Financially Free Forever

Download Financially Free Forever PDF Online Free

Author :
Publisher :
ISBN 13 : 9780648992509
Total Pages : pages
Book Rating : 4.9/5 (925 download)

DOWNLOAD NOW!


Book Synopsis Financially Free Forever by : Jessica Giles, Sr.

Download or read book Financially Free Forever written by Jessica Giles, Sr. and published by . This book was released on 2020-10-30 with total page pages. Available in PDF, EPUB and Kindle. Book excerpt:

5 Simple Keys to Financial Freedom

Download 5 Simple Keys to Financial Freedom PDF Online Free

Author :
Publisher : Rich Brott
ISBN 13 : 9781601850225
Total Pages : 112 pages
Book Rating : 4.8/5 (52 download)

DOWNLOAD NOW!


Book Synopsis 5 Simple Keys to Financial Freedom by : Rich Brott

Download or read book 5 Simple Keys to Financial Freedom written by Rich Brott and published by Rich Brott. This book was released on 2008 with total page 112 pages. Available in PDF, EPUB and Kindle. Book excerpt: Enjoying financial security in today's world takes more than simply earning a good living. Some people who have made extraordinary incomes for many years are in terrible financial shape and are not prepared for today, let alone their future. Author Rich Brott explains that it is essential to make decisions that will help you manage your resources if you are ever going to be financially secure. The problem is not our income, but our spending. Many waste much of their hard-earned money on the small and unimportant things. Don't fall into wasteful patterns of living. Make a decision now to be different, to live differently. You can get started on the road to financial freedom by putting the following 5 simple keys into practice immediately. Key 1 Stop Spending on Yourself Key 2 Control Your Cash Key 3 Live Below Your Means Key 4 Save for Your Future Key 5 Give to Others

10 Commandments For Financial Freedom

Download 10 Commandments For Financial Freedom PDF Online Free

Author :
Publisher : Vision Books
ISBN 13 : 8170949106
Total Pages : 255 pages
Book Rating : 4.1/5 (79 download)

DOWNLOAD NOW!


Book Synopsis 10 Commandments For Financial Freedom by : Mehrab Irani

Download or read book 10 Commandments For Financial Freedom written by Mehrab Irani and published by Vision Books. This book was released on 2014-03-10 with total page 255 pages. Available in PDF, EPUB and Kindle. Book excerpt: How to stop worrying about money — forever! You become financially free when you can stop working for money and when money starts working for you. That’s financial nirvana — and this book shows you how to achieve it. The book takes you on the liberating journey from financial slavery to financial freedom. It contains 10 commandments for wealth creation and wealth preservation which lead to financial freedom. Step-by-step the book helps you fully understand money and its fascinating, elusive behavior, including the best ways to earn, invest, protect, budget, save, spend and multiply your money. It uncovers the unique rules of money and highlights the common financial mistakes which may be stopping you from becoming rich. This book boldly challenges — and often upturns — conventional wisdom. It reveals things about money which you may never even have thought of before. Above all, it gives you the roadmap to be financially free — forever: ● The best sources and methods of earning income ●The best ways to invest ● How asset allocation is the secret weapon for creating enduring wealth ● How to pay yourself first via budget surplus ● How to make money from "thin air" ● Beware of liabilities disguised as assets ● How investment assets help set you financially free ● How to unleash the power of good debt to multiply your wealth ● How to protect your money from financial predators.

Debt-Free Forever

Download Debt-Free Forever PDF Online Free

Author :
Publisher : The Experiment
ISBN 13 : 161519116X
Total Pages : 318 pages
Book Rating : 4.6/5 (151 download)

DOWNLOAD NOW!


Book Synopsis Debt-Free Forever by : Gail Vaz-Oxlade

Download or read book Debt-Free Forever written by Gail Vaz-Oxlade and published by The Experiment. This book was released on 2010-04-15 with total page 318 pages. Available in PDF, EPUB and Kindle. Book excerpt: Free yourself from maxed-out cards, mounting interest, and constant money stress with this “entertaining and easy to read” guide (Windsor Star). If you’re afraid to open your bills, if you’ve never added up how much you owe, if you can’t even imagine being debt-free—it’s time to join the thousands of people Gail Vaz-Oxlade has helped. Her straightforward approach to money management is based on self-control, hard work, and prioritizing what’s really important. Debt-Free Forever is Gail’s step-by-step guide, and she’ll show you how to: figure out how much you’ve actually been spending calculate how much you owe—and what it’s costing you build a budget that works maximize your debt repayments so you can be free of consumer debt in three years or less prepare for a rainy day so it doesn’t cause a major setback set goals for your new, debt-free life Make no mistake: Getting out of debt isn’t easy. But in Debt-Free Forever, Gail gives you a clear strategy and the steps needed to implement it. So if you’re finished with excuses, overdue notices, and maxed-out credit cards, follow the plan—and start becoming debt-free forever.

Safe Strategies for Financial Freedom

Download Safe Strategies for Financial Freedom PDF Online Free

Author :
Publisher : McGraw Hill Professional
ISBN 13 : 0071442901
Total Pages : 350 pages
Book Rating : 4.0/5 (714 download)

DOWNLOAD NOW!


Book Synopsis Safe Strategies for Financial Freedom by : Van K. Tharp

Download or read book Safe Strategies for Financial Freedom written by Van K. Tharp and published by McGraw Hill Professional. This book was released on 2004-05-22 with total page 350 pages. Available in PDF, EPUB and Kindle. Book excerpt: Commonsense Rules for Financial Freedom--Anyone Can Do It! Safe Strategies for Financial Freedom shows you how to know in 30 seconds whether you should be in or out of the market. The authors show you how great investors avoid mistakes--and win big. With Van Tharp's legendary risk-control techniques, learn how the world's most profitable investors reduce their risk and leave their wealth-generating potential unlimited, and how you can too. You'll learn how to invest wisely--in every type of market, protecting what you earn, and developing sources of regular income to achieve financial independence. Safe Strategies for Financial Freedom provides you with a specific program for freeing yourself from the workplace--forever. Let it show you how to seize control of your financial life by investing in the assets that will provide you with steady income until the day when your investment income surpasses your monthly expenses--and you are, once and for all, financially free.

Debt Free Forever

Download Debt Free Forever PDF Online Free

Author :
Publisher : CreateSpace
ISBN 13 : 9781506026046
Total Pages : 50 pages
Book Rating : 4.0/5 (26 download)

DOWNLOAD NOW!


Book Synopsis Debt Free Forever by : J. Jones

Download or read book Debt Free Forever written by J. Jones and published by CreateSpace. This book was released on 2015-01-05 with total page 50 pages. Available in PDF, EPUB and Kindle. Book excerpt: SO FAR IN DEBT YOU DON'T KNOW WHAT TO DO? LEARN HOW TO GET OUT OF DEBT AND INTO THE FUTURE WITH WEALTH MANAGEMENT! Want to know the steps to get you out of debt? You need help to stay out of debt? Help to lead you to financial stability? Want to know what has worked for hundreds of debt ridden consumers? Want to learn what will work to fully fit your situation? Before you can determine what type of plan will work for you, first you need to determine the reasons you got into debt in the first place! Be absolutely honest with yourself here! This is because, the efficacy of the plan you utilize, is determined by the accuracy and truth of your assessment! Be willing to do that, and this book as a reference and guaranteed you will be on the right track to debt free forever! Topic Covered.... Why and How Deep are You in Debt? Income vs. Expenses Viable Alternatives Common Pitfalls (Get Rich Quick Schemes) Concentrate on Increasing Income Keep at It Paying off your debt one by one Setting your Financial Goals Financial Education and Business Planning Much, much more! Purchase your copy today! You are just 1 click away!

Debt Free For Life

Download Debt Free For Life PDF Online Free

Author :
Publisher : Doubleday Canada
ISBN 13 : 0385676069
Total Pages : 239 pages
Book Rating : 4.3/5 (856 download)

DOWNLOAD NOW!


Book Synopsis Debt Free For Life by : David Bach

Download or read book Debt Free For Life written by David Bach and published by Doubleday Canada. This book was released on 2011-01-28 with total page 239 pages. Available in PDF, EPUB and Kindle. Book excerpt: The #1 bestselling author presents his most important book since The Automatic Millionaire and gives Canadians the knowledge, the tools, and the mindset to get out of debt — forever. Whether you are working off student loans or trying to meet the minimum balance on your credit card bill, you are probably worried every time you open your mailbox. With salaries frozen and layoffs looming, how will you ever be able to pay down that debt, let alone retire in peace? Here, David Bach offers a new philosophy made for our times, a paradigm-shifting approach to finance that teaches you how to pay down your debt and adopt a whole new way of living. If you have debt, you can be rich but still not free. When you pay down your debt, you reach Freedom Day, that glorious moment when you need a lot less money just to live. On that day, you are truly free. You can have a smaller nest egg and still retire, perhaps even earlier than you expected. With his trademark motivational energy and take-action step by step advice, Bach helps you revolutionize your finances. In these lean times, it's still possible to live your financial dreams. Let David Bach show you how.

Forever Cash

Download Forever Cash PDF Online Free

Author :
Publisher : Morgan James Publishing
ISBN 13 : 9781614487821
Total Pages : 190 pages
Book Rating : 4.4/5 (878 download)

DOWNLOAD NOW!


Book Synopsis Forever Cash by : Jack Bosch

Download or read book Forever Cash written by Jack Bosch and published by Morgan James Publishing. This book was released on 2013-09-10 with total page 190 pages. Available in PDF, EPUB and Kindle. Book excerpt: There are only two ways to retire young and wealthy: * Building a pile of cash large enough that can’t be outspent. For many, this is an unrealistic task what would take an entire lifetime. And many who have built it have lost it in a market crash or by squandering it * Building multiple sources of recurring “Forever Cash” income. These eternal income sources relieve the need for working paycheck to paycheck and create a financial fortress safeguarding from market changes. ""Forever Cash"" also allows for the luxuries of life without worrying about losing the asset. Each and every month this golden goose replenishes your monetary reserves. This is how the wealthy around the world remain wealthy. After stumbling upon these principles Jack Bosch escaped the “hamster wheel of financial hell” to retire at the age of 37. He now shares these strategies around the world teaching that anyone---no matter the situation, working fulltime starting with little money or assets---can reach financial freedom by following the simple proven strategies laid out in Forever Cash. Packed with real-world examples of success and struggle this inspirational guide to wealth without quitting your job will show you: * A completely new way of looking at money * Why building a mountain of cash to retire on---“your Number”---is not working * Why not all cash is created equal and why ""Forever Cash"" is the best. * Why the truly wealthy never run out of money and how neither will you. * How to thrive in economic uncertainty. * How to build $50,000 to $200,000 in extra income per year and turn that into financial security forever. * How to get out of debt and build a financial future without cutting your credit cards. Forever Cash is a ""Real World Blueprint"" on how to get from where you are to being financially independent forever in 5 years or less.

90 Days

Download 90 Days PDF Online Free

Author :
Publisher :
ISBN 13 : 9781734827880
Total Pages : 110 pages
Book Rating : 4.8/5 (278 download)

DOWNLOAD NOW!


Book Synopsis 90 Days by : Nicole Deas

Download or read book 90 Days written by Nicole Deas and published by . This book was released on 2020-06-08 with total page 110 pages. Available in PDF, EPUB and Kindle. Book excerpt: In these uncertain times, securing a financial future is more difficult than ever. Student loans, interest rates, maintaining a favorable credit score, and living from paycheck to paycheck have made financial freedom almost an impossibility. But, what if I could offer you seven tools to help you change your financial status from scarcity to security? Nicole knows money decisions are never just about money. Having to decide between freedom vs. survival can cause anyone to pile up debt and neglect their credit score. As you read each page, you will learn how to let go of what you thought was working. Nicole's unparalleled knowledge reveals practical and personal steps to help you enjoy financial freedom within ninety days. In 90 Days: Unlocking Your Financial Freedom to Change Your Life Forever, wealth strategist and financial coach Nicole Deas uses her personal experience and professional knowledge to offer you a unique change to your mindset and introduce you to a new way of looking at money and how it can work for you. Nicole gives you a no-nonsense approach to finance, case studies, and practical tools you will need to change your financial portfolio. You'll find new rules for valuing money, debt cancellation, spending wisely, budgeting carefully, and much more.

Debt-Free Forever

Download Debt-Free Forever PDF Online Free

Author :
Publisher : Independently Published
ISBN 13 :
Total Pages : 0 pages
Book Rating : 4.3/5 (766 download)

DOWNLOAD NOW!


