Everyone Ends Up Poor

Download Everyone Ends Up Poor full books in PDF, epub, and Kindle. Read online Everyone Ends Up Poor ebook anywhere anytime directly on your device. Fast Download speed and no annoying ads. We cannot guarantee that every ebooks is available!

Everyone Ends Up Poor!

Author : Curtis Ray
Publisher :
ISBN 13 : 9781729218105
Total Pages : 177 pages
Book Rating : 4.2/5 (181 download)

DOWNLOAD NOW!

Book Synopsis Everyone Ends Up Poor! by : Curtis Ray

Download or read book Everyone Ends Up Poor! written by Curtis Ray and published by . This book was released on 2018-10-24 with total page 177 pages. Available in PDF, EPUB and Kindle. Book excerpt: What is financial freedom and how do you achieve it? That is a question I asked myself in 2014. My name is Curtis Ray, from Gilbert, Arizona and the author of this book Everyone Ends Up Poor(tm). I want to tell you my story of financial discovery through family, entrepreneurism, product development, and an array of experiences. This is not a traditional story of an investment strategy secret or 401(k) success, but a story of true pursuit of knowledge, breaking down the whole system of financial planning, and discovering the inefficiencies and underwhelming results of the 401(k), IRA, Roth IRA and other traditional financial plans. Throughout the book I look back on my life of running numerous businesses, what I learned through rapid success, partnerships, my rise and fall of financial wealth, and what ultimately led me to a career in educating the public on the Rules of Money and how to achieve financial security.This book is like no book ever written. Explaining clearly why a 401(k), IRA, Roth IRA, and other traditional retirement vehicles are not your friend, were never designed to produce you a good retirement income, and why Everyone Ends Up Poor(tm). Once someone understands the pitfalls of the current financial system, I explain the steps that can be taken to improve your retirement success by up to 400%. Through the experience and knowledge found in my journey, anyone can start the path of financial freedom today. In this book I explain the 7 Rules of Money prosperity, the 9 pillars of financial planning, pitfalls to avoid as an entrepreneur, and the one-of-a-kind financial strategy called Maximum Premium Indexing or MPI(tm).Everyone Ends Up Poor(tm) will challenge every belief you have regarding the current financial planning system.

So Rich, So Poor

Author : Peter Edelman
Publisher : New Press, The
ISBN 13 : 1595589570
Total Pages : 160 pages
Book Rating : 4.5/5 (955 download)

DOWNLOAD NOW!

Book Synopsis So Rich, So Poor by : Peter Edelman

Download or read book So Rich, So Poor written by Peter Edelman and published by New Press, The. This book was released on 2013-09-03 with total page 160 pages. Available in PDF, EPUB and Kindle. Book excerpt: “A competent, thorough assessment from a veteran expert in the field.” —Kirkus Reviews Income disparities in our wealthy nation are wider than at any point since the Great Depression. The structure of today’s economy has stultified wage growth for half of America’s workers—with even worse results at the bottom and for people of color—while bestowing billions on the few at the very top. In this “accessible and inspiring analysis”, lifelong anti-poverty advocate Peter Edelman assesses how the United States can have such an outsized number of unemployed and working poor despite important policy gains. He delves into what is happening to the people behind the statistics and takes a particular look at young people of color, for whom the possibility of productive lives is too often lost on the way to adulthood (Angela Glover Blackwell). For anyone who wants to understand one of the critical issues of twenty-first century America, So Rich, So Poor is “engaging and informative” (William Julius Wilson) and “powerful and eloquent” (Wade Henderson).

Everyone Ends Up Poor!

Author : Curtis Ray
Publisher :
ISBN 13 : 9781729137697
Total Pages : 177 pages
Book Rating : 4.1/5 (376 download)

DOWNLOAD NOW!

