Diploma In Regulated Financial Planning August 2015

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Essential Personal Finance

Author : Lien Luu
Publisher : Routledge
ISBN 13 : 131553147X
Total Pages : 258 pages
Book Rating : 4.3/5 (155 download)

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Book Synopsis Essential Personal Finance by : Lien Luu

Download or read book Essential Personal Finance written by Lien Luu and published by Routledge. This book was released on 2017-02-24 with total page 258 pages. Available in PDF, EPUB and Kindle. Book excerpt: Young people face unprecedented financial challenges: rising student debt, stiff competition for jobs, barriers to home ownership, dwindling state benefits and prospects of a longer working life. Today, students need financial knowledge and skills more than ever before, not just to build their own financial security, but to create the new generation of advisers that can help all citizens navigate the complex world of personal finance. Essential Personal Finance is a guide to all the key areas of personal finance: budgeting, managing debt, savings and investments, insurance, securing a home and laying the foundations for retirement. It also provides an introduction to some of the essential foundations of a modern undergraduate finance qualification, including: The nature of financial institutions, markets and economic policy that shape the opportunities and decisions that individuals face. The range of financial assets available to households, the risk-return trade-off, basics of portfolio construction and impact of tax. The importance of the efficient market hypothesis and modern portfolio theory in shaping investment strategies and the limitations of these approaches. Behavioural finance as a key to understanding factors influencing individual and market perceptions and actions. Using financial data to inform investment selection and to create financial management tools that can aid decision-making. A comprehensive companion website accompanies the text to enhance students' learning and includes answers to the end-of-chapter questions. Written by authors who contribute experience as financial advisers, practitioners and academics, Essential Personal Finance examines the motivations, methods and theories that underpin financial decision-making, as well as offering useful tips and guidance on money management and financial planning. The result is a compelling combination of an undergraduate textbook aimed at students on personal finance and financial services courses, and a practical guide for young people in building their own financial strength and capability.

The Regulation of Financial Planning in Australia

Author : Angelique Nadia Sweetman McInnes
Publisher : Routledge
ISBN 13 : 0429620292
Total Pages : 325 pages
Book Rating : 4.4/5 (296 download)

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Book Synopsis The Regulation of Financial Planning in Australia by : Angelique Nadia Sweetman McInnes

Download or read book The Regulation of Financial Planning in Australia written by Angelique Nadia Sweetman McInnes and published by Routledge. This book was released on 2019-08-20 with total page 325 pages. Available in PDF, EPUB and Kindle. Book excerpt: This book investigates the legitimacy of the current Australian Financial Services Licensee-Authorised Representative (AFSL-AR) licensing model, as specified in the Commonwealth Corporations Act 2001. The book rectifies the deficiency in scholarly attention to this matter by developing a new conceptualised framework for the financial planning discipline. It takes into account theories in agency, legislation, legitimacy and the independent individual regulatory regimes in other professions; thereafter integrating this framework with the financial planning theory to examine the legitimacy, or what was found to be the illegitimacy of licensing advisers via multiple third party conflicted commercially oriented licensees. This book makes a very useful reference to understanding financial planning licencing model in Australia.

Wiley CPAexcel Exam Review 2015 Study Guide (January)

Author : O. Ray Whittington
Publisher : John Wiley & Sons
ISBN 13 : 1118917650
Total Pages : 936 pages
Book Rating : 4.1/5 (189 download)

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Book Synopsis Wiley CPAexcel Exam Review 2015 Study Guide (January) by : O. Ray Whittington

Download or read book Wiley CPAexcel Exam Review 2015 Study Guide (January) written by O. Ray Whittington and published by John Wiley & Sons. This book was released on 2014-12-03 with total page 936 pages. Available in PDF, EPUB and Kindle. Book excerpt: The world's most effective CPA exam prep system – Regulation module Wiley CPAexcel Exam Review is the world's most trusted study guide for the Certified Public Accountant's exam – complete, comprehensive, and updated to align with the latest exam content. With 2,800 practice questions and solutions across four volumes, the unique modular format helps you organize your study program, zeroing in on areas that need work. This volume, Regulation, contains all current AICPA content requirements, providing total coverage of this section of the exam. You get the detailed outlines and study tips, simulation and multiple choice questions, and skill-building problems that have made this guide the most effective CPA prep system for over thirty years. The uniform CPA exam is updated annually to include new laws, regulations, and guidelines, so it's important that your study guide be up to date as well. Wiley CPAexcel Exam Review is updated annually to reflect the latest version of the exam, and is the number-one bestselling CPA study guide in the world because it provides full, comprehensive coverage of all exam content, and more practice questions than any other guide – many of which are taken directly from past exams. The unique format allows you to: Identify, target, and master problem areas section by section Learn how to logically build your knowledge stores for better recall Practice with thousands of sample questions taken from past exams Review all exam content, including the newest guidelines and regulations No one wants surprises on exam day, and thorough preparation is the key to successful performance. Whether you're embarking on a new study program, or just need a quick refresher before the exam, Wiley CPAexcel Exam Review is proven to be the most current, complete, comprehensive prep you can get.

Daily Graphic

Author : Ransford Tetteh
Publisher : Graphic Communications Group
ISBN 13 :
Total Pages : 64 pages
Book Rating : 4./5 ( download)

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Book Synopsis Daily Graphic by : Ransford Tetteh

Download or read book Daily Graphic written by Ransford Tetteh and published by Graphic Communications Group. This book was released on 2014-09-11 with total page 64 pages. Available in PDF, EPUB and Kindle. Book excerpt:

Wiley CPAexcel Exam Review 2015 Study Guide July

Author : O. Ray Whittington
Publisher : John Wiley & Sons
ISBN 13 : 1119128226
Total Pages : 928 pages
Book Rating : 4.1/5 (191 download)

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Book Synopsis Wiley CPAexcel Exam Review 2015 Study Guide July by : O. Ray Whittington

Download or read book Wiley CPAexcel Exam Review 2015 Study Guide July written by O. Ray Whittington and published by John Wiley & Sons. This book was released on 2015-05-19 with total page 928 pages. Available in PDF, EPUB and Kindle. Book excerpt: The Regulation Volume of the Wiley CPA Examination Study Guides arms readers with detailed outlines and study guidelines, plus skill-building problems and solutions, that help the CPA candidates identify, focus on, and master the specific topics that need the most work. Many of the practice questions are taken from previous exams, and care was taken to ensure that they cover all the information candidates need to master in order to pass the new computerized Uniform CPA Examination

Model Rules of Professional Conduct

Author : American Bar Association. House of Delegates
Publisher : American Bar Association
ISBN 13 : 9781590318737
Total Pages : 216 pages
Book Rating : 4.3/5 (187 download)

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Book Synopsis Model Rules of Professional Conduct by : American Bar Association. House of Delegates

Download or read book Model Rules of Professional Conduct written by American Bar Association. House of Delegates and published by American Bar Association. This book was released on 2007 with total page 216 pages. Available in PDF, EPUB and Kindle. Book excerpt: The Model Rules of Professional Conduct provides an up-to-date resource for information on legal ethics. Federal, state and local courts in all jurisdictions look to the Rules for guidance in solving lawyer malpractice cases, disciplinary actions, disqualification issues, sanctions questions and much more. In this volume, black-letter Rules of Professional Conduct are followed by numbered Comments that explain each Rule's purpose and provide suggestions for its practical application. The Rules will help you identify proper conduct in a variety of given situations, review those instances where discretionary action is possible, and define the nature of the relationship between you and your clients, colleagues and the courts.

Kiribati

Author : International Monetary Fund. Asia and Pacific Dept
Publisher : International Monetary Fund
ISBN 13 : 1513526804
Total Pages : 53 pages
Book Rating : 4.5/5 (135 download)

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Book Synopsis Kiribati by : International Monetary Fund. Asia and Pacific Dept

Download or read book Kiribati written by International Monetary Fund. Asia and Pacific Dept and published by International Monetary Fund. This book was released on 2015-07-29 with total page 53 pages. Available in PDF, EPUB and Kindle. Book excerpt: KEY ISSUES Context. Donor-financed large infrastructure projects, increased public spending, and a pick-up in credit to households have boosted real GDP growth to close to 4 percent in 2014 and to about 3 percent in 2015. Inflation remains low, underpinned by lower food and commodity prices. Steps are being taken to reduce the many hurdles to private growth that Kiribati faces, among which are high transportation and communication costs and an increasing impact of climate change. Fiscal policy. The fiscal outlook has improved, but further efforts are needed to ensure sustainability. The recurrent balance was in large surplus in 2014 and is expected to remain positive in 2015, reflecting high revenue from license fees, and notwithstanding a large increase in expenditures. But under the historic pace of spending the sovereign wealth fund (Revenue Equalization Reserve Fund—RERF) would be depleted in about 20 years. Ensuring sustainability requires containing nominal expenditure growth to around 11⁄2 per annum over the next five years (after accommodating climate-change-related costs), with transparent and symmetric transfers and withdrawals from the RERF around this path. Structural reforms. There is a consensus among donors that significant progress has been achieved. The State-Owned Enterprise (SOE) Reform Act is being implemented in a satisfactory way, as illustrated by the recent successful privatization of the telecommunication company. Key outstanding issues include further reforming the energy and copra sectors and improving the investment climate.