Book Synopsis Debt-Free Forever by : Michael Ndene Shallo

Download or read book Debt-Free Forever written by Michael Ndene Shallo and published by Independently Published. This book was released on 2023-02-08 with total page 0 pages. Available in PDF, EPUB and Kindle. Book excerpt: A Practical Guide to Financial Freedom" is a comprehensive guide to help readers overcome debt and achieve financial stability. The book provides a step-by-step approach to getting out of debt, including creating and living within a budget, reducing expenses, increasing income, and staying motivated and on track. The author uses practical examples and tips to help readers understand and apply the concepts discussed in each chapter. This book covers a range of topics, from understanding the root causes of debt to finding the right tools and resources to achieve financial success. The author emphasizes the importance of taking a holistic approach to getting out of debt, which includes addressing both expenses and income, setting realistic financial goals, and finding balance and avoiding financial burnout. With the guidance provided in this book, readers will be better equipped to get out of debt and achieve financial stability. This book is ideal for anyone looking to overcome debt and achieve financial freedom. Whether you're just starting out on your financial journey or looking for ways to improve your current financial situation, "Getting Out of Debt: A Practical Guide to Financial Freedom" has the information and guidance you need to succeed.

Financial Freedom

Download Financial Freedom PDF Online Free

Author :
Publisher : Notion Press
ISBN 13 : 1637147791
Total Pages : 174 pages
Book Rating : 4.6/5 (371 download)

DOWNLOAD NOW!


Book Synopsis Financial Freedom by : Manish Lath, Mukesh Kumar Agrawal

Download or read book Financial Freedom written by Manish Lath, Mukesh Kumar Agrawal and published by Notion Press. This book was released on 2021-04-07 with total page 174 pages. Available in PDF, EPUB and Kindle. Book excerpt: The primary objective of the book is to create awareness and leave an impression on the mind of the reader on the importance of wealth creation and financial freedom. One can become financially free in coming time if the principles illustrated in the book are used consistently. The authors expect that after complete reading of this book, the reader’s mind will be directed towards the single goal of financial freedom, leaving all other trivial consideration which keeps on deflecting the mind of the reader from its main objective of living their dreams on their own terms. Becoming financially free is a dream for many, but one can enjoy the whole journey of becoming financially free if it is linked with a solid passion or a reason. In this book, the authors have described the importance of mental strength, habits, savings and investments to become financially free in life.

How To Become Financially Free

Download How To Become Financially Free PDF Online Free

Author :
Publisher :
ISBN 13 :
Total Pages : 26 pages
Book Rating : 4.5/5 (914 download)

DOWNLOAD NOW!


Book Synopsis How To Become Financially Free by : Tyler Holmes

Download or read book How To Become Financially Free written by Tyler Holmes and published by . This book was released on 2021-01-06 with total page 26 pages. Available in PDF, EPUB and Kindle. Book excerpt: Money troubles and stress are the norm in modern day society. There are steps and things you can do to help yourself live a less stressful life and take back control of your finances Becoming financially free is obtainable for anyone. You don't need to be Extremely talented or smart, let alone lucky. This is a straightforward, no padding guide on how to become free.

Be Financially Free

Download Be Financially Free PDF Online Free

Author :
Publisher : Marshall Cavendish International Asia Pte Ltd
ISBN 13 : 9814751782
Total Pages : 257 pages
Book Rating : 4.8/5 (147 download)

DOWNLOAD NOW!


Book Synopsis Be Financially Free by : Morten Strange

Download or read book Be Financially Free written by Morten Strange and published by Marshall Cavendish International Asia Pte Ltd. This book was released on 2016-05-15 with total page 257 pages. Available in PDF, EPUB and Kindle. Book excerpt: Wouldn’t it be great to be free from financial worries? To be able to live the life you choose instead of working your life away? You can achieve this if you understand how the economy works, how consumerism seduces you into debt, and how to use the tools at your disposal correctly. Financial independence is too important to let others manage it for you. Morten Strange, financial analyst, ‘citizen economist’ and naturalist, draws from his 50 years of experience through the 1973 oil crisis and various stock market crashes and economic recessions to show you how to manage your money so you can be financially free. He explains, in simple terms, the mechanics of financial products and types of investments such as savings, bonds, shares and property, and offers practical guidelines you can apply immediately. What sets this book apart is its focus on the current economy and the ominous direction that it is taking. While most analysts focus on short-term solutions, Be Financially Free takes a global view. In this time of impending ecological limits and the end of economic growth, what will you need to do to achieve – and protect – your financial independence in the long term? Illustrated with charts, diagrams and case studies, this revelatory book will empower you to embark on the path to financial freedom.