Book Synopsis Everyone Ends Up Poor! by : Curtis Ray

Download or read book Everyone Ends Up Poor! written by Curtis Ray and published by . This book was released on 2018-10-22 with total page 177 pages. Available in PDF, EPUB and Kindle. Book excerpt: I have a passion for business development, product development and financial services specializing in retirement planning. I started my first business, Ray Brothers Granite, in 2004 with the concept of importing granite from overseas and providing a complete turn key installation service to the residential market. After 4 great years of success, I had the desire to create a new type of product in thin slabs of granite and other natural stones. In 2008, I began to travel to China often to design and develop Thin Natural Stone Panels. In 2009 the new product was ready to go to market so myself and 2 partners founded ForzaStone Building Solutions. In 2011, we opened up Direct Granite to supply and wholesale to the contractor base and provide all the granite and other stones to Ray Brothers Granite. In 2013, Direct Granite, Ray Brothers Granite, and ForzaStone moved into a high end showroom in Mesa, AZ and consolidated all my companies under 1 roof. Ray Brothers Granite and Direct Granite merged to form into one of the largest Wholesale/ Retail Home Interior Remodeling Company in Arizona as the name Premium Granite. To date my companies have imported over 500 containers in over 15 different construction product lines and revenues of over $40,000,000. We provide services to residential remodeling and new build, multi family apartments and condos, modular homes, hotels, and other applications.In 2014, I started a financial services business called SunCor Financial. I developed a retirement planning system called Maximum Premium Indexing currently in Patent Pending and expanding nationally. MPI focuses on the 9 essentials of a financial plan. Through MPI, a financial plan can produce up to 4x more Income with security than the traditional IRA, Roth, or 401k. I developed a seminar that I teach Nationally called "The Science of Retirement." I have a true passion for educating Millennials and Gen Y on rules of money, how to secure their future, and maximize their money.This book was written to help you create a financial plan that protects you, ensures your growth, and allows you to keep getting wealthier even when the market doesn't go your way.

Nickel and Dimed

Author : Barbara Ehrenreich
Publisher : Metropolitan Books
ISBN 13 : 1429926643
Total Pages : 256 pages
Book Rating : 4.4/5 (299 download)

DOWNLOAD NOW!

Book Synopsis Nickel and Dimed by : Barbara Ehrenreich

Download or read book Nickel and Dimed written by Barbara Ehrenreich and published by Metropolitan Books. This book was released on 2010-04-01 with total page 256 pages. Available in PDF, EPUB and Kindle. Book excerpt: The New York Times bestselling work of undercover reportage from our sharpest and most original social critic, with a new foreword by Matthew Desmond, author of Evicted Millions of Americans work full time, year round, for poverty-level wages. In 1998, Barbara Ehrenreich decided to join them. She was inspired in part by the rhetoric surrounding welfare reform, which promised that a job—any job—can be the ticket to a better life. But how does anyone survive, let alone prosper, on $6 an hour? To find out, Ehrenreich left her home, took the cheapest lodgings she could find, and accepted whatever jobs she was offered. Moving from Florida to Maine to Minnesota, she worked as a waitress, a hotel maid, a cleaning woman, a nursing-home aide, and a Wal-Mart sales clerk. She lived in trailer parks and crumbling residential motels. Very quickly, she discovered that no job is truly "unskilled," that even the lowliest occupations require exhausting mental and muscular effort. She also learned that one job is not enough; you need at least two if you int to live indoors. Nickel and Dimed reveals low-rent America in all its tenacity, anxiety, and surprising generosity—a land of Big Boxes, fast food, and a thousand desperate stratagems for survival. Read it for the smoldering clarity of Ehrenreich's perspective and for a rare view of how "prosperity" looks from the bottom. And now, in a new foreword, Matthew Desmond, author of Evicted: Poverty and Profit in the American City, explains why, twenty years on in America, Nickel and Dimed is more relevant than ever.

The Life You Can Save

Author : Peter Singer
Publisher : Random House Trade Paperbacks
ISBN 13 : 0812981561
Total Pages : 242 pages
Book Rating : 4.8/5 (129 download)

DOWNLOAD NOW!

Book Synopsis The Life You Can Save by : Peter Singer

Download or read book The Life You Can Save written by Peter Singer and published by Random House Trade Paperbacks. This book was released on 2010 with total page 242 pages. Available in PDF, EPUB and Kindle. Book excerpt: Argues that for the first time in history we're in a position to end extreme poverty throughout the world, both because of our unprecedented wealth and advances in technology, therefore we can no longer consider ourselves good people unless we give more to the poor. Reprint.

Maid

Author : Stephanie Land
Publisher : Hachette UK
ISBN 13 : 0316505102
Total Pages : 266 pages
Book Rating : 4.3/5 (165 download)

DOWNLOAD NOW!

