The Community's Credit

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Publisher : London : Credit Power Press
ISBN 13 :
Total Pages : 184 pages
Book Rating : 4.:/5 (2 download)

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Book Synopsis The Community's Credit by : Charles Marshall Hattersley

Download or read book The Community's Credit written by Charles Marshall Hattersley and published by London : Credit Power Press. This book was released on 1922 with total page 184 pages. Available in PDF, EPUB and Kindle. Book excerpt:

Credit to the Community

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Author :
Publisher :
ISBN 13 :
Total Pages : 315 pages
Book Rating : 4.:/5 (654 download)

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Book Synopsis Credit to the Community by : Daniel Immergluck

Download or read book Credit to the Community written by Daniel Immergluck and published by . This book was released on 2004 with total page 315 pages. Available in PDF, EPUB and Kindle. Book excerpt:

Credit to the Community

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Author :
Publisher : Routledge
ISBN 13 : 131549812X
Total Pages : 329 pages
Book Rating : 4.3/5 (154 download)

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Book Synopsis Credit to the Community by : Dan Immergluck

Download or read book Credit to the Community written by Dan Immergluck and published by Routledge. This book was released on 2016-07-08 with total page 329 pages. Available in PDF, EPUB and Kindle. Book excerpt: This book provides the most comprehensive examination of community reinvestment and fair lending problems and policies currently available. It outlines the history of lending discrimination and redlining in U.S. mortgage and small business lending markets, and documents the persistence of such problems today. The author explains the role that government has played in developing banking and credit markets in the United States, from the creation of Alexander Hamilton's First Bank of the United States to the ongoing support government provides through the subsidization of secondary markets and through maintenance of critical regulatory infrastructure. Immergluck takes issue with those calling for deregulation of financial services - especially in the arena of fair lending and consumer protection - and gives new voice to rationales for social contract policies such as the Community Reinvestment Act. He provides new long-term analysis of the failure of federal bank regulators to enforce the CRA, and also shows how increased community activism and media attention have led to sporadic periods of stronger CRA enforcement. Finally, he recommends a number of policy changes that are needed to modernize the nation's fair lending and community reinvestment laws and make them more relevant for the 21st century.

Credit and Community

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Publisher : OUP Oxford
ISBN 13 : 0191555738
Total Pages : 320 pages
Book Rating : 4.1/5 (915 download)

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Book Synopsis Credit and Community by : Sean O'Connell

Download or read book Credit and Community written by Sean O'Connell and published by OUP Oxford. This book was released on 2009-01-22 with total page 320 pages. Available in PDF, EPUB and Kindle. Book excerpt: Credit and Community examines the history of consumer credit and debt in working class communities. Concentrating on forms of credit that were traditionally very dependent on personal relationships and social networks, such as mail-order catalogues and co-operatives, it demonstrates how community-based arrangements declined as more impersonal forms of borrowing emerged during the twentieth century. Tallymen and check traders moved into doorstep moneylending during the 1960s, but in subsequent decades the loss of their best working class customers, owing to increased spending power and the emergence of a broader range of credit alternatives, forced them to focus on the 'financially excluded'. This 'sub-prime' market was open for exploitation by unlicensed lenders, and Sean O'Connell offers the first detailed historical investigation of illegal moneylending in the UK, encompassing the 'she usurers' of Edwardian Liverpool and the violent loan sharks of Blair's Britain. O'Connell contrasts such commercial forms of credit with formal and informal co-operative alternatives, such as 'diddlum clubs', 'partners', and mutuality clubs. He provides the first history of the UK credit unions, revealing the importance of Irish and Caribbean immigrant volunteers, and explains the relative failure of the movement compared with Ireland. Drawing on a wide range of neglected sources, including the archives of consumer credit companies, the records of the co-operative and credit union movements, and government papers, Credit and Community makes a strong contribution to historical understandings of credit and debt. Oral history testimony from both sides of the credit divide is used to telling effect, offering key insights into the complex nature of the relationship between borrowers and lenders.

Community Investment Practices of Credit Unions

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Author :
Publisher :
ISBN 13 :
Total Pages : 232 pages
Book Rating : 4.F/5 ( download)

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Book Synopsis Community Investment Practices of Credit Unions by : United States. Congress. House. Committee on Banking, Finance, and Urban Affairs. Subcommittee on Consumer Credit and Insurance

Download or read book Community Investment Practices of Credit Unions written by United States. Congress. House. Committee on Banking, Finance, and Urban Affairs. Subcommittee on Consumer Credit and Insurance and published by . This book was released on 1995 with total page 232 pages. Available in PDF, EPUB and Kindle. Book excerpt:

The Community's Credit

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Author :
Publisher : Forgotten Books
ISBN 13 : 9781330221662
Total Pages : 180 pages
Book Rating : 4.2/5 (216 download)

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Book Synopsis The Community's Credit by : C. Marshall Hattersley

Download or read book The Community's Credit written by C. Marshall Hattersley and published by Forgotten Books. This book was released on 2015-06-26 with total page 180 pages. Available in PDF, EPUB and Kindle. Book excerpt: Excerpt from The Community's Credit: A Consideration of the Principles, and Proposals of the Social Credit Movement Events to-day are moving far faster than ideas, and while governments and their expert advisers are seeking a cure for the economic malady along old, discredited lines, the governed are finding scant comfort in the out-worn formulæ of past decades and the platitudes of present-day politicians. And in the meantime the condition of modern industrial civilisation grows daily more serious. The present situation needs fresh analysis, and for its betterment, a new remedy. In the spring of the year 1920 there appeared the former of two remarkable books by Major C. H. Douglas. In "Economic Democracy," and later (assisted by Mr. A. R. Orage, late editor of "The New Age"), in "Credit-Power and Democracy" also. Major Douglas has undertaken a new and fundamental analysis of the industrial situation, and has pointed out the principles upon which any permanent solution of the present economic difficulties must be sought. The Social Credit Movement has arisen as a direct result of these two books, in order to study and develop the principles formulated therein, and to discover ways and means of carrying them into effect. About the Publisher Forgotten Books publishes hundreds of thousands of rare and classic books. Find more at www.forgottenbooks.com This book is a reproduction of an important historical work. Forgotten Books uses state-of-the-art technology to digitally reconstruct the work, preserving the original format whilst repairing imperfections present in the aged copy. In rare cases, an imperfection in the original, such as a blemish or missing page, may be replicated in our edition. We do, however, repair the vast majority of imperfections successfully; any imperfections that remain are intentionally left to preserve the state of such historical works.

Credit and Community

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Author :
Publisher : Oxford University Press on Demand
ISBN 13 : 0199263310
Total Pages : 318 pages
Book Rating : 4.1/5 (992 download)

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Book Synopsis Credit and Community by : Sean O'Connell

Download or read book Credit and Community written by Sean O'Connell and published by Oxford University Press on Demand. This book was released on 2009-01-22 with total page 318 pages. Available in PDF, EPUB and Kindle. Book excerpt: This text examines the history of consumer credit and debt in working class communities. Concentrates on forms of credit that were traditionally very dependent on personal relationships and social networks, it covers how community-based arrangements declined as more impersonal forms of borrowing emerged during the 20th century.

Money and Credit

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Author :
Publisher : John Wiley & Sons
ISBN 13 : 0745655343
Total Pages : 284 pages
Book Rating : 4.7/5 (456 download)

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Book Synopsis Money and Credit by : Bruce G. Carruthers

Download or read book Money and Credit written by Bruce G. Carruthers and published by John Wiley & Sons. This book was released on 2013-05-03 with total page 284 pages. Available in PDF, EPUB and Kindle. Book excerpt: This book offers a fresh and uniquely sociological perspective on money and credit. As basic economic institutions, money and credit are easy to overlook when they work well. When they malfunction, as they did in the new millennium’s global financial crisis, their importance becomes obvious and demands further investigation. Bruce Carruthers and Laura Ariovich examine the social dimensions of money and credit at both the individual and corporate levels, from the development of personal credit and a consumer society, to the role of government in the creation of money. In clear prose, they illustrate how the overall future of the economy is governed by the financial system and the flow of capital into, and out of, firms operating in particular industrial sectors, as well as the social meanings money itself acquires and the ways people distinguish between “dirty” and “clean” money. This accessible and engaging book will be essential reading for upper-level students of economic sociology, and those interested in how the bills, coins and plastic in our pockets shape the world we live in.

