Lien entre changement d'environnement, strategie et performance dans le cas du secteur bancaire

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ISBN 13 :
Total Pages : 428 pages
Book Rating : 4.:/5 (49 download)

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Book Synopsis Lien entre changement d'environnement, strategie et performance dans le cas du secteur bancaire by : Pierre-Charles Pupion

Download or read book Lien entre changement d'environnement, strategie et performance dans le cas du secteur bancaire written by Pierre-Charles Pupion and published by . This book was released on 1997 with total page 428 pages. Available in PDF, EPUB and Kindle. Book excerpt: Dans le chapitre 1, nous utilisons le schéma d'analyse stratégique de Porter afin d'examiner le changement d'environnement concurrentiel induit par la déréglementation. Dans le chapitre 2, nous présentons et justifions le choix des méthodes qui ont été retenues pour mesurer les changements de stratégie et la performance. Le choix stratégique des banques étant conçu comme un arbitrage entre différentes activités nous avons été conduits d'une part à identifier ces activités et d'autre part à proposer des indicateurs de cet arbitrage. Ces indicateurs seront issus des caractéristiques financières des banques qui traduisent dans une large mesure les orientations stratégiques imprimées à l'activité. En ce qui concerne la mesure de la stratégie de diversification nous proposons un nouveau type de mesure qui établit un pont entre les diverses mesures couramment utilisées et qui à la différence de celles-ci présente l'avantage de ne privilégier ni la situation de spécialisation ni celle de diversification. L'activité de crédit demeurant l'activité essentielle d'un grand nombre de banques nous analysons les arbitrages réalises par elles entre les différents prêts en utilisant alternativement le type de clientèle et la nature des besoins satisfaits comme critère de segmentation. Dans le chapitre 3, partant de questions issues d'une revue de la littérature nous examinons le lien entre environnement-stratégie et montrons que la déréglementation est bien un changement majeur d'environnement. L'incitation à changer de stratégie et la capacité à mettre en oeuvre ce changement dépendent également de la taille de la banque et de son niveau de performance. Dans le chapitre 4, nous montrons que le choix stratégique mis en oeuvre par les dirigeants, à savoir diversification ou spécialisation, n'influe sur l'évolution de la rentabilité que durant la période déréglementée. Nous offrons également aux dirigeants de banque une analyse par groupe stratégique qui les aide à analyser, et à prévoir l'évolution de leur rentabilité.

LA STRATEGIE DE DEVELOPPEMENT DES BANQUES D'AFFAIRES FRANCAISES FACE A L'INTEGRATION EUROPEENNE ET AU CHANGEMENT DE L'ENVIRONNEMENT BANCAIRE INTERNATIONAL. CAS

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ISBN 13 :
Total Pages : pages
Book Rating : 4.:/5 (49 download)

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Book Synopsis LA STRATEGIE DE DEVELOPPEMENT DES BANQUES D'AFFAIRES FRANCAISES FACE A L'INTEGRATION EUROPEENNE ET AU CHANGEMENT DE L'ENVIRONNEMENT BANCAIRE INTERNATIONAL. CAS by : ANTOINE.. PAPADOPOULO

