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How To Get Out Of Credit Card Debt
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Book Synopsis How to Get Out of Credit Card Debt by : HowExpert
Download or read book How to Get Out of Credit Card Debt written by HowExpert and published by HowExpert. This book was released on 2016-08-29 with total page 65 pages. Available in PDF, EPUB and Kindle. Book excerpt: If you want to get out of credit card debt fast, then get this book! Credit card debt is a form of unsecured debt taken from a financial tool usually credit cards. These credit card debts are generated when credit card holder purchases products from these cards and accumulates due to the interest charged on it. Difficulty arises because people are not able to repay their loans effectively or in time. When a card holder is unable to pay his debts he is declared as "defaulter". In this book, “Living with Credit Card Debts”, we are looking at how we can overcome the obstacle we often face when it comes to managing our credit cards. The basic ideas discussed in the book are as follows: • Plan your financial life. Financial problems are something most of us will have to manage eventually in life. In order to cope with the pressure that may arise, we need to have a proper financial plan and even financial goals. • Credit card ratings and debts. We need to know what we should do and not be overburdened by debts. • Study of financial management. We should make money work for us and not the other way round. We should have control of our money and not money have controls over us. • Avoid bad debt. This may be as a result of poor privatization that may make us go for what we do not necessarily need. HowExpert publishes quick 'how to' guides on all topics from A to Z by everyday experts.
Book Synopsis How to Get Out of Credit Card Debt by : HowExpert HowExpert Press
Download or read book How to Get Out of Credit Card Debt written by HowExpert HowExpert Press and published by Createspace Independent Publishing Platform. This book was released on 2016-09-27 with total page 60 pages. Available in PDF, EPUB and Kindle. Book excerpt: If you want to get out of credit card debt fast, then get this book! Credit card debt is a form of unsecured debt taken from a financial tool usually credit cards. These credit card debts are generated when credit card holder purchases products from these cards and accumulates due to the interest charged on it. Difficulty arises because people are not able to repay their loans effectively or in time. When a card holder is unable to pay his debts he is declared as "defaulter". In this book, "Living with Credit Card Debts", we are looking at how we can overcome the obstacle we often face when it comes to managing our credit cards. The basic ideas discussed in the book are as follows: * Plan your financial life. Financial problems are something most of us will have to manage eventually in life. In order to cope with the pressure that may arise, we need to have a proper financial plan and even financial goals. * Credit card ratings and debts. We need to know what we should do and not be overburdened by debts. * Study of financial management. We should make money work for us and not the other way round. We should have control of our money and not money have controls over us. * Avoid bad debt. This may be as a result of poor privatization that may make us go for what we do not necessarily need. Click BUY NOW and Be Debt Free!
Book Synopsis Talk Your Way Out of Credit Card Debt! by : Scott Bilker
Download or read book Talk Your Way Out of Credit Card Debt! written by Scott Bilker and published by . This book was released on 2003 with total page 0 pages. Available in PDF, EPUB and Kindle. Book excerpt: Did you know you can call your credit card banks and negotiate a better interest rate? It?s true! Sounds simple, however, it may not be as easy as picking up the phone and asking. That?s because bank reps are trained to deter you from pursuing the deals you deserve. Overcoming their tactics can be difficult when you don?t know what to expect.Scott Bilker, author of ?Talk Your Way Out of Credit Card Debt,? and creator of DebtSmart.com, has spent 10+ years making banks compete for his business. Now he?s sharing his personal phone calls to banks that saved more than $43,000 in interest charges and fees! These 52 phone calls, out of the hundreds he has made, demonstrate exactly what worked, what didn?t, and why.You will discover proven negotiation strategies and build your confidence by reading the details of what was said to make the banks lower their interest rates and waive fees! Learning how to talk your way out of credit card debt is the quickest, easiest, and most efficient way to start saving money! This book will show you: (1) how to lower your current interest rates, (2) how to get late-payment, overlimit, and cash-advance fees waived, (3) how to shop for the best credit card deals, (4) how to get annual fees waived, (5) how to negotiate account settlements, (6) how to dispute charges and get all your refunds, (7) how to compare loan options and calculate savings, and much more!
Book Synopsis HOW TO GET OUT OF CREDIT CARD DEBT by : Maxwell Rotheray
Download or read book HOW TO GET OUT OF CREDIT CARD DEBT written by Maxwell Rotheray and published by Zeronever. This book was released on with total page 55 pages. Available in PDF, EPUB and Kindle. Book excerpt: It's a rut that a lot of people find hard to get out of. It's like a sinking mud, any move you make to climb out makes you sink even deeper. And no, I am not talking about an existential crisis. I am talking about credit card debt… It's always easy to whip out your card and splurge on new designers or the new iPhone on a whim, but what comes after? Here's what… CREDIT CARD DEBT! If you are big on financial security, then credit card debt is something you don't want for yourself. It keeps you from making the most of your income. Heck, it makes you live paycheck to paycheck and not forgetting the rainy days that leave you drenched and shivering against the biting cold of financial ruin. If you’ve had a rough road with personal credit, then some of the above-mentioned might give you a little anxiety. But you are not alone…Getting out of credit card debt is hard, there's a lot of financial evaluation and lots of patience, but by the end of this book, we’ll get to where the word ‘credit’ is only associated with positive emotions for you, but that starts with paying attention to the details contained in this book. This book will hold your hands and take you through debt repayment strategies that work every time. Here's a sneak peek at what you will be learning. -Factors that influence how fast you can pay off your credit card debts -How to get out of a bad credit card debt -How to create a budget -Debt management plan -Debt with debt settlement master strategies -How to know whether or not you should negotiate your debts -Debt negotiation strategies and blueprint -How to take advantage of bankruptcy Get right into it before your next trade by clicking on "buy now".
Book Synopsis The Smart & Easy Guide To Credit Card Debt Relief by : Richard Norris
Download or read book The Smart & Easy Guide To Credit Card Debt Relief written by Richard Norris and published by Createspace Independent Publishing Platform. This book was released on 2013-10-22 with total page 0 pages. Available in PDF, EPUB and Kindle. Book excerpt: If you think credit cards can make your life hard by burdening you with debt, try living without them for a while. Unless you are living in a cave of Tora Bora, life can come to a complete stop without credit cards these days. How to strike the balance between enjoying the benefits of credit cards while avoiding their ills? This is just one of the questions you will find answers to in The Smart & Easy Guide To Debt Relief: The Ultimate Guide Book To Credit Cards, Debt Consolidation, Debt Settlements, Debt Counseling, Debt Management & Other Options To Pay Off Credit Cards & Become Debt Free. After reading this book, you'll know the ins and outs of credit card debt, and it's weighing down on you, you'll find yourself on the road to financial freedom. Here are a few more things about credit card debt that this book tells you: -How to minimize the negative impacts of credit card use -Unusual tips for getting and using credit cards -Why credit card debts happen-how to get rid of them -Easy steps for curtailing and eliminating credit card debt -How to get help in case you are under debt -Debt consolidation-pros, cons and procedure -Methodical payoff versus bankruptcy -Life after debt relief Written for today's fast paced world where people don't have much time to go through piles of information and guidelines, this book simplifies complex debt relief laws and procedures for an average reader, and provides complete step by step guidance to make and keep you debt free. The Smart & Easy Guide To Debt Relief: The Ultimate Guide Book To Credit Cards, Debt Consolidation, Debt Settlements, Debt Counseling, Debt Management & Other Options To Pay Off Credit Cards & Become Debt Free will help you all the way. Most people wind up under credit card debts because they are unable to comprehend the idea behind credit cards. They give in to impulses and slack on their payments, getting hit with late payment charges and heavy interest. The debt keeps piling until it becomes crushing, and the debtors find themselves unable to repay. Soon, people are looking for more credit cards or personal loans to pay the debts on their existing credit cards and keep the cycle going, but this cycle is more like a downward spiral, which gets them under heavy debt. Credit card debts are not uncommon in our society, though, and anyone who is lagging behind on payments should not feel ashamed to ask for legitimate help. The problem is (was) that very little impartial and genuine advice is available for people who are either already under debt or using the credit cards wrongly. All products rely on glitzy advertising to stir impulses, and credit card comes in handy when it's time to pay. There's no card that comes with a "use prudently" warning printed on its front side. Credit card users realize their problems only when they have ended up under debt. But The Smart & Easy Guide To Debt Relief: The Ultimate Guide Book To Credit Cards, Debt Consolidation, Debt Settlements, Debt Counseling, Debt Management & Other Options To Pay Off Credit Cards & Become Debt Free is here to help you get out from under it. This book provides valuable and unbiased guidance for all credit card users for avoiding getting into and getting rid of credit card debt. As credit cards are endemic in today's society, this book should be read by everybody who wants to use them smartly. Credit is good in the sense that you can avail discounts and get the things you want without wasting time waiting for the money to arrive. However, if you are not careful with how you spend and manage your credit card debt, you might be exposed to the unfriendly side of credit cards, a side that you don't want to see. Grab your copy today of The Smart & Easy Guide To Debt Relief: The Ultimate Guide Book To Credit Cards, Debt Consolidation, Debt Settlements, Debt Counseling, Debt Management & Other Options To Pay Off Credit Cards & Become Debt Free!