Community Capital

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Publisher :
ISBN 13 : 9780984690633
Total Pages : 0 pages
Book Rating : 4.6/5 (96 download)

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Book Synopsis Community Capital by : Clifford Rosenthal

Download or read book Community Capital written by Clifford Rosenthal and published by . This book was released on 2024-07-30 with total page 0 pages. Available in PDF, EPUB and Kindle. Book excerpt: Clifford Rosenthal provides a 10,000-foot overview and historical context of the community development credit union (CDCU) movement, while scrutinizing his journey as a white man leading a predominantly non-white organization. In his quest for community-controlled capital, he raised directly or indirectly through his advocacy for $100 million in investments in low-income credit unions; and pioneering the community development financial institutions (CDFI) movement. His 40-year year career took Rosenthal from neighborhood co-op organizer, to credit union builder, then association president, and finally federal policymaker. Rosenthal writes as a credit union practitioner shaped by his training as a Russian historian and translator. More "co-conspirator" than ally, Rosenthal is a white man battling for capital and equity in communities of color, while acknowledging and confronting his own shortcomings as a leader.In contrast, Michael McCray gives a harrowing insider's account as a participant/eyewitness to history. McCray is a Black man fighting a federal regulator, the National Credit Union Administration (NCUA), in a white man's world. He brings "receipts"-- unique access to secret transcripts, doctored financial reports, and federal court documents which undergird a compelling argument that the regulator has mistreated small credit unions, especially in minority communities. McCray takes the reader behind closed doors at an NCUA board meeting and inside the courtroom as a small credit union fights for its life against federal attorneys and the Justice Department. McCray delivers a dramatic first-person account with primary source documents and forensic insights on the landmark KAPFCU v NCUA federal court case. Justifiably jaundiced, McCray's compelling writing style takes the readers on an inside-the-car, roller-coaster ride through a regulatory "Alice in Wonderland."Rosenthal is a historian, and McCray is a whistleblower. Together, we guide the reader through a race-tinted, bifocal examination of the long and ongoing struggle to redress economic inequity. If we have succeeded, the reader will learn not only about the barriers to DEI-Diversity, Equity, and Inclusion-at the highest level of government, but gain a better understanding of the pivotal role Black organizations like the Divine Nine and Black churches play in bringing providing capital access to marginalized communities.

The Community's Credit

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Author :
Publisher :
ISBN 13 :
Total Pages : pages
Book Rating : 4.:/5 (251 download)

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Book Synopsis The Community's Credit by : Charles Marshall Hattersley

Download or read book The Community's Credit written by Charles Marshall Hattersley and published by . This book was released on 1969 with total page pages. Available in PDF, EPUB and Kindle. Book excerpt:

Working Class Credit and Community since 1918

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Author :
Publisher : Springer
ISBN 13 : 0230595553
Total Pages : 229 pages
Book Rating : 4.2/5 (35 download)

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Book Synopsis Working Class Credit and Community since 1918 by : A. Taylor

Download or read book Working Class Credit and Community since 1918 written by A. Taylor and published by Springer. This book was released on 2002-11-26 with total page 229 pages. Available in PDF, EPUB and Kindle. Book excerpt: This book explores the forms of credit which have historically been associated with the British working class. Taylor seeks to assess the effect of credit on working class communities, and relates this to the debate about community. This work is the first comprehensive examination of the history of these forms of credit to make comparisons between the periods before and after 1945. Based on extensive archival research and oral history interviews, this book combines lively individual accounts with theoretical arguments.

