Read Books Online and Download eBooks, EPub, PDF, Mobi, Kindle, Text Full Free.
Money Planning And Positivity
Download Money Planning And Positivity full books in PDF, epub, and Kindle. Read online Money Planning And Positivity ebook anywhere anytime directly on your device. Fast Download speed and no annoying ads. We cannot guarantee that every ebooks is available!
Book Synopsis Money Planning and Positivity by : Jacqueline Schadeck CFP®? AWMA®?
Download or read book Money Planning and Positivity written by Jacqueline Schadeck CFP®? AWMA®? and published by AuthorHouse. This book was released on 2020-11-26 with total page 56 pages. Available in PDF, EPUB and Kindle. Book excerpt: What if the key to a better financial future isn't only found in having more money? What if, as a Financial Advisor, I told you that having money is only a piece of what makes your life better? Would you do things differently? Money Planning and Positivity breaks down the four pillars to a better financial life so you can not only get ahead, but stay ahead. I’ll share with you the knowledge every person and business owner needs to create a better financial future. After watching her family fall victim to poor financial advice, Jacqueline Schadeck set out to be the go-to person for financial guidance. “What good is your knowledge and talent if you don’t share it with others? It’s important to take the time to pause, turn around, and give back to those around you,” says Jacqueline. She believes that people need comprehensive financial guidance to make the best decisions possible, and she has a passion for helping clients achieve financial success.
Book Synopsis Money Planning and Positivity by : Jacqueline Schadeck Cfp(r)? Awma(r)?
Download or read book Money Planning and Positivity written by Jacqueline Schadeck Cfp(r)? Awma(r)? and published by . This book was released on 2020-11-26 with total page 62 pages. Available in PDF, EPUB and Kindle. Book excerpt: What if the key to a better financial future isn't only found in having more money? What if, as a Financial Advisor, I told you that having money is only a piece of what makes your life better? Would you do things differently? Money Planning and Positivity breaks down the four pillars to a better financial life so you can not only get ahead, but stay ahead. I'll share with you the knowledge every person and business owner needs to create a better financial future. After watching her family fall victim to poor financial advice, Jacqueline Schadeck set out to be the go-to person for financial guidance. "What good is your knowledge and talent if you don't share it with others? It's important to take the time to pause, turn around, and give back to those around you," says Jacqueline. She believes that people need comprehensive financial guidance to make the best decisions possible, and she has a passion for helping clients achieve financial success.
Book Synopsis How to Solve All Your Money Problems Forever by : Victor Boc
Download or read book How to Solve All Your Money Problems Forever written by Victor Boc and published by Vorco Pub.. This book was released on 2013 with total page 332 pages. Available in PDF, EPUB and Kindle. Book excerpt: Never worry about money again Let any concern about financial matters vanish from your life... gone once and for all, like a bad dream This is it This is what you've been wishing and hoping for. At last, financial freedom is yours if you want it Secure a MASSIVE and UNLIMITED flow of money into your life Now Quickly Totally obliterate your financial worries forever... like magic Lift a heavy weight from your shoulders, the weight of worry. If you are like most people, you worry entirely too much about money. And the worry is always there, ever present. Now... eliminate all that wasted energy from your life. Worry about something else if you must, but you will no longer need to worry about money Proven System -- Guaranteed Results Discover "The Two-Prong Method " The most powerful money-management system ever devised. And doing it is EASY In fact, it's fun It takes less than ten minutes a day, and you do not need any money now to start, not one penny These are strong statements, but true The Secret is Now Revealed This book reveals the underlying laws that govern the flow of money. Not one person in ten thousand knows about this life-changing strategy. And those who do aren't telling. Victor Boc declares: "Enough of that I'm talking " You Need This Book Unlike books that contain general guidelines and motivational pep-talks, this book gives you instructions. It shows you, step-by-step, exactly what to do and how to go about it. If you ever read just one money-oriented book in your entire life, this should be the one. You will never need another. Way More Powerful Than Positive Thinking Books like "The Secret, Think and Grow Rich" and "The Power of Positive Thinking "have their place. The Law of Attraction, Positive Affirmations and Abundance Manifesting are valuable tools. This book's "two-prong method" adds the needed punch to tie everything together and blast your results into the stratosphere Warning "The method in this book will unquestionably create a positive flow of money into your life, perhaps for the first time ever Be prepared When this flow starts, money may come so quickly and in such great abundance that, unless you are ready, a state of shock could result. Consider yourself forewarned " P.S... Don't regret passing this book by. Right now, this instant... create a positive flow of money into your life, and solve all your money problems forever Scroll up and click the 'ADD TO CART' button now
Book Synopsis Psychology of Effective Money Management by : Deepak Nanda
Download or read book Psychology of Effective Money Management written by Deepak Nanda and published by Deepak Nanda. This book was released on 2023-06-25 with total page 65 pages. Available in PDF, EPUB and Kindle. Book excerpt: "Psychology of Effective Money Management" is an essential guide for anyone looking to develop a healthy relationship with money and make informed financial decisions. The book explores the complex relationship between money and mindset and provides insights into common money mindsets and their impact on financial decision-making. With practical tips and strategies, readers can learn how to shift their money mindset and improve their financial outcomes. From budgeting and saving to investing and building wealth, this book provides a comprehensive understanding of personal finance and empowers readers to take control of their financial lives. Whether you're a beginner or experienced in finance, this book is an invaluable resource for achieving financial success.
