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Mobile Technologies And Digitized Data To Promote Access To Finance For Women In Agriculture
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Book Synopsis Mobile Technologies and Digitized Data to Promote Access to Finance for Women in Agriculture by : World Bank Group
Download or read book Mobile Technologies and Digitized Data to Promote Access to Finance for Women in Agriculture written by World Bank Group and published by . This book was released on 2017 with total page pages. Available in PDF, EPUB and Kindle. Book excerpt: The evidence that women both drive agricultural production and rely on it for their livelihoods means that greater financial and informational service provision to women, especially through digital channels, could increase the efficiency and effectiveness of their labor. While the numerous barriers to women's access to Digital financial Services (DFS) are clear, clarifying the best methodologies by which to overcome these is both dependent on situational context and still subject to research and testing. This report provides the state of play of current and promising efforts that use mobile technology and digitized data to close the gap in access to finance for women in agriculture. It includes three components: 1) a review of the financial characteristics and needs of women in agriculture, based on an extensive literature review; 2) a stock taking of initiatives that use mobile technologies and digitized data for agricultural finance and women's financial inclusion; and 3) an analysis of gaps in existing initiatives that would increase access to DFS by women farmers, laborers and women-owned agricultural MSMEs. The report also examines the regulatory environment around DFS and ways that regulators are working to increase responsible access to women.
Book Synopsis Mobile Technologies and Digitized Data to Promote Access to Finance for Women in Agriculture by : Weltbankgruppe
Download or read book Mobile Technologies and Digitized Data to Promote Access to Finance for Women in Agriculture written by Weltbankgruppe and published by . This book was released on 2017 with total page pages. Available in PDF, EPUB and Kindle. Book excerpt: The evidence that women both drive agricultural production and rely on it for their livelihoods means that greater financial and informational service provision to women, especially through digital channels, could increase the efficiency and effectiveness of their labor. While the numerous barriers to women's access to Digital financial Services (DFS) are clear, clarifying the best methodologies by which to overcome these is both dependent on situational context and still subject to research and testing. This report provides the state of play of current and promising efforts that use mobile technology and digitized data to close the gap in access to finance for women in agriculture. It includes three components: 1) a review of the financial characteristics and needs of women in agriculture, based on an extensive literature review; 2) a stock taking of initiatives that use mobile technologies and digitized data for agricultural finance and women's financial inclusion; and 3) an analysis of gaps in existing initiatives that would increase access to DFS by women farmers, laborers and women-owned agricultural MSMEs. The report also examines the regulatory environment around DFS and ways that regulators are working to increase responsible access to women.
Book Synopsis Digital technologies for financial inclusion of smallholder farmers: Needs assessment in three states of India by : Ceballos, Francisco
Download or read book Digital technologies for financial inclusion of smallholder farmers: Needs assessment in three states of India written by Ceballos, Francisco and published by Intl Food Policy Res Inst. This book was released on 2019-12-20 with total page 7 pages. Available in PDF, EPUB and Kindle. Book excerpt: Financial instruments such as savings, loans, and insurance are critical tools in managing risk for smallholder farmers across the developing world. Although smallholder farmers are disproportionately affected by adverse events, they are the least likely to have access to formal loans, insurance, or bank accounts, leaving them less prepared to manage weather and disaster risk. As the effects of climate change intensify, building resilience—the ability to mitigate, cope, and recover from shocks and stresses without compromising future welfare—is essential for reducing rural poverty and improving food and nutrition security.
Book Synopsis The Global Findex Database 2017 by : Asli Demirguc-Kunt
Download or read book The Global Findex Database 2017 written by Asli Demirguc-Kunt and published by World Bank Publications. This book was released on 2018-04-19 with total page 228 pages. Available in PDF, EPUB and Kindle. Book excerpt: In 2011 the World Bank—with funding from the Bill and Melinda Gates Foundation—launched the Global Findex database, the world's most comprehensive data set on how adults save, borrow, make payments, and manage risk. Drawing on survey data collected in collaboration with Gallup, Inc., the Global Findex database covers more than 140 economies around the world. The initial survey round was followed by a second one in 2014 and by a third in 2017. Compiled using nationally representative surveys of more than 150,000 adults age 15 and above in over 140 economies, The Global Findex Database 2017: Measuring Financial Inclusion and the Fintech Revolution includes updated indicators on access to and use of formal and informal financial services. It has additional data on the use of financial technology (or fintech), including the use of mobile phones and the Internet to conduct financial transactions. The data reveal opportunities to expand access to financial services among people who do not have an account—the unbanked—as well as to promote greater use of digital financial services among those who do have an account. The Global Findex database has become a mainstay of global efforts to promote financial inclusion. In addition to being widely cited by scholars and development practitioners, Global Findex data are used to track progress toward the World Bank goal of Universal Financial Access by 2020 and the United Nations Sustainable Development Goals. The database, the full text of the report, and the underlying country-level data for all figures—along with the questionnaire, the survey methodology, and other relevant materials—are available at www.worldbank.org/globalfindex.
Author :Food and Agriculture Organization of the United Nations Publisher :Food & Agriculture Org. ISBN 13 :9251315469 Total Pages :152 pages Book Rating :4.2/5 (513 download)
Book Synopsis Digital technologies in agriculture and rural areas by : Food and Agriculture Organization of the United Nations
Download or read book Digital technologies in agriculture and rural areas written by Food and Agriculture Organization of the United Nations and published by Food & Agriculture Org.. This book was released on 2019-06-01 with total page 152 pages. Available in PDF, EPUB and Kindle. Book excerpt: This report aims to identify the different scenarios where the process of digital transformation is taking place in agriculture. This identifies those aspects of basic conditions, such as those of infrastructure and networks, affordability, education and institutional support. In addition, enablers are identified, which are the factors that allow adopting and integrating changes in the production and decision-making processes. Finally identify through cases, existing literature and reports how substantive changes are taking place in the adoption of digital technologies in agriculture.
Author :Food and Agriculture Organization of the United Nations Publisher :Food & Agriculture Org. ISBN 13 :925133837X Total Pages :162 pages Book Rating :4.2/5 (513 download)
Book Synopsis Farm data management, sharing and services for agriculture development by : Food and Agriculture Organization of the United Nations
Download or read book Farm data management, sharing and services for agriculture development written by Food and Agriculture Organization of the United Nations and published by Food & Agriculture Org.. This book was released on 2021-02-26 with total page 162 pages. Available in PDF, EPUB and Kindle. Book excerpt: This book aims to strengthen the skills of professionals who use, manage data for the benefit of farmers and farmers organizations by exposing them to the topics of importance of data in the agriculture value chain and how new and existing technologies, products and services can leverage farm level and global data to improve yield, reduce loss, add value and increase profitability and resilience.
Book Synopsis Scaling Up Disruptive Agricultural Technologies in Africa by : Jeehye Kim
Download or read book Scaling Up Disruptive Agricultural Technologies in Africa written by Jeehye Kim and published by World Bank Publications. This book was released on 2020-07-16 with total page 117 pages. Available in PDF, EPUB and Kindle. Book excerpt: This study—which includes a pilot intervention in Kenya—aims to further the state of knowledge about the emerging trend of disruptive agricultural technologies (DATs) in Africa, with a focus on supply-side dynamics. The first part of the study is a stocktaking analysis to assess the number, scope, trend, and characteristics of scalable disruptive technology innovators in agriculture in Africa. From a database of 434 existing DAT operations, the analysis identified 194 as scalable. The second part of the study is a comparative case study of Africa’s two most successful DAT ecosystems in Kenya and Nigeria, which together account for half of Sub-Saharan Africa’s active DATs. The objective of these two case studies is to understand the successes, challenges, and opportunities faced by each country in fostering a conducive innovation ecosystem for scaling up DATs. The case study analysis focuses on six dimensions of the innovation ecosystem in Kenya and Nigeria: finance, regulatory environment, culture, density, human capital, and infrastructure. The third part of the study is based on the interactions and learnings from a pilot event to boost the innovation ecosystem in Kenya. The Disruptive Agricultural Technology Innovation Knowledge and Challenge Conference in Nairobi, Kenya, brought together more than 300 key stakeholders from large technology companies, agribusiness companies, and public agencies; government representatives and experts from research and academic institutions; and representatives from financial institutions, foundations, donors, and venture capitalists. Scaling Up Disruptive Agricultural Technologies in Africa concludes by establishing that DATs are demonstrating early indications of a positive impact in addressing food system constraints. It offers potential entry points and policy recommendations to facilitate the broader adoption of DATs and improve the overall food system.
