Military personnel: DOD’s Predatory Lending Report Addressed Mandated Issues, but Support is Limited for Some Findings and Recommendations

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Publisher : DIANE Publishing
ISBN 13 : 9781422397695
Total Pages : 38 pages
Book Rating : 4.3/5 (976 download)

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Book Synopsis Military personnel: DOD’s Predatory Lending Report Addressed Mandated Issues, but Support is Limited for Some Findings and Recommendations by :

Download or read book Military personnel: DOD’s Predatory Lending Report Addressed Mandated Issues, but Support is Limited for Some Findings and Recommendations written by and published by DIANE Publishing. This book was released on 2007 with total page 38 pages. Available in PDF, EPUB and Kindle. Book excerpt: You requested that we review DOD's 2006 report on predatory lending practices. Specifically, we evaluated DOD's approach and support in preparing its mandated report on predatory lending practices. This report documents findings that we briefed to your offices on August 17, 2007. Enclosure I contains the briefing slides we presented. This briefing contributes to a larger GAO body of work on compensation and financial conditions of military personnel (see the list of related GAO products at the end of this report). In conducting our review, we limited the scope of our work to the types of loans that DOD identified as being predatory in its mandated 2006 report. We examined legislation that mandated the DOD report and regulations such as government-wide and DOD-wide standards for data quality. In addition to reviewing DOD's predatory lending report and the reports cited in that study, we reviewed GAO, Congressional Research Service, and Federal Deposit Insurance Corporation Office of the Inspector General reports on related issues. We developed a tool to systematize our analysis of the quality of research studies and data sources DOD used as support in its report. We interviewed representatives and obtained documents from DOD and the federal agencies, military charity organizations, and consumer groups involved in the preparation of DOD's report as well as other groups whose perspectives were different from those provided in the DOD report.

Military Personnel

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Publisher : Createspace Independent Publishing Platform
ISBN 13 : 9781983882197
Total Pages : 42 pages
Book Rating : 4.8/5 (821 download)

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Book Synopsis Military Personnel by : United States Government Accountability Office

Download or read book Military Personnel written by United States Government Accountability Office and published by Createspace Independent Publishing Platform. This book was released on 2018-01-23 with total page 42 pages. Available in PDF, EPUB and Kindle. Book excerpt: Military Personnel: DOD's Predatory Lending Report Addressed Mandated Issues, but Support Is Limited for Some Findings and Recommendations

Military Personnel

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ISBN 13 :
Total Pages : pages
Book Rating : 4.:/5 (19 download)

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Book Synopsis Military Personnel by : Brenda S. Farrell

Download or read book Military Personnel written by Brenda S. Farrell and published by . This book was released on 2007 with total page pages. Available in PDF, EPUB and Kindle. Book excerpt:

Military Personnel

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Publisher : DIANE Publishing
ISBN 13 : 9781422300657
Total Pages : 64 pages
Book Rating : 4.3/5 (6 download)

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Book Synopsis Military Personnel by : Derek B. Stewart (au)

Download or read book Military Personnel written by Derek B. Stewart (au) and published by DIANE Publishing. This book was released on 2005-09 with total page 64 pages. Available in PDF, EPUB and Kindle. Book excerpt: The financial conditions of servicemembers (SM) & their families are of great concern. SM with severe financial problems risk losing security clearances, incurring admin. or criminal penalties or, in some cases, face discharges. Despite DoD programs on personal financial mgmt. (PFM), studies show that SM, particularly jr. enlisted personnel, continue to report financial difficulties. This report assessed: (1) the extent to which deployment impacts the financial condition of active duty SM & their families, (2) whether DoD has an oversight framework for evaluating mil. programs designed to assist deployed & non-deployed SM in managing their finances, & (3) the extent to which jr. enlisted SM receive required PFM training. Tables.

Payday Lending: Federal Law Enforcement Uses a MultiLayered Approach to Identify Employees in Financial Distress

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Publisher : DIANE Publishing
ISBN 13 : 1437980791
Total Pages : 60 pages
Book Rating : 4.4/5 (379 download)

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Book Synopsis Payday Lending: Federal Law Enforcement Uses a MultiLayered Approach to Identify Employees in Financial Distress by : Alicia Puente Cackley

Download or read book Payday Lending: Federal Law Enforcement Uses a MultiLayered Approach to Identify Employees in Financial Distress written by Alicia Puente Cackley and published by DIANE Publishing. This book was released on 2011-04 with total page 60 pages. Available in PDF, EPUB and Kindle. Book excerpt: In the U.S., payday lending (PL) is a $40 billion a year industry. A PL is a small-dollar loan -- from $100 to $500 and re-payable in about two weeks. Consumers can pay fees of $15-20 for every $100 borrowed. In 2006 the DoD reported on predatory lending, incl. PL, and found that these loans impacted military readiness and troop morale. Concerns were raised about PL to federal employees in law enforcement and national security positions at four components. This report examined: (1) how these federal law enforcement agencies become aware of employees who are potential security risks due to financial problems, including PL; and (2) various alternatives to PL. Charts and tables. This is a print on demand edition of an important, hard-to-find report.