Book Synopsis Debt Free Blueprint by : Jake Robbins
Download or read book Debt Free Blueprint written by Jake Robbins and published by Jake Robbins. This book was released on with total page 72 pages. Available in PDF, EPUB and Kindle. Book excerpt: Have you found yourself in this position before? You work hard; you think that you are doing right by your money, yet there never seems to be enough? Does your money just up and leave you? Take it from me. I truly understand what it means to look at your bank account and have that sinking feeling in the pit of your stomach. You may be looking at my credentials thinking, "what does this guy know about the pain of watching your hard-earned money flow right out of your pockets?" I can assure you that I have been in your shoes. You’re no longer a slave to bad debt. Student loans, your mortgage, car loans, and credit card debt are all in the past. Creditors aren’t bothering you. You finally have enough cash to pay for necessities every month, and can afford some fun stuff too. You can give money to causes that are important to you, and help out your loved ones when they need you. Your net worth is growing, and your sense of financial security gets better every day. You simply don’t have to worry about money anymore. Well guess what? All of that can be your reality. You have the power to make that happen. And here’s the thing. It isn’t as hard to accomplish as you may think. It begins here, with one simple thing that will completely transform your finances, now and forever. You get rid of your debts, transform your finances, and use the money that’s been freed up to build your wealth. You’re about to see simple ways to get rid of the bad debts that are ruining your cash flow.
Book Synopsis The Charles Schwab Guide to Finances After Fifty by : Carrie Schwab-Pomerantz
Download or read book The Charles Schwab Guide to Finances After Fifty written by Carrie Schwab-Pomerantz and published by Crown Currency. This book was released on 2014-04-01 with total page 434 pages. Available in PDF, EPUB and Kindle. Book excerpt: Here at last are the hard-to-find answers to the dizzying array of financial questions plaguing those who are age fifty and older. The financial world is more complex than ever, and people are struggling to make sense of it all. If you’re like most people moving into the phase of life where protecting—as well as growing-- assets is paramount, you’re faced with a number of financial puzzles. Maybe you’re struggling to get your kids through college without drawing down your life’s savings. Perhaps you sense your nest egg is at risk and want to move into safer investments. Maybe you’re contemplating downsizing to a smaller home, but aren’t sure of the financial implications. Possibly, medical expenses have become a bigger drain than you expected and you need help assessing options. Perhaps you’ll shortly be eligible for social security but want to optimize when and how to take it. Whatever your specific financial issue, one thing is certain—your range of choices is vast. As the financial world becomes increasingly complex, what you need is deeply researched advice from professionals whose credentials are impeccable and who prize clarity and straightforwardness over financial mumbo-jumbo. Carrie Schwab-Pomerantz and the Schwab team have been helping clients tackle their toughest money issues for decades. Through Carrie’s popular “Ask Carrie” columns, her leadership of the Charles Schwab Foundation, and her work across party lines through two White House administrations and with the President’s Advisory Council on Financial Capability, she has become one of America’s most trusted sources for financial advice. Here, Carrie will not only answer all the questions that keep you up at night, she’ll provide answers to many questions you haven’t considered but should.
Book Synopsis The Contentment Journal by : Rachel Cruze
Download or read book The Contentment Journal written by Rachel Cruze and published by . This book was released on 2019-04-02 with total page 192 pages. Available in PDF, EPUB and Kindle. Book excerpt: Journal your way to contentment in just 90 days. #1 New York Times best-selling author Rachel Cruze guides you on a 90-day journey toward contentment--one where you actually love your life and not someone else's. Let's be honest: We've all compared ourselves to others. You scroll through social media and see someone's latest vacation and think, "Must be nice..." Just like that, you feel like your life isn't good enough. Rachel knows the struggle is real because she's experienced the same thing. So, she created a 90-day journal to help you stop comparing your life to others and be happier than you've ever been. The Contentment Journal is divided into 30-day increments: The first 30 days focus on gratitude - where you'll recognize the blessings in your life. The next 30 days focus on humility - where you'll think of others more and of yourself a little less. The last 30 days focus on contentment - where you'll be happy for others and not want what they have. Study after study backs up that your relationships, health, decision-making skills, kindness, and even sleep can get better with gratitude. The Contentment Journal will help you grow and change in ways you can't yet imagine. Through personal stories and daily writing prompts, Rachel will guide you day by day, week by week to feeling more thankful. Motivational quotes and reflection pages will encourage you to keep going! If you give Rachel 5-10 minutes a day for 90 days, she'll help you adjust your whole outlook, so you avoid the comparisons and experience lasting contentment.
Book Synopsis Get Out of Debt: Step by Step Guide for How to Make More Money (Simple Steps Plan to Change Your Relationship With Money) by : Theron McFadden
Download or read book Get Out of Debt: Step by Step Guide for How to Make More Money (Simple Steps Plan to Change Your Relationship With Money) written by Theron McFadden and published by Theron McFadden. This book was released on with total page 94 pages. Available in PDF, EPUB and Kindle. Book excerpt: If you’re working at getting out of credit card debt, it can feel like you’re putting in a lot of effort but not getting anywhere. However, every effort you make counts, and every dollar you put toward your debt is a small step in the right direction. There are also some things you can do to make the process of getting out of credit card debt go faster. If you’re in over your head and your best efforts don’t seem to be enough, try one of the strategies below to make your debt load a little lighter. Here Is A Preview Of What You'll Learn... • Bad Debt vs Good Debt • Cash Flow Is King • The Masses Won't Agree With You • Beware Of Your Friends And Family • Start Small • What Are You Passionate About • If It Was Easy Everyone Would Do It • Only One Way Of Making Money Is Ridiculous • Much, much more! Discover today how to get out of debt fast and build sustainable wealth for the rest of your life. Taking on debt has become the norm that many acquire everything they want with debt. Millions of people do not realize how bad their financial health can get until it starts affecting their family and loved ones. Being in this state can damage your relationships, damage your health and limit your chances of success.
Book Synopsis How You Can Profit from Credit Cards by : Curtis E. Arnold
Download or read book How You Can Profit from Credit Cards written by Curtis E. Arnold and published by FT Press. This book was released on 2008-06-06 with total page 353 pages. Available in PDF, EPUB and Kindle. Book excerpt: Who would not be interested in getting an interest-free loan for 12 months for any type of purchase just for taking a few minutes to complete a credit card balance transfer offer? Or a free round-trip airline ticket twice a year just for making purchases on a rebate card? Or lowering their insurance premiums by hundreds of dollars a year just by raising their credit score? Obviously, just about every consumer is interested in saving money and getting freebies! Hence, the universal appeal of this book cannot be overstated. Today, the average American household has 12.7 credit cards. Banks maximize their profits by "nickel and dimeing" and outsmarting their cardholders: that's why credit cards are their most profitable product. Banks spend billions enticing consumers with rebates, freebies, low-introductory rate offers, and airline miles. Learn how to take full advantage of these offers, without paying for them through brutally high interest rates, fees, and penalties! Arnold offers specific advice targeted to young consumers who are being aggressively targeted by credit card marketers; retirees facing credit discrimination; Americans recovering from bankruptcy or other debt problems; and even consumers with great credit. You'll learn the techniques he has personally used to escape credit card debt, "creatively finance" his wedding, car, and home purchases, and earn thousands in credit card "perks" every year.