Financial Regulation in the EU

Author : Raphaël Douady
Publisher : Springer
ISBN 13 : 3319442872
Total Pages : 484 pages
Book Rating : 4.3/5 (194 download)

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Book Synopsis Financial Regulation in the EU by : Raphaël Douady

Download or read book Financial Regulation in the EU written by Raphaël Douady and published by Springer. This book was released on 2017-08-29 with total page 484 pages. Available in PDF, EPUB and Kindle. Book excerpt: Financial regulation has dramatically evolved and strengthened since the crisis on both sides of the Atlantic, with enhanced international coordination through the G-20 and the Financial Stability Board and, at the regional level, a definite contribution from the European Union. However the new regulatory environment has its critics, with many divergent voices arguing that over-regulation has become a root cause of our current economic stagnation. This book provides a bigger picture view of the impact and future of financial regulation in the EU, exploring the relationship between microeconomic incentives and macroeconomic growth, regulation and financial integration, and the changes required in economic policy to further European integration. Bringing together contributions from law, economics and management science, it offers readers an accessible but rigorous understanding of the current state of play of the regulatory environment, and on the future challenges. Coverage will include: • A review of the recent regulatory changes from a legal and economic perspective • Analysis of how the economic model of financial institutions and entities is impacted by the new frameworks • How to improve securitization and new instruments under MIFID II • Issues in the enhanced supervision under delegated acts for AIFMD, CRR-CRD IV and Solvency II • How long term funding can be supplied in lieu of the non-conventional monetary policies • A new architecture for a safer and more efficient European financial system Financial Regulation in the EU provides much needed clarity on the impact of new financial regulation and the future of the economy, and will prove a must have reference for all those working in, researching and affected by these changes.

New Models of Financing and Financial Reporting for European SMEs

Author : Eva Kaili
Publisher : Springer
ISBN 13 : 3030028313
Total Pages : 204 pages
Book Rating : 4.0/5 (3 download)

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Book Synopsis New Models of Financing and Financial Reporting for European SMEs by : Eva Kaili

Download or read book New Models of Financing and Financial Reporting for European SMEs written by Eva Kaili and published by Springer. This book was released on 2019-02-28 with total page 204 pages. Available in PDF, EPUB and Kindle. Book excerpt: This book looks at the 23 million registered Small and Medium Enterprises (SMEs) that make up 98 per cent of the EU economy. Addressing the high end of SMEs in terms of new models for SME funding and financial reporting, this merged way of looking at SMEs reveals a ‘myopic’ thinking in terms of net present value and (future) cash flows generating short-termism and low risk appetite for business. This is not an accounting issue, but rather a preference toward certain financial tools. A segment of SMEs, the ones that seek new ways of funding possibilities, as well as modern technologies (MTFs listing, blockchain, ICOs, etc.) do require, even without knowing, IFRS for SMEs. This book reveals how market conditions impact the financial performance and sustainability of SMEs and also generate innovative policy interventions and financing strategies for SME integrity and efficiency. The authors frame their arguments in the context of the Capital Markets Union, looking at the Innovation Triangle, SME growth ecosystem and business models. They conclude by advocating for closing the circle of financing and financial reporting for SMEs, while considering if new financial models of financing and financial reporting are good for all the SMEs or only for some. The economy is being shaped by new models of financing and financial reporting. Read this practitioners’ view to understand the current changes and challenges.

The Federal Reserve System Purposes and Functions

Author : Board of Governors of the Federal Reserve System
Publisher :
ISBN 13 : 9780894991967
Total Pages : 0 pages
Book Rating : 4.9/5 (919 download)

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Book Synopsis The Federal Reserve System Purposes and Functions by : Board of Governors of the Federal Reserve System

Download or read book The Federal Reserve System Purposes and Functions written by Board of Governors of the Federal Reserve System and published by . This book was released on 2002 with total page 0 pages. Available in PDF, EPUB and Kindle. Book excerpt: Provides an in-depth overview of the Federal Reserve System, including information about monetary policy and the economy, the Federal Reserve in the international sphere, supervision and regulation, consumer and community affairs and services offered by Reserve Banks. Contains several appendixes, including a brief explanation of Federal Reserve regulations, a glossary of terms, and a list of additional publications.

