Democratizing Finance

Download Democratizing Finance PDF Online Free

Author :
Publisher : FriesenPress
ISBN 13 : 1525536621
Total Pages : 544 pages
Book Rating : 4.5/5 (255 download)

DOWNLOAD NOW!


Book Synopsis Democratizing Finance by : Clifford N. Rosenthal

Download or read book Democratizing Finance written by Clifford N. Rosenthal and published by FriesenPress. This book was released on 2018 with total page 544 pages. Available in PDF, EPUB and Kindle. Book excerpt: Decades before Occupy Wall Street challenged the American financial system, activists began organizing alternatives to provide capital to “unbankable” communities and the poor. With roots in the civil rights, anti-poverty, and other progressive movements, they brought little training in finance. They formed nonprofit loan funds, credit unions, and even a new bank—organizations that by 1992 became known as “community development financial institutions,” or CDFIs. By melding their vision with that of President Clinton, CDFIs grew from church basements and kitchen tables to number more than 1,000 institutions with billions of dollars of capital. They have helped transform community development by providing credit and financial services across the United States, from inner cities to Native American reservations. Democratizing Finance traces the roots of community development finance over two centuries, a history that runs from Benjamin Franklin, through an ill-starred bank for African American veterans of the Civil War, the birth of the credit union movement, and the War on Poverty. Drawn from hundreds of interviews with CDFI leaders, presidential archives, and congressional testimony, Democratizing Finance provides an insider view of an extraordinary public policy success. Democratizing Finance is a unique resource for practitioners, policymakers, researchers, and social investors.

Community finance: the news from Africa and Asia

Download Community finance: the news from Africa and Asia PDF Online Free

Author :
Publisher : IIED
ISBN 13 : 1843697157
Total Pages : 80 pages
Book Rating : 4.8/5 (436 download)

DOWNLOAD NOW!


Book Synopsis Community finance: the news from Africa and Asia by : Asian Coalition for Housing Rights

Download or read book Community finance: the news from Africa and Asia written by Asian Coalition for Housing Rights and published by IIED. This book was released on with total page 80 pages. Available in PDF, EPUB and Kindle. Book excerpt:

A Field Guide to Conservation Finance

Download A Field Guide to Conservation Finance PDF Online Free

Author :
Publisher : Island Press
ISBN 13 : 1597267589
Total Pages : 409 pages
Book Rating : 4.5/5 (972 download)

DOWNLOAD NOW!


Book Synopsis A Field Guide to Conservation Finance by : Story Clark

Download or read book A Field Guide to Conservation Finance written by Story Clark and published by Island Press. This book was released on 2012-09-26 with total page 409 pages. Available in PDF, EPUB and Kindle. Book excerpt: Finally, a comprehensive book on land conservation financing for community and regional conservation leaders. A Field Guide to Conservation Finance provides essential advice on how to tackle the universal obstacle to protecting private land in America: lack of money. Story Clark dispels the myths that conservationists can access only private funds controlled by individuals or that only large conservation organizations have clout with big capital markets. She shows how small land conservation organizations can achieve conservation goals using both traditional and cutting-edge financial strategies. Clark outlines essential tools for raising money, borrowing money, and reducing the cost of transactions. She covers a range of subjects including transfer fees, voluntary surcharges, seller financing, revolving funds, and Project Related Investment programs (PRIs). A clear, well-written overview of the basics of conservation finance with useful insights and real stories combine to create a book that is an invaluable and accessible guide for land trusts seeking to protect more land.

Economic Development Finance

Download Economic Development Finance PDF Online Free

Author :
Publisher : SAGE
ISBN 13 : 9780761927099
Total Pages : 528 pages
Book Rating : 4.9/5 (27 download)

DOWNLOAD NOW!


Book Synopsis Economic Development Finance by : Karl F Seidman

Download or read book Economic Development Finance written by Karl F Seidman and published by SAGE. This book was released on 2005 with total page 528 pages. Available in PDF, EPUB and Kindle. Book excerpt: "Economic Development Finance provides a foundation for students and professionals in the technical aspects of business and real estate finance and surveys the full range of policies, program models, and financing tools used in economic development practice within the United States."--Jacket.

