Micro-Credit, Poverty and Empowerment

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Author :
Publisher : SAGE
ISBN 13 : 9780761933663
Total Pages : 376 pages
Book Rating : 4.9/5 (336 download)

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Book Synopsis Micro-Credit, Poverty and Empowerment by : Neera Burra

Download or read book Micro-Credit, Poverty and Empowerment written by Neera Burra and published by SAGE. This book was released on 2005-11-05 with total page 376 pages. Available in PDF, EPUB and Kindle. Book excerpt: "Two persistent problems that affect a significant portion of Indian women are poverty and violation of their human rights. In recent years, micro-credit has come to be viewed as a vital tool to ameliorate both conditions. However, there are few studies in the Indian context which test the validity of the assumption that there is a linear link between micro-credit, poverty reduction and women's empowerment. This volume brings together revealing case studies of micro-credit interventions made by six non-governmental and quasi-governmental bodies in five states of peninsular India, several of which have been supported by the United Nations Development Programme (UNDP)." "The six case studies are diverse in terms of their socio-economic and geo-political contexts, the nature and ideological orientation of the intermediary organizations, the groups largeted by the projects (exclusively women or men and women); and the life-spans of the projects. Despite their differences, all the studies offer useful lessons on the institutional structures and processes that do or do not facilitate women's empowerment and poverty reduction, while exploring the potential and limitations of micro-credit to achieve these twin goals. This book will be useful for students and scholars of economics, women's studies, development studies and social work, while being of equal interest to policy-makers planners, activists and NGOs."--BOOK JACKET.

Handbook of Research on Microfinancial Impacts on Women Empowerment, Poverty, and Inequality

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Author :
Publisher : IGI Global
ISBN 13 : 1522552413
Total Pages : 479 pages
Book Rating : 4.5/5 (225 download)

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Book Synopsis Handbook of Research on Microfinancial Impacts on Women Empowerment, Poverty, and Inequality by : Das, Ramesh Chandra

Download or read book Handbook of Research on Microfinancial Impacts on Women Empowerment, Poverty, and Inequality written by Das, Ramesh Chandra and published by IGI Global. This book was released on 2018-08-17 with total page 479 pages. Available in PDF, EPUB and Kindle. Book excerpt: One of the major tools of attaining proper development all around the world is complete financial inclusion, such that all classes of people can secure their lifestyles through access to financial services from formal sectors. Expanding access to resources and increasing self-employment opportunities help reduce poverty and improve social development. The Handbook of Research on Microfinancial Impacts on Women Empowerment, Poverty, and Inequality is an essential reference source that discusses the role of financial inclusion in gender equality, as well as economic independence and self-employment. Featuring research on topics such as inequality, collaborative economy, and social responsibility, this publication is ideally designed for policy makers, economic researchers, and academicians seeking coverage on social mobilization, capital formation, capacity building, and pro-poor economy designs.

Empowering Women Through Microfinance in Developing Countries

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Author :
Publisher : IGI Global
ISBN 13 : 1668489813
Total Pages : 304 pages
Book Rating : 4.6/5 (684 download)

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Book Synopsis Empowering Women Through Microfinance in Developing Countries by : Alhassan, Yahaya

Download or read book Empowering Women Through Microfinance in Developing Countries written by Alhassan, Yahaya and published by IGI Global. This book was released on 2023-10-25 with total page 304 pages. Available in PDF, EPUB and Kindle. Book excerpt: Empowering Women Through Microfinance in Developing Countries is a book that explores how microfinance can be used to empower women in developing countries. It provides theoretical and empirical insights from industry experts, experienced researchers, and policymakers on the problems, processes, and prospects of using microfinance as a catalyst for women's empowerment in the developing world. The book covers a range of topics, including the impact of microfinance interventions on women's empowerment, financial inclusion, and women's entrepreneurship, poverty reduction among women, and small and medium-sized enterprise growth. This book addresses the lack of understanding about how microfinance can be used to empower women in developing countries. The insights provided in this book will be valuable for researchers, students, microfinance institutions, policymakers, state institutions, managers, non-governmental organizations, and financial institutions looking to expand their product portfolio and outreach. The book also provides policy directions and rethinking of practice in using microfinance as a strategy for eliminating barriers to women's empowerment in developing countries.

Empowerment of Women: Microfinance and women empowerment

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Author :
Publisher :
ISBN 13 :
Total Pages : 320 pages
Book Rating : 4.F/5 ( download)

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Book Synopsis Empowerment of Women: Microfinance and women empowerment by : Meenakshi Malhotra

Download or read book Empowerment of Women: Microfinance and women empowerment written by Meenakshi Malhotra and published by . This book was released on 2004 with total page 320 pages. Available in PDF, EPUB and Kindle. Book excerpt: Reviews the position of women in society, with particular reference to their educational achievements and employment opportunities. Focuses on the potential of microcredit programmes and how women entrepreneurs affect the global economy. Assess where rural women stand in the development process today.

Micro-finance and the empowerment of women : a review of the key issues

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Author :
Publisher :
ISBN 13 : 9789221123309
Total Pages : 77 pages
Book Rating : 4.1/5 (233 download)

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Book Synopsis Micro-finance and the empowerment of women : a review of the key issues by : Linda Mayoux

Download or read book Micro-finance and the empowerment of women : a review of the key issues written by Linda Mayoux and published by . This book was released on 2000 with total page 77 pages. Available in PDF, EPUB and Kindle. Book excerpt:

Role of Micro Finance in Women Empowerment and Poverty Alleviation

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Author :
Publisher :
ISBN 13 : 9789388865265
Total Pages : 286 pages
Book Rating : 4.8/5 (652 download)

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Book Synopsis Role of Micro Finance in Women Empowerment and Poverty Alleviation by : Ratul Saha

Download or read book Role of Micro Finance in Women Empowerment and Poverty Alleviation written by Ratul Saha and published by . This book was released on 2019 with total page 286 pages. Available in PDF, EPUB and Kindle. Book excerpt:

Microcredit and women's empowerment

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Author :
Publisher : Cook Communication
ISBN 13 :
Total Pages : 129 pages
Book Rating : 4./5 ( download)

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Book Synopsis Microcredit and women's empowerment by : Samjhana Wagle

Download or read book Microcredit and women's empowerment written by Samjhana Wagle and published by Cook Communication. This book was released on 2020-08-18 with total page 129 pages. Available in PDF, EPUB and Kindle. Book excerpt: Micro-credit has been taken as a prominent tool for poverty alleviation and women's empowerment. This book has presented the double-edged claim of microcredit proponents that microcredit not only supports rural poor to come out of poverty, it also empowers poor rural women in particular. This book is mainly grounded on research based on Bandipur Rural Municipality of Nepal. It has made the study of women from 3 settlements of Bandipur, who had availed microcredit facilities from some microcredit providing institutions or organizations in Bandipur. The data has been analyzed through qualitative data analysis under which both descriptive and explanatory methods. The data analysis is made on the basis of caste/ethnic group. The results showed that most of the females who availed the facility of microcredit finally got socioeconomic empowerment through acquiring the access to capital, control over resources, self-esteem, confidence level, decision making power, etc. Results are varied on Dalit, Janajati and Brahmin/Chhetri women. The findings showed that microcredit has significant impact on the upliftment of socio-economic empowerment of the borrowers of Bandipur. The income pattern of the respondent women has been changed. Daily wage earning and agricultural production were the main source of income before joining the program but after joining the microcredit program the sources of income shifted to small scale business, sale of livestock product and agricultural product. Entrepreneurship in microcredit beneficiary women has been increased. Apart from the changing income pattern, role of women in decision making about the resources mobilization for household activities, participation in societal affairs has also been increased. The economic dependency had restricted women in decision making power in all the spheres not only economical but also in other family and social affairs. But it has been changed now. Since, women are capable to generate regular income from their small enterprises; their dependency on male for money is reduced. Women's confidence and social status has increased after involvement in MC programs. Microcredit, though an effective poverty alleviating instrument, is not suitable for all categories of the poor. For those trapped in chronic poverty, no assets base to protect themselves from the countless webs of shocks, microcredit can be ineffective and sometimes counterproductive. Some cases of Dalit settlement have proved it.

The Microfinance Mirage

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Author :
Publisher : Routledge
ISBN 13 : 1317024109
Total Pages : 147 pages
Book Rating : 4.3/5 (17 download)

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Book Synopsis The Microfinance Mirage by : Esayas Bekele Geleta

Download or read book The Microfinance Mirage written by Esayas Bekele Geleta and published by Routledge. This book was released on 2016-03-09 with total page 147 pages. Available in PDF, EPUB and Kindle. Book excerpt: Microfinance has long been considered a development strategy that can correct the failure of the global credit market and address the financial needs of the poor enabling them to create and run profitable business enterprises. The Microfinance Mirage argues that this neo-liberal oriented analysis overemphasises the economic argument whilst ignoring the cultural roots of inequality and subordination. Drawing on ethnographic research conducted among rural credit clients in the Northern region of Ethiopia, Esayas Bekele Geleta provides a nuanced critical analysis of microfinance challenging the common assumption that it facilitates the building of social capital, poverty reduction and the empowerment of women. Making a unique contribution to our further understanding of the microfinance industry the research shows that, in some cases, microfinance can result in the disintegration of pre-existing relationships and in the disruption and destruction of the livelihoods of the poor. Exploring the impact of microfinance in one of the poorest regions of sub-Saharan Africa, this book demonstrates its potential and problems and shows the complex and contradictory social and cultural environments in which projects are often located.

Microfinance Challenges

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Author :
Publisher :
ISBN 13 :
Total Pages : 392 pages
Book Rating : 4.:/5 (318 download)

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Book Synopsis Microfinance Challenges by : Isabelle Guérin

Download or read book Microfinance Challenges written by Isabelle Guérin and published by . This book was released on 2005 with total page 392 pages. Available in PDF, EPUB and Kindle. Book excerpt: Contributed papers presented earlier in a conference.

Microcredits. An Effective Tool to Empower Women in Developing Countries?

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Author :
Publisher : GRIN Verlag
ISBN 13 : 3668821399
Total Pages : 25 pages
Book Rating : 4.6/5 (688 download)

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Book Synopsis Microcredits. An Effective Tool to Empower Women in Developing Countries? by : Anna-Lena Prüser

Download or read book Microcredits. An Effective Tool to Empower Women in Developing Countries? written by Anna-Lena Prüser and published by GRIN Verlag. This book was released on 2018-10-22 with total page 25 pages. Available in PDF, EPUB and Kindle. Book excerpt: Seminar paper from the year 2017 in the subject Politics - Topic: Development Politics, grade: 1,3, Leuphana Universität Lüneburg, language: English, abstract: This assignment aims to shed some light into the turbidity of women’s access to microcredits and their corresponding empowerment. Despite there is a range of literature reviewing the success of specific microfinance programs in different communities, here an overall picture of microcredits’ capabilities to empower women will be developed. From 1997 when the first Microfinance Summit took place until today, 18 summits brought together microfinance practitioners, educational institutions, donors, financial institutions and non-governmental organizations to facilitate knowledge experience sharing in microfinance. While pushing this topic forward, the Microfinance Summit Campaign works on four issues. Next to “Reaching the Poorest”, “Financial Self-Sustainability” and “A Positive, Measurable Impact” is “Empowering Women” among the top four goals. Thereby microfinance and empowering women just covers two essential objectives of the United Nations Development Goals set in 2015. But the potential to empower the poorest people of the world were already recognized in the 1970’s and 1980’s when the first microfinance intuition, the Garmeen Bank in Bangladesh, was established. In the following decades, microfinance instruments, especially microcredits, underwent a unique success story and became one of the most popular development tools. In 2013, microfinance institutions counted 211 million clients, among them 114 poorest borrowers.

Micro Finance and Women Empowerment

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Author :
Publisher :
ISBN 13 : 9788177083682
Total Pages : 0 pages
Book Rating : 4.0/5 (836 download)

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Book Synopsis Micro Finance and Women Empowerment by : Murlidhar A. Lokhande

Download or read book Micro Finance and Women Empowerment written by Murlidhar A. Lokhande and published by . This book was released on 2014 with total page 0 pages. Available in PDF, EPUB and Kindle. Book excerpt: In India, micro finance is a movement with the underlying objective of helping poor households to have access to financial services, including credit at affordable cost. Many of those who promote micro finance believe that such access will help poor people get out of poverty. For others, micro finance is a way to promote economic development, employment, and growth through the support of micro entrepreneurs and small businesses. Women in India are typically poorer than men and have fewer options for earning a livelihood that provides adequate food, housing, and education for their children. However, they are also viewed as the change agents of the family. Women are more likely to invest their earnings into improving the lives of the families. By encouraging women to take charge of their futures, micro finance institutions can impact families and whole communities. However, the pace of women empowerment in India, through micro finance, is slow, due to a variety of constraints which urgently need to be rooted out. This book examines some of the issues that need to be addressed in order to empower the lives of India's women through micro finance.

The Microcredit Business and Women's Empowerment in India

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Author :
Publisher : Shaker
ISBN 13 :
Total Pages : 344 pages
Book Rating : 4.3/5 (555 download)

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Book Synopsis The Microcredit Business and Women's Empowerment in India by : Malika Basu

Download or read book The Microcredit Business and Women's Empowerment in India written by Malika Basu and published by Shaker. This book was released on 2008 with total page 344 pages. Available in PDF, EPUB and Kindle. Book excerpt:

Micro Finance and Poverty Eradication

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Author :
Publisher : New Century Publications
ISBN 13 : 9788177081671
Total Pages : 0 pages
Book Rating : 4.0/5 (816 download)

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Book Synopsis Micro Finance and Poverty Eradication by : Daniel Lazar

Download or read book Micro Finance and Poverty Eradication written by Daniel Lazar and published by New Century Publications. This book was released on 2008 with total page 0 pages. Available in PDF, EPUB and Kindle. Book excerpt: Since independence in 1947, the government of India and the Reserve Bank of India (RBI) have made concerted efforts to provide the poor with access to credit. Despite the phenomenal increase in the physical outreach of formal credit institutions in the past several decades, India's rural poor continue to depend on informal sources of credit. Institutions have also faced difficulties in dealing effectively with a large number of small borrowers whose credit needs are small and frequent and their ability to offer collaterals is limited. Cumbersome procedures and risk perceptions of the banks have left a gap in serving the credit needs of the rural poor. This has led to a search for alternative policies, systems and procedures, saving and loan products, other complementary services, and new delivery mechanisms that would fulfill the requirements of the poor. It is in this context that micro credit has emerged as the most suitable and practical alternative to conventional banking in reaching the hitherto unreached poor population. Micro finance is the provision of a broad range of financial services - such as deposits, loans, payments, money transfers, and insurance - to the low-income households and their micro enterprises. The basic purpose of micro finance is to provide access to financial assistance, including credit to the poor, enabling them to start/expand micro enterprises and break out of poverty. Micro credit helps the poor in making available the credit and other financial services for improving their income and living standards. The micro credit program - which was formally heralded in 1992 with a modest pilot project of linking around 500 Self-help Groups - has made rapid strides in India, exhibiting considerable democratic functioning and group dynamism. The micro credit program in India is now the largest in the world. This book contains 45 scholarly papers in the field of micro finance in India, categorized in five parts: Micro Finance: General Observations . Micro Finance, Self-help Groups, and Financial Inclusion . Micro Finance, Poverty Alleviation, and Empowerment of Women . Technical Aspects of Micro Finance . Micro Finance: Case Studies in India and Abroad.

Sustainable Learning for Women's Empowerment

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Author :
Publisher : Sanskriti
ISBN 13 : 9788187374183
Total Pages : 0 pages
Book Rating : 4.3/5 (741 download)

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Book Synopsis Sustainable Learning for Women's Empowerment by : Linda Mayoux

Download or read book Sustainable Learning for Women's Empowerment written by Linda Mayoux and published by Sanskriti. This book was released on 2003 with total page 0 pages. Available in PDF, EPUB and Kindle. Book excerpt: Micro Finance Programmers Targeting Women Became A Major Plank Of Donor Poverty Alleviation Strategies In The 1990S And Funding Is Set To Further Increase In This Century Under Initiative By Cgap And Member Donor Agencies. Literature Prepared For The Micro-Credit Summit In Washington In February 1997 And Many Donor Statements On Credits And Ngo Funding Proposals Present An Extremely Attractive Vision Of Increasing Numbers Of Expanding, Financially Self-Sustainable Microfinance Programmes Reaching Large Numbers Of Women Borrowers. Through Their Contribution To Women S Ability To Earn, These Programmes Are Assumed To Initiate A Series Of Virtuous Spirals Of Economic Empowerment, Increased Well-Being For Women And Their Families And Wider Social And Political Empowerment.

Microfinance and Women Empowerment: A Study with Special Reference to Ramapuram Grama Panchayat

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Author :
Publisher : Amazon Publishers, USA
ISBN 13 :
Total Pages : pages
Book Rating : 4.6/5 (766 download)

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Book Synopsis Microfinance and Women Empowerment: A Study with Special Reference to Ramapuram Grama Panchayat by : Laly Antoney

Download or read book Microfinance and Women Empowerment: A Study with Special Reference to Ramapuram Grama Panchayat written by Laly Antoney and published by Amazon Publishers, USA. This book was released on with total page pages. Available in PDF, EPUB and Kindle. Book excerpt: Microfinancing expanded rapidly in India over the past two decades. India has witnessed innovations in financial options for Micro Finance Institutions (MFI), the addition of new products and services, such as insurance and pension schemes, and the entry of Internet kiosks to rural villages. It has been a recognised fact that microcredit is the most effective instrument of dealing with two crucial social issues, ie, poverty alleviation and women empowerment. The experience of microfinance concept is underlined the fact that it is an apt tool to empower the rural women economically, psychologically and socially. It is hoped to enhance the scope of empowerment of women, which has already found its way in the academic discourse on social welfare schemes and effective rural credit delivery mechanism. This will definitely pave the way for distinctively evolving a solution for Indian way of financing and women capability improvement in terms of the vision of Indian born Nobel laureate for Economics, Dr. Amartya Sen. This will also help us in evolving a societal friendly way of financing in developing the economy by improving the quality of life, living standards, to alleviate poverty, inequality, other developmental and gender issues. It will stimulate the women's imagination about a better world with less injustice and inequalities. Every social experiment or endeavor has inherent in it the potential for both success and failure. But if the experiment is in the right direction, the, failure becomes a stepping-stone to success. The pioneer in this experiment with the micro finance and women empowerment can take the first step or one step at a time, and this becomes the foundation of the ultimate success.

Microcredit as a Poverty Alleviation Strategy, Women's Empowerment and Gender Relations

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Author :
Publisher :
ISBN 13 : 9789387367012
Total Pages : 243 pages
Book Rating : 4.3/5 (67 download)

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Book Synopsis Microcredit as a Poverty Alleviation Strategy, Women's Empowerment and Gender Relations by : Kundi Harika

Download or read book Microcredit as a Poverty Alleviation Strategy, Women's Empowerment and Gender Relations written by Kundi Harika and published by . This book was released on 2018 with total page 243 pages. Available in PDF, EPUB and Kindle. Book excerpt:

Transforming Economies Through Microfinance in Developing Nations

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Author :
Publisher : IGI Global
ISBN 13 : 1668456494
Total Pages : 288 pages
Book Rating : 4.6/5 (684 download)

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Book Synopsis Transforming Economies Through Microfinance in Developing Nations by : Alhassan, Yahaya

Download or read book Transforming Economies Through Microfinance in Developing Nations written by Alhassan, Yahaya and published by IGI Global. This book was released on 2023-01-20 with total page 288 pages. Available in PDF, EPUB and Kindle. Book excerpt: Following the positive impact of microfinance on poverty reduction, women empowerment, and microenterprise development in some countries in Asia and Africa, a huge amount of time has been devoted by researchers to understanding how this concept can be used as a catalyst for transforming and sustaining the economies of developing and emerging countries. Though there are a few books on the role of microfinance in reducing poverty in developing countries across world, there is no specific book that explores the role of microfinance in transforming and sustaining economies of developing and emerging countries. Transforming Economies Through Microfinance in Developing Nations seeks to explore how the provision of microfinance to individuals and groups can contribute to the economic transformation and sustainability of the economies of developing and emerging countries. Covering key topics such as climate change, entrepreneurship, and rural development, this reference work is ideal for government officials, entrepreneurs, policymakers, researchers, academicians, practitioners, scholars, instructors, and students.