Download or read book Credit Card Debt written by Dirk Bower and published by Efalon Acies. This book was released on 2023-12-16 with total page 78 pages. Available in PDF, EPUB and Kindle. Book excerpt: Welcome to the journey toward financial liberation! In the pages that follow, we embark on a transformative exploration—a guide designed to liberate you from the clutches of credit card debt and set you on the path to lasting financial freedom. In the hustle and bustle of modern life, it's all too easy to find ourselves ensnared by the allure of credit cards. What starts as a convenient tool can quickly spiral into a web of debt, impacting not only our bank balances but also our peace of mind. This book is your compass, your ally in breaking free from the chains of financial burden. Welcome to a Debt-Free Future Imagine a world where the heavy shackles of credit card debt are non-existent—a world where financial choices are made with unwavering confidence, free from the looming clouds of anxiety. As we embark on a deep exploration of the nuances of debt, consider this opening as the prelude to an empowering odyssey that awaits. Hand in hand, let's navigate through the intricacies of credit card debt, untangling its complexities and plotting a course towards a future bathed in the radiant light of financial freedom. The High Cost of Credit Card Debt No denying it—shouldering the burden of credit card debt isn't just about crunching numbers. Here in this segment, we delve into the concealed toll that interest rates and fees can exact on the landscape of your financial health. It's more than just digits on a statement; it's a narrative that affects your overall well-being. Unveiling the intricacies of these costs serves as the inaugural stride towards regaining command over your financial realm. It's time to decode the cryptic language of credit and reclaim sovereignty over your hard-earned money.
Book Synopsis Stop Paying Your Credit Cards by : Arthur V. Prosper
Download or read book Stop Paying Your Credit Cards written by Arthur V. Prosper and published by . This book was released on 2018-01-08 with total page 92 pages. Available in PDF, EPUB and Kindle. Book excerpt: ***SECOND EDITION***This book IS about negotiating forgiveness for your credit card debt by writing your creditor one simple negotiation letter and what to do if the creditor refuses to negotiate. If you owe money on your credit cards and cannot make payments anymore because of financial difficulty, this book is for you. I owed over $100,000 in credit card debt and the debt was hurting my life. I had trouble sleeping at night thinking how long my ever-increasing debt would continue to gnaw at me. Even if I could afford to make the minimum payments and do not borrow anymore, with interest of 25% APR, I will still owe a lot of money after many years of making only minimum payments. The interest alone would total close to $100,000. It took a year of trial and error, hours on the phone and writing meaningless letters most of which I copied from the internet before I saw the light at the end of the tunnel. None of the free advice and letters in the internet worked because the truth is I was not insolvent. I did not qualify for bankruptcy protection. I could have paid my credit card debt by liquidating my assets, selling my house, but that would have been devastating for my family. I kept on thinking of a way for my creditors to reduce my debt. I finally came up with The Letter that uniformly worked in negotiating down my debt. After mailing The Letter to my creditors, I received a reply from one of them offering to accept 50% of what I owed as full payment of my debt. I countered with 5%. We finally agreed on 10% of the original amount as full and final settlement of my balance. Considering I had not paid them for a year, I accumulated a little cash, so I was happy to grab the offer and pay the 10%. I had five credit cards with large balances and The Letter worked satisfactorily on four of the accounts. I settled the 4 accounts for between 5% and 15%. The last hold-out, surprisingly the account with the smallest balance at $13,000 chose to take me to arbitration. This negotiation-resistant creditor perceived that they might collect more money from me that way but they were wrong. I was surprised that not one of the 4 creditors even referred to the contents of The Letter or attempted to verify what I had written in the letter. The Letter aims to convey this message: "Take my final settlement offer or sue me. But if you sue me, you will lose". Ken Clark, author of The Complete Idiot's Guide to Getting Out of Debt: "So many people are trying to get their balances reduced, you call and try to negotiate a balance, and it's 'Get