Voluntary Health Insurance in Europe: Country Experience

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Author :
Publisher : World Health Organization
ISBN 13 : 9289050373
Total Pages : 163 pages
Book Rating : 4.2/5 (89 download)

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Book Synopsis Voluntary Health Insurance in Europe: Country Experience by : Sagan A.

Download or read book Voluntary Health Insurance in Europe: Country Experience written by Sagan A. and published by World Health Organization. This book was released on 2016-07-20 with total page 163 pages. Available in PDF, EPUB and Kindle. Book excerpt: No two markets for voluntary health insurance (VHI) are identical. All differ in some way because they are heavily shaped by the nature and performance of publicly financed health systems and by the contexts in which they have evolved. This volume contains short structured profiles of markets for VHI in 34 countries in Europe. These are drawn from European Union member states plus Armenia Iceland Georgia Norway the Russian Federation Switzerland and Ukraine. The book is aimed at policy-makers and researchers interested in knowing more about how VHI works in practice in a wide range of contexts. Each profile written by one or more local experts identifies gaps in publicly-financed health coverage describes the role VHI plays outlines the way in which the market for VHI operates summarises public policy towards VHI including major developments over time and highlights national debates and challenges. The book is part of a study on VHI in Europe prepared jointly by the European Observatory on Health Systems and Policies and the WHO Regional Office for Europe. A companion volume provides an analytical overview of VHI markets across the 34 countries.

Private Health Insurance and the European Union

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Author :
Publisher : Springer Nature
ISBN 13 : 3030543552
Total Pages : 333 pages
Book Rating : 4.0/5 (35 download)

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Book Synopsis Private Health Insurance and the European Union by : Cyril Benoît

Download or read book Private Health Insurance and the European Union written by Cyril Benoît and published by Springer Nature. This book was released on 2020-12-03 with total page 333 pages. Available in PDF, EPUB and Kindle. Book excerpt: Research has paid little attention to date on how European Union law and regulation affect both the public-private mix in healthcare and the organization of private health insurance as an industry. Filling this gap, this collective book provides insights on the political economy of EU insurance regulation, its impact on private health insurers and on its interactions with domestic healthcare policy-making in four countries. Assembling original contributions drafted by a multidisciplinary team, Private Health Insurance and the European Union offers a thorough examination of a largely unrecognized source of EU influence in healthcare – and sheds a new light on the role played by private actors in social policy. Chapter 1 is available open access under a Creative Commons Attribution 4.0 International License via link.springer.com.

Insurance Regulation in the European Union

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Author :
Publisher : Springer
ISBN 13 : 3319612166
Total Pages : 403 pages
Book Rating : 4.3/5 (196 download)

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Book Synopsis Insurance Regulation in the European Union by : Pierpaolo Marano

Download or read book Insurance Regulation in the European Union written by Pierpaolo Marano and published by Springer. This book was released on 2017-10-13 with total page 403 pages. Available in PDF, EPUB and Kindle. Book excerpt: This book explores the profound transformation that has taken place in European insurance legislation since January 2016. Expert contributions discuss the changes that have taken place in the supervision of insurance and reinsurance undertakings through an economic risk-based approach. They outline the European insurance market before going on to show how Solvency II and Insurance Distribution Directive (IDD) are expected to generate significant benefits and have a positive impact on all parties involved in the insurance industry, the supervisory authorities and the insured. They also show how Solvency II is likely to benefit the economy as a whole, promoting more efficient allocation of capital and risk in a financial stability framework. This volume will be of interest to academics and researchers in the field of insurance regulation.

Insurance Market Integration in the European Union

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Author :
Publisher : Taylor & Francis
ISBN 13 : 1000756068
Total Pages : 144 pages
Book Rating : 4.0/5 (7 download)

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Book Synopsis Insurance Market Integration in the European Union by : Sławomir Ireneusz Bukowski

Download or read book Insurance Market Integration in the European Union written by Sławomir Ireneusz Bukowski and published by Taylor & Francis. This book was released on 2022-11-09 with total page 144 pages. Available in PDF, EPUB and Kindle. Book excerpt: Insurance Market Integration in the European Union offers an in-depth analysis of the mechanisms of insurance market integration and measures the degrees of this integration. It examines the operation of the EU single financial market and, against this backdrop, the regulation relating to the insurance market. In addition, the book focuses on the specificity and determinants of international insurance market development and the issues with assimilation set against other financial market segments such as money market, credit-deposit and bond and equity. It discusses the advantages and disadvantages of insurance market integration on an international scale. The authors propose a unique approach to the subject in the context of the EU and particularly in relation to the European area. They also apply new measures of insurance market integration in the EU in practice through the use of statistical data and implementation of econometric modeling. Further, they investigate how the financial and fiscal crisis has affected the insurance market in EU countries and the impact of European Central Bank monetary policy on the degrees of integration in the European area during and after the financial crisis. This book will find an audience among academics and researchers in the fields of international economics and finance and applied, financial and growth economics.

Insurance in the EEC

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Author :
Publisher : L L P
ISBN 13 :
Total Pages : 224 pages
Book Rating : 4.3/5 (511 download)

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Book Synopsis Insurance in the EEC by : Clifford Chance

Download or read book Insurance in the EEC written by Clifford Chance and published by L L P. This book was released on 1991 with total page 224 pages. Available in PDF, EPUB and Kindle. Book excerpt: Monograph which examines the insurance market in each Member State and the EC directives, measures and proposals which will create a new regime for insurance operations in the EC as well as the effect of the new EC insurance regime on non-Member States.

The Insurance Industry in the Countries of the EEC

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Author :
Publisher : Luxembourg : Office for Official Publications of the European Communities
ISBN 13 :
Total Pages : 246 pages
Book Rating : 4.X/5 (1 download)

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Book Synopsis The Insurance Industry in the Countries of the EEC by : Sam Aaronovitch

Download or read book The Insurance Industry in the Countries of the EEC written by Sam Aaronovitch and published by Luxembourg : Office for Official Publications of the European Communities. This book was released on 1985 with total page 246 pages. Available in PDF, EPUB and Kindle. Book excerpt:

Insurance Distribution Directive

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Author :
Publisher : Springer Nature
ISBN 13 : 3030527387
Total Pages : 439 pages
Book Rating : 4.0/5 (35 download)

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Book Synopsis Insurance Distribution Directive by : Pierpaolo Marano

Download or read book Insurance Distribution Directive written by Pierpaolo Marano and published by Springer Nature. This book was released on 2021 with total page 439 pages. Available in PDF, EPUB and Kindle. Book excerpt: This open access volume of the AIDA Europe Research Series on Insurance Law and Regulation offers the first comprehensive legal and regulatory analysis of the Insurance Distribution Directive (IDD). The IDD came into force on 1 October 2018 and regulates the distribution of insurance products in the EU. The book examines the main changes accompanying the IDD and analyses its impact on insurance distributors, i.e., insurance intermediaries and insurance undertakings, as well as the market. Drawing on interrelations between the rules of the Directive and other fields that are relevant to the distribution of insurance products, it explores various topics related to the interpretation of the IDD - e.g. the harmonization achieved under it; its role as a benchmark for national legislators; and its interplay with other regulations and sciences - while also providing an empirical analysis of the standardised pre-contractual information document. Accordingly, the book offers a wealth of valuable insights for academics, regulators, practitioners and students who are interested in issues concerning insurance distribution.--

Voluntary Health Insurance in Europe: Role and Regulation

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Author :
Publisher : World Health Organization
ISBN 13 : 9289050381
Total Pages : 136 pages
Book Rating : 4.2/5 (89 download)

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Book Synopsis Voluntary Health Insurance in Europe: Role and Regulation by : Sagan A.

Download or read book Voluntary Health Insurance in Europe: Role and Regulation written by Sagan A. and published by World Health Organization. This book was released on 2016-07-20 with total page 136 pages. Available in PDF, EPUB and Kindle. Book excerpt: If public resources were unlimited there would be no gaps in health coverage and no real need for VHI. However most health systems face fiscal constraints and VHI is often seen as a way to address these pressures. This study draws from the experiences of 34 countries to assess VHI s contribution to health spending and to understand its role in Europe and in relation to publicly financed coverage. It looks at who sells VHI who purchases it and why. It also reviews public policy towards VHI at national and EU levels and the related national policy debates. The analysis shows that while the different markets for VHI vary considerably in size operation and regulation the vast majority are small. Where there are substantial markets these tend to be the oldest ones having a tradition of non-profit insurers and to be the most heavily regulated to ensure VHI policies are accessible and affordable. The study also suggests that VHI is normally a better way of meeting population health needs than out-of-pocket payments although there are notable exceptions. VHI can contribute to financial protection especially where it plays a substitutive and complementary role covering co-payments. However it is a complex challenging and highly context-specific policy instrument that may undermine other health system goals including equitable access efficiency transparency and accountability even where markets are well regulated. Policy-makers should therefore exercise real caution before expanding VHI to fill coverage gaps. This volume and its companion set of country profiles were developed jointly by the Observatory s LSE hub and the WHO Regional Office for Europe. The study draws on contributions from national experts from the EU EFTA and other countries in Europe.

Voluntary Health Insurance in the European Union

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Author :
Publisher :
ISBN 13 :
Total Pages : 212 pages
Book Rating : 4.F/5 ( download)

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Book Synopsis Voluntary Health Insurance in the European Union by : Elias Mossialos

Download or read book Voluntary Health Insurance in the European Union written by Elias Mossialos and published by . This book was released on 2004 with total page 212 pages. Available in PDF, EPUB and Kindle. Book excerpt:

The Future of Insurance Regulation and Supervision in the EU

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Author :
Publisher : CEPS
ISBN 13 : 9290796308
Total Pages : 166 pages
Book Rating : 4.2/5 (97 download)

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Book Synopsis The Future of Insurance Regulation and Supervision in the EU by : Johan van der Ende

Download or read book The Future of Insurance Regulation and Supervision in the EU written by Johan van der Ende and published by CEPS. This book was released on 2006 with total page 166 pages. Available in PDF, EPUB and Kindle. Book excerpt: This report offers a comprehensive overview of the developments in the European insurance market over the last decade. It also examines the regulatory initiatives undertaken by the relevant international organizations (IAIS, IAA IASB) in order to develop a global risk-sensitive solvency regime for insurance companies. The authors focus in particular on the ongoing developments of the new European solvency regime (known as Solvency II) and the issues addressed by the proposed EU directives on insurance groups and conglomerates.

European Insurance Law

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Publisher :
ISBN 13 :
Total Pages : 166 pages
Book Rating : 4.3/5 (243 download)

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Book Synopsis European Insurance Law by : Belmont European Community Law Office

Download or read book European Insurance Law written by Belmont European Community Law Office and published by . This book was released on 1987 with total page 166 pages. Available in PDF, EPUB and Kindle. Book excerpt:

Insurance Regulation in the European Community

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Author :
Publisher : DIANE Publishing
ISBN 13 : 9780788102059
Total Pages : 66 pages
Book Rating : 4.1/5 (2 download)

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Book Synopsis Insurance Regulation in the European Community by :

Download or read book Insurance Regulation in the European Community written by and published by DIANE Publishing. This book was released on 1994 with total page 66 pages. Available in PDF, EPUB and Kindle. Book excerpt: Provides information on insurance regulation in the European Community, especially France, Germany, Italy & the U.K. Describes the framework of insurance regulation developed by the European Community to create a single insurance market, & (2) identifies regulatory issues concerning the development & implementation of this framework. Charts & tables.

Distribution of Insurance-Based Investment Products

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Author :
Publisher : Springer
ISBN 13 : 3030116689
Total Pages : 258 pages
Book Rating : 4.0/5 (31 download)

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Book Synopsis Distribution of Insurance-Based Investment Products by : Pierpaolo Marano

Download or read book Distribution of Insurance-Based Investment Products written by Pierpaolo Marano and published by Springer. This book was released on 2019-03-27 with total page 258 pages. Available in PDF, EPUB and Kindle. Book excerpt: The book addresses a topic at the intersection of two heavily regulated sectors: insurance and investment services. Until recently, scholars and professionals have approached insurance and investment services as two separate categories in the financial services sector, and as being governed by separate regulatory frameworks. In practice, however, the boundaries were and are blurred, a reality that regulators have begun to recognize and address in their more recent regulatory texts. The first part of the book approaches the new standards applicable to investment products based on insurance: insurance-based investment products (IBIPs). These rules are harmonized across the EU. The rationale behind this new definition is provided, together with a description of these products’ limitations. The analysis addresses the new rules and explores the legal regime and relevant standards applicable to IBIPs. The organizational rules concerning the design and distribution of IBIPs are also examined, and the book highlights e.g. how these rules are inspired by the principles of conduct. In closing, the ADR systems are analysed, in order to ascertain whether or not they can offer an effective tool for settling disputes over these products. In turn, the second part focuses on the liability for distribution of IBIPs, which ranks as one of the most conspicuous and relatively new legal phenomena, but at the same time, represents an exceptionally important field of civil liability in today’s world. Liability is still regulated at the national level. Thus, the four largest life insurance markets in the EU are considered, along with the largest emerging market for life insurance. The chapters on national laws also consider whether, and if so, how the new harmonized rules on IBIPs are being combined with those already in force in the jurisdictions considered. The goal is to determine whether the new rules are likely to change the doctrine and case law approach to these products, or whether the European legislators’ choices have no real impact on the protection of clients.

Voluntary Health Insurance in the European Union

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Author :
Publisher :
ISBN 13 :
Total Pages : 183 pages
Book Rating : 4.:/5 (847 download)

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Book Synopsis Voluntary Health Insurance in the European Union by : Elias Mossialos

Download or read book Voluntary Health Insurance in the European Union written by Elias Mossialos and published by . This book was released on 2002 with total page 183 pages. Available in PDF, EPUB and Kindle. Book excerpt:

European Community

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Publisher :
ISBN 13 :
Total Pages : 68 pages
Book Rating : 4.:/5 ( download)

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Book Synopsis European Community by : United States. General Accounting Office

Download or read book European Community written by United States. General Accounting Office and published by . This book was released on 1993 with total page 68 pages. Available in PDF, EPUB and Kindle. Book excerpt:

Brexit and the European Insurance Market

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Author :
Publisher : Springer Nature
ISBN 13 : 3658443103
Total Pages : 218 pages
Book Rating : 4.6/5 (584 download)

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Book Synopsis Brexit and the European Insurance Market by : Antonia Müller

Download or read book Brexit and the European Insurance Market written by Antonia Müller and published by Springer Nature. This book was released on with total page 218 pages. Available in PDF, EPUB and Kindle. Book excerpt:

Market Integration Through Data Protection

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Author :
Publisher : Springer Science & Business Media
ISBN 13 : 940076085X
Total Pages : 236 pages
Book Rating : 4.4/5 (7 download)

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Book Synopsis Market Integration Through Data Protection by : Mario Viola de Azevedo Cunha

Download or read book Market Integration Through Data Protection written by Mario Viola de Azevedo Cunha and published by Springer Science & Business Media. This book was released on 2013-02-26 with total page 236 pages. Available in PDF, EPUB and Kindle. Book excerpt: In the context of the continuous advance of information technologies and biomedicine, and of the creation of economic blocs, this work analyzes the role that data protection plays in the integration of markets. It puts special emphasis on financial and insurance services. Further, it identifies the differences in the data protection systems of EU member states and examines the development of common standards and principles of data protection that could help build a data protection model for Mercosur. Divided into four parts, the book starts out with a discussion of the evolution of the right to privacy, focusing on the last few decades, and taking into account the development of new technologies. The second part discusses the interaction between data protection and specific industries that serve as case studies: insurance, banking and credit reporting. The focus of this part is on generalization and discrimination, adverse selection and the processing of sensitive and genetic data. The third part of the book presents an analysis of the legislation of three EU Member States (France, Italy and UK). Specific elements of analysis that are compared are the concepts of personal and anonymous data, data protection principles, the role of the data protection authorities, the role of the data protection officer, data subjects’ rights, the processing of sensitive data, the processing of genetic data and the experience of the case studies in processing data. The book concludes with the proposal of a model for data protection that could be adopted by Mercosur, taking into account the different levels of data protection that exist in its member states.