Credit Rationing and Institutional Constraint

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Author :
Publisher : Peter Lang
ISBN 13 : 9783631582855
Total Pages : 172 pages
Book Rating : 4.5/5 (828 download)

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Book Synopsis Credit Rationing and Institutional Constraint by : Xiangping Jia

Download or read book Credit Rationing and Institutional Constraint written by Xiangping Jia and published by Peter Lang. This book was released on 2008 with total page 172 pages. Available in PDF, EPUB and Kindle. Book excerpt: The availability of credit has long occupied a central place in development strategies. Rural credit institutions are more than an instrument of intermediation, they also handle risk, mobilize and disseminate information about market and technology. Given the informational problems and innate disadvantages of rural credit markets, the rationale for laissez-faire and liberalization is by no means based on a sound understanding of the state's role in redressing market failures. This study examines the rural credit market in China, its impacts on agricultural transformation and the state's role in the functioning of markets. The particular objectives are to identify the determinants of credit rationing in both formal and informal sectors, to show the extent of credit rationing, to reveal the dynamic role of institutional lending in agricultural transformation, and to understand the challenges in developing efficient institutions.

Credit Rationing of Polish Farm Households

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Author :
Publisher :
ISBN 13 :
Total Pages : 268 pages
Book Rating : 4.:/5 (89 download)

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Book Synopsis Credit Rationing of Polish Farm Households by : Martin Petrick

Download or read book Credit Rationing of Polish Farm Households written by Martin Petrick and published by . This book was released on 2004 with total page 268 pages. Available in PDF, EPUB and Kindle. Book excerpt:

Impact of Smallholders' Access to Land and Credit Markets on Technology Adoption and Land Use Decisions

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Author :
Publisher : Cuvillier Verlag
ISBN 13 : 3865376444
Total Pages : 191 pages
Book Rating : 4.8/5 (653 download)

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Book Synopsis Impact of Smallholders' Access to Land and Credit Markets on Technology Adoption and Land Use Decisions by : Nunung Nuryartono

Download or read book Impact of Smallholders' Access to Land and Credit Markets on Technology Adoption and Land Use Decisions written by Nunung Nuryartono and published by Cuvillier Verlag. This book was released on 2005 with total page 191 pages. Available in PDF, EPUB and Kindle. Book excerpt:

Credit constraints and agricultural technology adoption: Evidence from Nigeria

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Author :
Publisher : Intl Food Policy Res Inst
ISBN 13 :
Total Pages : 28 pages
Book Rating : 4./5 ( download)

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Book Synopsis Credit constraints and agricultural technology adoption: Evidence from Nigeria by : Balana, Bedru

Download or read book Credit constraints and agricultural technology adoption: Evidence from Nigeria written by Balana, Bedru and published by Intl Food Policy Res Inst. This book was released on 2020-08-19 with total page 28 pages. Available in PDF, EPUB and Kindle. Book excerpt: The agricultural sector in Nigeria is characterized by low productivity that is driven by low use of modern agricultural technologies, such as improved seed, chemical fertilizer, agrochemicals, and agricultural machinery. Poor access to credit is claimed to be one of the key barriers to adoption of these technologies. This study examines the nature of credit constraints among smallholder farmers – whether smallholders are credit constrained or not and the extent to which credit constraints emanate from supply-side or demand-side factors. Using multinomial probit and seeming unrelated simultaneous equations econometric models with data from the 2018/19 Living Standards Measurement Study-Integrated Surveys on Agriculture (LSMS-ISA) for Nigeria, the study investigates the factors affecting credit access and the effects of these credit constraints on adoption of four agricultural technologies – inorganic fertilizer, improved seed, agrochemicals, and mechanization. The results show that about 27 percent of survey households were found to be credit constrained – 12.8 percent due to supply-side factors and 14.2 percent due to demand-side factors. Lack of access to information and communication technology, extension services, and insurance coverage are the major demand-side factors negatively affecting smallholder’s access to credit. Registered land tiles and livestock ownership enhance credit access. Credit constraints manifests themselves differentially on the adoption of different agricultural technologies. While adoption of inorganic fertilizer and improved seed are significantly affected by credit constraints from both the supply and the demand-sides; use of agricultural machinery is affected only by demand-side factors, while use of agrochemicals is not affected from either supply or demand-side credit factors. From a policy perspective, our findings indicate that improving credit access via supply-side interventions alone may not necessarily boost use of modern agricultural technologies by smallholder farmers in Nigeria. Demand-side factors, such as access to information, extension services, and insurance cover, should equally be addressed to mitigate the credit constraints faced by smallholders and increase their adoption of modern agricultural technologies and improve their productivity.

Handbook of Microfinance, Financial Inclusion and Development

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Author :
Publisher : Edward Elgar Publishing
ISBN 13 : 1789903874
Total Pages : 495 pages
Book Rating : 4.7/5 (899 download)

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Book Synopsis Handbook of Microfinance, Financial Inclusion and Development by : Valentina Hartarska

Download or read book Handbook of Microfinance, Financial Inclusion and Development written by Valentina Hartarska and published by Edward Elgar Publishing. This book was released on 2023-02-14 with total page 495 pages. Available in PDF, EPUB and Kindle. Book excerpt: This timely Handbook collates a range of evidence from top scholars in the field to help readers understand who microfinance reaches, how it helps, and why clients come back. It offers updated views on important concepts that enable a broader framework for understanding poverty and the corresponding financial needs of poor households.

Agricultural Finance Review

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Author :
Publisher :
ISBN 13 :
Total Pages : 184 pages
Book Rating : 4.3/5 (129 download)

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Book Synopsis Agricultural Finance Review by :

Download or read book Agricultural Finance Review written by and published by . This book was released on 2012 with total page 184 pages. Available in PDF, EPUB and Kindle. Book excerpt:

Credit Guarantees

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Publisher : Food & Agriculture Org.
ISBN 13 : 9789251041734
Total Pages : 154 pages
Book Rating : 4.0/5 (417 download)

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Book Synopsis Credit Guarantees by : Michael Gudger

Download or read book Credit Guarantees written by Michael Gudger and published by Food & Agriculture Org.. This book was released on 1998 with total page 154 pages. Available in PDF, EPUB and Kindle. Book excerpt: The problem of collateral is a daily issue for lenders and causes much debate in the development finance community. Given the difficulties experienced in arranging traditional forms of loan security, such as land or chattel mortgages, various collateral substitutes have been proposed. Among the substitutes for traditional collateral is the loan guarantee. Guarantee systems for loans have been proposed, planned and implemented in various countries. The assumption made by proponents of such a service is that the guarantee organization is either better informed about the risk of the loan than the lender or it is better structured financially to be able to manage the risk. Despite the apparent attractiveness of a loan guarantee, the empirical evidence available gives little encouragement. Nevertheless, interest in guarantees continues.

Empowering Women Through Microfinance in Developing Countries

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Author :
Publisher : IGI Global
ISBN 13 : 1668489813
Total Pages : 304 pages
Book Rating : 4.6/5 (684 download)

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Book Synopsis Empowering Women Through Microfinance in Developing Countries by : Alhassan, Yahaya

Download or read book Empowering Women Through Microfinance in Developing Countries written by Alhassan, Yahaya and published by IGI Global. This book was released on 2023-10-25 with total page 304 pages. Available in PDF, EPUB and Kindle. Book excerpt: Empowering Women Through Microfinance in Developing Countries is a book that explores how microfinance can be used to empower women in developing countries. It provides theoretical and empirical insights from industry experts, experienced researchers, and policymakers on the problems, processes, and prospects of using microfinance as a catalyst for women's empowerment in the developing world. The book covers a range of topics, including the impact of microfinance interventions on women's empowerment, financial inclusion, and women's entrepreneurship, poverty reduction among women, and small and medium-sized enterprise growth. This book addresses the lack of understanding about how microfinance can be used to empower women in developing countries. The insights provided in this book will be valuable for researchers, students, microfinance institutions, policymakers, state institutions, managers, non-governmental organizations, and financial institutions looking to expand their product portfolio and outreach. The book also provides policy directions and rethinking of practice in using microfinance as a strategy for eliminating barriers to women's empowerment in developing countries.

Design Issues in Rural Finance

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Author :
Publisher : World Bank Publications
ISBN 13 : 9780821333952
Total Pages : 48 pages
Book Rating : 4.3/5 (339 download)

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Book Synopsis Design Issues in Rural Finance by : Orlando J. Sacay

Download or read book Design Issues in Rural Finance written by Orlando J. Sacay and published by World Bank Publications. This book was released on 1995-01-01 with total page 48 pages. Available in PDF, EPUB and Kindle. Book excerpt: World Bank Discussion Paper No. 291. Discusses the major issues associated with transforming and improving payment systems in emerging market economies. Economic activity requires a system of payments to facilitate trade and exchange between consumers and suppliers of products and services. This paper looks at the differences between payment systems in centrally planned and market economies. The authors examine both short- and long-term methods of improving payment systems. Distinctions between the various payment instruments are made, and the roles of country size, banking structure, and institutional framework are discussed. An appendix provides a summary checklist of information needed to plan adequately for changes in payment systems.

Access to Financial Services in Brazil

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Author :
Publisher : World Bank Publications
ISBN 13 : 9780821357163
Total Pages : 698 pages
Book Rating : 4.3/5 (571 download)

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Book Synopsis Access to Financial Services in Brazil by : Anjali Kumar

Download or read book Access to Financial Services in Brazil written by Anjali Kumar and published by World Bank Publications. This book was released on 2005 with total page 698 pages. Available in PDF, EPUB and Kindle. Book excerpt: There is an increasing awareness that access to financial services can contribute to economic growth and poverty reduction. This study focuses on the delivery of financial services in Brazil, one of the world's most important emerging financial markets. It examines different aspects of financial service provision, and explores approaches to address problems of financial exclusion. Topics discussed include: microfinance schemes; private banking; rural finance systems; institutional infrastructure; and the role of government policy.

全球化与中国农业

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Author :
Publisher :
ISBN 13 :
Total Pages : 496 pages
Book Rating : 4.F/5 ( download)

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Book Synopsis 全球化与中国农业 by :

Download or read book 全球化与中国农业 written by and published by . This book was released on 2006 with total page 496 pages. Available in PDF, EPUB and Kindle. Book excerpt: 本书分WTO与农业贸易、农产品市场、农村生产要素与组织、农业科技政策、农业与农村发展、中韩农产品贸易与农业发展六篇,共收录了42篇论文。

Interdistrict Variation in Rural Infrastructure and its impact on Agricultural Development On Jharkhand

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Author :
Publisher : Sankalp Publication
ISBN 13 : 9393849544
Total Pages : 256 pages
Book Rating : 4.3/5 (938 download)

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Book Synopsis Interdistrict Variation in Rural Infrastructure and its impact on Agricultural Development On Jharkhand by : Dr.Bidyanand Choudhary

Download or read book Interdistrict Variation in Rural Infrastructure and its impact on Agricultural Development On Jharkhand written by Dr.Bidyanand Choudhary and published by Sankalp Publication. This book was released on with total page 256 pages. Available in PDF, EPUB and Kindle. Book excerpt: N/A

Sustainable Land Management in the Tropics

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Author :
Publisher : Ashgate Publishing, Ltd.
ISBN 13 : 140948811X
Total Pages : 238 pages
Book Rating : 4.4/5 (94 download)

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Book Synopsis Sustainable Land Management in the Tropics by : Fred Zaal

Download or read book Sustainable Land Management in the Tropics written by Fred Zaal and published by Ashgate Publishing, Ltd.. This book was released on 2012-11-28 with total page 238 pages. Available in PDF, EPUB and Kindle. Book excerpt: Bringing together case studies from Kenya, Benin, Cameroon and the Philippines, this volume provides a multidisciplinary overview of the economics of natural resource management in Tropical regions, at household and village level. By comparing a wide array of climatic and economic conditions, it examines the effect of location and access to the market - as well as the importance of national policies - have on soil and water conservation. The book not only analyzes the benefits of soil and water conservation based on econometric studies, but also assesses the costs involved. In doing so it challenges commonly held assumptions about poorer community's ability to finance such measures.

Agricultural Transformation in Africa

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Author :
Publisher : Springer Nature
ISBN 13 : 3031195272
Total Pages : 191 pages
Book Rating : 4.0/5 (311 download)

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Book Synopsis Agricultural Transformation in Africa by : Gbadebo O. A. Odularu

Download or read book Agricultural Transformation in Africa written by Gbadebo O. A. Odularu and published by Springer Nature. This book was released on 2023-01-01 with total page 191 pages. Available in PDF, EPUB and Kindle. Book excerpt: ​This book offers new insights into the ongoing agricultural transformation in Africa. Presenting case studies, macro-level simulations, and relevant surveys, it analyzes food crops and agri-food policy challenges and their implications in various African countries. In addition, it discusses how current African agri-food policies could be improved to achieve the continental vision of sustainable development in light of the African Union’s Agenda 2063. The respective contributions address topics such as drivers of technical efficiency among smallholder maize farmers; farm management practices; agri-food infrastructure policies; food security; agricultural growth; and financing for and investment in agricultural production. Accordingly, the book appeals to scholars of economics and agricultural studies and to anyone interested in the agricultural transformation of Africa.

Financial Crises in DSGE Models

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Author :
Publisher : International Monetary Fund
ISBN 13 : 1475524986
Total Pages : 59 pages
Book Rating : 4.4/5 (755 download)

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Book Synopsis Financial Crises in DSGE Models by : Mr.Jaromir Benes

Download or read book Financial Crises in DSGE Models written by Mr.Jaromir Benes and published by International Monetary Fund. This book was released on 2014-04-04 with total page 59 pages. Available in PDF, EPUB and Kindle. Book excerpt: This paper presents the theoretical structure of MAPMOD, a new IMF model designed to study vulnerabilities associated with excessive credit expansions, and to support macroprudential policy analysis. In MAPMOD, bank loans create purchasing power that facilitates adjustments in the real economy. But excessively large and risky loans can impair balance sheets and sow the seeds of a financial crisis. Banks respond to losses through higher spreads and rapid credit cutbacks, with adverse effects for the real economy. These features allow the model to capture the basic facts of financial cycles. A companion paper studies the simulation properties of MAPMOD.

Financial Repression is Knocking at the Door, Again

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Author :
Publisher : International Monetary Fund
ISBN 13 : 151351248X
Total Pages : 66 pages
Book Rating : 4.5/5 (135 download)

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Book Synopsis Financial Repression is Knocking at the Door, Again by : Mr.Etibar Jafarov

Download or read book Financial Repression is Knocking at the Door, Again written by Mr.Etibar Jafarov and published by International Monetary Fund. This book was released on 2019-09-30 with total page 66 pages. Available in PDF, EPUB and Kindle. Book excerpt: Financial repression (legal restrictions on interest rates, credit allocation, capital movements, and other financial operations) was widely used in the past but was largely abandoned in the liberalization wave of the 1990s, as widespread support for interventionist policies gave way to a renewed conception of government as an impartial referee. Financial repression has come back on the agenda with the surge in public debt in the wake of the Global Financial Crisis, and some countries have reintroduced administrative ceilings on interest rates. By distorting market incentives and signals, financial repression induces losses from inefficiency and rent-seeking that are not easily quantified. This study attempts to assess some of these losses by estimating the impact of financial repression on growth using an updated index of interest rate controls covering 90 countries over 45 years. The results suggest that financial repression poses a significant drag on growth, which could amount to 0.4-0.7 percentage points.

World Development Report 1994

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Author :
Publisher : World Bank Publications
ISBN 13 : 9780195209921
Total Pages : 268 pages
Book Rating : 4.2/5 (99 download)

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Book Synopsis World Development Report 1994 by :

Download or read book World Development Report 1994 written by and published by World Bank Publications. This book was released on 1994 with total page 268 pages. Available in PDF, EPUB and Kindle. Book excerpt: World Development Report 1994 examines the link between infrastructure and development and explores ways in which developing countries can improve both the provision and the quality of infrastructure services. In recent decades, developing countries have made substantial investments in infrastructure, achieving dramatic gains for households and producers by expanding their access to services such as safe water, sanitation, electric power, telecommunications, and transport. Even more infrastructure investment and expansion are needed in order to extend the reach of services - especially to people living in rural areas and to the poor. But as this report shows, the quantity of investment cannot be the exclusive focus of policy. Improving the quality of infrastructure service also is vital. Both quantity and quality improvements are essential to modernize and diversify production, help countries compete internationally, and accommodate rapid urbanization. The report identifies the basic cause of poor past performance as inadequate institutional incentives for improving the provision of infrastructure. To promote more efficient and responsive service delivery, incentives need to be changed through commercial management, competition, and user involvement. Several trends are helping to improve the performance of infrastructure. First, innovation in technology and in the regulatory management of markets makes more diversity possible in the supply of services. Second, an evaluation of the role of government is leading to a shift from direct government provision of services to increasing private sector provision and recent experience in many countries with public-private partnerships is highlighting new ways to increase efficiency and expand services. Third, increased concern about social and environmental sustainability has heightened public interest in infrastructure design and performance.