Legislative Branch Appropriations for 2012

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Publisher :
ISBN 13 :
Total Pages : 436 pages
Book Rating : 4.3/5 ( download)

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Book Synopsis Legislative Branch Appropriations for 2012 by : United States. Congress. House. Committee on Appropriations. Subcommittee on Legislative Branch

Download or read book Legislative Branch Appropriations for 2012 written by United States. Congress. House. Committee on Appropriations. Subcommittee on Legislative Branch and published by . This book was released on 2011 with total page 436 pages. Available in PDF, EPUB and Kindle. Book excerpt:

Legislative Branch Appropriations for 2012: FY 2012 Legislative Branch appropriations requests

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Publisher :
ISBN 13 :
Total Pages : 436 pages
Book Rating : 4.:/5 (53 download)

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Book Synopsis Legislative Branch Appropriations for 2012: FY 2012 Legislative Branch appropriations requests by : United States. Congress. House. Committee on Appropriations. Subcommittee on Legislative Branch

Download or read book Legislative Branch Appropriations for 2012: FY 2012 Legislative Branch appropriations requests written by United States. Congress. House. Committee on Appropriations. Subcommittee on Legislative Branch and published by . This book was released on 2011 with total page 436 pages. Available in PDF, EPUB and Kindle. Book excerpt:

Military Personnel

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Publisher :
ISBN 13 :
Total Pages : 38 pages
Book Rating : 4.:/5 (2 download)

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Book Synopsis Military Personnel by : United States. Government Accountability Office

Download or read book Military Personnel written by United States. Government Accountability Office and published by . This book was released on 2005 with total page 38 pages. Available in PDF, EPUB and Kindle. Book excerpt:

Military Personnel

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Publisher :
ISBN 13 :
Total Pages : 38 pages
Book Rating : 4.:/5 (181 download)

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Book Synopsis Military Personnel by : United States. Government Accountability Office

Download or read book Military Personnel written by United States. Government Accountability Office and published by . This book was released on 2005 with total page 38 pages. Available in PDF, EPUB and Kindle. Book excerpt:

Military Personnel

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Publisher : DIANE Publishing
ISBN 13 : 1437900976
Total Pages : 64 pages
Book Rating : 4.4/5 (379 download)

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Book Synopsis Military Personnel by : Brenda S. Farrell

Download or read book Military Personnel written by Brenda S. Farrell and published by DIANE Publishing. This book was released on 2008-10 with total page 64 pages. Available in PDF, EPUB and Kindle. Book excerpt: Incidents of sexual harassment and assault contradict the academies' core values to treat all with dignity and respect. Yet, since 2003, each of the Department of Defense (DOD) academies and the Coast Guard Academy has experienced at least one incident. In 2003, Congress directed DOD to establish programs and to submit annual reports, and although not required, the Coast Guard Academy, within the Department of Homeland Security, has taken similar action. GAO was asked to review sexual harassment and assault programs at the academies. This report evaluates (1) the academies' programs to prevent, respond to, and resolve sexual harassment and assault cases; (2) the academies' visibility over sexual harassment and assault incidents; and (3) DOD and Coast Guard oversight of their academies' efforts. GAO analyzed data for program years 2003 through 2006, reviewed requirements, met with service and academy officials, and interviewed randomly selected students at each academy. GAO suggests that Congress consider requiring the Coast Guard Academy to submit data for DOD's annual report and to participate in assessments methodologically comparable to those administered by DOD. GAO is also making recommendations to DOD and the Coast Guard to improve oversight of sexual assault and harassment at their academies. Both agencies concurred or partially concurred with GAO's recommendations.

Military Personnel

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ISBN 13 :
Total Pages : 84 pages
Book Rating : 4.F/5 ( download)

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Book Synopsis Military Personnel by : United States. General Accounting Office

Download or read book Military Personnel written by United States. General Accounting Office and published by . This book was released on 2003 with total page 84 pages. Available in PDF, EPUB and Kindle. Book excerpt:

Legislative Branch Appropriations for ...

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Publisher :
ISBN 13 :
Total Pages : 436 pages
Book Rating : 4.E/5 ( download)

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Book Synopsis Legislative Branch Appropriations for ... by : United States. Congress. House. Committee on Appropriations

Download or read book Legislative Branch Appropriations for ... written by United States. Congress. House. Committee on Appropriations and published by . This book was released on 2012 with total page 436 pages. Available in PDF, EPUB and Kindle. Book excerpt:

Infiltrated: How to Stop the Insiders and Activists Who Are Exploiting the Financial Crisis to Control Our Lives and Our Fortunes

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Publisher : McGraw Hill Professional
ISBN 13 : 007181695X
Total Pages : 315 pages
Book Rating : 4.0/5 (718 download)

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Book Synopsis Infiltrated: How to Stop the Insiders and Activists Who Are Exploiting the Financial Crisis to Control Our Lives and Our Fortunes by : Jay W. Richards

Download or read book Infiltrated: How to Stop the Insiders and Activists Who Are Exploiting the Financial Crisis to Control Our Lives and Our Fortunes written by Jay W. Richards and published by McGraw Hill Professional. This book was released on 2013-08-02 with total page 315 pages. Available in PDF, EPUB and Kindle. Book excerpt: A growing army of self-proclaimed activists, philanthropists, and politicians has infiltrated not only the Consumer Financial Protection Bureau, but the FDIC, the Treasury, and other regulatory agencies. Richards reveals the shocking truth about the latest financial regulations, the Dodd-Frank Reform Act, and the war against free enterprise-- and what you can do to fight back.

Military Personnel

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Publisher : BiblioGov
ISBN 13 : 9781289233648
Total Pages : 56 pages
Book Rating : 4.2/5 (336 download)

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Book Synopsis Military Personnel by : U S Government Accountability Office (G

Download or read book Military Personnel written by U S Government Accountability Office (G and published by BiblioGov. This book was released on 2013-07 with total page 56 pages. Available in PDF, EPUB and Kindle. Book excerpt: The Department of Defense (DOD) provides a wide range of support to many organizations at home and abroad. GAO estimates that, in fiscal year 1999, DOD provided support in at least 7,125 instances to 345 or more entities, including international organizations; private citizens; and federal, state, local, and foreign governments. This support consumed more than two million military staff-days. GAO could not determine the total cost of DOD's support because of the limited data it received. However, it conservatively estimates the cost to be about $180 million. Providing assistance to civil authorities does not appear to harm retention. DOD data show that overall retention has remained relatively stable during the last decade. There are alternatives to the use of military personnel. DOD and some civil entities have used contractors rather than military personnel for some activities, such as construction, transportation, and medical treatment. There are limitations on the kinds of support that contractors can provide, however. For most of the 197 support instances GAO reviewed that occurred in 1997-99 for the State Department, the Drug Enforcement Administration, and the Secret Service, DOD billed and collected about $31.7 million in reimbursable costs, including military pay and allowances. Furthermore, DOD asked its components to report outstanding bills and identified about $2.9 million in unpaid bills from 11 agencies. DOD is now collecting the late payments from these agencies.

A Review of the Department of Defense's Report on Predatory Lending Practices Directed at Members of the Armed Forces and Their Dependents

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Publisher :
ISBN 13 :
Total Pages : 399 pages
Book Rating : 4.:/5 (13 download)

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Book Synopsis A Review of the Department of Defense's Report on Predatory Lending Practices Directed at Members of the Armed Forces and Their Dependents by : United States. Congress. Senate. Committee on Banking, Housing, and Urban Affairs

Download or read book A Review of the Department of Defense's Report on Predatory Lending Practices Directed at Members of the Armed Forces and Their Dependents written by United States. Congress. Senate. Committee on Banking, Housing, and Urban Affairs and published by . This book was released on 2009 with total page 399 pages. Available in PDF, EPUB and Kindle. Book excerpt:

A Review of the Department of Defense's Report on Predatory Lending Practices Directed at Members of the Armed Forces and Their Dependents

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ISBN 13 :
Total Pages : 399 pages
Book Rating : 4.:/5 (762 download)

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Book Synopsis A Review of the Department of Defense's Report on Predatory Lending Practices Directed at Members of the Armed Forces and Their Dependents by : United States. Congress. Senate. Committee on Banking, Housing, and Urban Affairs

Download or read book A Review of the Department of Defense's Report on Predatory Lending Practices Directed at Members of the Armed Forces and Their Dependents written by United States. Congress. Senate. Committee on Banking, Housing, and Urban Affairs and published by . This book was released on 2009 with total page 399 pages. Available in PDF, EPUB and Kindle. Book excerpt:

Military Personnel

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ISBN 13 :
Total Pages : 16 pages
Book Rating : 4.:/5 (69 download)

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Book Synopsis Military Personnel by : Brenda S. Farrell

Download or read book Military Personnel written by Brenda S. Farrell and published by . This book was released on 2010 with total page 16 pages. Available in PDF, EPUB and Kindle. Book excerpt: National estimates indicate that approximately 1.5 million women and 835,000 men are physically assaulted or raped by intimate partners in the United States annually. Congress, in the National Defense Authorization Act for Fiscal Year 2000, required the Department of Defense (DOD) to (1) establish a central database of information on domestic violence incidents involving members of the armed forces and (2) establish the Department of Defense Task Force on Domestic Violence. The law charged the task force with establishing a strategic plan that would allow DOD to more effectively address domestic violence matters within the military. In fiscal years 2001, 2002, and 2003, the task force issued three reports containing almost 200 recommendations to improve the safety of victims, accountability of offenders, coordination among support-service providers, and recording of data on cases of domestic violence. To coordinate implementation of these recommendations, in January 2003, DOD established a Family Violence Policy Office to ensure that DOD and the services took appropriate actions in this area. This office was located in the Military Community and Family Policy Office, which is in the Office of the Under Secretary of Defense for Personnel and Readiness. DOD's Family Advocacy Program office, responsible for providing treatment for domestic violence victims and rehabilitation for offenders, is also located in the Military Community and Family Policy Office. In 2003, members of Congress requested that we assess DOD's progress in implementing the recommendations made by the Defense Task Force on Domestic Violence, and we subsequently issued a report in 2006 stating, among other things, that DOD had taken action on a majority of the task force recommendations but that DOD had not captured data from all law enforcement and clinical records involving domestic abuse cases and that until it had complete and accurate data, it could not fully understand the scope of the problem. The National Defense Authorization Act for Fiscal Year 2010 requires us to review and assess the progress DOD has made in implementing recommendations contained in our 2006 report. DOD has addressed one of the recommendations in our 2006 report to improve its domestic violence program and taken steps toward implementing two more, but it has not taken any actions on four of the recommendations. Specifically, DOD has met the intent of our recommendation to clarify chaplain guidance concerning privileged communication. Regarding our recommendation on ensuring that commander actions related to domestic violence incidents are entered into all law enforcement systems, DOD has taken some actions to inform commanders of their responsibility, but the data on commanders' actions remain incomplete. Our analysis of information provided by the Chief of the Financials and Special Projects Branch at the Defense Manpower Data Center demonstrated that the Air Force and the Army provided some data on commander actions but not enough to provide reliable statistics on the disposition of domestic violence incidents. Further, according to the Director of OSD's Office of Law Enforcement Policy and Support, the Navy is not providing any information to DIBRS on commanders' actions. Without complete information on commanders' actions, DOD lacks visibility into the military's response to domestic violence. DOD has also taken actions that have partially met the intent of our recommendation regarding a communication strategy for disseminating DOD guidance. Although DOD did not concur with the portion of this recommendation to articulate its policy on distributing military protective orders, it did clarify its policy by issuing guidance in 2007. If DOD issues its draft Family Advocacy Program guidance as currently written, we believe the department will have met the intent of this recommendation. For the remaining four recommendations, however, DOD has not met our intent. First, DOD has not developed a comprehensive management plan to address deficiencies in the data captured in the Defense Incident-Based Reporting System (DIBRS), although it partially concurred with this recommendation. The data remain incomplete, and as a result, DOD cannot provide an accurate count of the domestic violence incidents that are reported throughout DOD. Second, although DOD concurred with our recommendation to develop a plan to ensure that adequate personnel are available to implement recommendations made by the Defense Task Force on Domestic Violence, at present DOD has not done so. Third, because DOD did not concur with our recommendation, it has not taken steps to ensure that domestic violence training data are collected for chaplains. According to the Executive Director of the Armed Forces Chaplains Board, chaplains are trained on domestic violence issues during the officers' basic training course. This official further stated that the lack of metrics on training does not mean that chaplain training is inadequate. Nonetheless, we believe that without accurate training data, DOD lacks visibility on whether chaplains are prepared to deal with domestic violence issues. Fourth, while DOD concurred with our recommendation to develop an oversight framework, it has not done so. After the office responsible for implementing the task force recommendations was closed in 2007, DOD, in its official response to our questions, stated that the responsibility for developing this framework "mistakenly was not reassigned."