Book Synopsis The Role of Digital Identification in Agriculture by : World Bank Group
Download or read book The Role of Digital Identification in Agriculture written by World Bank Group and published by . This book was released on 2018 with total page pages. Available in PDF, EPUB and Kindle. Book excerpt: Agricultural development is one of the most powerful tools to end extreme poverty. Agriculture accounts for nearly one-third of global gross domestic product (GDP), and the majority of the world's poor live in rural areas and make a living through agriculture. To end extreme poverty by 2030, most of the income gains will need to be made in rural areas, including by boosting smallholder farmers' earnings from farming and off-farm activities. 1 Increasing the ability of such smallholders to professionalize, improve their productivity, and generate additional income is therefore critical to both alleviate rural poverty and increase food security. Smallholder families have complex livelihoods. They typically rely on income from a variety of sources, including government safety nets, subsidies, and off-farm enterprises. Enabling these families to exit poverty will require innovative solutions to address critical challenges, such as (1) lack of access to financial services, (2) lack of adequate supply-chain traceability, (3) challenges related to the delivery of goods and services, and (4) gender inequality. When smallholder farmers lack government recognized identification (ID) documents, these and other challenges are further exacerbated. Without an official proof of identity, many smallholder farmers struggle to access services and subsidies and to seize new opportunities offered by innovations in mobile technologies, finance, and beyond. A robust, government recognized ID can help smallholder farmers formally register land and livestock, and access mobile, financial, and other services that would allow them to work, sell, and spend income formally. Thus, identification is an important building block to achieving Sustainable Development Goal 2: End hunger, achieve food security and improved nutrition, and promote sustainable agriculture. This paper looks at three key applications of identification in agriculture to understand how these can help tackle some of the critical challenges, remove barriers to agricultural productivity, and enhance farmers' livelihoods, including through: (1) increasing the effectiveness and inclusivity of subsidy programs; (2) enabling formal land and asset registration; and (3) improving data about farmers' economic activity and needs. At the same time, there are challenges to maximizing the benefits of identification in agriculture. ID systems increasingly rely on digital infrastructures for authentication and identity verification. Although mobile and broadband coverage is growing at a rapid rate worldwide, rural areas often still lack the reliable mobile and Internet connectivity required for certain applications of digital IDs. Rural households are also less likely to have the digital literacy required to navigate digital ID systems and may be less able to monitor and hold authorities accountable for how their personal data are being used and shared. Therefore, any ID application in agriculture will need to consider how data protection and privacy safeguards may need to be adapted to rural contexts. In addition, ID applications in agriculture may face institutional arrangements and coordination challenges. In the presence of a foundational ID system, the Ministry of Agriculture or other implementer will need to coordinate with other areas of the government, including the ID provider. In the absence of a foundational ID system, the Ministry of Agriculture or other implementer will need to consider how they can meet their own needs while coordinating with other agencies and partners who may be implementing separate yet overlapping functional ID systems.
Book Synopsis Innovations in rural and agriculture finance by : Kloeppinger-Todd, Renate
Download or read book Innovations in rural and agriculture finance written by Kloeppinger-Todd, Renate and published by Intl Food Policy Res Inst. This book was released on 2010-07-21 with total page 34 pages. Available in PDF, EPUB and Kindle. Book excerpt: Everywhere in the world, small agricultural producers are entrepreneurs, traders, investors, and consumers, all rolled into one. In all these roles, small agricultural households constantly seek to use available financial instruments to improve their productivity and secure the best possible consumption and investment choices for their families. But the package of financial services available to small farmers in developing countries is severely limited, especially for those living in remote areas with no access to basic market infrastructure. When poor people have limited saving or borrowing options, their investment plans are stifled and it becomes harder for them to break out of poverty. If households have no access to insurance and are unable to accumulate small savings that enable them to pay for household and business expenses, especially during lean seasons, they are forced to limit their exposure to risk, even if high returns are expected, once again making the pathway out of poverty more arduous than necessary. Inadequate access to financial services is thus part of what is often called the poverty trap.
Book Synopsis Fintech by : International Monetary Fund
Download or read book Fintech written by International Monetary Fund and published by International Monetary Fund. This book was released on 2019-06-27 with total page 73 pages. Available in PDF, EPUB and Kindle. Book excerpt: The paper finds that while there are important regional and national differences, countries are broadly embracing the opportunities of fintech to boost economic growth and inclusion, while balancing risks to stability and integrity.
Author :Food and Agriculture Organization of the United Nations Publisher :Food & Agriculture Org. ISBN 13 :9251312273 Total Pages :72 pages Book Rating :4.2/5 (513 download)
Book Synopsis E-agriculture in action: Blockchain for agriculture by : Food and Agriculture Organization of the United Nations
Download or read book E-agriculture in action: Blockchain for agriculture written by Food and Agriculture Organization of the United Nations and published by Food & Agriculture Org.. This book was released on 2019-02-15 with total page 72 pages. Available in PDF, EPUB and Kindle. Book excerpt: The growth of ICT in the last decade has provided many opportunities to overcome some of the challenges faced by the agriculture sector. Recent developments such as the increase in the use of mobile-broadband access devices, the Internet of things (IoT), drones, smart networks, capacity for big data analytics, and artificial intelligence have provided agriculture stakeholders with some key tools and technologies to improve production and marketing processes, for example, in agriculture and allied fields. One of the most discussed technologies of late is Distributed Ledger Technology (DLT); Blockchain is one implementation of DLTs. This publication aims to demystify the technology, provide some thoughts on the opportunities and challenges in implementing blockchain-based systems as well as document some case studies on the use of blockchain for agriculture.
Download or read book ICT4Ag (ICT Update) 76 written by CTA and published by CTA. This book was released on 2014-12-31 with total page 16 pages. Available in PDF, EPUB and Kindle. Book excerpt: ICT Update is a bimonthly printed and on-line magazine (http://ictupdate.cta.int) and an accompanying e-mail newsletter published by CTA. This issue focuses on agricultural mobile finance.
Book Synopsis The Promise of Fintech by : Ms.Ratna Sahay
Download or read book The Promise of Fintech written by Ms.Ratna Sahay and published by International Monetary Fund. This book was released on 2020-07-01 with total page 83 pages. Available in PDF, EPUB and Kindle. Book excerpt: Technology is changing the landscape of the financial sector, increasing access to financial services in profound ways. These changes have been in motion for several years, affecting nearly all countries in the world. During the COVID-19 pandemic, technology has created new opportunities for digital financial services to accelerate and enhance financial inclusion, amid social distancing and containment measures. At the same time, the risks emerging prior to COVID-19, as digital financial services developed, are becoming even more relevant.
Book Synopsis Mobile Money - The Growth of Inclusive Digital Agri-Finance by : CTA
Download or read book Mobile Money - The Growth of Inclusive Digital Agri-Finance written by CTA and published by CTA. This book was released on 2017-07-17 with total page 48 pages. Available in PDF, EPUB and Kindle. Book excerpt: Spore magazine - issue 184 - A global perspective on agribusiness and agricultural development
Book Synopsis The Potential for Mobile Money Services to Promote Financial Inclusion Among Rural Farmers in Manica Province Mozambique by : Berno Verwey
Download or read book The Potential for Mobile Money Services to Promote Financial Inclusion Among Rural Farmers in Manica Province Mozambique written by Berno Verwey and published by . This book was released on 2018 with total page pages. Available in PDF, EPUB and Kindle. Book excerpt: The lack of financial inclusion among rural, smallholder farmers in the developing world remains widespread, and particular so in sub-Saharan Africa, where as little as four percent of the population have access to a personal bank account. In most cases, banking institutions primarily focus their financing operations on commercial farming operations, despite the fact that the majority of the population is involved in smallholder farming operations. As a result, these aÌ22́Ơ¿3unbankedaÌ22́Ơ℗+ smallholder farmers lack the ability to grow their farming operations, which prevents these economies from obtaining sufficient growth. The inability of traditional financial services to address smallholder farmersaÌ22́Ơ4́Ø needs stems from, amongst other reasons, the remoteness of such farmer operations, which is associated with substantially high transaction costs and per-client operational costs. Moreover, rural farmers typically lack sufficient collateral, making such financing unfeasible from a financial institution perspective. Nonetheless, there does exist great potential to reverse such low productivity trends through the provision of services which can adequately serve these unbanked smallholder farmers. Such services should address aspects of extension services, marketing services and specifically financial services. Such services which are suitable for attempting to service rural farmers must take into account the ubiquitous nature of mobile phone technology in sub-Saharan Africa. While most individuals who are involved in smallholder agriculture lack access to a personal bank account, the opposite is true regarding the utilisation of mobile phones. It is this mobile platform which presents the greatest opportunity to increase the proportion of the smallholder farmer population which finds benefit from financial services. There are success stories from numerous developing countries which have aggressively pursued mobile money services, which are aimed at servicing the unbanked proportion of the population, as an avenue to increase financial inclusion for its people aÌ22́Ơ0́− KenyaaÌ22́Ơ4́Øs M-Pesa being the most notable example. While lessons can be learnt from the M-Pesa model in Kenya, the potential for such a service must be evaluated in Mozambique where a mere four percent of farmers have access to formal financial services. In order to evaluate the potential of mobile money services in Mozambique, a sample population was selected in the province of Manica, in central Mozambique. This sample population was surveyed with the intent to establish: i. The extent to which farmers are included in the formal financial sector. ii. Whether rural farmers in Mozambique have in fact adopted mobile technology services to the same extent as most of its sub-Saharan counterparts, and the extent to which rural farmers are willing to utilise such technology in order to enhance their levels of financial inclusion. iii. If farmers are willing and able to adopt mobile money services, where the farmers see that they could benefit the most from such services. Do farmers have enough knowledge on such services to encourage the adoption of such services? If not, what kind of farmer training is needed on the concepts of mobile money services? The survey did indicate that Mozambique has followed a similar path to much of its sub-Saharan African counterparts with respect to mobile phone technology adoption, with most farmers owning a mobile phone. Furthermore, the survey established that there is a lack of financial inclusion among rural farmers which emphasises the need for alternative methods of financial services provision. The survey respondents indicated that they are aware of mobile money services; however, they lack sufficient knowledge on such services, which deters the respondents from adopting such services. While the majority of the rural farmers who took part in the survey indicated that they do not currently utilise a mobile money service, the farmers that are making use of such services have come to terms with the various benefits that mobile money services present, as much of these respondents utilise their mobile money service on a frequent basis in order to execute financial transactions. In order to enhance the adoption of mobile money services, a structured introductory and roll-out process is required whereby rural farmers are introduced to mobile money services and their various benefits and functionalities. Given the general lack of knowledge on mobile money services among rural farmers, and in line with the results obtained from the survey, a structured training regime is is needed which addresses the various knowledge gaps identified by the survey, while simultaneously demonstrating the various benefits of such services, as well as how basic mobile money transactions can be executed. Such areas of farmer training are likely to promote the adoption of mobile money services, bringing rural farmers closer to the formal financial system and allowing such farmers to transact in a way previously not possible.
Book Synopsis Powering the Digital Economy: Opportunities and Risks of Artificial Intelligence in Finance by : El Bachir Boukherouaa
Download or read book Powering the Digital Economy: Opportunities and Risks of Artificial Intelligence in Finance written by El Bachir Boukherouaa and published by International Monetary Fund. This book was released on 2021-10-22 with total page 35 pages. Available in PDF, EPUB and Kindle. Book excerpt: This paper discusses the impact of the rapid adoption of artificial intelligence (AI) and machine learning (ML) in the financial sector. It highlights the benefits these technologies bring in terms of financial deepening and efficiency, while raising concerns about its potential in widening the digital divide between advanced and developing economies. The paper advances the discussion on the impact of this technology by distilling and categorizing the unique risks that it could pose to the integrity and stability of the financial system, policy challenges, and potential regulatory approaches. The evolving nature of this technology and its application in finance means that the full extent of its strengths and weaknesses is yet to be fully understood. Given the risk of unexpected pitfalls, countries will need to strengthen prudential oversight.
Book Synopsis Mobile Phones and Development in Africa by : Jenny C. Aker
Download or read book Mobile Phones and Development in Africa written by Jenny C. Aker and published by Springer Nature. This book was released on 2023-11-30 with total page 189 pages. Available in PDF, EPUB and Kindle. Book excerpt: This book focuses on the impact of information technology on the lives and livelihoods of rural households in sub-Saharan Africa, where simple mobile phones have leapfrogged traditional communication and financial technologies, and thus, arguably, offer some of the greatest potential for development. Drawing on primary and secondary research from a variety of disciplines, the authors examine the evolution of mobile phone coverage and adoption in sub-Saharan Africa over the past two decades, before exploring the main channels through which mobile phones can affect development. They then review initiatives on “digitizing development” and evaluate empirical evidence on their impact. The book argues that digital has yet to live up to the hype, ending with a set of questions that stakeholders should ask (and answer) when using digital technology for promoting development.