Financing Community Colleges

Download Financing Community Colleges PDF Online Free

Author :
Publisher : Brookings Institution Press
ISBN 13 : 0815714890
Total Pages : 237 pages
Book Rating : 4.8/5 (157 download)

DOWNLOAD NOW!


Book Synopsis Financing Community Colleges by : David Breneman

Download or read book Financing Community Colleges written by David Breneman and published by Brookings Institution Press. This book was released on 2010-12-01 with total page 237 pages. Available in PDF, EPUB and Kindle. Book excerpt: "It is by far the best study that I know of on community colleges. It comes at a critical time in the history of these institutions. It is carefully reasoned, beautifully written, and sound in its conclusions."—Howard R. Bowen; Professor of Economics and Education, Claremont Graduate School "...and excellent piece of work....Its quality is high and the book is significant. Its significance stems from the fact that it deals with an area of higher education not yet explored by other writings."—Earl F. Cheit; Dean, Schools of Business Administration; University of California, Berkeley "...a great job of describing and clarifying the issues....The book should become 'required reading' for our field...a very fine piece of work that will be a valuable tool for educators, students, and policy-makers."—Roger Yarrington; Vice President, Research and Development, American Association of Community and Junior Colleges "...a thorough job of compiling the pertinent data; of identifying key questions; and of focusing upon central, rather than tangential, issues....Leaders and policy-makers in community colleges and in governmental positions will undoubtedly find the work an invaluable resource."—Bill J. Priest; Chancellor Emeritus, Dallas County Community College District

What Matters

Download What Matters PDF Online Free

Author :
Publisher :
ISBN 13 : 9780692878088
Total Pages : pages
Book Rating : 4.8/5 (78 download)

DOWNLOAD NOW!


Book Synopsis What Matters by : Federal Reserve Bank of San Francisco

Download or read book What Matters written by Federal Reserve Bank of San Francisco and published by . This book was released on 2017-06-05 with total page pages. Available in PDF, EPUB and Kindle. Book excerpt: Compilation of essays on outcomes-based funding, contracting, and financing for the social sector.

Financing Community Colleges

Download Financing Community Colleges PDF Online Free

Author :
Publisher : Rowman & Littlefield
ISBN 13 : 1475810644
Total Pages : 233 pages
Book Rating : 4.4/5 (758 download)

DOWNLOAD NOW!


Book Synopsis Financing Community Colleges by : Richard M. Romano

Download or read book Financing Community Colleges written by Richard M. Romano and published by Rowman & Littlefield. This book was released on 2015-11-09 with total page 233 pages. Available in PDF, EPUB and Kindle. Book excerpt: Grounded in an economic perspective, Financing Community Colleges: Where We Are, Where We're Going helps college leaders make sense of the challenges they face in securing and managing the resources needed to carry out the community college mission. Finance has perpetually been an Achilles heel for leaders at all levels of management. With the premise that leaders are better at winning battles they know something about, this book equips leaders with an understanding of the fundamentals and the complexities of community college finance. It tackles current and emerging issues with insight that is analytic and prophetic—a must read for current and prospective leaders.

Community Owned Businesses

Download Community Owned Businesses PDF Online Free

Author :
Publisher : Routledge
ISBN 13 : 1000391884
Total Pages : 248 pages
Book Rating : 4.0/5 (3 download)

DOWNLOAD NOW!


Book Synopsis Community Owned Businesses by : Norman Walzer

Download or read book Community Owned Businesses written by Norman Walzer and published by Routledge. This book was released on 2021-07-20 with total page 248 pages. Available in PDF, EPUB and Kindle. Book excerpt: This book analyses community-owned businesses in countries around the world to show successful approaches and important strategies to improve access to essential services in vastly different economic contexts. Through eleven chapters, authors from various countries use case studies and analyse findings in ways which can be applied to new development initiatives, including rural grocery store retention in Kansas, socially responsible community cooperatives in Italy, preserving pubs and shops in England and Wales, serving residents with special needs in Canada, and financing basic goods and services for aging populations in Taiwan, plus other examples. The chapters explore practices and approaches used in various locations to address concerns about loss of access to essential services, making clear that this approach to financing is useful in different scenarios. The chapters provide key insights suggesting that these approaches will be even more prevalent in the future and will be of interest to students, scholars, and community-development practitioners around the world.

Financing Low Income Communities

Download Financing Low Income Communities PDF Online Free

Author :
Publisher : Russell Sage Foundation
ISBN 13 : 9780871547118
Total Pages : 348 pages
Book Rating : 4.5/5 (471 download)

DOWNLOAD NOW!


Book Synopsis Financing Low Income Communities by : Julia Sass Rubin

Download or read book Financing Low Income Communities written by Julia Sass Rubin and published by Russell Sage Foundation. This book was released on 2007-11-15 with total page 348 pages. Available in PDF, EPUB and Kindle. Book excerpt: Access to capital and financial services is crucial for healthy communities. However, many impoverished individuals and neighborhoods are routinely ignored by mainstream financial institutions. This neglect led to the creation of community development financial institutions (CDFIs), which provide low-income communities with financial services and act as a conduit to conventional financial organizations and capital markets. Edited by Julia Sass Rubin, Financing Low-Income Communities brings together leading experts in the field to assess what we know about the challenges of bringing financial services and capital to poor communities, map out future lines of research, and propose policy reforms to make these efforts more effective. The contributors to Financing Low-Income Communities distill research on key topics related to community development finance. Daniel Schneider and Peter Tufano examine the obstacles that make saving and asset accumulation difficult for low-income households—such as the fact that tens of millions of low-income and minority adults don't have a bank account—and consider solutions, like making it easier for low-wage workers to enroll in 401(K) plans. Jeanne Hogarth, Jane Kolodinksy, and Marianne Hilgert review evidence showing that community-based financial education programs can be effective in changing families' saving and budgeting patterns. Lisa Servon proposes strategies for addressing the challenges facing the microenterprise field in the United States. Julia Sass Rubin discusses ways community loan and venture capital funds have adapted in response to the decreased availability of funding, and considers potential sources of new capital, such as state governments and public pension funds. Marva Williams explores the evolution and recent performance of community development banks and credit unions. Kathleen Engel and Patricia McCoy document the proliferation of predatory lenders, who market loans at onerous interest rates to financially vulnerable families and the devastating effects of such lending on communities—from increased crime to falling home values and lower tax revenues. Rachel Bratt reviews the policies and programs used to make rental and owned housing financially accessible. Rob Hollister proposes a framework for evaluating the contributions of community development financial institutions. Despite the many accomplishments of CDFIs over the last four decades, changing political and economic conditions make it imperative that they adapt in order to survive. Financing Low-Income Communities charts out new directions for public and private organizations which aim to end the financial exclusion of marginalized neighborhoods.

Adventure Finance

Download Adventure Finance PDF Online Free

Author :
Publisher : Springer Nature
ISBN 13 : 303072428X
Total Pages : 339 pages
Book Rating : 4.0/5 (37 download)

DOWNLOAD NOW!


Book Synopsis Adventure Finance by : Aunnie Patton Power

Download or read book Adventure Finance written by Aunnie Patton Power and published by Springer Nature. This book was released on 2021-05-28 with total page 339 pages. Available in PDF, EPUB and Kindle. Book excerpt: The venture capital model doesn’t work—at least not for 99% of startups and small businesses. In this 99% are a lot of companies with incredible potential: businesses headed by female founders and those from diverse racial backgrounds, organizations headquartered outside of venture capital hubs, and purpose-driven enterprises that are creating social and environmental impact alongside financial success. Counter to what the press-savvy venture capital world would have you believe, there are a lot of funding options out there for startups and small businesses. Adventure Finance is designed to help you understand some of these options, and walk you through real examples of how other founders and funders have put them to use. In simple, approachable language, the book breaks down the different types of funding options available from revenue-based financing to recoverable grants to redeemable equity to distributed ownership and more. Through a mix of storytelling and frameworks, based on a decade of research and experience in investing in early-stage companies, this book will give you the ability to determine how each of these structures can contribute to your own funding journey. The goal for this book is to shift the conversation about startup funding and help founders and funders widen the spectrum of “mainstream” investment options in order to make the venture financing world more inclusive and purpose-driven.

Community Owned Businesses

Download Community Owned Businesses PDF Online Free

Author :
Publisher : Routledge
ISBN 13 : 1000391930
Total Pages : 210 pages
Book Rating : 4.0/5 (3 download)

DOWNLOAD NOW!


Book Synopsis Community Owned Businesses by : Norman Walzer

Download or read book Community Owned Businesses written by Norman Walzer and published by Routledge. This book was released on 2021-07-19 with total page 210 pages. Available in PDF, EPUB and Kindle. Book excerpt: This book analyses community-owned businesses in countries around the world to show successful approaches and important strategies to improve access to essential services in vastly different economic contexts. Through eleven chapters, authors from various countries use case studies and analyse findings in ways which can be applied to new development initiatives, including rural grocery store retention in Kansas, socially responsible community cooperatives in Italy, preserving pubs and shops in England and Wales, serving residents with special needs in Canada, and financing basic goods and services for aging populations in Taiwan, plus other examples. The chapters explore practices and approaches used in various locations to address concerns about loss of access to essential services, making clear that this approach to financing is useful in different scenarios. The chapters provide key insights suggesting that these approaches will be even more prevalent in the future and will be of interest to students, scholars, and community-development practitioners around the world.

Community College Finance

Download Community College Finance PDF Online Free

Author :
Publisher : John Wiley & Sons
ISBN 13 : 1118954939
Total Pages : 340 pages
Book Rating : 4.1/5 (189 download)

DOWNLOAD NOW!


Book Synopsis Community College Finance by : Christopher M. Mullin

Download or read book Community College Finance written by Christopher M. Mullin and published by John Wiley & Sons. This book was released on 2015-03-06 with total page 340 pages. Available in PDF, EPUB and Kindle. Book excerpt: Smart financial management means more students served Community College Finance provides an introduction to best practices for community college leaders and their boards, with guidance on the complex regulations, processes, and considerations surrounding the financial management of these unique institutions. As community colleges continue to increase in importance, this book provides non-technical yet extensive information to guide current and future leaders toward the establishment of effective processes to secure and maintain the funding that is so crucial to the education and future of millions of students nationwide. Readers will gain insight into the background and foundation of community college finance and learn the essentials of practice in today's economic and political climate. The discussion covers student financial aid, tuition, budgeting, and more, and explores the future of federal policy and what it means for the institutions that play such a critical role in the nation's educational system. Over eight million students attend more than a thousand community colleges in the United States today, and those colleges are now facing the retirement of their founding generation of leadership. Meanwhile, the balance between traditional funding sources is shifting as new models and approaches are being implemented, and comprehensive, guiding resources are lacking. This book fills that need with expert insight reflecting current realities and a true understanding of the challenges community colleges face. Readers will: Delve into factors affecting funding and the cost of attendance Develop a budgeting style and process that serves the institution Learn to manage fiscal crises effectively without reducing standards Consider the future of federal policy and how it will affect budgeting At a time when a difficult economy raises questions about the value of higher education, the value that community colleges offer becomes ever more clear. Community College Finance provides the guidance leaders need to help their institutions flourish.

The Art of Islamic Banking and Finance

Download The Art of Islamic Banking and Finance PDF Online Free

Author :
Publisher : John Wiley & Sons
ISBN 13 : 0470572612
Total Pages : 435 pages
Book Rating : 4.4/5 (75 download)

DOWNLOAD NOW!


Book Synopsis The Art of Islamic Banking and Finance by : Yahia Abdul-Rahman

Download or read book The Art of Islamic Banking and Finance written by Yahia Abdul-Rahman and published by John Wiley & Sons. This book was released on 2009-12-09 with total page 435 pages. Available in PDF, EPUB and Kindle. Book excerpt: A detailed look at the fast-growing field of Islamic banking and finance The Art of Islamic Banking and Finance is a modern American take on what it means to incorporate Islamic finance principles into everyday banking and investment techniques by introducing a new brand of banking for all people of all faiths: The Riba-Free (RF) banking. The author is considered the father of RF (Islamic) banking in America. He has been a banker and an Imam/scholar for over 40 years in America since 1968. He started the tedious process with a finance company, LARIBA, in Pasadena, California in 1987. This is the first book ever in the field to trace the origins of prohibiting the renting of money at a price called interest rate and over-indulging in debt. The book reviews in great details the theological foundations of prohibiting interest in the Jewish Bible, the Christian Bible, and the Qur'aan. The author then discusses money and how fiat money is created, the role of the Federal Reserve, and the banking system in America. The book also discusses for the first time ever how to include an important aspect of RF (Islamic) finance using commodity indexation and marking the items to be financed to market in order to avoid participating in economic "bubbles." The author discusses how these rules work, how they affect consumer behavior, and how they change the role of the banker/financier. Covers a new pioneering model that is based on the Law (Shari'aa) and how it is applied in every transaction from joint ventures and portfolio management to home mortgages and personal financing Shows how to incorporate the Law (Shari'aa) into American financing and banking systems Points to RF (Islamic) finance and banking as a way to emphasize socially responsible investing The Art of Islamic Banking and Finance also includes a discussion on the emergence of a culture of RF (Islamic) banking and finance today, which is based on the real Judeo-Christian-Islamic spirit and very effective when compared to twentieth-century models that use financial engineering and structuring techniques to circumvent the Law (Shari'aa). The book also includes case studies based on the actual experience of the author and detailed analysis of the superior results realized by applying this new brand of banking to financing.

Power from the People

Download Power from the People PDF Online Free

Author :
Publisher : Chelsea Green Publishing
ISBN 13 : 1603584102
Total Pages : 290 pages
Book Rating : 4.6/5 (35 download)

DOWNLOAD NOW!


Book Synopsis Power from the People by : Greg Pahl

Download or read book Power from the People written by Greg Pahl and published by Chelsea Green Publishing. This book was released on 2012-08-13 with total page 290 pages. Available in PDF, EPUB and Kindle. Book excerpt: Over 90 percent of US power generation comes from large, centralized, highly polluting, nonrenewable sources of energy. It is delivered through long, brittle transmission lines, and then is squandered through inefficiency and waste. But it doesn't have to be that way. Communities can indeed produce their own local, renewable energy. Power from the People explores how homeowners, co-ops, nonprofit institutions, governments, and businesses are putting power in the hands of local communities through distributed energy programs and energy-efficiency measures. Using examples from around the nation - and occasionally from around the world - Greg Pahl explains how to plan, organize, finance, and launch community-scale energy projects that harvest energy from sun, wind, water, and earth. He also explains why community power is a necessary step on the path to energy security and community resilience - particularly as we face peak oil, cope with climate change, and address the need to transition to a more sustainable future. This book - the second in the Chelsea Green Publishing Company and Post Carbon Institute's Community Resilience Series - also profiles numerous communitywide initiatives that can be replicated elsewhere.

Consumer Finance News

Download Consumer Finance News PDF Online Free

Author :
Publisher :
ISBN 13 :
Total Pages : 520 pages
Book Rating : 4.:/5 (31 download)

DOWNLOAD NOW!


Book Synopsis Consumer Finance News by :

Download or read book Consumer Finance News written by and published by . This book was released on 1922 with total page 520 pages. Available in PDF, EPUB and Kindle. Book excerpt:

Federal Register

Download Federal Register PDF Online Free

Author :
Publisher :
ISBN 13 :
Total Pages : 1014 pages
Book Rating : 4.:/5 (31 download)

DOWNLOAD NOW!


Book Synopsis Federal Register by :

Download or read book Federal Register written by and published by . This book was released on 1992-04-28 with total page 1014 pages. Available in PDF, EPUB and Kindle. Book excerpt:

The Short Guide to Community Development

Download The Short Guide to Community Development PDF Online Free

Author :
Publisher : Policy Press
ISBN 13 : 1447327845
Total Pages : 216 pages
Book Rating : 4.4/5 (473 download)

DOWNLOAD NOW!


Book Synopsis The Short Guide to Community Development by : Gilchrist, Alison

Download or read book The Short Guide to Community Development written by Gilchrist, Alison and published by Policy Press. This book was released on 2016-03-30 with total page 216 pages. Available in PDF, EPUB and Kindle. Book excerpt: The only up-to-date, accessibly written short guide to community development, this third edition offers an invaluable and authoritative introduction. Fully updated to reflect changes in policy, practice, economics and culture, it will equip readers with an understanding of the history and theory of community development, as well as practical guidance on how to do it. This is a key text for all students and practitioners working with communities. It includes: • a broad overview of core themes, concepts, basic practices and key issues in community development; • an analysis of the impact of COVID-19 on community life and well-being, along with the implications for longer-term community support; • additional brand new content on the pressing issues of democratic decline, social fragmentation and isolation, social care pressures, technological developments and climate change.