The Community's Credit; A Consideration of the Principles and Proposals of the Social Credit Movement

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Author :
Publisher : Palala Press
ISBN 13 : 9781378899083
Total Pages : 180 pages
Book Rating : 4.8/5 (99 download)

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Book Synopsis The Community's Credit; A Consideration of the Principles and Proposals of the Social Credit Movement by : C. Marshall Hattersley

Download or read book The Community's Credit; A Consideration of the Principles and Proposals of the Social Credit Movement written by C. Marshall Hattersley and published by Palala Press. This book was released on 2018-03 with total page 180 pages. Available in PDF, EPUB and Kindle. Book excerpt: This work has been selected by scholars as being culturally important, and is part of the knowledge base of civilization as we know it. This work was reproduced from the original artifact, and remains as true to the original work as possible. Therefore, you will see the original copyright references, library stamps (as most of these works have been housed in our most important libraries around the world), and other notations in the work. This work is in the public domain in the United States of America, and possibly other nations. Within the United States, you may freely copy and distribute this work, as no entity (individual or corporate) has a copyright on the body of the work. As a reproduction of a historical artifact, this work may contain missing or blurred pages, poor pictures, errant marks, etc. Scholars believe, and we concur, that this work is important enough to be preserved, reproduced, and made generally available to the public. We appreciate your support of the preservation process, and thank you for being an important part of keeping this knowledge alive and relevant.

Community Credit Needs

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Publisher :
ISBN 13 :
Total Pages : 724 pages
Book Rating : 4.:/5 ( download)

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Book Synopsis Community Credit Needs by : United States. Congress. House. Committee on Banking, Finance, and Urban Affairs. Subcommittee on Financial Institutions Supervision, Regulation and Insurance

Download or read book Community Credit Needs written by United States. Congress. House. Committee on Banking, Finance, and Urban Affairs. Subcommittee on Financial Institutions Supervision, Regulation and Insurance and published by . This book was released on 1978 with total page 724 pages. Available in PDF, EPUB and Kindle. Book excerpt:

Social Credit

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Author :
Publisher : [London] : C. Palmer
ISBN 13 :
Total Pages : 244 pages
Book Rating : 4.:/5 (2 download)

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Book Synopsis Social Credit by : Clifford Hugh Douglas

Download or read book Social Credit written by Clifford Hugh Douglas and published by [London] : C. Palmer. This book was released on 1924 with total page 244 pages. Available in PDF, EPUB and Kindle. Book excerpt:

The National Credit Union Administration's Implementation of the Credit Union Membership Access Act of 1998

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Author :
Publisher :
ISBN 13 :
Total Pages : 404 pages
Book Rating : 4.F/5 ( download)

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Book Synopsis The National Credit Union Administration's Implementation of the Credit Union Membership Access Act of 1998 by : United States. Congress. House. Committee on Banking and Financial Services. Subcommittee on Financial Institutions and Consumer Credit

Download or read book The National Credit Union Administration's Implementation of the Credit Union Membership Access Act of 1998 written by United States. Congress. House. Committee on Banking and Financial Services. Subcommittee on Financial Institutions and Consumer Credit and published by . This book was released on 1999 with total page 404 pages. Available in PDF, EPUB and Kindle. Book excerpt:

Banking Law: New York Banking Law

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Publisher :
ISBN 13 :
Total Pages : 578 pages
Book Rating : 4.:/5 (31 download)

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Book Synopsis Banking Law: New York Banking Law by : New York (State)

Download or read book Banking Law: New York Banking Law written by New York (State) and published by . This book was released on 1907 with total page 578 pages. Available in PDF, EPUB and Kindle. Book excerpt:

Credit Availability in the Inner City

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Publisher :
ISBN 13 :
Total Pages : 268 pages
Book Rating : 4.X/5 (2 download)

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Book Synopsis Credit Availability in the Inner City by : United States. Congress. House. Committee on Banking, Finance, and Urban Affairs. Subcommittee on Consumer Credit and Insurance

Download or read book Credit Availability in the Inner City written by United States. Congress. House. Committee on Banking, Finance, and Urban Affairs. Subcommittee on Consumer Credit and Insurance and published by . This book was released on 1994 with total page 268 pages. Available in PDF, EPUB and Kindle. Book excerpt: