Credit Risk Scorecards

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Publisher : John Wiley & Sons
ISBN 13 : 1118429168
Total Pages : 124 pages
Book Rating : 4.1/5 (184 download)

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Book Synopsis Credit Risk Scorecards by : Naeem Siddiqi

Download or read book Credit Risk Scorecards written by Naeem Siddiqi and published by John Wiley & Sons. This book was released on 2012-06-29 with total page 124 pages. Available in PDF, EPUB and Kindle. Book excerpt: Praise for Credit Risk Scorecards "Scorecard development is important to retail financial services in terms of credit risk management, Basel II compliance, and marketing of credit products. Credit Risk Scorecards provides insight into professional practices in different stages of credit scorecard development, such as model building, validation, and implementation. The book should be compulsory reading for modern credit risk managers." —Michael C. S. Wong Associate Professor of Finance, City University of Hong Kong Hong Kong Regional Director, Global Association of Risk Professionals "Siddiqi offers a practical, step-by-step guide for developing and implementing successful credit scorecards. He relays the key steps in an ordered and simple-to-follow fashion. A 'must read' for anyone managing the development of a scorecard." —Jonathan G. Baum Chief Risk Officer, GE Consumer Finance, Europe "A comprehensive guide, not only for scorecard specialists but for all consumer credit professionals. The book provides the A-to-Z of scorecard development, implementation, and monitoring processes. This is an important read for all consumer-lending practitioners." —Satinder Ahluwalia Vice President and Head-Retail Credit, Mashreqbank, UAE "This practical text provides a strong foundation in the technical issues involved in building credit scoring models. This book will become required reading for all those working in this area." —J. Michael Hardin, PhD Professor of StatisticsDepartment of Information Systems, Statistics, and Management ScienceDirector, Institute of Business Intelligence "Mr. Siddiqi has captured the true essence of the credit risk practitioner's primary tool, the predictive scorecard. He has combined both art and science in demonstrating the critical advantages that scorecards achieve when employed in marketing, acquisition, account management, and recoveries. This text should be part of every risk manager's library." —Stephen D. Morris Director, Credit Risk, ING Bank of Canada

Software Testing and Analysis

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Author :
Publisher : John Wiley & Sons
ISBN 13 :
Total Pages : 516 pages
Book Rating : 4.:/5 (321 download)

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Book Synopsis Software Testing and Analysis by : Mauro Pezze

Download or read book Software Testing and Analysis written by Mauro Pezze and published by John Wiley & Sons. This book was released on 2008 with total page 516 pages. Available in PDF, EPUB and Kindle. Book excerpt: Teaches readers how to test and analyze software to achieve an acceptable level of quality at an acceptable cost Readers will be able to minimize software failures, increase quality, and effectively manage costs Covers techniques that are suitable for near-term application, with sufficient technical background to indicate how and when to apply them Provides balanced coverage of software testing & analysis approaches By incorporating modern topics and strategies, this book will be the standard software-testing textbook

Introduction to Information Retrieval

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Author :
Publisher : Cambridge University Press
ISBN 13 : 1139472100
Total Pages : pages
Book Rating : 4.1/5 (394 download)

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Book Synopsis Introduction to Information Retrieval by : Christopher D. Manning

Download or read book Introduction to Information Retrieval written by Christopher D. Manning and published by Cambridge University Press. This book was released on 2008-07-07 with total page pages. Available in PDF, EPUB and Kindle. Book excerpt: Class-tested and coherent, this textbook teaches classical and web information retrieval, including web search and the related areas of text classification and text clustering from basic concepts. It gives an up-to-date treatment of all aspects of the design and implementation of systems for gathering, indexing, and searching documents; methods for evaluating systems; and an introduction to the use of machine learning methods on text collections. All the important ideas are explained using examples and figures, making it perfect for introductory courses in information retrieval for advanced undergraduates and graduate students in computer science. Based on feedback from extensive classroom experience, the book has been carefully structured in order to make teaching more natural and effective. Slides and additional exercises (with solutions for lecturers) are also available through the book's supporting website to help course instructors prepare their lectures.

Knowledge-Based Systems

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Publisher : Jones & Bartlett Publishers
ISBN 13 : 1449662706
Total Pages : 375 pages
Book Rating : 4.4/5 (496 download)

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Book Synopsis Knowledge-Based Systems by : Rajendra Akerkar

Download or read book Knowledge-Based Systems written by Rajendra Akerkar and published by Jones & Bartlett Publishers. This book was released on 2009-08-25 with total page 375 pages. Available in PDF, EPUB and Kindle. Book excerpt: A knowledge-based system (KBS) is a system that uses artificial intelligence techniques in problem-solving processes to support human decision-making, learning, and action. Ideal for advanced-undergraduate and graduate students, as well as business professionals, this text is designed to help users develop an appreciation of KBS and their architecture and understand a broad variety of knowledge-based techniques for decision support and planning. It assumes basic computer science skills and a math background that includes set theory, relations, elementary probability, and introductory concepts of artificial intelligence. Each of the 12 chapters is designed to be modular, providing instructors with the flexibility to model the book to their own course needs. Exercises are incorporated throughout the text to highlight certain aspects of the material presented and to simulate thought and discussion. A comprehensive text and resource, Knowledge-Based Systems provides access to the most current information in KBS and new artificial intelligences, as well as neural networks, fuzzy logic, genetic algorithms, and soft systems.

The Cambridge Handbook of Computing Education Research

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Publisher :
ISBN 13 : 1108756212
Total Pages : 924 pages
Book Rating : 4.1/5 (87 download)

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Book Synopsis The Cambridge Handbook of Computing Education Research by : Sally A. Fincher

Download or read book The Cambridge Handbook of Computing Education Research written by Sally A. Fincher and published by . This book was released on 2019-02-13 with total page 924 pages. Available in PDF, EPUB and Kindle. Book excerpt: This is an authoritative introduction to Computing Education research written by over 50 leading researchers from academia and the industry.

Autonomous Horizons

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Publisher : Independently Published
ISBN 13 : 9781092834346
Total Pages : 420 pages
Book Rating : 4.8/5 (343 download)

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Book Synopsis Autonomous Horizons by : Greg Zacharias

Download or read book Autonomous Horizons written by Greg Zacharias and published by Independently Published. This book was released on 2019-04-05 with total page 420 pages. Available in PDF, EPUB and Kindle. Book excerpt: Dr. Greg Zacharias, former Chief Scientist of the United States Air Force (2015-18), explores next steps in autonomous systems (AS) development, fielding, and training. Rapid advances in AS development and artificial intelligence (AI) research will change how we think about machines, whether they are individual vehicle platforms or networked enterprises. The payoff will be considerable, affording the US military significant protection for aviators, greater effectiveness in employment, and unlimited opportunities for novel and disruptive concepts of operations. Autonomous Horizons: The Way Forward identifies issues and makes recommendations for the Air Force to take full advantage of this transformational technology.

Recommender Systems

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Publisher : Cambridge University Press
ISBN 13 : 1139492594
Total Pages : pages
Book Rating : 4.1/5 (394 download)

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Book Synopsis Recommender Systems by : Dietmar Jannach

Download or read book Recommender Systems written by Dietmar Jannach and published by Cambridge University Press. This book was released on 2010-09-30 with total page pages. Available in PDF, EPUB and Kindle. Book excerpt: In this age of information overload, people use a variety of strategies to make choices about what to buy, how to spend their leisure time, and even whom to date. Recommender systems automate some of these strategies with the goal of providing affordable, personal, and high-quality recommendations. This book offers an overview of approaches to developing state-of-the-art recommender systems. The authors present current algorithmic approaches for generating personalized buying proposals, such as collaborative and content-based filtering, as well as more interactive and knowledge-based approaches. They also discuss how to measure the effectiveness of recommender systems and illustrate the methods with practical case studies. The final chapters cover emerging topics such as recommender systems in the social web and consumer buying behavior theory. Suitable for computer science researchers and students interested in getting an overview of the field, this book will also be useful for professionals looking for the right technology to build real-world recommender systems.

Approaches to Class Analysis

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Publisher : Cambridge University Press
ISBN 13 : 9781139444460
Total Pages : 232 pages
Book Rating : 4.4/5 (444 download)

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Book Synopsis Approaches to Class Analysis by : Erik Olin Wright

Download or read book Approaches to Class Analysis written by Erik Olin Wright and published by Cambridge University Press. This book was released on 2005-07-01 with total page 232 pages. Available in PDF, EPUB and Kindle. Book excerpt: Few themes have been as central to sociology as 'class' and yet class remains a perpetually contested idea. Sociologists disagree not only on how best to define the concept of class but on its general role in social theory and indeed on its continued relevance to the sociological analysis of contemporary society. Some people believe that classes have largely dissolved in contemporary societies; others believe class remains one of the fundamental forms of social inequality and social power. Some see class as a narrow economic phenomenon whilst others adopt an expansive conception that includes cultural dimensions as well as economic conditions. This 2005 book explores the theoretical foundations of six major perspectives of class with each chapter written by an expert in the field. It concludes with a conceptual map of these alternative approaches by posing the question: 'If class is the answer, what is the question?'

Explorations in Automatic Thesaurus Discovery

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Publisher : Springer Science & Business Media
ISBN 13 : 1461527104
Total Pages : 313 pages
Book Rating : 4.4/5 (615 download)

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Book Synopsis Explorations in Automatic Thesaurus Discovery by : Gregory Grefenstette

Download or read book Explorations in Automatic Thesaurus Discovery written by Gregory Grefenstette and published by Springer Science & Business Media. This book was released on 2012-12-06 with total page 313 pages. Available in PDF, EPUB and Kindle. Book excerpt: Explorations in Automatic Thesaurus Discovery presents an automated method for creating a first-draft thesaurus from raw text. It describes natural processing steps of tokenization, surface syntactic analysis, and syntactic attribute extraction. From these attributes, word and term similarity is calculated and a thesaurus is created showing important common terms and their relation to each other, common verb--noun pairings, common expressions, and word family members. The techniques are tested on twenty different corpora ranging from baseball newsgroups, assassination archives, medical X-ray reports, abstracts on AIDS, to encyclopedia articles on animals, even on the text of the book itself. The corpora range from 40,000 to 6 million characters of text, and results are presented for each in the Appendix. The methods described in the book have undergone extensive evaluation. Their time and space complexity are shown to be modest. The results are shown to converge to a stable state as the corpus grows. The similarities calculated are compared to those produced by psychological testing. A method of evaluation using Artificial Synonyms is tested. Gold Standards evaluation show that techniques significantly outperform non-linguistic-based techniques for the most important words in corpora. Explorations in Automatic Thesaurus Discovery includes applications to the fields of information retrieval using established testbeds, existing thesaural enrichment, semantic analysis. Also included are applications showing how to create, implement, and test a first-draft thesaurus.

Information Retrieval

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Publisher : Springer Science & Business Media
ISBN 13 : 0387226788
Total Pages : 524 pages
Book Rating : 4.3/5 (872 download)

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Book Synopsis Information Retrieval by : William Hersh

Download or read book Information Retrieval written by William Hersh and published by Springer Science & Business Media. This book was released on 2006-05-04 with total page 524 pages. Available in PDF, EPUB and Kindle. Book excerpt: Coupled with the growth of the World Wide Web, the topic of health information retrieval has had a tremendous impact on consumer health information. With the aid of newly added questions and discussions at the end of each chapter, this Second Edition covers theory practical applications, evaluation, and research directions of all aspects of medical information retireval systems.

Transfer Learning

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Publisher : Cambridge University Press
ISBN 13 : 1108860087
Total Pages : 394 pages
Book Rating : 4.1/5 (88 download)

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Book Synopsis Transfer Learning by : Qiang Yang

Download or read book Transfer Learning written by Qiang Yang and published by Cambridge University Press. This book was released on 2020-02-13 with total page 394 pages. Available in PDF, EPUB and Kindle. Book excerpt: Transfer learning deals with how systems can quickly adapt themselves to new situations, tasks and environments. It gives machine learning systems the ability to leverage auxiliary data and models to help solve target problems when there is only a small amount of data available. This makes such systems more reliable and robust, keeping the machine learning model faced with unforeseeable changes from deviating too much from expected performance. At an enterprise level, transfer learning allows knowledge to be reused so experience gained once can be repeatedly applied to the real world. For example, a pre-trained model that takes account of user privacy can be downloaded and adapted at the edge of a computer network. This self-contained, comprehensive reference text describes the standard algorithms and demonstrates how these are used in different transfer learning paradigms. It offers a solid grounding for newcomers as well as new insights for seasoned researchers and developers.

Design Recommendations for Intelligent Tutoring Systems

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Publisher : U.S. Army Research Laboratory
ISBN 13 : 0989392309
Total Pages : 303 pages
Book Rating : 4.9/5 (893 download)

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Book Synopsis Design Recommendations for Intelligent Tutoring Systems by : Dr. Robert A. Sottilare, US Army Research Laboratory

Download or read book Design Recommendations for Intelligent Tutoring Systems written by Dr. Robert A. Sottilare, US Army Research Laboratory and published by U.S. Army Research Laboratory. This book was released on 2013-08-01 with total page 303 pages. Available in PDF, EPUB and Kindle. Book excerpt: Design Recommendations for Intelligent Tutoring Systems explores the impact of computer-based tutoring system design on education and training. Specifically, this volume, “Learner Modeling” examines the fundamentals of learner modeling and identifies best practices, emerging concepts and future needs to promote efficient and effective tutoring. Part of our design recommendations include current, projected, and needed capabilities within the Generalized Intelligent Framework for Tutoring (GIFT), an open source, modular, service-oriented architecture developed to promote simplified authoring, reuse, standardization, automated instruction and evaluation of tutoring technologies.

Conspicuous Compassion

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Publisher : Coronet Books
ISBN 13 :
Total Pages : 100 pages
Book Rating : 4.F/5 ( download)

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Book Synopsis Conspicuous Compassion by : Patrick West

Download or read book Conspicuous Compassion written by Patrick West and published by Coronet Books. This book was released on 2004 with total page 100 pages. Available in PDF, EPUB and Kindle. Book excerpt: "We live in an age of conspicuous compassion. We sport empathy ribbons, send flowers to recently deceased celebrities, weep in public over murdered children, apologize for historical misdemeanors, wear red noses for the starving, go on demonstrations to proclaim 'Drop the Debt' or 'Not in My Name.' We feel each other's pain. We desperately seek a common identity and new social bonds to replace those that have withered in the post-war era - the family, the church, the nation and neighborhood. Mourning sickness is a religion for the lonely crowd that no longer subscribes to orthodox churches. Its flowers and teddies are its rites, its collective minutes' silences its liturgy and mass. This book's thesis is that such displays of empathy do not change the world for the better: they do not help the poor, diseased, dispossessed or bereaved. Our culture of ostentatious caring is about projecting your ego, and informing others what a deeply caring individual you are. It is about feeling good, not doing good, and illustrates not how altruistic we have become, but how selfish. And, as Patrick West shows in this witty but incisive monograph, sometimes it can be cruel."

Mathematics for Machine Learning

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Publisher : Cambridge University Press
ISBN 13 : 1108569323
Total Pages : 392 pages
Book Rating : 4.1/5 (85 download)

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Book Synopsis Mathematics for Machine Learning by : Marc Peter Deisenroth

Download or read book Mathematics for Machine Learning written by Marc Peter Deisenroth and published by Cambridge University Press. This book was released on 2020-04-23 with total page 392 pages. Available in PDF, EPUB and Kindle. Book excerpt: The fundamental mathematical tools needed to understand machine learning include linear algebra, analytic geometry, matrix decompositions, vector calculus, optimization, probability and statistics. These topics are traditionally taught in disparate courses, making it hard for data science or computer science students, or professionals, to efficiently learn the mathematics. This self-contained textbook bridges the gap between mathematical and machine learning texts, introducing the mathematical concepts with a minimum of prerequisites. It uses these concepts to derive four central machine learning methods: linear regression, principal component analysis, Gaussian mixture models and support vector machines. For students and others with a mathematical background, these derivations provide a starting point to machine learning texts. For those learning the mathematics for the first time, the methods help build intuition and practical experience with applying mathematical concepts. Every chapter includes worked examples and exercises to test understanding. Programming tutorials are offered on the book's web site.

Improving Education for Multilingual and English Learner Students

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Publisher :
ISBN 13 : 9780801118074
Total Pages : pages
Book Rating : 4.1/5 (18 download)

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Book Synopsis Improving Education for Multilingual and English Learner Students by :

Download or read book Improving Education for Multilingual and English Learner Students written by and published by . This book was released on 2020-11 with total page pages. Available in PDF, EPUB and Kindle. Book excerpt:

Order from Transfer

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Author :
Publisher : Edward Elgar Publishing
ISBN 13 : 1781952116
Total Pages : 383 pages
Book Rating : 4.7/5 (819 download)

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Book Synopsis Order from Transfer by : Günter Frankenberg

Download or read book Order from Transfer written by Günter Frankenberg and published by Edward Elgar Publishing. This book was released on 2013-01-01 with total page 383 pages. Available in PDF, EPUB and Kindle. Book excerpt: ÔA fascinating collection of essays commenting on and developing FrankenbergÕs IKEA theory of legal transfer. With valuable theoretical analyses, comparative studies, attention to gender issues, post-colonial contexts, imposed law and legal history, this book is essential reading for anyone thinking about the circulation of legal models especially, but not only, in the area of constitutional law.Õ Ð David Nelken, University of Cardiff, UK ÔFrankenbergÕs work gives a new insight of what comparative law can be in the context of globalization, representing an outstanding achievement. His theory of ÒtransferÓ supersedes the metaphors of mainstream scholarship, displaying that constitutions are not mere ÒcommoditiesÓ or items to be assembled. The real matter is rather, which ÒmeaningsÓ are generated through transfer. In this way, beyond any usual flat version, we may perceive that any Òconstitutional relocationÓ exhibits a reappraisal of the whole world we live in.Õ Ð Pier Giueseppe Monateri, University of Turin, Italy Constitutional orders and legal regimes are established and changed through the importing and exporting of ideas and ideologies, norms, institutions and arguments. The contributions in this book discuss this assumption and address theoretical questions, methodological problems and political projects connected with the transfer of constitutions and law. Some of the chapters focus on the pathways, risks and side-effects of legal-constitutional transfers in specific situations, such as postcolonial societies and occupied territories. Others follow law beyond the official arenas into systems of legal pluralism, while others analyze how experimentalism generates hybrid constitutional orders. This interdisciplinary, multi-jurisdictional study will appeal to researchers, academics and advanced students in the fields of comparative constitutional law, comparative law and legal theory.

The Theory and Practice of Online Learning

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Publisher : Athabasca University Press
ISBN 13 : 1897425082
Total Pages : 485 pages
Book Rating : 4.8/5 (974 download)

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Book Synopsis The Theory and Practice of Online Learning by : Terry Anderson

Download or read book The Theory and Practice of Online Learning written by Terry Anderson and published by Athabasca University Press. This book was released on 2008 with total page 485 pages. Available in PDF, EPUB and Kindle. Book excerpt: "Neither an academic tome nor a prescriptive 'how to' guide, The Theory and Practice of Online Learning is an illuminating collection of essays by practitioners and scholars active in the complex field of distance education. Distance education has evolved significantly in its 150 years of existence. For most of this time, it was an individual pursuit defined by infrequent postal communication. But recently, three more developmental generations have emerged, supported by television and radio, teleconferencing, and computer conferencing. The early 21st century has produced a fifth generation, based on autonomous agents and intelligent, database-assisted learning, that has been referred to as Web 2.0. The second edition of "The Theory and Practice of Online Learning" features updates in each chapter, plus four new chapters on current distance education issues such as connectivism and social software innovations."--BOOK JACKET.