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Living Smart Spending Less Workbook
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Book Synopsis Living Smart, Spending Less Workbook by : Stephen Sorenson
Download or read book Living Smart, Spending Less Workbook written by Stephen Sorenson and published by . This book was released on 1994 with total page 196 pages. Available in PDF, EPUB and Kindle. Book excerpt: The tool readers need to get their spending under control, this workbook helps put into practice the principles first presented in the book Living Smart, Spending Less. The book covers areas where daily financial decisions must be made, as well as providing money-saving tips on the big decisions of life.
Book Synopsis Living Well, Spending Less by : Ruth Soukup
Download or read book Living Well, Spending Less written by Ruth Soukup and published by HarperChristian + ORM. This book was released on 2014-12-30 with total page 149 pages. Available in PDF, EPUB and Kindle. Book excerpt: “If you struggle to simplify your life and wish you could savor the here and now, this book is a must-read.” —Crystal Paine, founder of MoneySavingMom.com and New York Times–bestselling author Have you ever felt that your life—and budget—is spiraling out of control? Do you sometimes wish you could pull yourself together but wonder exactly how to manage all the scattered pieces of a chaotic life? Is it possible to find balance? In a word, yes. Ruth Soukup knows firsthand how stressful an unorganized life and budget can be. Through personal stories, biblical truth, and practical action plans, she will inspire you to make real and lasting changes to your personal goals, home, and finances. With honesty and the wisdom of someone who has been there, Ruth will help you: Discover your “sweet spot” —that place where your talents and abilities intersect. Take back your time and schedule by making simple shifts in your daily habits. Reduce stress in your home and family by clearing out the clutter. Stop busting your budget and learn to cut your grocery bill in half. This book provides real and practical solutions from someone who has been there. Ruth doesn’t just offer advice, she walks it with you, and shares with brutal honesty her own mistakes, failures, and shortcomings. It is encouraging, motivating, and life-changing. “An inspiring book full of step-by-step instructions and spiritual wisdom. I love how Ruth is transparent about her mistakes as she leads us to reevaluate our priorities. This book is a great biblical guide to living well and finding joy!” —Courtney Joseph, founder of Women Living Well Ministries
Book Synopsis Living Smart, Spending Less by : Stephen Sorenson
Download or read book Living Smart, Spending Less written by Stephen Sorenson and published by . This book was released on 1993 with total page 292 pages. Available in PDF, EPUB and Kindle. Book excerpt: The indulgence of the '80s has left people with a mindset that has a difficult time adjusting to the frugal '90s. The practical tips in this timely guide will help readers discover what they can do without, how they can take charge of certain areas in their lives, and how they can channel resources to enhance their overall lifestyles.
Download or read book Time Smart written by Ashley Whillans and published by Harvard Business Press. This book was released on 2020-10-06 with total page 111 pages. Available in PDF, EPUB and Kindle. Book excerpt: There's an 80 percent chance you're poor. Time poor, that is. Four out of five adults report feeling that they have too much to do and not enough time to do it. These time-poor people experience less joy each day. They laugh less. They are less healthy, less productive, and more likely to divorce. In one study, time stress produced a stronger negative effect on happiness than unemployment. How can we escape the time traps that make us feel this way and keep us from living our best lives? Time Smart is your playbook for taking back the time you lose to mindless tasks and unfulfilling chores. Author and Harvard Business School professor Ashley Whillans will give you proven strategies for improving your "time affluence." The techniques Whillans provides will free up seconds, minutes, and hours that, over the long term, become weeks and months that you can reinvest in positive, healthy activities. Time Smart doesn't stop at telling you what to do. It also shows you how to do it, helping you achieve the mindset shift that will make these activities part of your everyday regimen through assessments, checklists, and activities you can use right away. The strategies Whillans presents will help you make the shift to time-smart living and, in the process, build a happier, more fulfilling life.
Book Synopsis Living the Savvy Life by : Melissa Tosetti
Download or read book Living the Savvy Life written by Melissa Tosetti and published by Morgan James Publishing. This book was released on 2011-01-01 with total page 229 pages. Available in PDF, EPUB and Kindle. Book excerpt: Learn to master your finances with this practical guide full of tips and techniques that help you live rich while spending less. Money isn’t the most important thing in a woman’s life—but it effects every aspect of how we live. So if you want to enjoy the best of life, it’s important to be money savvy. Living the Savvy Life teaches you how to be mindful about money so that you have it when you need it—and also when you truly want to splurge or treat yourself. Living the Savvy Life isn’t about being a cheapskate, a miser, or a tightwad. It’s about having security and peace of mind by spending less than you make. It’s about knowing where you stand financially on a daily basis so you can make intelligent fiscal decisions. It’s about cooking at home more often so you can afford an occasional dinner at your favorite restaurant. It’s about having a wardrobe made entirely of clothes that fit and look great on you. It’s about enjoying your time off because you planned for it and know you can “afford it.” It’s about attaining and maintaining a balance that can sustain the life you love.
Book Synopsis Living the Savvy Life by : Melissa Tosetti
Download or read book Living the Savvy Life written by Melissa Tosetti and published by Morgan James Publishing. This book was released on 2011 with total page 230 pages. Available in PDF, EPUB and Kindle. Book excerpt: Money affects every aspect of our lives. It affects how we dress, where we live, what we eat and how we spend our free time. It affects our emotions and enhances or detracts from our enjoyment of life. Effective money management is about so much more than just 401(k) contributions and saving money at the grocery store. No matter how much or how little money you earn, the key to financial success is to spend less than you make. However, the majority of Americans spend unconsciously, wasting money on purchases that give them little satisfaction for their investment. Living the Savvy Life teaches how to create habits and routines that allow you to build and manage your finances effortlessly. By learning how to focus spending on what is truly important to you and economizing on those things that are not as important, you can successfully manage your personal finances and enjoy life regardless of your level of income.
Book Synopsis Work Less, Live More by : Bob Clyatt
Download or read book Work Less, Live More written by Bob Clyatt and published by Work Less, Live More: The New. This book was released on 2007 with total page 365 pages. Available in PDF, EPUB and Kindle. Book excerpt: Professionally, you're experiencing the success that years of hard work brings -- but the long hours are taking their toll and you're burning out fast. Fortunately, there's an alternative to the grind: Early semi-retirement. Work fewer hours, realize your goals and dreams, spend time with your loved ones -- and do it all years, even decades, before the "normal" retirement age of 65.With Work Less, Live More and a little planning, you can do it. The book provides a rational investment system based on Nobel Prize-winning research, a safe lifelong withdrawal plan and sensible spending guidelines. More importantly, the book provides inspiring stories and insights of many successful early semi-retirees, walking proof that meaningful work -- rather than full-time work -- is both fulfilling and rewarding.The author, who achieved semi-retirement at age 42, shows how to make it work, step by step and in plain English. The 2nd edition addresses health care issues and focuses on readers of any age, especially “late bloomers” who may feel they're way behind.
Book Synopsis Living Well, Spending Less / Unstuffed Bible Study Guide by : Ruth Soukup
Download or read book Living Well, Spending Less / Unstuffed Bible Study Guide written by Ruth Soukup and published by HarperChristian Resources. This book was released on 2018-11-06 with total page 144 pages. Available in PDF, EPUB and Kindle. Book excerpt: Have you ever wondered whether a life of contentment is even possible? So has Ruth Soukup. "God had a plan for even a broken shopaholic like me. I hit bottom in my own journey and learned a totally different way to think about money and possessions...and discovered true happiness along the way." If you feel overwhelmed by either money or possessions (or both!), these companion video-based studies (DVD/streaming video content sold separately) will help you discover the way to a life rich in faith and unshakable contentment—and a budget that balances with space to breathe. Take back your life from the stuff that is weighing you down and learn to shift your priorities toward treasures that last. Living Well Spending Less: 12 Secrets of the Good Life In the first four-session video Bible study, Ruth Soukup explores the two sides of the cure for overindulgence and the chaotic life it creates. She’ll helps you redefine what it means to live the good life and walk you through how to spend less by developing good habits of living on a budget, saving on groceries, and keeping a clean and de-cluttered home. Unstuffed: Declutter Your Home, Mind, and Soul In the second four-session video Bible study, Ruth continues the process of freeing us from being overwhelmed by a life filled with too much. Discover that more closet space is not the solution, and instead learn how to set strict limits for the stuff we bring in. Recognize the pitfalls of an overstuffed schedule and learn to combat the culture of busy. And begin to cultivate real friendships while eliminating the toxic relationships that weigh you down. Living Well Spending Less sessions include: What Is the Good Life? Finding Your Sweet Spot Develop Good Habits Less Stuff Equals More Joy Unstuffed sessions include: Home Mind Soul Unstuffed for Good This study guide is designed for use with the Living Well Spending Less/Unstuffed Video Study, (9780310092469) sold separately.
Download or read book Happy Money written by Elizabeth Dunn and published by Simon and Schuster. This book was released on 2013-05-14 with total page 224 pages. Available in PDF, EPUB and Kindle. Book excerpt: If you think money can’t buy happiness, you’re not spending it right. Two rising stars in behavioral science explain how money can buy happiness—if you follow five core principles of smarter spending. If you think money can’t buy happiness, you’re not spending it right. Two rising stars in behavioral science explain how money can buy happiness—if you follow five core principles of smarter spending. Happy Money offers a tour of new research on the science of spending. Most people recognize that they need professional advice on how to earn, save, and invest their money. When it comes to spending that money, most people just follow their intuitions. But scientific research shows that those intuitions are often wrong. Happy Money explains why you can get more happiness for your money by following five principles, from choosing experiences over stuff to spending money on others. And the five principles can be used not only by individuals but by companies seeking to create happier employees and provide “happier products” to their customers. Elizabeth Dunn and Michael Norton show how companies from Google to Pepsi to Crate & Barrel have put these ideas into action. Along the way, the authors describe new research that reveals that luxury cars often provide no more pleasure than economy models, that commercials can actually enhance the enjoyment of watching television, and that residents of many cities frequently miss out on inexpensive pleasures in their hometowns. By the end of this book, readers will ask themselves one simple question whenever they reach for their wallets: Am I getting the biggest happiness bang for my buck?
Book Synopsis Living on Less and Liking it More by : Maxine Hancock
Download or read book Living on Less and Liking it More written by Maxine Hancock and published by Regent College Publishing. This book was released on 2001-04 with total page 168 pages. Available in PDF, EPUB and Kindle. Book excerpt:
Book Synopsis Do More, Spend Less by : Brad Wilson
Download or read book Do More, Spend Less written by Brad Wilson and published by John Wiley & Sons. This book was released on 2013-01-14 with total page 216 pages. Available in PDF, EPUB and Kindle. Book excerpt: Achieve stellar savings with the techniques used on bradsdeals.com Do More, Spend Less provides tips, advice, real-world examples, and strategies consumers need to know to compete in the consumer world. Author Brad Wilson, founder of BradsDeals.com, explains the techniques and buying strategies that are used on his site, which have saved 19 million consumers more than $200 million on BradsDeals.com in the past year alone. The majority of deals on his site provide free, or nearly free, products and services. This book provides tips, advice, real-world examples, and strategies consumers need to know to compete in the consumer world. Shares why you should never buy an Apple product from the Apple store Details how to spend three weeks in a suite at the Park Hyatt Paris for $20 Shares the unknown way to clean up your credit report and add at least 20 points to your score The entire basis for thinking about how best to shop, spend, travel, bank—essentially all aspects of being a consumer—has fundamentally changed. The power is now in your hands, and Do More, Spend Less shows you how to master your savings.
Book Synopsis Living Rich by Spending Smart by : Gregory Karp
Download or read book Living Rich by Spending Smart written by Gregory Karp and published by Addison-Wesley Professional. This book was released on 2008-01-23 with total page 222 pages. Available in PDF, EPUB and Kindle. Book excerpt: As The Millionaire Next Door revealed, and millions of Americans now realize, building wealth isn't just about working harder or what you choose to invest in: it's about spending smarter. Now, award-winning Tribune Company personal finance columnist Gregory Karp shows how to do just that. This book isn't about depriving yourself: you don't have to become a "financial anorexic," and you won't have to start dumpster diving! Instead, Gregory Karp shows how to build real, long-lasting wealth by plugging the money leaks you're barely even aware of, and making sure you spend with a purpose. Drawing on everything he's learned writing his prize-winning weekly column, Karp reveals surprisingly painless, little-known techniques for eliminating wasteful spending in every area of your financial life. Karp shows how to spend on what you really care about, not what you don't... understand the real value of comparison shopping...save money in giving gifts without becoming a cheapskate. Karp shows how to slash your phone bill... spend less on food without changing what you like to eat... eliminate spending leaks in insurance, education, entertainment and beyond. From the clothes you wear to the cars you drive, Living Rich by Spending Smart will help you build a life that's truly rich, because it's truly financially secure.
Book Synopsis Live More, Spend Less by : Sarah Flower
Download or read book Live More, Spend Less written by Sarah Flower and published by How To Books. This book was released on 2009 with total page 0 pages. Available in PDF, EPUB and Kindle. Book excerpt: Do you want - or need - to live more economically? If the idea of a frugal existence does not appeal, don't panic. This book is designed to show you how to live more - but spend less. Live More, Spend Less is for dipping in and out of - as and when you need to. It is not a guide to going without, or to re-using teabags or washing used cling film. It tells you what you need to know to save money without missing out on the good things in life: - Great food ideas and recipes - Money-saving tips for grocery shopping - How to make your own cleaning products - How to earn extra money - Make-up savvy - How to save on utility bills - Brilliant budget clothing - Making do and mending -And much more REVIEWS: 'What a wonderful collection of tips and ideas, ... Sarah's book offers excellent quick recipes not only for cheap, nutritious family meals but also for simple 'do it yourself' skincare and cleaning solutions. By putting into place many of the ideas in this book you will not only save money, you'll also be healthier and you can tick the eco box almost without trying.' Janey Lee Grace, Author of Imperfectly Natural Woman, www.imperfectlynatural.com. 'Live More Spend Less is the ultimate guide to saving money without compromising your standard of living. It's perfect reading for anyone worried about surviving the credit crunch, or who just wants to make their money work harder without sacrificing on life's little luxuries. Learn where to buy designer clothes for less, to make your own beauty products, plan a holiday on a budget, start your own business and loads more. It's easy to read and packed with clever, practical tips you'll wish you'd thought of!' Jennifer McEwan, Features Editor, My Weekly. 'Well worth getting.' www.lowcostliving.co.uk. 'You can dip in and out of this book and find plenty of practical advice and guidance on how to do the things you really enjoy and save money.' Moneywise Magazine. 'I like this book, amongst the myriad of this type of book that are available today this one stands out...highly recommended for all people living on a limited budget.' www.student-express.co.uk. AUTHOR BIOG: Author, Sarah Flower is a journalist, nutritionist and iridologist, who enjoys living in rural North Devon, with her husband and two children. Sarah practises what she preaches and has a weekly column in My Weekly on how to save money. CONTENTS: Acknowledgments Foreword by Janey Lee Grace Introduction 1. Money Matters 2. The Home 3. Cleaning the Home 4. Food and Drink 5. Recipes 6. Beauty 7. Clothing 8. Raising the Family 9. Transport 10. Holidays 11. Make a Do and Mend 12. Earning Extra Money Index
Author :K. Elizabeth Publisher :Createspace Independent Publishing Platform ISBN 13 :9781530108299 Total Pages :32 pages Book Rating :4.1/5 (82 download)
Book Synopsis Living Well, Spending Less by : K. Elizabeth
Download or read book Living Well, Spending Less written by K. Elizabeth and published by Createspace Independent Publishing Platform. This book was released on 2016-02-17 with total page 32 pages. Available in PDF, EPUB and Kindle. Book excerpt: Living Well, Spending Less: The Ultimate Planner to Help You Discover an Enjoyable Life While Living Well and Spending Less Does the thought of budgeting and cutting back on expenses seem like a dismal prospect? Are you guilty of ordering takeout multiple times a week because you just don't want to cook after an exhaustively long day? Are you having a difficult time balancing you or your family's lifestyle while on a tight budget? For many individuals and families, the thought of budgeting and cutting back on weekly or monthly expenses is a dreadful reality. We oftentimes associate spending less money with having to cancel our annual family vacations, limiting the little indulgences we like to treat ourselves to, or drastically reducing our social activities. Yes, spending less money will require some tweaks to your lifestyle, but that's just it-tweaks. Living Well, Spending Less: The Ultimate Planner to Help You Discover an Enjoyable Life While Living Well and Spending Less is for anyone and everyone who is interested in spending less money while maintaining the comfortable lifestyle they deserve. Whether you're a hardworking single parent, a dedicated working professional, a struggling college student, an aspiring artist, or a driven entrepreneur, living well while spending less won't require drastic life changes or long-term efforts. Riddled with insightful tips and advice on how to spend less money without sacrificing your happiness or lifestyle, this book will help you discover that budgeting and spending less money isn't the prison sentence we've previously made it out to be. Why Living Well, Spending Less is the book for you: This book will help you spend less money without noticing a drastic shift in your lifestyle or well-being because it: Helps you identify and work toward correcting your spending habits Provides you will simple yet highly effective expense breakdowns and methods to cutting your weekly food costs without sacrificing quality or quantity Introduces elements of minimalist mindsets that will help modify how you view the oftentimes dreadful task of spending less money Includes valuable tips on how to earn and save money Explores a multitude of free resources that will help you learn, expand, and shape your knowledge into income-producing skills and hobbies Finishes by financially breaking down the secrets on how to budget while responsibly treating yourself or family to the vacation and fun you deserve
Download or read book Smarter Living written by Karen Barrow and published by Black Dog & Leventhal. This book was released on 2019-12-03 with total page 224 pages. Available in PDF, EPUB and Kindle. Book excerpt: Smart, actionable advice and life tips on how to improve your career, your home, your finances, your relationships, and your health for a happier life -- all from the popular Smarter Living section of the New York Times. Launched in the summer of 2016, the New York Times Smarter Living section was created with the mission to help readers live better lives by publishing stories that have fallen between the news desks. Since then, the section has produced more than 250 pieces offering useful advice on a wide range of topics -- including career and finance, love and relationships, health and wellness, and more -- that have been read by more than 22 million unique readers. Smarter Living collects these very popular pieces into one handy guide, creating a trusted source that will appeal to those just starting out as well those looking for new approaches to life's problems. The book identifies 5 key areas for building a better life: Work, Nest, Invest, Relate, and Thrive. Each area contains advice curated from the column on topics such as the Art of the Out of Office Reply, the Annual Home Checklist, What to Do When You're Bad at Money, How to Maintain Friendships, and How to Be Better About Stress. Each entry breaks down these sometimes overwhelming topics into manageable tasks through clear and concise guidance, easy-to-follow lists, and informative sidebars. Thoughtfully designed with bright, four-color illustrations similar to those found in the section, Smarter Living will be a perennial reference on how to create a healthy and happy life.
Book Synopsis 31 Days of Living Well and Spending Zero by : Ruth Soukup
Download or read book 31 Days of Living Well and Spending Zero written by Ruth Soukup and published by . This book was released on 2015-08-27 with total page 206 pages. Available in PDF, EPUB and Kindle. Book excerpt: Practical Advice for Getting Ahead Ever feel like your budget has gone off track, or make it to the end of the month and wonder where your money actually went? A month of no-spending is the perfect way to reset your spending habits, but doing it alone can seem downright scary. What if there was a simple resource that offered a month of daily challenges for spending not just less, but absolutely ZERO. What if you could gain confidence from daily ideas for planning your meals, getting your home in order, and becoming more creative-all without spending a dime? 31 Days of Living Well & Spending Zero is that resource. As you work through the ideas found in month-long challenge, you will: Discover the surprising joy of zero spending, and make instant changes that will totally transform your attitude. - Learn how to use the food you already have on hand to create delicious, budget friendly meals for your family. - Be inspired to clean and declutter your living space in order to create the cozy space you've always dreamed of. - Gather innovative ideas for using those items you already have on hand to create new solutions for old problems. - Find encouragement and inspiration from others who have completed this same challenge-and lived to tell the tale. - Learn simple tricks and tips for selling your stuff, slashing your bills, and even saving on food.
Download or read book Living Rich for Less written by Ellie Kay and published by WaterBrook. This book was released on 2008-12-16 with total page 242 pages. Available in PDF, EPUB and Kindle. Book excerpt: You really can be rich in every way, every day. So you want to own the home you love, make memories on wonderful vacations with family or friends, finance college educations, and help others too? You can–starting here and now. With lively humor, proven know-how, and practical principles for financial health, Living Rich for Less helps you stretch your dollars to realize the lifestyle of your dreams. Ellie Kay’s entertaining and enlightening examples show you simple steps to save, spend, and give smart, and her three main principles are undergirded by dozens of effective rules and hundreds of Cha-Ching Factor™ tips that keep or put money in your pocket. Ellie knows what it’s like to be financially-strapped or struggling, wanting to be the Joneses but feeling as poor in spirit as in pocketbook. She went, within two and a half years, from being a new wife and mom with $40,000 in consumer debt and seven children (and college educations) to support, to being completely debt-free and within fifteen years able to pay cash for eleven different cars, give away three of those cars, buy two five-bedroom houses (moving from one to the other) and nicely furnish each, take wonderful vacations, dress her family in fine fashion; and support more than thirty non-profit organizations in more than a dozen different countries, giving away more than $100,000. Isn’t that the kind of transformation to a rich life that you want? Living Rich for Less helps anyone get there in our taxed-out, maxed-out times. Because financial security doesn’t mean just genuine prosperity, but being able to live luxuriously, give generously, and care for yourself as well as the others around you. Why keep up with the Joneses when you can be them?
