had bitterly criticized his opponents for supporting rather than the one his campaign outlined His promised job growth through economic stimulus measures drove up the unemployment rate to double digits leading to millions of job losses His vows to restore fiscal probity resulted in the most ruinous deficits and public debt in U.S. history He 'green energy' program collapsed into a cesspool of crony political favoritism His vows to restore relations with hostile nations like Iran and North Korea had only deepened those nations' disdain for America Despite his harsh criticisms, Obama adopted nearly every plank in the Bush-era anti-terror policy His promise to restore science to its rightful place resulted in the most rigidly inflexible program of ideological extremism in modern memory Even more noteworthy was the fact that the new era of post-partisanship he had vowed to create in Washington resulted in the worst political gridlock in living memory. This book examines in detail hundreds of campaign promises Obama made while running for President, contrasting those with the record of failure and broken promises left in his wake. It is a story that has received too little attention - until now.
Book Synopsis Federal Housing Finance Agency Office of Inspector General by :
Download or read book Federal Housing Finance Agency Office of Inspector General written by and published by Government Printing Office. This book was released on with total page 136 pages. Available in PDF, EPUB and Kindle. Book excerpt:
Book Synopsis Legislative and Regulatory Options for Minimizing and Mitigating Mortgage Foreclosures by : United States. Congress. House. Committee on Financial Services
Download or read book Legislative and Regulatory Options for Minimizing and Mitigating Mortgage Foreclosures written by United States. Congress. House. Committee on Financial Services and published by . This book was released on 2007 with total page 280 pages. Available in PDF, EPUB and Kindle. Book excerpt:
