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Author : Gursharan Singh Kainth
Publisher : Concept Publishing Company
ISBN 13 : 9788180696572
Total Pages : 316 pages
Book Rating : 4.6/5 (965 download)
Download or read book Managing Rural Finances in India written by Gursharan Singh Kainth and published by Concept Publishing Company. This book was released on 2010 with total page 316 pages. Available in PDF, EPUB and Kindle. Book excerpt:
Author : Priya Basu
Publisher : World Bank Publications
ISBN 13 : 0821361473
Total Pages : 152 pages
Book Rating : 4.8/5 (213 download)
Download or read book Improving Access to Finance for India's Rural Poor written by Priya Basu and published by World Bank Publications. This book was released on 2006-01-01 with total page 152 pages. Available in PDF, EPUB and Kindle. Book excerpt: Annotation This book examines the current level and pattern of access to finance for India's rural households, evaluates various approaches for delivering financial services, analyzes what lies behind the lack of adequate financial access, and identifies what it would take to improve access to finance.
Author : K G Karmakar
Publisher : SAGE Publications Pvt. Limited
ISBN 13 :
Total Pages : 376 pages
Book Rating : 4.3/5 (91 download)
Download or read book Rural Credit and Self-Help Groups written by K G Karmakar and published by SAGE Publications Pvt. Limited. This book was released on 1999 with total page 376 pages. Available in PDF, EPUB and Kindle. Book excerpt: Looking to examples in Thailand and Bangladesh, this book enumerates the various factors which have been instrumental in weakening the rural credit agencies set up to relieve rural poverty in developing countries.
Author : K. K. Tripathy and Anshu Singh
Publisher : Notion Press
ISBN 13 :
Total Pages : 312 pages
Book Rating : 4.8/5 (86 download)
Download or read book Rural Finance and Financial Inclusion written by K. K. Tripathy and Anshu Singh and published by Notion Press. This book was released on 2022-07-12 with total page 312 pages. Available in PDF, EPUB and Kindle. Book excerpt: Since independence, the field of rural credit has traversed a long terrain. This book is a good synthesis of the evolution and development of the domain from a theoretical as well as practical perspective. It is a fundamental literature on rural finance mechanisms as well as financial inclusion initiatives in India. Although the field of rural credit is vast and specialised, the authors have carefully picked up the most important components of this domain, which will be immensely useful to readers to get first-hand knowledge on the subject. While it traces the important institutional mechanisms of rural and agricultural credit in India, it also discusses the emerging paradigms of rural finance and ICT interventions, which can potentially restructure delivery mechanisms to encourage product innovation for serving the financial needs of those at the bottom of the pyramid population. The authors have attempted to cover every important aspect of rural finance by incorporating relevant discussions on institutions, governance, policy framework, schemes, and practices along with issues and concerns in the area of agricultural finance, rural credit and financial inclusion. The text has been woven in a cohesive manner so that the reader can appreciate the historic milestones while comprehending the present situation. Each chapter has been pinned to the larger developmental context to drive home the key issues concerning this field.
Author : Bhupat Maganlal Desai
Publisher :
ISBN 13 :
Total Pages : 968 pages
Book Rating : 4.3/5 (91 download)
Download or read book Organisation and Management of Rural Financial Sector written by Bhupat Maganlal Desai and published by . This book was released on 2001 with total page 968 pages. Available in PDF, EPUB and Kindle. Book excerpt: With reference to India.
Author : Narasimhan Srinivasan
Publisher : Oxford University Press, USA
ISBN 13 : 9780199464845
Total Pages : 0 pages
Book Rating : 4.4/5 (648 download)
Download or read book State of Rural Finance in India written by Narasimhan Srinivasan and published by Oxford University Press, USA. This book was released on 2016 with total page 0 pages. Available in PDF, EPUB and Kindle. Book excerpt: "This report examines the policy framework, institutional structure, trends and patterns in the flow of financial services, product suitability, and efficacy of financial services both in terms of penetration and customer satisfaction. It has been organized into savings, credit, insurance policy issues, repayment performance, and products. The performances of NABARD, non-farm sector, microfinance, and cooperative banking reform-considering the specific and topical nature of these institutions/segments-are also discussed."
Author : L. K. Naidu
Publisher :
ISBN 13 :
Total Pages : 438 pages
Book Rating : 4.E/5 ( download)
Download or read book Bank Finance for Rural Development written by L. K. Naidu and published by . This book was released on 1986 with total page 438 pages. Available in PDF, EPUB and Kindle. Book excerpt:
Author : Frits J. A. Bouman
Publisher : Oxford University Press, USA
ISBN 13 :
Total Pages : 166 pages
Book Rating : 4.F/5 ( download)
Download or read book Small, Short, and Unsecured Informal Rural Finance in India written by Frits J. A. Bouman and published by Oxford University Press, USA. This book was released on 1989 with total page 166 pages. Available in PDF, EPUB and Kindle. Book excerpt: Traditionally, rural communities in India have taken care of their own financial needs. This study examines the experiences of a district in Maharashtra and argues that deficiencies in the services of the formal sector have stimulated the appeal and activities of informal finance agents.
Author : Weltbank
Publisher :
ISBN 13 :
Total Pages : pages
Book Rating : 4.:/5 (931 download)
Download or read book Scaling-up Access to Finance for India's Rural Poor written by Weltbank and published by . This book was released on 2013 with total page pages. Available in PDF, EPUB and Kindle. Book excerpt: Since the early national plans, successive governments in independent India have emphasized the link between improving access to finance, and reducing poverty - a stance that has had influence globally. The need to improve financial access for India's poor, the overwhelming majority of whom are concentrated in rural areas, motivated the nationalization of commercial banks in the late 1960s, and an aggressive drive through the 1970s and 1980s, to expand rural banking, coupled with policies mandating banks to provide subsidized credit to rural households. The 1990s saw the partial deregulation of interest rates, a gradual reduction in the Government's stake in commercial banks, and increased competition in the banking sector. Access to finance for the rural poor has improved somewhat over the past decades, with the public sector commercial banks being the dominant players in the formal rural finance market. Yet, the vast majority of India's rural poor, still do not have access t o formal finance. The report examines the reasons, and factors affecting both banks, and their clients. First is the problem of uncertainty - about the repayment capacity of poor rural borrowers, and their irregular/volatile income streams and expenditure patterns - which, in the absence of credit information, drive up default risk. Second, the transactions costs of rural lending in India are high, mainly due to small loan sizes, high frequency of transactions, large geographical spread, and heterogeneity of borrowers, and widespread illiteracy. Third, the Government policies have made things worse from the banks' perspective, creating a "financial climate" not conducive to lending in general, and rural banking in particular. New approaches and products to improve rural access to finance in India are reviewed, namely, the 'Self-help Groups (SHGs) Bank Linkage' model, the growth of which - from just 500 SHGs linked to banks in the early 1990s, to over 700,000 in 2003 - has been truly remarkable; specialized microfinance institutions; and, partnerships between private Banks,, micro-financiers, and service providers, including the Kisan Credit Card. Furthermore, a potential means of reducing default risk in rural finance, that has recently caught the attention of the Government, is the establishment of a "warehouse receipts system' to cover the agricultural risk management of products for farmers. The policy agenda to improve access to finance by the rural poor looks at introducing flex...
Author : B. S. Bhatia
Publisher :
ISBN 13 :
Total Pages : 346 pages
Book Rating : 4.3/5 (91 download)
Download or read book Management of Rural Development written by B. S. Bhatia and published by . This book was released on 1990 with total page 346 pages. Available in PDF, EPUB and Kindle. Book excerpt:
Author : Joselito S. Gallardo
Publisher : World Bank Publications
ISBN 13 : 0821366041
Total Pages : 62 pages
Book Rating : 4.8/5 (213 download)
Download or read book Strategic Alliances to Scale Up Financial Services in Rural Areas written by Joselito S. Gallardo and published by World Bank Publications. This book was released on 2006-01-01 with total page 62 pages. Available in PDF, EPUB and Kindle. Book excerpt: "Business firms have employed strategic alliances with other firms to effectively manage costs, overcome resource and technology constraints, and enhance competitive position. The principle and practice of strategic alliances can be applied as well for productive and beneficial institutional collaborations in rural financial markets to expand the array of financial products and to scale up access of rural households and micro-businesses to financial services. Strategic alliances comprise a new theme in rural finance. The institutions in the study used strategic alliances to tap new capital resources, manage transaction costs, access banking technology and infrastructure and acquire new skills to provide an expanding array of financial services to wider markets. The authors carefully examine the experiences of selected rural finance institutions and their strategic allies or development partners in Guatemala, the Philippines, Ghana and India to draw out the main findings and share the lessons that may be gainfully applied in other country settings. The study addressed a number of key questions: - What motivated the rural finance institution to structure its alliance or partnership with a bank, commercial or development organization? - How are gains from and costs of alliances and partnerships shared between collaborating institutions? - What are the key elements that make partnerships or alliances successful, and which conditions lead to unproductive ones? - Which financial products and services are best introduced through strategic alliances?"
Author : K. G. Karmakar
Publisher : Sage Publications Pvt. Limited
ISBN 13 : 9789353881993
Total Pages : 488 pages
Book Rating : 4.8/5 (819 download)
Download or read book Microfinance in India written by K. G. Karmakar and published by Sage Publications Pvt. Limited. This book was released on 2008-02-21 with total page 488 pages. Available in PDF, EPUB and Kindle. Book excerpt: Microfinance in India provides an informative and holistic status of microfinance in the country and suggests a road map for the future. A valuable source of information for policy makers, Finance and Management students, and professionals alike, it is a collection of essays by experts from diverse backgrounds on topical themes that capture the complexities of the continuously evolving microfinance sector in India. It covers major microfinance delivery models in an unbiased manner through well-researched articles.The book provides an overview on microfinance institutions and measures that help promote the same. Among other things, it reflects upon the challenges faced by the dominant credit delivery model, i.e., SHG-Bank Linkage Programme and issues related to the emerging microfinance institutions (MFIs). It also dwells upon innovations in the microfinance sector and the efforts being made to evolve new models such as SHG Federations.
Author : K. Prabhakar Rajkumar
Publisher :
ISBN 13 :
Total Pages : 256 pages
Book Rating : 4.3/5 ( download)
Download or read book Agricultural Finance in India written by K. Prabhakar Rajkumar and published by . This book was released on 2008 with total page 256 pages. Available in PDF, EPUB and Kindle. Book excerpt: Agricultural production in India depends upon millions of small farmers. However, because of inadequate financial resources, many farmers are unable to receive improved seeds and fertilizers, nor introduce better methods and techniques. It is, therefore, of the utmost importance that the financial requirements of farmers are adequately met. The provision of sufficient and timely credit at fair rates of interest has to be considered as an integral part of agricultural development. However, assistance rendered by way of credit has to be related to specific items of productive work or of essential costs of cultivation. Set up in 1982, India's National Bank for Agriculture and Rural Development (NABARD) is the apex institution accredited with all matters concerning policy, planning, and operations in the field of credit for agriculture and other economic activities in rural areas in India. NABARD serves as an apex refinancing agency for the institutions providing investment and production credit in rural areas. This book explains the system of agricultural finance in India and it provides an in-depth analysis of the role of NABARD.
Author : C. S. Rayudu
Publisher :
ISBN 13 :
Total Pages : 398 pages
Book Rating : 4.3/5 (91 download)
Download or read book Management of Rural Banking written by C. S. Rayudu and published by . This book was released on 1991 with total page 398 pages. Available in PDF, EPUB and Kindle. Book excerpt:
Author : S. Subba Reddy
Publisher : CBS Publishers & Distributors Pvt Limited, India
ISBN 13 :
Total Pages : 284 pages
Book Rating : 4.3/5 (91 download)
Download or read book Agricultural Finance and Management written by S. Subba Reddy and published by CBS Publishers & Distributors Pvt Limited, India. This book was released on 1996 with total page 284 pages. Available in PDF, EPUB and Kindle. Book excerpt:
Author : Rais Ahmad
Publisher :
ISBN 13 : 9788177083248
Total Pages : 0 pages
Book Rating : 4.0/5 (832 download)
Download or read book Agriculture, Rural Banking and Micro Finance in India written by Rais Ahmad and published by . This book was released on 2012 with total page 0 pages. Available in PDF, EPUB and Kindle. Book excerpt: The agricultural sector occupies a key position in India's economy. It provides employment to about 65% of the working population of India. Being the backbone of India's economy, agriculture has been treated as a priority sector for the allocation of institutional credit. The low growth rate of agriculture in the past few years has further strengthened the channels of credit flow to this sector. Micro credit has emerged as a visible credit channel to the poor, as their access to conventional credit channels is constrained by the requirement of collateral and high transaction cost. Micro finance is routed through Self-Help Groups (SHGs). Over the years, the SHG-Bank Linkage Program - which includes commercial banks, regional rural banks, and co-operative banks - has emerged as the major micro finance program in the country. This book, authored by experts in the field of agricultural finance, provides an in-depth analysis of the current state of agricultural/rural finance in India, the emergence of micro finance, financial inclusion efforts, and related matters.
Author : Joselito S. Gallardo
Publisher : World Bank Publications
ISBN 13 :
Total Pages : 68 pages
Book Rating : 4.F/5 ( download)
Download or read book Strategic Alliances to Scale Up Financial Services in Rural Areas written by Joselito S. Gallardo and published by World Bank Publications. This book was released on 2006 with total page 68 pages. Available in PDF, EPUB and Kindle. Book excerpt: Business firms have employed strategic alliances with other firms to effectively manage costs, overcome resource and technology constraints, and enhance competitive position. The principle and practice of strategic alliances can be applied as well for productive and beneficial institutional collaborations in rural financial markets to expand the array of financial products and to scale up access of rural households and micro-businesses to financial services. Strategic alliances comprise a new theme in rural finance. The institutions in the study used strategic alliances to tap new capital resources, manage transaction costs, access banking technology and infrastructure and acquire new skills to provide an expanding array of financial services to wider markets. The authors carefully examine the experiences of selected rural finance institutions and their strategic allies or development partners in Guatemala, the Philippines, Ghana and India to draw out the main findings and share the lessons that may be gainfully applied in other country settings.
