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Author : Federal Reserve Bank of Kansas City. Research Division
Publisher :
ISBN 13 :
Total Pages : 114 pages
Book Rating : 4.F/5 ( download)
Download or read book Essays on commercial banking written by Federal Reserve Bank of Kansas City. Research Division and published by . This book was released on 1962 with total page 114 pages. Available in PDF, EPUB and Kindle. Book excerpt:
Author :
Publisher :
ISBN 13 :
Total Pages : 98 pages
Book Rating : 4.:/5 (848 download)
Download or read book Essays on commercial banking written by and published by . This book was released on 1966 with total page 98 pages. Available in PDF, EPUB and Kindle. Book excerpt:
Author : Federal Reserve Bank of Kansas City. Research Department
Publisher :
ISBN 13 :
Total Pages : 108 pages
Book Rating : 4.3/5 (512 download)
Download or read book Essays on Commercial Banking written by Federal Reserve Bank of Kansas City. Research Department and published by . This book was released on 1962 with total page 108 pages. Available in PDF, EPUB and Kindle. Book excerpt:
Author : Delmas Richard Cawttorne
Publisher :
ISBN 13 :
Total Pages : 98 pages
Book Rating : 4.:/5 (61 download)
Download or read book Essays on Commercial Banking written by Delmas Richard Cawttorne and published by . This book was released on 1969 with total page 98 pages. Available in PDF, EPUB and Kindle. Book excerpt:
Author : Lakshmi Balasubramanyan
Publisher :
ISBN 13 : 9781124083643
Total Pages : 149 pages
Book Rating : 4.0/5 (836 download)
Download or read book Three Essays in United States Commercial Banking written by Lakshmi Balasubramanyan and published by . This book was released on 2000 with total page 149 pages. Available in PDF, EPUB and Kindle. Book excerpt:
Author : Jonathan Lamont Walker
Publisher :
ISBN 13 :
Total Pages : 454 pages
Book Rating : 4.:/5 (248 download)
Download or read book Essays on the Commercial Banking Industry written by Jonathan Lamont Walker and published by . This book was released on 1991 with total page 454 pages. Available in PDF, EPUB and Kindle. Book excerpt:
Author : Tiberiu Scutaru
Publisher :
ISBN 13 : 9780355511635
Total Pages : 181 pages
Book Rating : 4.5/5 (116 download)
Download or read book Three Essays on Commercial Banking in Belarus and Moldova written by Tiberiu Scutaru and published by . This book was released on 2017 with total page 181 pages. Available in PDF, EPUB and Kindle. Book excerpt: The main objective of this dissertation is to expand the literature on commercial banking in FSUs that are currently members of the Commonwealth of Independent States (CIS) and are still undergoing transition. By taking Belarus and Moldova as case studies, this dissertation addresses three separate research questions and aims to provide a comprehensive picture of the banking sectors in these two countries. The first essay studies the impact of the introduction of explicit deposit insurance in Belarus in 2008. Given the state's extensive involvement in the sector and prior preferential treatment of the largest two state-owned banks, the essay addresses the following questions: was there an impact on the overall evolution of deposits and loans at all banks and was there an impact of the new deposit insurance system on small banks. Using the difference-in-difference and synthetic counterfactual approaches, the results suggest that the new arrangement had an impact on the smaller banks both in terms of faster growth of deposits and increased lending. However, the unique characteristics of the banking sector in Belarus greatly affect the results and are therefore discussed in in more details the first essay. The second essay asks the question whether depositors in Belarus and Moldova exhibit market discipline given their previous experience with a planned economic system, extensive economic crises, failures caused by fraud, and the state's presence in the banking sector. For both countries, there is evidence of quantitative disciplining. However, there is little evidence with respect to interest rates. The specifics of each country are also discussed to understand how they affect the results. The third essay applies several early warning bank failure models to the bank failures in the Moldovan banking sector to identify the main drivers behind bank failures. Moreover, it analyses whether these findings change given Moldova's experience with economic crises and instances of large-scale fraud. The findings suggest that liquidity ratio is the main factor behind failures. However, country's experience with the 'billion-dollar' fraud plays an important role in interpreting the results. The essay also employs a multi-state model to better understand the main dynamics in the banking sector.