Book Synopsis Picture Your Prosperity by : Ellen Rogin
Download or read book Picture Your Prosperity written by Ellen Rogin and published by Penguin. This book was released on 2015-01-13 with total page 290 pages. Available in PDF, EPUB and Kindle. Book excerpt: Everyone has a unique vision of a prosperous and secure future. What’s yours? If someone asked you to describe prosperity and security, what would you see in your mind’s eye? Is it finally taking that trip to Paris? A beautiful beach house? Or maybe making that last mortgage payment and staying right where you are? In your vision are you captaining a sailboat? Hiking through a redwood forest? Or simply enjoying a precious moment of peace and contentment? When it comes to financial planning, it’s easy to jump right into the minutiae of investments, skipping over the deeper questions of what you really want from your money, both now and in the future. But in Picture Your Prosperity, Ellen Rogin and Lisa Kueng do the opposite. First they’ll help you figure out exactly what you need and want. Only then will they show you how to make the smart money decisions that can help turn your vision into reality. If the thought of financial planning and investing sounds about as appealing as a trip to the dentist, you’re not alone. Many of us avoid the process because it feels too stressful, boring, or difficult. But as Ellen and Lisa have learned from their years in financial services, thinking about money becomes exciting and fun when it’s tied to your personal vision instead of a pile of technical details. And it can be easier than you think. Once your goal is clear, the authors show you how to design your investments to create the life you’ve envisioned. Soon you’ll feel more in control of your finances and on the road to the things that matter most. You’ll be able to create a plan that’s broken down into manageable and, dare we say it, enjoyable steps. You’ll learn how to handle your money with more joy and less stress, even during turbulent times. And you’ll explore ways your financial moves can have a huge positive impact on other people. As Rogin and Kueng write, “Your money is important, but money is meaningless if it can’t be connected to the rest of your life. Who cares what the totals on your balance sheet or in your bank account are if you can’t use them to build the kind of future you want? What good is having a brilliant investment strategy if you worry incessantly about losing it, constantly fight with your partner about money, or come home and kick your dog on days the market drops? What if instead you felt positive, peaceful, and prosperous? Get ready to feel more excited than ever about your money, and about all the good things it can bring.
Author :Greg Lane Publisher :Createspace Independent Publishing Platform ISBN 13 :9781517703714 Total Pages :116 pages Book Rating :4.7/5 (37 download)
Book Synopsis 21 Days to Wealth, Well-Being, and Abundance Now! by : Greg Lane
Download or read book 21 Days to Wealth, Well-Being, and Abundance Now! written by Greg Lane and published by Createspace Independent Publishing Platform. This book was released on 2015-11-03 with total page 116 pages. Available in PDF, EPUB and Kindle. Book excerpt: 21 Days to Wealth, Well-Being, and Abundance Now! is a practical guide that links smart money-management and healthful living for people who care as much as about their financial health as they do about their personal health. Written by seasoned financial advisors who have experienced first-hand the benefits of integrating sound financial management and healthy habits into their daily lives, this insightful and informative book will help you to make wise choices and to take positive actions toward achieving your optimal financial, physical, and mental health in the weeks and years ahead.