Daily Graphic

Author : Kingsley Inkoom
Publisher : Graphic Communications Group
ISBN 13 :
Total Pages : 96 pages
Book Rating : 4./5 ( download)

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Book Synopsis Daily Graphic by : Kingsley Inkoom

Download or read book Daily Graphic written by Kingsley Inkoom and published by Graphic Communications Group. This book was released on 2014-09-29 with total page 96 pages. Available in PDF, EPUB and Kindle. Book excerpt:

Viet Nam Secondary Education Sector Assessment, Strategy, and Road Map

Author : Asian Development Bank
Publisher : Asian Development Bank
ISBN 13 : 9292620223
Total Pages : 255 pages
Book Rating : 4.2/5 (926 download)

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Book Synopsis Viet Nam Secondary Education Sector Assessment, Strategy, and Road Map by : Asian Development Bank

Download or read book Viet Nam Secondary Education Sector Assessment, Strategy, and Road Map written by Asian Development Bank and published by Asian Development Bank. This book was released on 2020-02-01 with total page 255 pages. Available in PDF, EPUB and Kindle. Book excerpt: This report provides an assessment of Viet Nam's secondary education sector, including technical and vocational education training programs. The report reviews sector achievements and challenges as well as the Government of Viet Nam's strategy and policies. It also outlines how the Asian Development Bank (ADB) and other development partners have contributed to the sector. The report provides recommendations on measures to boost access to secondary education and to improve its overall quality and management.

Political Handbook of the World 2015

Author : Tom Lansford
Publisher : CQ Press
ISBN 13 : 1483371581
Total Pages : 1889 pages
Book Rating : 4.4/5 (833 download)

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Book Synopsis Political Handbook of the World 2015 by : Tom Lansford

Download or read book Political Handbook of the World 2015 written by Tom Lansford and published by CQ Press. This book was released on 2015-03-24 with total page 1889 pages. Available in PDF, EPUB and Kindle. Book excerpt: The Political Handbook of the World provides timely, thorough, and accurate political information, with more in-depth coverage of current political controversies than any other reference guide. The updated 2015 edition will continue to be the most authoritative source for finding complete facts and analysis on each country’s governmental and political makeup. Compiling in one place more than 200 entries on countries and territories throughout the world, this volume is renowned for its extensive coverage of all major and minor political parties and groups in each political system. It also provides names of key ambassadors and international memberships of each country, plus detailed profiles of more than 30 intergovernmental organizations and UN agencies. And this annual update includes coverage of current events, issues, crises, and controversies from the course of this year.

Managerial Epidemiology

Author : Amir A. Khaliq
Publisher : Jones & Bartlett Learning
ISBN 13 : 1284176835
Total Pages : 1285 pages
Book Rating : 4.2/5 (841 download)

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Book Synopsis Managerial Epidemiology by : Amir A. Khaliq

Download or read book Managerial Epidemiology written by Amir A. Khaliq and published by Jones & Bartlett Learning. This book was released on 2018-09-07 with total page 1285 pages. Available in PDF, EPUB and Kindle. Book excerpt: Managerial Epidemiology provides a solid balance of baseline materials on epidemiologic methods with a focus on tools and skills required to succeed as a healthcare manager. Logically organized, this first edition centers in on the purpose and focus ‘managerial epidemiology’, thus broadening the definition and scope of Epidemiology from the distribution, spread, and containment of health problems in populations to the planning, organization, and management of health services. Written specifically for current and future healthcare managers and masters students in Health Administration, this text is designed to develop hands-on, data-driven, analytic management skills. Managerial Epidemiology helps readers understand that epidemiologic data on incidence and prevalence in conjunction with administrative data on cost and quality are necessary to enhance access and delivery of high quality services in a cost-effective and efficient manner. Written with clarity and currency in mind, Manag

American Higher Education in the Twenty-First Century

Author : Michael N. Bastedo
Publisher : JHU Press
ISBN 13 : 1421419904
Total Pages : 571 pages
Book Rating : 4.4/5 (214 download)

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Book Synopsis American Higher Education in the Twenty-First Century by : Michael N. Bastedo

Download or read book American Higher Education in the Twenty-First Century written by Michael N. Bastedo and published by JHU Press. This book was released on 2016-03-30 with total page 571 pages. Available in PDF, EPUB and Kindle. Book excerpt: American Higher Education in the Twenty-first century offers a comprehensive introduction to the central issues facing American colleges and universities. The contributors address major changes in higher education--including the rise of organized social movements, the problem of income inequality and stratification, the growth of for-profit and distance education, online education, community colleges, and teaching and learning-- will placing American higher education and its complex social and political context. --Cover.

Planning Permission

Author : Richard Harwood KC
Publisher : Bloomsbury Publishing
ISBN 13 : 1784511552
Total Pages : 1246 pages
Book Rating : 4.7/5 (845 download)

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Book Synopsis Planning Permission by : Richard Harwood KC

Download or read book Planning Permission written by Richard Harwood KC and published by Bloomsbury Publishing. This book was released on 2016-04-14 with total page 1246 pages. Available in PDF, EPUB and Kindle. Book excerpt: The brand new title that sets out the law and practice of planning applications, appeals and challenges, particularly focussing on: -The need for planning permission and the concept of development -Permitted development rights -Applying for planning permission and the consideration of applications by local authorities -Planning appeals -The role of the Secretary of State and the Welsh Ministers -Planning permission granted by development orders Dealing with why planning permission is needed, how it is obtained by permitted development, planning applications and orders, this essential new title begins with the concept of development, the need for planning permission and permitted development rights. Planning applications are then considered at the local authority, appeal and call-in stages, with advice provided for developers, local authorities, interest groups and residents, setting out clearly how each can be involved in the process. High Court challenges are considered thoroughly. Finally, complex questions regarding the interpretation and implementation of each area of this process are discussed. What does it include? Planning Permission analyses the legal rules and caselaw, including the 2015 orders. Practical advice is given on making and responding to applications, dealing with planning committees, Ministerial interventions, appeals and call-ins. The operation of the Planning Court is also addressed from the practitioner's perspective. Helpful appendices include the relevant parts of the Town and Country Planning Act 1990, the Development Management Procedure Order 2015, the General Permitted Development Order 2015, the Use Classes Order and the appeal rules and regulations. Contents: 1 Outline of the planning system and underlying principles; 2 The meaning of development; 3 The Use Classes Order; 4 The need for planning permission; 5 Permitted development rights; 6 Planning applications; 7 Environmental Impact Assessment; 8 Determining planning applications; 9 Material Considerations 10 London; 11 Planning conditions; 12 Planning Obligations; 13 The issue of planning permission; 14 Planning permission for variations and retrospective consents: Section 73 and 73A; 15 Non-material variations; 16 Reserved matters and approval of details under conditions; 17 Call-ins and the role of Ministers; 18 Planning applications made to Ministers; 19 Planning Appeals – preliminaries and tactics; 20 Householder and minor commercial appeals; 21 Written representations; 22 Hearings; 23 Inquiries; 24 The appeal decision and costs; 25 High Court challenges; 26 Other means of obtaining planning permission – development orders, deemed planning permission and Simplified Planning Zones; 27 Community Infrastructure Levy; 28 Interpretation of planning permission; 29 Implementation

The Routledge Companion to Banking Regulation and Reform

Author : Ismail Ertürk
Publisher : Routledge
ISBN 13 : 1135007144
Total Pages : 411 pages
Book Rating : 4.1/5 (35 download)

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Book Synopsis The Routledge Companion to Banking Regulation and Reform by : Ismail Ertürk

Download or read book The Routledge Companion to Banking Regulation and Reform written by Ismail Ertürk and published by Routledge. This book was released on 2016-10-04 with total page 411 pages. Available in PDF, EPUB and Kindle. Book excerpt: The Routledge Companion to Banking Regulation and Reform provides a prestigious cutting edge international reference work offering students, researchers and policy makers a comprehensive guide to the paradigm shift in banking studies since the historic financial crisis in 2007. The transformation in banking over the last two decades has not been authoritatively and critically analysed by the mainstream academic literature. This unique collection brings together a multi-disciplinary group of leading authorities in the field to analyse and investigate post-crisis regulation and reform. Representing the wide spectrum of non-mainstream economics and finance, topics range widely from financial innovation to misconduct in banking, varieties of Eurozone banking to reforming dysfunctional global banking as well as topical issues such as off-shore financial centres, Libor fixing, corporate governance and the Dodd-Frank Act. Bringing together an authoritative range of international experts and perspectives, this invaluable body of heterodox research work provides a comprehensive compendium for researchers and academics of banking and finance as well as regulators and policy makers concerned with the global impact of financial institutions.