Book Synopsis Maid by : Stephanie Land

Download or read book Maid written by Stephanie Land and published by Hachette UK. This book was released on 2019-01-22 with total page 266 pages. Available in PDF, EPUB and Kindle. Book excerpt: "A single mother's personal, unflinching look at America's class divide (Barack Obama)," this New York Times bestselling memoir is the inspiration for the Netflix limited series, hailed by Rolling Stone as "a great one." At 28, Stephanie Land's dreams of attending a university and becoming a writer quickly dissolved when a summer fling turned into an unplanned pregnancy. Before long, she found herself a single mother, scraping by as a housekeeper to make ends meet. Maid is an emotionally raw, masterful account of Stephanie's years spent in service to upper middle class America as a "nameless ghost" who quietly shared in her clients' triumphs, tragedies, and deepest secrets. Driven to carve out a better life for her family, she cleaned by day and took online classes by night, writing relentlessly as she worked toward earning a college degree. She wrote of the true stories that weren't being told: of living on food stamps and WIC coupons, of government programs that barely provided housing, of aloof government employees who shamed her for receiving what little assistance she did. Above all else, she wrote about pursuing the myth of the American Dream from the poverty line, all the while slashing through deep-rooted stigmas of the working poor. Maid is Stephanie's story, but it's not hers alone. It is an inspiring testament to the courage, determination, and ultimate strength of the human spirit. "A single mother's personal, unflinching look at America's class divide, a description of the tightrope many families walk just to get by, and a reminder of the dignity of all work." -PRESIDENT BARACK OBAMA, Obama's Summer Reading List

Off the Books

Author : Sudhir Alladi Venkatesh
Publisher : Harvard University Press
ISBN 13 : 9780674044647
Total Pages : 460 pages
Book Rating : 4.0/5 (446 download)

DOWNLOAD NOW!

Book Synopsis Off the Books by : Sudhir Alladi Venkatesh

Download or read book Off the Books written by Sudhir Alladi Venkatesh and published by Harvard University Press. This book was released on 2009-06-30 with total page 460 pages. Available in PDF, EPUB and Kindle. Book excerpt: In this revelatory book, Sudhir Venkatesh takes us into Maquis Park, a poor black neighborhood on Chicago's Southside, to explore the desperate and remarkable ways in which a community survives. The result is a dramatic narrative of individuals at work, and a rich portrait of a community. But while excavating the efforts of men and women to generate a basic livelihood for themselves and their families, Off the Books offers a devastating critique of the entrenched poverty that we so often ignore in America, and reveals how the underground economy is an inevitable response to the ghetto's appalling isolation from the rest of the country.

How the Poor Can Save Capitalism

Author : John Hope Bryant
Publisher : Berrett-Koehler Publishers
ISBN 13 : 1626560331
Total Pages : 177 pages
Book Rating : 4.6/5 (265 download)

DOWNLOAD NOW!

Book Synopsis How the Poor Can Save Capitalism by : John Hope Bryant

Download or read book How the Poor Can Save Capitalism written by John Hope Bryant and published by Berrett-Koehler Publishers. This book was released on 2014-06-02 with total page 177 pages. Available in PDF, EPUB and Kindle. Book excerpt: This book has a simple message for business leaders: you help yourselves by helping the poor. Instead of feeling as if the economy is working against them, the poor need to feel they have a stake in it so they will buy your products and put money in the bank. Supporting poor people's efforts to move into the middle class is the only way to enrich everyone, rich and poor alike.

Rich Dad's Before You Quit Your Job

Author : Robert T. Kiyosaki
Publisher : Business Plus
ISBN 13 : 0759514534
Total Pages : 232 pages
Book Rating : 4.7/5 (595 download)

DOWNLOAD NOW!

Book Synopsis Rich Dad's Before You Quit Your Job by : Robert T. Kiyosaki

Download or read book Rich Dad's Before You Quit Your Job written by Robert T. Kiyosaki and published by Business Plus. This book was released on 2005-09-01 with total page 232 pages. Available in PDF, EPUB and Kindle. Book excerpt: The tenth book in the series provides firsthand accounts of the author's startup companies, what he learned from his successes and failures, and other topics a reader needs to know in order to start a company and quickly develop it.

The Lost Science of Compound Interest

Author : Curtis Ray
Publisher : Yav
ISBN 13 : 9781937449070
Total Pages : 200 pages
Book Rating : 4.4/5 (49 download)

DOWNLOAD NOW!

Book Synopsis The Lost Science of Compound Interest by : Curtis Ray

Download or read book The Lost Science of Compound Interest written by Curtis Ray and published by Yav. This book was released on 2020-03-08 with total page 200 pages. Available in PDF, EPUB and Kindle. Book excerpt: Best-selling author and money scientist, Curtis Ray, is at it again. In a new and compelling story about money, science, art, evolution, discovery, creation, struggle, and ultimately, triumph, Curtis will take you on a life-changing journey through some of the most complicated mathematic money concepts by transforming them into an easily implemented path to unlimited wealth and prosperity. Curtis brings to life, in both words and graphics, the phenomenon of Compound Interest and the powerful influence it can have on your life. Like no other book, you will learn the simplest path to personal and financial freedom through a scientific approach to money, allowing the laws of Compound Interest to do all the heavy lifting in your pursuit of financial freedom.

Die with Zero

Author : Bill Perkins
Publisher : Houghton Mifflin
ISBN 13 : 0358099765
Total Pages : 243 pages
Book Rating : 4.3/5 (58 download)

DOWNLOAD NOW!

Book Synopsis Die with Zero by : Bill Perkins

Download or read book Die with Zero written by Bill Perkins and published by Houghton Mifflin. This book was released on 2020 with total page 243 pages. Available in PDF, EPUB and Kindle. Book excerpt: "A ... new philosophy and ... guide to getting the most out of your money--and out of life--for those who value memorable experiences as much as their earnings"--

Hand to Mouth

Author : Linda Tirado
Publisher : Penguin
ISBN 13 : 0425277976
Total Pages : 242 pages
Book Rating : 4.4/5 (252 download)

DOWNLOAD NOW!

Book Synopsis Hand to Mouth by : Linda Tirado

Download or read book Hand to Mouth written by Linda Tirado and published by Penguin. This book was released on 2015-09-01 with total page 242 pages. Available in PDF, EPUB and Kindle. Book excerpt: The real-life Nickel and Dimed—the author of the wildly popular “Poverty Thoughts” essay tells what it’s like to be working poor in America. ONE OF THE FIVE MOST IMPORTANT BOOKS OF THE YEAR--Esquire “DEVASTATINGLY SMART AND FUNNY. I am the author of Nickel and Dimed, which tells the story of my own brief attempt, as a semi-undercover journalist, to survive on low-wage retail and service jobs. TIRADO IS THE REAL THING.”—Barbara Ehrenreich, from the Foreword As the haves and have-nots grow more separate and unequal in America, the working poor don’t get heard from much. Now they have a voice—and it’s forthright, funny, and just a little bit furious. Here, Linda Tirado tells what it’s like, day after day, to work, eat, shop, raise kids, and keep a roof over your head without enough money. She also answers questions often asked about those who live on or near minimum wage: Why don’t they get better jobs? Why don’t they make better choices? Why do they smoke cigarettes and have ugly lawns? Why don’t they borrow from their parents? Enlightening and entertaining, Hand to Mouth opens up a new and much-needed dialogue between the people who just don’t have it and the people who just don’t get it.

The Sum of Us

Author : Heather McGhee
Publisher : One World
ISBN 13 : 0525509577
Total Pages : 450 pages
Book Rating : 4.5/5 (255 download)

DOWNLOAD NOW!

Book Synopsis The Sum of Us by : Heather McGhee

Download or read book The Sum of Us written by Heather McGhee and published by One World. This book was released on 2021-02-16 with total page 450 pages. Available in PDF, EPUB and Kindle. Book excerpt: NEW YORK TIMES BESTSELLER • LONGLISTED FOR THE NATIONAL BOOK AWARD • One of today’s most insightful and influential thinkers offers a powerful exploration of inequality and the lesson that generations of Americans have failed to learn: Racism has a cost for everyone—not just for people of color. WINNER OF THE PORCHLIGHT BUSINESS BOOK AWARD • ONE OF THE BEST BOOKS OF THE YEAR: Time, The Washington Post, St. Louis Post-Dispatch, Ms. magazine, BookRiot, Library Journal “This is the book I’ve been waiting for.”—Ibram X. Kendi, #1 New York Times bestselling author of How to Be an Antiracist Look for the author’s new podcast, The Sum of Us, based on this book! Heather McGhee’s specialty is the American economy—and the mystery of why it so often fails the American public. From the financial crisis of 2008 to rising student debt to collapsing public infrastructure, she found a root problem: racism in our politics and policymaking. But not just in the most obvious indignities for people of color. Racism has costs for white people, too. It is the common denominator of our most vexing public problems, the core dysfunction of our democracy and constitutive of the spiritual and moral crises that grip us all. But how did this happen? And is there a way out? McGhee embarks on a deeply personal journey across the country from Maine to Mississippi to California, tallying what we lose when we buy into the zero-sum paradigm—the idea that progress for some of us must come at the expense of others. Along the way, she meets white people who confide in her about losing their homes, their dreams, and their shot at better jobs to the toxic mix of American racism and greed. This is the story of how public goods in this country—from parks and pools to functioning schools—have become private luxuries; of how unions collapsed, wages stagnated, and inequality increased; and of how this country, unique among the world’s advanced economies, has thwarted universal healthcare. But in unlikely places of worship and work, McGhee finds proof of what she calls the Solidarity Dividend: the benefits we gain when people come together across race to accomplish what we simply can’t do on our own. The Sum of Us is not only a brilliant analysis of how we arrived here but also a heartfelt message, delivered with startling empathy, from a black woman to a multiracial America. It leaves us with a new vision for a future in which we finally realize that life can be more than a zero-sum game. LONGLISTED FOR THE ANDREW CARNEGIE MEDAL

The Dutch House

Author : Ann Patchett
Publisher : HarperCollins
ISBN 13 : 0062963694
Total Pages : 292 pages
Book Rating : 4.0/5 (629 download)

DOWNLOAD NOW!

Book Synopsis The Dutch House by : Ann Patchett

Download or read book The Dutch House written by Ann Patchett and published by HarperCollins. This book was released on 2019-09-24 with total page 292 pages. Available in PDF, EPUB and Kindle. Book excerpt: Pulitzer Prize Finalist | New York Times Bestseller | A Read with Jenna Today Show Book Club Pick | A New York Times Book Review Notable Book | TIME Magazine's 100 Must-Read Books of the Year Named one of the Best Books of the Year by NPR, The Washington Post; O: The Oprah Magazine, Real Simple, Good Housekeeping, Vogue, Refinery29, and Buzzfeed From Ann Patchett, the #1 New York Times bestselling author of Commonwealth, comes a powerful, richly moving story that explores the indelible bond between two siblings, the house of their childhood, and a past that will not let them go. The Dutch House is the story of a paradise lost, a tour de force that digs deeply into questions of inheritance, love and forgiveness, of how we want to see ourselves and of who we really are. At the end of the Second World War, Cyril Conroy combines luck and a single canny investment to begin an enormous real estate empire, propelling his family from poverty to enormous wealth. His first order of business is to buy the Dutch House, a lavish estate in the suburbs outside of Philadelphia. Meant as a surprise for his wife, the house sets in motion the undoing of everyone he loves. The story is told by Cyril’s son Danny, as he and his older sister, the brilliantly acerbic and self-assured Maeve, are exiled from the house where they grew up by their stepmother. The two wealthy siblings are thrown back into the poverty their parents had escaped from and find that all they have to count on is one another. It is this unshakeable bond between them that both saves their lives and thwarts their futures. Set over the course of five decades, The Dutch House is a dark fairy tale about two smart people who cannot overcome their past. Despite every outward sign of success, Danny and Maeve are only truly comfortable when they’re together. Throughout their lives they return to the well-worn story of what they’ve lost with humor and rage. But when at last they’re forced to confront the people who left them behind, the relationship between an indulged brother and his ever-protective sister is finally tested.

The Financial Diaries

Author : Jonathan Morduch
Publisher : Princeton University Press
ISBN 13 : 0691172986
Total Pages : 248 pages
Book Rating : 4.6/5 (911 download)

DOWNLOAD NOW!

Book Synopsis The Financial Diaries by : Jonathan Morduch

Download or read book The Financial Diaries written by Jonathan Morduch and published by Princeton University Press. This book was released on 2017-04-04 with total page 248 pages. Available in PDF, EPUB and Kindle. Book excerpt: Drawing on the groundbreaking U.S. Financial Diaries project (http://www.usfinancialdiaries.org/), which follows the lives of 235 low- and middle-income families as they navigate through a year, the authors challenge popular assumptions about how Americans earn, spend, borrow, and save-- and they identify the true causes of distress and inequality for many working Americans.

The Wealth of the Poor

Author : Larry M. James
Publisher : ACU Press
ISBN 13 : 9780891123804
Total Pages : 0 pages
Book Rating : 4.1/5 (238 download)

DOWNLOAD NOW!

Book Synopsis The Wealth of the Poor by : Larry M. James

Download or read book The Wealth of the Poor written by Larry M. James and published by ACU Press. This book was released on 2013 with total page 0 pages. Available in PDF, EPUB and Kindle. Book excerpt: Larry James appeared to be exactly where he was supposed to be-ministering with a large, suburban Dallas church. So why would he accept an invitation to direct a food pantry in one of the poorest neighborhoods in Dallas? What sealed the decision was something his wife, Brenda, said: "Larry, if you really believe all the things you've been telling us all these years, you need to take the job." So after fourteen years of preaching, he did. One day in the food pantry, Larry asked a woman named Josefina to help translate Spanish. She had come for assistance, but Josefina ended up helping any that day, and the next. Josefina came back the next day for nine years. Since that day two decades ago, Larry has been asking neighbors like Josefina to help solve their own problems, and this new way of serving side by side has transformed a small food pantry into one of the largest non-profit food distributors in the world. The organization-now called CitySquare-also develops housing for the formerly homeless and manages health clinics and community medical out reach in economically depressed and under-served places like East and South Dallas. This is an organizational success story you expect to see in the Wall Street journal, and yet it is like no other. Larry's journey provides the platform from which lie provides a practical, theological, market-savvy manual written for those who serve and invest in the work of urban transformation. Book jacket.

Bunny

Author : Mona Awad
Publisher : Penguin
ISBN 13 : 0525559752
Total Pages : 337 pages
Book Rating : 4.5/5 (255 download)

DOWNLOAD NOW!

Book Synopsis Bunny by : Mona Awad

Download or read book Bunny written by Mona Awad and published by Penguin. This book was released on 2020-06-09 with total page 337 pages. Available in PDF, EPUB and Kindle. Book excerpt: NATIONAL BESTSELLER Soon to be a major motion picture "Jon Swift + Witches of Eastwick + Kelly 'Get In Trouble' Link + Mean Girls + Creative Writing Degree Hell! No punches pulled, no hilarities dodged, no meme unmangled! O Bunny you are sooo genius!" —Margaret Atwood, via Twitter "A wild, audacious and ultimately unforgettable novel." —Michael Schaub, Los Angeles Times "Awad is a stone-cold genius." —Ann Bauer, The Washington Post The Vegetarian meets Heathers in this darkly funny, seductively strange novel from the acclaimed author of 13 Ways of Looking at a Fat Girl and Rouge "We were just these innocent girls in the night trying to make something beautiful. We nearly died. We very nearly did, didn't we?" Samantha Heather Mackey couldn't be more of an outsider in her small, highly selective MFA program at New England's Warren University. A scholarship student who prefers the company of her dark imagination to that of most people, she is utterly repelled by the rest of her fiction writing cohort--a clique of unbearably twee rich girls who call each other "Bunny," and seem to move and speak as one. But everything changes when Samantha receives an invitation to the Bunnies' fabled "Smut Salon," and finds herself inexplicably drawn to their front door--ditching her only friend, Ava, in the process. As Samantha plunges deeper and deeper into the Bunnies' sinister yet saccharine world, beginning to take part in the ritualistic off-campus "Workshop" where they conjure their monstrous creations, the edges of reality begin to blur. Soon, her friendships with Ava and the Bunnies will be brought into deadly collision. The spellbinding new novel from one of our most fearless chroniclers of the female experience, Bunny is a down-the-rabbit-hole tale of loneliness and belonging, friendship and desire, and the fantastic and terrible power of the imagination. Named a Best Book of 2019 by TIME, Vogue, Electric Literature, and The New York Public Library