Debt Free Forever and Money Management Makeover and Single Women and Finances

Download Debt Free Forever and Money Management Makeover and Single Women and Finances PDF Online Free

Author :
Publisher : CreateSpace
ISBN 13 : 9781505213379
Total Pages : 56 pages
Book Rating : 4.2/5 (133 download)

DOWNLOAD NOW!


Book Synopsis Debt Free Forever and Money Management Makeover and Single Women and Finances by : J. Jones

Download or read book Debt Free Forever and Money Management Makeover and Single Women and Finances written by J. Jones and published by CreateSpace. This book was released on 2014-11-25 with total page 56 pages. Available in PDF, EPUB and Kindle. Book excerpt: MONEY MANAGEMENT MAKEOVER: The Ultimate Plan for Financial Success with Managing Your Money by Budgeting and Saving! + Debt Free Forever: The Ultimate Guide to "Knowing Nothing to Having Everything in Financial Freedom, Becoming a Millionaire, and Becoming Debt Free Forever" + Single Women & Finances: A Woman's Secret Diary To Saving, Budgeting, and Retirement (Saving, Retirement, Budgeting, Money Management, Single Woman, Finances, Banking)Money Management You want to know how to assess your current financial situation and make sound plans in order to get rid of debt, start an emergency fund, and achieve your financial goals? You want to become financially stable but don't know where to begin? This book will help you get started on budgeting, saving and investing your money to gain financial wealth and freedom. You need to be able to identify how much money you have, how much you owe, and how much you need to have. Knowing these facts will help you create changes to improve your finances and achieve your goals. Need the guidance to solid financial plan? Most people make the mistake of treating their budget as a "suggestion" instead of a rule, which is why their liabilities constantly increase and their net worth decreases! So get the right tools to set you on the path of success! Starts here today if you want it bad! Just hit click to begin that process! Preview of Topics Assess Your Current Financial Situation Create a Financial Plan Create a Budget Plan and Stick to It Get Rid of Debt ASAP Safeguard Yourself and Your Money Put Your Money in Investments Much, much more! Debt Free Want to know the steps to get you out of debt? You need help to stay out of debt? Help to lead you to financial stability? Want to know what has worked for hundreds of debt ridden consumers? Want to learn what will work to fully fit your situation? Before you can determine what type of plan will work for you, first you need to determine the reasons you got into debt in the first place! Be absolutely honest with yourself here! This is because, the efficacy of the plan you utilize, is determined by the accuracy and truth of your assessment! Be willing to do that, and this book as a reference and guaranteed you will be on the right track to debt free forever! Topic Covered.... Why and How Deep are You in Debt? Income vs. Expenses Viable Alternatives Common Pitfalls (Get Rich Quick Schemes) Concentrate on Increasing Income Keep at It Financial Education and Business Planning Much, much more! Single Women & FinanceDid you know are more single women than married ones? There are many single women who earn a lot of money. Are you one of them? Women today make better financial decisions. However, most of these women still feel inadequate to navigate their financial life successfully! Are you one of them? Women struggle because they have no formal training in money management. They grow up believing a lot of money myths which caused anxiety, feeling of inadequacy, and confusion! Do you want to take control of your finances because you have to make ends meet? You have no partner to share the expenses with! Here Is What We Cover.... Advantages and Disadvantages of Being a Single Woman Saving Tips for a Single Woman Budget Tips for the Single Woman Retirement Tips for the Single Woman Excellent Finance Tips for Women Much, much more!

Care to Be Rich?

Download Care to Be Rich? PDF Online Free

Author :
Publisher :
ISBN 13 : 9781985786486
Total Pages : 272 pages
Book Rating : 4.7/5 (864 download)

DOWNLOAD NOW!


Book Synopsis Care to Be Rich? by : Gary Candlish

Download or read book Care to Be Rich? written by Gary Candlish and published by . This book was released on 2018-03-26 with total page 272 pages. Available in PDF, EPUB and Kindle. Book excerpt: At the age of 39, Gary Candlish received a phone call from his accountant telling him he was financially free. He had enough passive income to maintain the lifestyle he wanted without ever needing to work again. Given that he grew up in a poor household in North-East England, and left school at 16 with few qualifications, this was a significant achievement - made all the more remarkable by the fact that his breakthrough stemmed from working in the private care industry.Obviously, Candlish's financial freedom didn't appear overnight, he had to work hard during those tentative early years when his care homes were half empty. But his tenacity and determination kept him going. He has invested in years of training and education with some of the world's leading experts in personal development and finance. He also has a first-rate team around him, great staff working in his care homes, and his close-knit family who support him every step of the way. Care to be Rich? explores how ordinary individuals can find their own financial freedom by doing what they love. It guides readers through simple but powerful step-by-step processes to help them achieve their goals, and sheds light on the 'razor's edge performance' that is so vital to success. Candlish shares his story with honesty, reality and a genuine desire to help as many other people as possible to find their financial freedom. Because he knows that with the right tools in place, anything is possible.ALL PROCEEDS FROM THE SALE OF THIS BOOK WILL BE DONATED TO CHARITY.

Get Ready! Get Real! Get Financial Freedom!

Download Get Ready! Get Real! Get Financial Freedom! PDF Online Free

Author :
Publisher : Opes Publishing Co.
ISBN 13 : 1734311819
Total Pages : 78 pages
Book Rating : 4.7/5 (343 download)

DOWNLOAD NOW!


Book Synopsis Get Ready! Get Real! Get Financial Freedom! by : Jeffery A. Johnson Sr.

Download or read book Get Ready! Get Real! Get Financial Freedom! written by Jeffery A. Johnson Sr. and published by Opes Publishing Co.. This book was released on 2020-01-21 with total page 78 pages. Available in PDF, EPUB and Kindle. Book excerpt: This book will change your life and finances for the better! Are you ready for life, your way? Tired of overcomplicated approaches? Ready for real financial freedom now? Today you can break free, and it is simple! Whether your dream is escaping the rat race, being your own boss, experiencing high-end world travel, earning a monthly five-figure income with zero management, or just living more and working less, Get Ready! Get Real! Get Financial Freedom! is the simple blueprint for making it happen! Never have to settle Exceed goals you previously thought were impossible Set your mind and goals to guarantee achievement Create unprecedented levels of happiness and satisfaction in every area of your life Create the financially Free life you want Become a role model for success This book is your simple blueprint for truly building and sustaining financial freedom and changing your life for the better forever!

7 Steps to Becoming Financially Free Workbook

Download 7 Steps to Becoming Financially Free Workbook PDF Online Free

Author :
Publisher : Our Sunday Visitor
ISBN 13 : 9781592762538
Total Pages : 0 pages
Book Rating : 4.7/5 (625 download)

DOWNLOAD NOW!


Book Synopsis 7 Steps to Becoming Financially Free Workbook by : Phil Lenahan

Download or read book 7 Steps to Becoming Financially Free Workbook written by Phil Lenahan and published by Our Sunday Visitor. This book was released on 2006 with total page 0 pages. Available in PDF, EPUB and Kindle. Book excerpt: 7 Steps to Becoming Financially Free Workbook offers all the nuts and bolts to make the most of God's generous gifts. In this perfect complement to the book, 7 Steps to Becoming Financially Free, you?ll find all the necessary tools to implement sound principles of financial management, budgeting, and investing in your life. An author, financier, and lifelong Catholic, Phil Lenahan weaves personal anecdotes with sound Catholic teaching and extensive financial counseling experience to help you gain clarity on some of the biggest issues you face today. Most important, he shows you why your financial plan is part of a much larger spiritual plan that God has in mind for you. 7 Steps to Becoming Financially Free Workbook walks you through the right spreadsheets, spending analyses, calculators, metrics, and helpful prompts to create the best financial plan for yourself and your family ? without losing sight of Catholic teachings regarding money, being good stewards, and trusting God's plan. It helps you to appreciate the gifts God has given you ? your skills, your education, your training, your income ? and shows you how to use them as He intended. True financial freedom is about a lot more than just getting out of debt or saving for retirement. True financial freedom is being a good steward of all that God has blest us with, and trusting in His providence as we set our future goals. Start your journey to true financial freedom today.