in line.'" The card company's attitude may be, "Yeah, you and everybody else"". My Comment - That's because you called to negotiate instead of sending them The Letter shown at the end of this chapter. Trust me there aren't that many accounts in default as a percentage of the whole or our banking system would collapse. If you write The Letter shown at the end of this chapter, the creditor will put you at the front of the line.Brian Tawney, Director of Clear One Advantage: "Based on experience negotiating with creditors, debt settlement companies know what percentage of debt owed each creditor is likely to agree to. We use an algorithm that considers 140 different variables and tells us the accounts that have the highest opportunity to settle at any given time. We negotiate in bulk. We can negotiate thousands of cases and get a better settlement for everyone". Translation: Debt Settlement Agencies take only the easy cases that's why they "negotiate in bulk". If they have to spend more time on your case because you have wages a creditor can garnish and assets they can put a lien on, they will not take your case. I like my system better. You write The Letter shown at the end of this chapter which begs creditors to forgive 85% to 95% of your debt. The creditors can take it or leave it. If they take it, you win. If they leave it, they lose. Author's website: www.didosphere.com
Book Synopsis Insider Secrets to Paying Off Credit Card Debit by : Brian Cliette
Download or read book Insider Secrets to Paying Off Credit Card Debit written by Brian Cliette and published by CreateSpace. This book was released on 2015-07-29 with total page 46 pages. Available in PDF, EPUB and Kindle. Book excerpt: Getting out of credit card debt Starting in the 1980s credit cards became the preferred payment method of most American shopper's credit card to give shoppers a sense of power, entitlement, and instant gratification as well as the feeling that they won't need to worry about their bills. At least not until the end of the month. This "live like there's no tomorrow." Way of thinking made sense when credit cards first came on the market as a mainstream payment method because the world was engaged in the Cold War and everyone felt as though the world was going to end tomorrow so they should live in the moment and have everything they desired and not worry about spending and debt because there would be no one there to collect, unfortunately, that way of thinking didn't work because the Cold War never went hot and there was a tomorrow and credit card companies wanted their money and many people got further and further into debt trying to pay off their credit card bill. So much so that they started using one credit card to pay off another which only served to increase their debt and thanks to the magic of technology and shopping over the Internet and the ease with which someone can apply for and acquire a credit card credit card to have become more ubiquitous than ever. Most people these days. Under the age of 35. Don't even carry cash on a regular basis and everything they need on a monthly or daily basis is paid for with the use of a credit card (most likely several credit cards) which only serves to feed the cycle of debt. If however you are sincere about getting out from under credit card debt and saving money for necessary expenditures like college for yourself or your kids, and retirement, then this is the cross for you. This course will teach you not only how to get out from under the burdens of credit card debts once and for all, but also how to set up and stick to a monthly budget for all of your necessary (and sometimes unnecessary expenditures) so that you can live a debt-free and happy life. What you will learn: 1) You will learn how to establish a reasonable monthly budget that will allow you to cover all your necessary expenditures and still have money for entertainment as well as save for retirement or education. 2) You will learn to understand the process of credit card consolidation to help pay off your debt. 3) You will learn the differences between consolidation and bankruptcy and the benefits of both. 4) You will learn about government grants for debt forgiveness and how they can be used to help pay off debt. 5) You will learn how to set up a monthly budget and use cash instead of credit cards 6) You will learn the benefits of using a debit card rather than a standard credit card 7) You will learn how to delay instant gratification and save for major expenditures such as big-screen TVs rather than putting them on a credit card and indulging instant gratification. 8) You will learn how to find a bank with the best interest rates and benefits for the one credit card you keep for emergencies.
Book Synopsis The Complete Idiot's Guide to Getting Out of Debt by : Ken Clark, CFP
Download or read book The Complete Idiot's Guide to Getting Out of Debt written by Ken Clark, CFP and published by Penguin. This book was released on 2009-02-03 with total page 356 pages. Available in PDF, EPUB and Kindle. Book excerpt: Borrowing from Peter to pay Paul? The American economy is dragging, with unemployment rates rising and consumer debt hitting $2.5 trillion. Many people are in deep and need help. Here, a Certified Financial Planner explains the mathematics of debt; strategies to deal with credit card, mortgage, student, and other loans; why debt consolidation and taking loans from a 401(k) can lead to problems; truths about bankruptcy; and how to use debt while eliminating it. • Includes essential resources and websites, sample letters and forms, loan forgiveness programs, bankruptcy resources • Author a Certified Financial Planner • Covers every kind of debt, mortgages to credit cards to student loans • National credit card debt is growing exponentially
Download or read book Surviving Debt written by and published by . This book was released on 2024 with total page 0 pages. Available in PDF, EPUB and Kindle. Book excerpt:
Book Synopsis How to Pay Off Credit Card Debt by : Sue Maddock
Download or read book How to Pay Off Credit Card Debt written by Sue Maddock and published by Createspace Independent Publishing Platform. This book was released on 2012-11-15 with total page 0 pages. Available in PDF, EPUB and Kindle. Book excerpt: Got two minutes to spare? Can afford $5 without it affecting the rest of your day? Then you have all that is needed to pay off your credit card debt.The benefits of "How to Pay Off Credit Card Debts" are:- It's simple, very simple - anybody can follow it.- It's quick, very quick - two minutes a day, that's all the focus you need to give.- It will snowball, faster than you think, in fact, it will create an avalanche!- It will make you feel positive towards your credit card debt, rather than lousy - this is the best part!- You will automatically know what to do and when to do it, without somebody telling you to change everything or anything about your life.- It works regardless of the size of your debt, whether your debt is the equivalent of $500 or $500,000.Have you got every credit card you own maxed out? Do you feel depressed just thinking about it? Do you want to pay it off but find you can't even bring yourself to face what you owe?Everybody says to pay this enormous, headache creating credit card debt you must "Pay more off each month"; "Get another job to earn more"; "Sell your body parts to medical science"; "Cut up your cards and never use them again" ... What! Cut up your cards, what about that shopping trip you were just about to go on? It's all too much to face. They're asking for a total change in lifestyle and for you to work even harder than you do already. But you created these debts. Nobody forced you to borrow so much, they just made it easy for you. You need to pay them off, legitimately.I know how you feel. You're certainly not alone. I was there. Four credit cards maxed to the hilt; two overdrafts, maxed to the hilt; and the biggest bank loan I could get. What was I doing about it? Using the little left on my cards to drown my sorrows!Then I applied a very, very simple technique to my debt. The same technique I had used many times in other aspects of my life.All those depressing analyzations I completely ignored. And I never changed my lifestyle. Instead I did a two minute action which changed my life, and the balance on my credit cards, massively. Whether your debt is the equivalent of $500 or $500,000 this will work. All you need is:- two spare minutes a day- to want to reduce / eliminate your credit card debt- to buy "How to Pay Off Credit Card Debts" (buying this will show you have both the capability and the commitment to make it happen - for YOU)That's it! "How to pay off credit card debts" will give you:- the TWO simple things you need to do to get rid of those credit card debts that will take just two minutes a day;- a system that will not affect your lifestyle, you can still go to the pub!- a system that will not require you to develop budgets or even face the debt monster until YOU are ready to;- the reason why YOU will automatically cause a snowball affect to pay off your credit card debts faster than you thought possible;- how thinking about your debts will become a positive thought in your life, rather than an enormous headache;- the advantages gained when disaster hits and another big expense / bill comes along.The biggest benefit "How to pay off credit card debts" gave me was the elimination of the constant headache every time I thought about my credit cards.Stop paying out for those headache pills, for a headache that is not going to go away unless you take direct action. "How to pay off credit card debts" is cheaper than the pills and it has a much longer lasting effect!
Download or read book Crushing Debt written by David Trahair and published by John Wiley & Sons. This book was released on 2012-01-06 with total page 103 pages. Available in PDF, EPUB and Kindle. Book excerpt: As the majority of Canadians are now spending much more than they make, their debt levels are reaching crisis proportions. Excluding mortgage debt, the average Canadian owes over $25,000 in consumer debt, which poses massive risks not only for the individuals carrying that financial load, but for our entire financial system. In Crushing Debt, bestselling author David Trahair (Enough Bull) warns Canadians that consumer debt is becoming an urgent problem but one that can be solved. Trahair clearly outlines the evils of debt and how easy it is for debt to spiral out of control with examples of real-life stories of debt disasters. If you are a Canadian who is already struggling with debt, Crushing Debt will motivate you to face your financial problems and will show you step-by-step the most appropriate solution to getting out of your personal debt hell. Filled with proven advice, Crushing Debt is a call to action on an urgent and debilitating problem for far too many Canadians.