Download or read book LA STRATEGIE DE DEVELOPPEMENT DES BANQUES D'AFFAIRES FRANCAISES FACE A L'INTEGRATION EUROPEENNE ET AU CHANGEMENT DE L'ENVIRONNEMENT BANCAIRE INTERNATIONAL. CAS written by ANTOINE.. PAPADOPOULO and published by . This book was released on 1995 with total page pages. Available in PDF, EPUB and Kindle. Book excerpt: L'ENVIRONNEMENT BANCAIRE S'EST PROFONDEMENT MODIFIE AU COURS DE CES DERNIERES ANNEES EN RAISON DU PROGRES TECHNIQUE ET DE LA DEREGLEMENTATION. TROIS CONSTATATIONS GUIDENT LA STRATEGIE D'UNE BANQUE D'AFFAIRES FRANCAISE FACE A L'INTEGRATION EUROPEENNE : LA BANQUE VEUT CONTINUER A SERVIR SA CLIENTELE TRADITIONNELLE, A CETTE MEME CLIENTELE, ELLE PEUT EN REVANCHE OFFRIR DES PRESTATIONS COMPORTANT UNE VALEUR AJOUTEE JUSTIFIANT UNE REMUNERATION SUFFISANTE, LA RENTABILITE DE CES PRESTATIONS PEUT ETRE ACCRUE PAR UN BON USAGE DE SES MOYENS ET DES GAINS DE PRODUCTIVITE. POUR CELA, LA BANQUE D'AFFAIRES DEVRA FAIRE PREUVE DE PROFESSIONALISME ET DONC CHOISIR LES SERVICES DANS LESQUELS ELLE PEUT EXCELLER, POUR EN FAIRE SES METIERS ET D'AVOIR UNE SOLIDE ASSISE FINANCIERE. LE CHOIX D'UNE ORGANISATION PAR METIER SIGNIFIE UNE METHODE DE GESTION, UNE ORGANISATION ET UN ESPRIT NOUVEAUX QUI IMPLIQUENT : UNE RECHERCHE PERMANENTE DE PRODUCTIVITE ET UNE PLUS GRANDE SELECTIVITE, UNE MISSION PLUS LARGE ET SURTOUT PLUS 'ENTREPRENEURIALE" POUR LES RESPONSABLES DE METIERS, UNE PROFONDEUR INTERNATIONALE, NOTAMMENT SUIVANT L'AXE EUROPE MOYEN-ORIENT ASIE, ET DONC UN DIALOGUE ESSENTIEL ENTRE LES CHARGES DE METIERS ET LES RESPONSABLES GEOGRAPHIQUE A PARIS ET DANS LES PAYS, UNE PLUS GRANDE QUALIFICATION DES HOMMES, CAR L'EXPERTISE EST A LA BASE DES METIERS, UN CHANGEMENT DANS LE MODE DE RELATION GENERALE AVEC LA CLIENTELE : EXERCEE A UN NIVEAU PLUS ELEVE DE CONTACT, CETTE RELATION DEVRA FACILITER LA PROMOTION DES METIERS DE LA BANQUE, EN REALISANT LA SYNTHESE ET LA COORDINATION NECESSAIRE. LE CHOIX DE CETTE STRATEGIE DE METIERS IMPLIQUE UNE ORGANISATION PLUS RIGOUREUSE, PLUS CENTRALISEE ETUNE GRANDE SELECTIVITE DES PRODUITS ET DES MARCHES.

Culture and Leadership Across the World

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Publisher : Routledge
ISBN 13 : 1135703795
Total Pages : 1484 pages
Book Rating : 4.1/5 (357 download)

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Book Synopsis Culture and Leadership Across the World by : Jagdeep S. Chhokar

Download or read book Culture and Leadership Across the World written by Jagdeep S. Chhokar and published by Routledge. This book was released on 2007-04-05 with total page 1484 pages. Available in PDF, EPUB and Kindle. Book excerpt: Culture and Leadership Across the World: The GLOBE Book of In-Depth Studies of 25 Societies is the second major publication of GLOBE (Global Leadership and Organizational Behavior Effectiveness), a groundbreaking, large-scale project on international management research featuring contributions from nearly 18,000 middle managers from 1,000 organizat

Nonperforming Loans in Sub-Saharan Africa

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Publisher : World Bank Publications
ISBN 13 : 0051110172
Total Pages : 36 pages
Book Rating : 4.0/5 (511 download)

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Book Synopsis Nonperforming Loans in Sub-Saharan Africa by : Hippolyte Fofack