Author : Kristin Elizabeth Wilson
Publisher :
ISBN 13 :
Total Pages : 153 pages
Book Rating : 4.:/5 (858 download)
Download or read book Essays on Competitive Strategy in Regulated Industries written by Kristin Elizabeth Wilson and published by . This book was released on 2012 with total page 153 pages. Available in PDF, EPUB and Kindle. Book excerpt: The second essay explores whether incumbent firms enjoy a strategic advantage in reducing uncertainty about future demand in highly cyclical industries. I consider this question by studying sources of heterogeneity in financial institutions' ability to manage risk exposures for a highly cyclical, competitive line of business: construction loans. Firms with early investment experience in the construction business demonstrate superior screening capabilities relative to competitors during the building boom. Despite this advantage in identifying idiosyncratic risks across borrowers, experienced banks do not outperform their competitors in limiting their exposure to market risk.
Author : Wesley Blake Marsh
Publisher :
ISBN 13 : 9781339672397
Total Pages : 221 pages
Book Rating : 4.6/5 (723 download)
Download or read book Essays on Post-crisis Commercial Banking written by Wesley Blake Marsh and published by . This book was released on 2016 with total page 221 pages. Available in PDF, EPUB and Kindle. Book excerpt: This dissertation seeks to contribute to the understanding of the effect of regulation on bank behavior. Following the 2007-2009 financial crisis and the subsequent recession, bank regulators proposed a drastic overhaul of the financial system and their regulatory powers. Commercial banks, in particular, were required to hold higher levels of capital and liquidity and were subject to increased oversight of their business activities. Each chapter of this dissertation examines the effects of a particular aspect of these regulatory changes. Chapter 2 finds that U.S.-based capital and liquidity buffers may help to mitigate the effects of shocks originating abroad on U.S. loan markets. It finds that banks more closely tied to their foreign parents exhibit greater reductions in commercial loan exposures than banks with U.S.-based buffers. Chapter 3 examines the effect of regulatory guidance issued just prior to the crisis that targeted commercial real estate lending. Similar guidance has become more commonplace following the financial crisis. The results indicate that while the affected banks reduced lending in the targeted asset class, there were spillovers into other loan categories, suggesting that "macroprudential" regulations targeting specific asset buildups may have unintended consequences. Finally, Chapter 4 examines the effect of including fluctuations in the price of securities in banks' regulatory capital. This study finds that securities price volatility rises during times of interest rate and macroeconomic instability, suggesting that regulators may be prudent to require banks to hold capital against such price variations. Overall, the dissertation contributes to the understanding of the various and wide-ranging regulatory changes that regulators have implemented since the financial crisis. This is achieved by exploiting previously unused historical information, in the form of data or pre-crisis era regulatory actions, which shed light on the outcomes that we may expect from these new regulations.
Author : Joseph Macardy
Publisher :
ISBN 13 :
Total Pages : 50 pages
Book Rating : 4.0/5 (21 download)
Download or read book A Practical Essay on Banking: in which ... the Character and Security of Unchartered Joint-stock Banks, are Considered written by Joseph Macardy and published by . This book was released on 1834 with total page 50 pages. Available in PDF, EPUB and Kindle. Book excerpt:
Author : Liang Liu
Publisher :
ISBN 13 : 9781267991690
Total Pages : 248 pages
Book Rating : 4.9/5 (916 download)
Download or read book Essays on the Econometrics of Production Technology in US Commercial Banking written by Liang Liu and published by . This book was released on 2012 with total page 248 pages. Available in PDF, EPUB and Kindle. Book excerpt:
Author : Yeonju Jang
Publisher :
ISBN 13 :
Total Pages : 0 pages
Book Rating : 4.:/5 (14 download)
Download or read book Three essays on commercial bank management and its impact on local economy written by Yeonju Jang and published by . This book was released on 2016 with total page 0 pages. Available in PDF, EPUB and Kindle. Book excerpt:
Author : Pallavi Choudhuri
Publisher :
ISBN 13 : 9781321173857
Total Pages : 161 pages
Book Rating : 4.1/5 (738 download)
Download or read book Essays on the Banking Industry and the U.S. Economy written by Pallavi Choudhuri and published by . This book was released on 2014 with total page 161 pages. Available in PDF, EPUB and Kindle. Book excerpt: This dissertation consists of three essays on the banking industry. The first essay examines the role of securitization and its impact on cost efficiency, and investigates whether banks that securitized their assets to manage their liquidity needs achieved greater cost efficiency in the short run, and whether there was any incentive towards taking on excessive credit risk in the process. The analysis is carried out for commercial banks that securitized their assets during the period leading up to the 2007-2009 financial crisis. The results suggest that for banks that are exposed to higher risk from unused loan commitments, increased cost efficiency is associated with an increase in banks' ability to securitize loans, prompted by higher loan portfolio liquidity. In addition, improved cost efficiency is associated with higher credit risk exposure from asset securitization for very large banks, providing distorted economic incentive to increase asset risk. The banking industry experienced great turmoil during the recent financial crisis, with increases in solvency risk, coupled with liquidity risk that exacerbated under a severe economy-wide liquidity shock. The second essay explores the relationship between liquidity and insolvency in the framework of the FHLB advances program used by commercial banks between 2007 and 2010. While the FHLB system provided an important source of liquidity for its member banks, the results provide evidence that borrowing per asset is positively associated with increases in the Texas ratio, an early warning signal of default risk, raising questions about moral hazard incentives embedded in the system. The third essay explores the role played by banks in promoting technological innovation in the U.S. In particular, I examine whether changes in the banking industry following branch liberalization translated into a higher rate of innovative activity and the channels through which the finance-technology nexus takes place. The results show that while intrastate branch deregulation is negatively associated with technological innovation, the effect is positive after interstate branch deregulation through increased access to capital.
Author : Frank H. H. King
Publisher : Burns & Oates
ISBN 13 :
Total Pages : 828 pages
Book Rating : 4.3/5 (91 download)
Download or read book Eastern Banking written by Frank H. H. King and published by Burns & Oates. This book was released on 1983 with total page 828 pages. Available in PDF, EPUB and Kindle. Book excerpt:
Author : Prakit Narongtanupon
Publisher :
ISBN 13 :
Total Pages : 340 pages
Book Rating : 4.:/5 (481 download)
Download or read book Three Essays on Commercial Banks and Financial Distress written by Prakit Narongtanupon and published by . This book was released on 2000 with total page 340 pages. Available in PDF, EPUB and Kindle. Book excerpt:
Author : A. O. G. Otiti
Publisher :
ISBN 13 :
Total Pages : 320 pages
Book Rating : 4.F/5 ( download)
Download or read book Essays on Banking & Finance written by A. O. G. Otiti and published by . This book was released on 1998 with total page 320 pages. Available in PDF, EPUB and Kindle. Book excerpt:
Author : Gerald A. Epstein
Publisher : Edward Elgar Publishing
ISBN 13 : 1783472642
Total Pages : 391 pages
Book Rating : 4.7/5 (834 download)
Download or read book Banking, Monetary Policy and the Political Economy of Financial Regulation written by Gerald A. Epstein and published by Edward Elgar Publishing. This book was released on 2014-07-31 with total page 391 pages. Available in PDF, EPUB and Kindle. Book excerpt: The many forces that led to the economic crisis of 2008 were in fact identified, analyzed and warned against for many years before the crisis by economist Jane D�Arista, among others. Now, writing in the tradition of D�Arista's extensive work, the