Book Synopsis Personal Finance QuickStart Guide by : Morgen Rochard
Download or read book Personal Finance QuickStart Guide written by Morgen Rochard and published by ClydeBank Media LLC . This book was released on 2020-10-19 with total page 377 pages. Available in PDF, EPUB and Kindle. Book excerpt: THE ULTIMATE BEGINNER’S GUIDE TO TAKING CONTROL OF YOUR FINANCES INCLUDES FILLABLE SIMPLIFIED BUDGET SPREADSHEET AND OTHER ESSENTIAL DIGITAL ASSETS Are you tired of feeling stressed out and overwhelmed when you think about your finances? Have you gotten frustrated with personal finance advice from “experts” that doesn’t feel like it speaks to your unique financial situation? No matter where you are in your financial journey Personal Finance QuickStart Guidecovers everything you need to know to make a positive financial change in your life. At a time when 80% of US workers live paycheck to paycheck and as many as 40% of Americans can’t afford a surprise $400 expense it has never been more important to take control of your financial wellbeing. In Personal Finance QuickStart Guide author, podcaster, and financial advisor Morgen B. Rochard CFA, CFP®, RLP® pulls back the personal finance curtain to present personal finance wisdom that is so simple anyone can start putting it to use today. Morgen has distilled a career’s worth of experience in the financial world into an uncommonly helpful guide to the common money problems we all face. Filled with personal stories told in her straightforward and candid style, this book is the missing ingredient for anyone who wants to take control of their finances and live their most fulfilled life. It doesn’t matter where you are on your financial journey, how much experience you have, or how much money you have in the bank—you can make the financial changes needed to build the fulfilling life you deserve with the time-tested and proven personal finance wisdom enclosed in this book. Personal Finance QuickStart Guide Is Perfect For: - Millennials who feel like they never got a handle on their finances and want to catch up - Young adults who want to build a good financial foundation for the future - Working professionals who are thinking about retirement - Anyone looking to make a financial change in their life and build wealth Personal Finance QuickStart Guide Covers: - How to think about money and craft your own positive money mindset - Repairing your credit score to increase your buying power and provide more freedom in your life - The difference between good and bad debt and how to pay down and manage debt - Financial goal setting with actionable steps to accomplish your goals - How to prepare for retirement and secure your own financially independent future Personal Finance QuickStart Guide Will Teach You: - How to build a positive money mindset, analyze your own money habits, and secure your own financial freedom for good times and bad - How to effectively manage and pay down debt, the difference between good and bad debt, and how to raise your credit score (and keep it high) - How to translate your dreams into a financial reality without restrictive budgeting or beating yourself up over daily spending - The best way to prepare for major life events like home buying, weddings, and sending kids off to college - Yes, you need to invest—how to put your money to work for you without assuming a mountain of risk or learning complicated charts - How to prepare for retirement the smart way, what to do if you come into money, how to reduce your tax burden and more—your entire personal finance journey is in these pages! *LIFETIME ACCESS TO FREE PERSONAL FINANCE DIGITAL ASSETS* Easy to use Simplified Budget Spreadsheet - 1 Page Personal Finance Plan - Effective Goal Setting Workbook - Additional visual aids, infographics and more!
Book Synopsis Money Loves Clarity -Money Mindset Planner Journal by : Hillary Scholl
Download or read book Money Loves Clarity -Money Mindset Planner Journal written by Hillary Scholl and published by Estalontech. This book was released on 2021-07-27 with total page 53 pages. Available in PDF, EPUB and Kindle. Book excerpt: Money Loves Clarity Is Having a Money Mindset Necessary to Make Money? There are many ways people can make money. The question is, why do you even need a money mindset if making money is easy? While the dynamics of making money may be easy, if you are not taking the right steps, you won’t be making enough for it to be worthwhile. You not only want to optimize your money-making abilities, but you also want to keep the money that you do make. Further, you want to make it grow in the fastest possible manner and by the most amount. For this, you certainly want to consider taking on a money mindset. You need to focus your efforts on opportunities that will give you the highest return. Most people aren’t taught how to do this. They learn it by trial-and-error. Which means, they will likely do the wrong things that will cost them a lot of money. That money took a long time to make. As people age, they have less time to recoup the losses. It’s also tougher to get jobs when you get older. Learning about the right approaches to money management can counter all of these problems. You can try trending passive income techniques to earn money for yourself, but like everybody , you will want to invest your money and get them earning more for you instead Changing Your Financial Outlook with the Proper Money Mindset If you look at the profiles of wealthy people, you will find they have a different mindset than others. They know the value of money, and they know the fundamental factors of how to make their money grow. If you are not yet wealthy and feel you are struggling, take some tips from these wealthy people If your money grows on its own, and the money that you earn ends up growing as well, it’s only a matter of time when this amounts to a decent sum of money. And if you keep adding to the balance, that money will also grow along with it. The situation is a bit more complicated today with government taxing the growth of money. But, you can invest in an IRA or 401K and have that tax deferred until some future period. . Stay out of debt as much as possible. The debt will drain your savings and your portfolio. There can be smart uses of debt as long as the result of using that debt brings in more money than the debt itself. But, most debt should be avoided to keep your financial outlook stable.
Book Synopsis Get Good with Money by : Tiffany the Budgetnista Aliche
Download or read book Get Good with Money written by Tiffany the Budgetnista Aliche and published by Rodale Books. This book was released on 2021-03-30 with total page 370 pages. Available in PDF, EPUB and Kindle. Book excerpt: NEW YORK TIMES, WALL STREET JOURNAL, AND USA TODAY BESTSELLER • A ten-step plan for finding peace, safety, and harmony with your money—no matter how big or small your goals and no matter how rocky the market might be—by the inspiring and savvy “Budgetnista.” “No matter where you stand in your money journey, Get Good with Money has a lesson or two for you!”—Erin Lowry, bestselling author of the Broke Millennial series Tiffany Aliche was a successful pre-school teacher with a healthy nest egg when a recession and advice from a shady advisor put her out of a job and into a huge financial hole. As she began to chart the path to her own financial rescue, the outline of her ten-step formula for attaining both financial security and peace of mind began to take shape. These principles have now helped more than one million women worldwide save and pay off millions in debt, and begin planning for a richer life. Revealing this practical ten-step process for the first time in its entirety, Get Good with Money introduces the powerful concept of building wealth through financial wholeness: a realistic, achievable, and energizing alternative to get-rich-quick and over-complicated money management systems. With helpful checklists, worksheets, a tool kit of resources, and advanced advice from experts who Tiffany herself relies on (her “Budgetnista Boosters”), Get Good with Money gets crystal clear on the short-term actions that lead to long-term goals, including: • A simple technique to determine your baseline or “noodle budget,” examine and systemize your expenses, and lay out a plan that allows you to say yes to your dreams. • An assessment tool that helps you understand whether you have a “don't make enough” problem or a “spend too much” issue—as well as ways to fix both. • Best practices for saving for a rainy day (aka job loss), a big-ticket item (a house, a trip, a car), and money that can be invested for your future. • Detailed advice and action steps for taking charge of your credit score, maximizing bill-paying automation, savings and investing, and calculating your life, disability, and property insurance needs. • Ways to protect your beneficiaries' future, and ensure that your financial wishes will stand the test of time. An invaluable guide to cultivating good financial habits and making your money work for you, Get Good with Money will help you build a solid foundation for your life (and legacy) that’s rich in every way.
Book Synopsis Money Minded Families by : Stephanie W. Mackara
Download or read book Money Minded Families written by Stephanie W. Mackara and published by John Wiley & Sons. This book was released on 2020-04-21 with total page 160 pages. Available in PDF, EPUB and Kindle. Book excerpt: Teach your children to make sound financial decisions. Prepare them to use their money wisely and with a purpose Money issues challenge every family, no matter their background. That’s why Money Minded Families: How to Raise Financially Well Children offers advice on how every adult and child can be "financially well." The book explores how we can align our individual values with finances, while planning for a more secure financial future. It looks at how we can save, spend, share, and invest with a purpose. The author supplies financial basics for families and direction on creating a family mission statement, in order to help drive mindful financial choices. With the help of this book’s holistic financial guidance, families can take steps to live their best financial lives, rather than simply getting by. Readers will find advice on: Practicing financial mindfulness Understanding the current financial landscape Spending with a focus on personal values Understanding key financial concepts Engaging in healthy financial socialization Becoming financially independent Today’s financial environment sets up unique challenges, including concerns over Social Security, sky-high college costs, and debt. Kids are more likely to make their buying decisions online rather than in stores. It’s important that children’s knowledge about money begins in the home. When parents actively teach their kids about money, it can contribute to their chances of future financial success. Within Money Minded Families, parents will find tools for evaluating and improving their own financial wellness. They can also teach their children about positive financial health using the book’s activities, which are organized by age.
Book Synopsis Worry-Free Money by : Shannon Lee Simmons
Download or read book Worry-Free Money written by Shannon Lee Simmons and published by HarperCollins. This book was released on 2017-12-19 with total page 328 pages. Available in PDF, EPUB and Kindle. Book excerpt: NATIONAL BESTSELLER "A fresh way to think about your money." David Chilton, author of The Wealthy Barber Stop budgeting. Start living. Managing your money can be frustrating and confusing. Life is expensive. Whether you make $30,000 or $130,000 a year, it can feel like you’re constantly broke. Can you afford that new car, that vacation, that night out? You think so, but it feels impossible to know. And rigid budgets that force you to spend your money in unrealistic ways (like $9.50 per week for pants) don’t make things any clearer. But what if there was a new way to manage your money? One that left you certain you had your bases covered—both for your monthly bills and your future retirement—and then let you enjoy your money by spending it. (Yes, really.) Enter Shannon Lee Simmons, a fresh voice in the world of personal finance, one who understands the new and very real pressures to survive modern life and keep up in the age of social media. Shannon doesn’t lecture, judge or patronize. The founder of the wildly popular New School of Finance, Shannon recognized that most of her thousands of financial planning clients felt broke, no matter what their income. And feeling broke can be as bad as actually being broke, because it leads to overspending and misery. So she came up with a new plan: Worry-Free Money. Worry-Free Money takes a fresh approach to finances, looking at the root cause of the pressure to spend and showing why traditional budgets don’t work. It is a deeply practical book that will help you break the cycle of guilt, understand why you overspend, banish unhappy spending from your life, learn to recognize your f*ck it moments and find hope—and fun—in getting your money under control.
Book Synopsis Financial Therapy by : Bradley T. Klontz
Download or read book Financial Therapy written by Bradley T. Klontz and published by Springer. This book was released on 2014-09-10 with total page 381 pages. Available in PDF, EPUB and Kindle. Book excerpt: Money-related stress dates as far back as concepts of money itself. Formerly it may have waxed and waned in tune with the economy, but today more individuals are experiencing financial mental anguish and self-destructive behavior regardless of bull or bear markets, recessions or boom periods. From a fringe area of psychology, financial therapy has emerged to meet increasingly salient concerns. Financial Therapy is the first full-length guide to the field, bridging theory, practical methods, and a growing cross-disciplinary evidence base to create a framework for improving this crucial aspect of clients' lives. Its contributors identify money-based disorders such as compulsive buying, financial hoarding, and workaholism, and analyze typical early experiences and the resulting mental constructs ("money scripts") that drive toxic relationships with money. Clearly relating financial stability to larger therapeutic goals, therapists from varied perspectives offer practical tools for assessment and intervention, advise on cultural and ethical considerations, and provide instructive case studies. A diverse palette of research-based and practice-based models meets monetary mental health issues with well-known treatment approaches, among them: Cognitive-behavioral and solution-focused therapies. Collaborative relationship models. Experiential approaches. Psychodynamic financial therapy. Feminist and humanistic approaches. Stages of change and motivational interviewing in financial therapy. A text that serves to introduce and define the field as well as plan for its future, Financial Therapy is an important investment for professionals in psychotherapy and counseling, family therapy, financial planning, and social policy.
Book Synopsis Your Money: The Missing Manual by : J.D. Roth
Download or read book Your Money: The Missing Manual written by J.D. Roth and published by O'Reilly Media. This book was released on 2010-03-04 with total page 336 pages. Available in PDF, EPUB and Kindle. Book excerpt: Keeping your financial house in order is more important than ever. But how do you deal with expenses, debt, taxes, and retirement without getting overwhelmed? This book points the way. It's filled with the kind of practical guidance and sound insights that makes J.D. Roth's GetRichSlowly.org a critically acclaimed source of personal-finance advice. You won't find any get-rich-quick schemes here, just sensible advice for getting the most from your money. Even if you have perfect credit and no debt, you'll learn ways to make your rosy financial situation even better. Get the info you need to make sensible decisions on saving, spending, and investing Learn the best ways to set and achieve financial goals Set up a realistic budget framework and learn how to track expenses Discover proven methods to help you eliminate debt Understand how to use credit wisely Win big by making smart decisions on your home and other big-ticket items Learn how to get the most from your investments by avoiding rash decisions Decide how -- and how much -- to save for retirement
Book Synopsis Essentials of Personal Financial Planning by : Susan M. Tillery
Download or read book Essentials of Personal Financial Planning written by Susan M. Tillery and published by John Wiley & Sons. This book was released on 2018-09-21 with total page 464 pages. Available in PDF, EPUB and Kindle. Book excerpt: ESSENTIALS OF PERSONAL FINANCIAL PLANNING Essentials of Personal Financial Planning was written to challenge the status quo by promoting personal financial planning (PFP) as a profession, not as a sales tool to gather assets under management or facilitate sales of insurance products. The book takes a comprehensive and integrated approach to PFP for accounting students, allowing them to view the profession through the lens of a CPA – with integrity and objectivity. This book systematically introduces the essentials of all the major PFP topics (estate, retirement, investments, insurance, and tax), as well as: The PFP process, concepts and regulatory environment. Professional responsibilities of a CPA personal financial planner and the requirements of the Statement on Standards in PFP Services. Time value of money concepts. The book then builds on these foundational concepts, showing their interconnectivity and professional opportunities, to provide a deeper understanding of PFP and its application. After reading this book, students will be able to apply the knowledge and skills gained from this course to have an immediate and long-term positive impact for themselves and for the clients they serve.
Book Synopsis Financial Management for Beginners by : Faith P. Blake
Download or read book Financial Management for Beginners written by Faith P. Blake and published by Independently Published. This book was released on 2019-10-12 with total page 131 pages. Available in PDF, EPUB and Kindle. Book excerpt: Think about your favorite historical character or celebrity. The one you admire and are inspired by. What is one trait that separates them from the rest, other than hard work and luck? It is most likely their outlook in life. People who experience a more successful and gratifying life often score high on optimism. They are ones who have a positively tuned mindset, high productivity, and constructive energy. They can overcome multiple failures and still go on to build a highly successful future. These are the leaders, visionaries, and path-breakers. Know what? You have it in you to be one of them too. You have the positive thinking switch wired into you. It just needs to be switched on to keep your spirit illuminated. The switch is not in someone else's but your hands. Once you realize how easy and powerful positive thinking can be, you will rarely find yourself slipping into the pattern of unconstructive or negative thoughts. This book deals with these topics from two fundamental points of view: financial and personal growth. Part 1 Some of the tips accorded in this text are quite useful because almost anybody can relate to them. These tips can be applied to daily life to ensure that you always remain ahead of the curve and that you fully understand what needs to be done for you the happy state in your life. Financial freedom is all about developing the right mindset and this will guide you towards a life that you are not used to. A little bit of this book: The correct role of positive thinking How to start living with gratitude How to avoid negativity? How to de-clutter your mind? How to develop your mind? How can you stop worrying? A bunch of useful BONUS trick How to use all of these rules and tips! Part 2 Information about the practical tips you can follow to achieve financial success in your life. Some of the tips accorded in this text are quite useful because almost anybody can relate to them. These tips can be applied to daily life to ensure that you always remain ahead of the curve and that you fully understand what needs to be done for you to achieve success in your life. Financial freedom is all about developing the right mindset and this will guide you towards a life that you are not used to. * Practical examples and tips to bring financial success in your life. * Information about famous wealthy people * Specific attitude changes to bring positive changes in terms of managing your finances. * Practical business advice for those who still hold down two or more jobs. * List of rules that must be followed to boost your current financial situation. I hope this is your first reading about this topic because is so simple to understand and to apply. Even if you are completely novice to positivity and mindset, well, this book explains in a very simple way all that you need to understand what you need to obtain success. Enjoy your new Mindset! Scroll the top of the page and select the Buy Now button
Book Synopsis Strategic Money Planning by : Josh Scandlen
Download or read book Strategic Money Planning written by Josh Scandlen and published by Createspace Independent Publishing Platform. This book was released on 2018-02-18 with total page 86 pages. Available in PDF, EPUB and Kindle. Book excerpt: Are you worried about your financial situation? You always seem to have more money going out the door then coming in. Debt never seems to go down. Costs a lot of money to raise the kids. And you're supposed to save for retirement! Never mind having this thing called an "emergency fund." How do you do all this, and pay the bills? What happens if you lose your job, get hurt, or your pay doesn't keep up with your spending? It's nerve wracking. I know it. I've been there too. And while there are no magical solutions, there are some strategies I'll share with you in this book which have been overlooked by most Americans. These under-utilized techniques will help you get on the path of financial stability. For instance, we're told: *** "Never borrow from your 401K!" Why Has this ever been modeled or is just boilerplate advice from a financial services industry that gets paid on your account size, without regard to how much debt you have. I model this out and will show you that it's okay to borrow from your 401k. *** "Get your kids in the best schools!" Once again, we'll ask why? Has this ever been modeled to validate the higher cost you pay to be in those 'best schools"? Well, in this book, I model that too. I think you'll be surprised as to what we find out. *** "Everyone should own a home!" Uh huh. Again, why? Let's model this out and see the pros and cons of owning vs. renting. *** "It's safer to have a fixed rate mortgage." Sometimes it is. Sometimes it is not. We examine this in detail and how it may affect YOU. *** "Leasing a vehicle is a waste of money!" Oh really? Why? Has that ever been modeled relative to YOUR specific situation? Of course not. This is just more boilerplate financial advice. Boilerplate advice is meaningless...to YOU! In this book we will also cover topics like how to greatly reduce your life insurance premiums...if you even NEED life insurance, that is. *** Does your life insurance cover your debt? And I don't mean your Accidental Death and Dismemberment (AD&D) insurance through your employer, that is not true insurance. Not sure? If you died today, what kind of burden would you leave on your spouse and kids? Probably need to look at that, no? *** There is a perception that estate planning is only for people with large assets. Oh, really? Do you have kids? Do you or your spouse have assets in IRAs, 401ks, 403bs or any other of individually-owned accounts? What happens to your spouse or children if you get hurt or, Heaven forbid, die? Do you know? I provide examples of what you need to consider about your estate plan that I assure you has been overlooked. I hope you read my book as I believe you will find some fruitful nuggets in here from my many years of experience as a financial advisor. But more importantly I hope you find a path to get your finances in order, no matter how you do it. Nothing is more important to family well-being.
Book Synopsis How to Make Your Money Last - Completely Updated for Planning Today by : Jane Bryant Quinn
Download or read book How to Make Your Money Last - Completely Updated for Planning Today written by Jane Bryant Quinn and published by Simon & Schuster. This book was released on 2020-01-07 with total page 432 pages. Available in PDF, EPUB and Kindle. Book excerpt: NOW COMPLETELY UPDATED to reflect the changes in tax legislation, health insurance, and the new investment realities. In this “highly valuable resource” (Publishers Weekly, starred review) Quinn “provides simple, straightforward” (The New York Times) solutions to the universal retirement dilemma—how to make your limited savings last for life—covering mortgages, social security, income investing, annuities, and more! Will you run out of money in your older age? That’s the biggest worry for people newly retired or planning to retire. Fortunately, you don’t have to plan in the dark. Jane Bryant Quinn tells you how to squeeze a higher income from all your assets—including your social security account (get every dollar you’re entitled to), a pension (discover whether a lump sum or a lifetime monthly income will pay you more), your home equity (sell, rent, or take a reverse mortgage?), savings (how to use them safely to raise your monthly income), retirement accounts (invest the money for growth in ways that let you sleep at night), and—critically—how much of your savings you can afford to spend every year without running out. There are easy ways to figure all this out. Who knew? Quinn also shows you how to evaluate your real risks. If you stick with super-safe investment choices, your money might not last and your lifestyle might erode. The same might be true if you rely on traditional income investments. Quinn rethinks the meaning of “income investing,” by combining reliable cash flow during the early years of your retirement with low-risk growth investments, to provide extra money for your later years. Odds are, you’ll live longer than you might imagine, meaning that your savings will stretch for many more years than you might have planned for. With the help of this book, you can turn those retirement funds into a “homemade” paycheck that will last for life.