Download or read book Nonperforming Loans in Sub-Saharan Africa written by Hippolyte Fofack and published by World Bank Publications. This book was released on 2005 with total page 36 pages. Available in PDF, EPUB and Kindle. Book excerpt: "This paper investigates the leading causes of nonperforming loans during the economic and banking crises that affected a large number of countries in Sub-Saharan Africa in the 1990s. Empirical analysis shows a dramatic increase in these loans and extremely high credit risk, with significant differences between the CFA and non-CFA countries, and substantially higher financial costs for the latter sub-panel of countries. The results also highlight a strong causality between these loans and economic growth, real exchange rate appreciation, the real interest rate, net interest margins, and interbank loans consistent with the causality and econometric analysis, which reveal the significance of macroeconomic and microeconomic factors. The dramatic increase in these loans is largely driven by macroeconomic volatility and reflects the vulnerability of undiversified African economies, which remain heavily exposed to external shocks. Simulated results show that macroeconomic stability and economic growth are associated with a declining level of nonperforming loans; whereas adverse macroeconomic shocks coupled with higher cost of capital and lower interest margins are associated with a rising scope of nonperforming loans. These results are supported by long-term estimates of nonperforming loans derived from pseudo panel-based prediction models. "--World Bank web site.

Bank Profitability - Statistical Supplement

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ISBN 13 :
Total Pages : 94 pages
Book Rating : 4.3/5 (512 download)

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Book Synopsis Bank Profitability - Statistical Supplement by : Organisation for Economic Co-operation and Development

Download or read book Bank Profitability - Statistical Supplement written by Organisation for Economic Co-operation and Development and published by . This book was released on 1987 with total page 94 pages. Available in PDF, EPUB and Kindle. Book excerpt:

Problem Loans and Cost Efficiency in Commercial Banks

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ISBN 13 :
Total Pages : 54 pages
Book Rating : 4.:/5 (318 download)

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Book Synopsis Problem Loans and Cost Efficiency in Commercial Banks by : Allen N. Berger

Download or read book Problem Loans and Cost Efficiency in Commercial Banks written by Allen N. Berger and published by . This book was released on 1995 with total page 54 pages. Available in PDF, EPUB and Kindle. Book excerpt:

Job Insecurity and Work Intensification

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Publisher : Psychology Press
ISBN 13 : 9780415236539
Total Pages : 244 pages
Book Rating : 4.2/5 (365 download)

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Book Synopsis Job Insecurity and Work Intensification by : Brendan Burchell

Download or read book Job Insecurity and Work Intensification written by Brendan Burchell and published by Psychology Press. This book was released on 2002 with total page 244 pages. Available in PDF, EPUB and Kindle. Book excerpt: Table of Contents List of illustrations List of contributors Acknowledgements Introduction 1 1 More pressure, less protection 8 2 Flexibility and the reorganisation of work 39 3 The prevalence and redistribution of job insecurity and work intensification 61 4 Disappearing pathways and the struggle for a fair day's pay 77 5 Job insecurity and work intensification: the effects on health and well-being 92 6 The intensification of everyday life 112 7 The organisational costs of job insecurity and work intensification 137 8 Stress intervention: what can managers do? 154 9 What can governments do? 172 Appendices 185 Notes 189 References 206 Index 222.

Culture | 2030 indicators

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Publisher : UNESCO Publishing
ISBN 13 : 9231003550
Total Pages : 112 pages
Book Rating : 4.2/5 (31 download)

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Book Synopsis Culture | 2030 indicators by : UNESCO

Download or read book Culture | 2030 indicators written by UNESCO and published by UNESCO Publishing. This book was released on 2019-11-18 with total page 112 pages. Available in PDF, EPUB and Kindle. Book excerpt:

PROMOTION DE LA SANTE ET AUTONOMISATION DANS LE CONTEXTE AFRICAIN

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Publisher : Lulu.com
ISBN 13 : 1291761152
Total Pages : 327 pages
Book Rating : 4.2/5 (917 download)

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Book Synopsis PROMOTION DE LA SANTE ET AUTONOMISATION DANS LE CONTEXTE AFRICAIN by : David HouŽto

Download or read book PROMOTION DE LA SANTE ET AUTONOMISATION DANS LE CONTEXTE AFRICAIN written by David HouŽto and published by Lulu.com. This book was released on 2014-02-26 with total page 327 pages. Available in PDF, EPUB and Kindle. Book excerpt: Le terme promotion de la santé en Afrique, près de 30 ans après l'adoption de la Charte d'Ottawa, continue d'avoir des connotations complètement hors du sens que lui confère cette charte. Cela n'est pas étonnant quand on sait que la notion de santé dans ce contexte africain équivaut à la lutte contre la maladie à travers les soins de santé dispensés par des professionnels de la santé dans des formations sanitaires et les hôpitaux. L'évolution que connait le continent depuis quelques décennies est de donner un peu plus de place à la communauté à travers les relais communautaires dans une participation communautaire vidée de son contenu, car le pouvoir n'est jamais passé entre les mains des communautés.C'est au vu de tout ceci que le présent ouvrage à sa raison d'être pour expliquer les fondements de l'autonomisation communautaire et de la promotion de la santé avec leur importance pour la région africaine en proie aux mauvais indicateurs de santé comparativement aux autres régions du monde.

Competence and Program-based Approach in Training

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Publisher : John Wiley & Sons
ISBN 13 : 1786303043
Total Pages : 296 pages
Book Rating : 4.7/5 (863 download)

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Book Synopsis Competence and Program-based Approach in Training by : Catherine Loisy

Download or read book Competence and Program-based Approach in Training written by Catherine Loisy and published by John Wiley & Sons. This book was released on 2018-12-18 with total page 296 pages. Available in PDF, EPUB and Kindle. Book excerpt: The controversies that have developed in recent years in the field of education and training around program and competency-based approaches are not without reminiscent of those which are at the origin of a reflection on the question of methods to monitor, control, organize and shape innovation in science and technology "and led to the emergence of the notion of responsibility for innovation and research "(Pellé & Reber, 2015). This book is clearly part of this type of approach. Starting from a current state of play on the issues and controversies raised by curricular and competency-based approaches (Chapters 1 and 2), this book aims at presenting new theoretical frameworks, allowing to account for the processes implied by the implementation of these pedagogical innovations and, in particular, those which, at the very heart of the skills mobilized, promote a "responsibility" dimension. Based on a developmental approach to individual and collective competencies and their evaluation (Chapters 3, 4 and 5), it attempts to show how this approach can mobilize educational practices on strong societal issues, such as "sustainable development "(Chapter 5). Lastly, it aims to provide theoretical and practical benchmarks to help engage educational teams and institutions in these innovative and responsible approaches by providing a coherent framework for doing so (Chapters 6, 7 and 8).

Gone with the Headwinds

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Publisher : International Monetary Fund
ISBN 13 : 1475589824
Total Pages : 98 pages
Book Rating : 4.4/5 (755 download)

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Book Synopsis Gone with the Headwinds by : Gustavo Adler

Download or read book Gone with the Headwinds written by Gustavo Adler and published by International Monetary Fund. This book was released on 2017-04-03 with total page 98 pages. Available in PDF, EPUB and Kindle. Book excerpt: to come

Cover Crops in West Africa

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Publisher : IDRC
ISBN 13 : 088936852X
Total Pages : 319 pages
Book Rating : 4.8/5 (893 download)

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Book Synopsis Cover Crops in West Africa by : International Development Research Centre (Canada)

Download or read book Cover Crops in West Africa written by International Development Research Centre (Canada) and published by IDRC. This book was released on 1998 with total page 319 pages. Available in PDF, EPUB and Kindle. Book excerpt: Cover Crops in West Africa Contributing to Sustainable Agriculture

On Behalf of My Delegation--

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Publisher :
ISBN 13 : 9781895536294
Total Pages : 98 pages
Book Rating : 4.5/5 (362 download)

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Book Synopsis On Behalf of My Delegation-- by : Joyeeta Gupta

Download or read book On Behalf of My Delegation-- written by Joyeeta Gupta and published by . This book was released on 2000 with total page 98 pages. Available in PDF, EPUB and Kindle. Book excerpt:

Morocco 2040: Emerging by Investing in Intangible Capital

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ISBN 13 :
Total Pages : pages
Book Rating : 4.:/5 (19 download)

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Book Synopsis Morocco 2040: Emerging by Investing in Intangible Capital by :

Download or read book Morocco 2040: Emerging by Investing in Intangible Capital written by and published by . This book was released on 2017 with total page pages. Available in PDF, EPUB and Kindle. Book excerpt: