Commercial Banking and Economic Development

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Author :
Publisher : Pointer Publishers
ISBN 13 : 9788171320752
Total Pages : 208 pages
Book Rating : 4.3/5 (27 download)

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Book Synopsis Commercial Banking and Economic Development by : S. Garhwal

Download or read book Commercial Banking and Economic Development written by S. Garhwal and published by Pointer Publishers. This book was released on 1993 with total page 208 pages. Available in PDF, EPUB and Kindle. Book excerpt: This Volume, By Taking The Fields Of Commercial Banking In Tandem With Economic Development Presents A New And Scientific Understanding Of The Dynamic Role Which A Versatile And Percipient Commercial Banking System Can Play To Support And Accelerate The Process Of Economic Growth. This Book Also Endeavours To Measures The Regional Disparities In Commercial Banking Development As Well As Its Functional Aspects In The Post Nationalisation Period. Further, It Also Attempts To Identify The Factors, Which May Have An Impact On The Regional Variations In Banking Development. This Book Should Make Useful Reading Not Only For Professors And Students Of Economics, Commerce And Management, Policy Makers And Planners, Researchers And Administrators, Bureacrats And Politicians, Banking And Financial Institutions, But Also For Those Interested In Scientific Understanding Of The Economic Development Through Commercial Banking.

Commercial Banks and Economic Development

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Author :
Publisher : Praeger Publishers
ISBN 13 :
Total Pages : 168 pages
Book Rating : 4.:/5 (42 download)

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Book Synopsis Commercial Banks and Economic Development by : Ali Issa Abdi

Download or read book Commercial Banks and Economic Development written by Ali Issa Abdi and published by Praeger Publishers. This book was released on 1977 with total page 168 pages. Available in PDF, EPUB and Kindle. Book excerpt: Monograph on the role of banking systems (esp. Commercial banks) in economic development in East Africa for the period from 1950 to 1973 - covers institutional framework, banks and capital formation, resource allocation, savings-investment processes, state participation, etc., and analyses changes in banking systems during the postindependence period. Bibliography pp. 143 to 148, graphs and statistical tables.

Finance And Development

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Publisher : Routledge
ISBN 13 : 0429696841
Total Pages : 176 pages
Book Rating : 4.4/5 (296 download)

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Book Synopsis Finance And Development by : Michael DaCosta

Download or read book Finance And Development written by Michael DaCosta and published by Routledge. This book was released on 2019-03-04 with total page 176 pages. Available in PDF, EPUB and Kindle. Book excerpt: Although commercial banks have played an increasingly important role in providing capital to developing nations, many analysts argue that private financing poses risks both to borrowing nations and the stability of the international economic system. In response, Mr. DaCosta demonstrates that developing nations that adopt appropriate policies can gain substantially by drawing on private sources of capital. His analysis indicates that many criticisms of the role of commercial banks are unfounded and that debt problems in LDCs typically are related to inadequate reserve and external debt management policies in the borrowing countries themselves. Emphasizing that economic growth in LDCs often is constrained by balance-of-payment deficits, Mr. DaCosta shows that nations relying on private capital frequently experience higher-than-average growth rates and argues that the advantages of unconditional or untied aid generally outweigh the constraints imposed by the multilateral aid agencies. In conclusion, he outlines specific policies developing nations can adopt to reduce financial risk and, turning to the needs of the poorest of the LDCs, examines a variety of proposals aimed at increasing the flow of concessional assistance to those countries that cannot qualify for commercial bank funds.

Commercial Banking in the Planned Economy of India

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Author :
Publisher : Mittal Publications
ISBN 13 :
Total Pages : 444 pages
Book Rating : 4./5 ( download)

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Book Synopsis Commercial Banking in the Planned Economy of India by : Chitta Ranjan Basu

Download or read book Commercial Banking in the Planned Economy of India written by Chitta Ranjan Basu and published by Mittal Publications. This book was released on 1991 with total page 444 pages. Available in PDF, EPUB and Kindle. Book excerpt:

Money, Interest, and Banking in Economic Development

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Publisher :
ISBN 13 :
Total Pages : 638 pages
Book Rating : 4.F/5 ( download)

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Book Synopsis Money, Interest, and Banking in Economic Development by : Maxwell J. Fry

Download or read book Money, Interest, and Banking in Economic Development written by Maxwell J. Fry and published by . This book was released on 1995 with total page 638 pages. Available in PDF, EPUB and Kindle. Book excerpt: Examines monetary and financial policies and their effects on rates of economic growth in developing countries and describes balanced assessment of the role of money, banking and finance in the process of economic development.

Financing State and Local Economic Development

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Author :
Publisher : Durham, N.C. : Duke University Press
ISBN 13 :
Total Pages : 520 pages
Book Rating : 4.:/5 (43 download)

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Book Synopsis Financing State and Local Economic Development by : Michael Barker

Download or read book Financing State and Local Economic Development written by Michael Barker and published by Durham, N.C. : Duke University Press. This book was released on 1983 with total page 520 pages. Available in PDF, EPUB and Kindle. Book excerpt: The contributors discuss alternative methods of financing state and local economic development, including the role of venture capital in urban development, the role of banking institutions in encouraging the growth of small business, and the place of pension funds in economic growth.

Insider Lending

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Publisher : Cambridge University Press
ISBN 13 : 9780521566247
Total Pages : 196 pages
Book Rating : 4.5/5 (662 download)

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Book Synopsis Insider Lending by : Naomi R. Lamoreaux

Download or read book Insider Lending written by Naomi R. Lamoreaux and published by Cambridge University Press. This book was released on 1996-08-28 with total page 196 pages. Available in PDF, EPUB and Kindle. Book excerpt: This book, first published in 1994, explores the important role that insider lending played in the economic development of early nineteenth-century New England.

Commercial banks in economic development of SMEs. An analysis of their contribution

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Author :
Publisher : GRIN Verlag
ISBN 13 : 3346459128
Total Pages : 58 pages
Book Rating : 4.3/5 (464 download)

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Book Synopsis Commercial banks in economic development of SMEs. An analysis of their contribution by : Hitiyise Samuel

Download or read book Commercial banks in economic development of SMEs. An analysis of their contribution written by Hitiyise Samuel and published by GRIN Verlag. This book was released on 2021-08-04 with total page 58 pages. Available in PDF, EPUB and Kindle. Book excerpt: Bachelor Thesis from the year 2021 in the subject Business economics - Investment and Finance, grade: second class upper division, , course: Accounting, language: English, abstract: The study was guided by analyzing the contribution of commercial banks in economic development of SMEs The target population for the study consisted of registered SMEs in KCBR as their clients.A descriptive research design as well as an explanatory research design was used. The study used Bouchard formula to sample SMEs and then used random sampling to select the 105 SMEs. The respondents of the study were the owners and managers of the SMEs. The study used questionnaires to collect quantitative data using closed ended questions . Data analysis will be done using SPSS statistical software version 21. Descriptive statistics (Frequencies, Means and Standard deviation) and inferential statistics (Correlations and regression) were used in analysis. A multiple linear regression model was used for analysis and all tests were conducted at 5% level of significance. The study findings indicated that banking services are positively related with economic development of SMEs. The study concluded that commercial banks in Nyarugenge district are favorable. The study also concluded commercial bank services are effective and they economic development of SMEs significantly. SMEs in Rwanda suffer from weak financial performance and a high failure rate. Scholars argue that judging by the poor economic development of the informal sector, not much progress seems to have been achieved, despite government efforts to promote SME activity. Some of the key factors attributed to this poor performance is access to financial services. Therefore, the purpose of this study was to examine the contribution of commercial banks in economic development of SMEs Normally, SMES play vital and significant contributors to economic development through their critical role in providing job opportunities and reducing poverty levels, an estimated number of up to 40% of the start-ups SMEs fail by year 2 and at least 60% close their doors by year 4. This menace is attributed to poor financial management among small businesses. Accessing credit is a major constraint to the economic development and growth of SMEs and also to poor rural and urban households. This is mainly due to the behavior of lenders in terms of hedging against borrowers’ risks by demanding collateral, which they lack, and also information asymmetry.

Origins of Commercial Banking in America, 1750-1800

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Author :
Publisher : Rowman & Littlefield
ISBN 13 : 9780742520875
Total Pages : 236 pages
Book Rating : 4.5/5 (28 download)

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Book Synopsis Origins of Commercial Banking in America, 1750-1800 by : Robert Eric Wright

Download or read book Origins of Commercial Banking in America, 1750-1800 written by Robert Eric Wright and published by Rowman & Littlefield. This book was released on 2001 with total page 236 pages. Available in PDF, EPUB and Kindle. Book excerpt: In a study developed from his 1997 Ph.D. dissertation for the State University of New York-Buffalo, Banking and Politics in New York, 1784-1829, Wright (money and banking, U. of Virginia) investigates why American banking arose when it did and with the particular characteristics it did. c. Book News Inc.

Banking Performance and Socio Economic Development

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Publisher : Scientific e-Resources
ISBN 13 : 1839472111
Total Pages : pages
Book Rating : 4.8/5 (394 download)

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Book Synopsis Banking Performance and Socio Economic Development by : Sean Gallagher

Download or read book Banking Performance and Socio Economic Development written by Sean Gallagher and published by Scientific e-Resources. This book was released on 2019-07-07 with total page pages. Available in PDF, EPUB and Kindle. Book excerpt: Banking Performance and Socio Economic Development is a one-stop reference book on the beginning, development, execution, and administration of the Regional Rural Banks (RRBs) in India. It is the main book of its kind, which extensively analyzes the improvement of current banking in India since the old time frame to 2013 and birth, development, and execution of Regional Rural Banks from 1975 to 2014. It takes a gander at all the features of operations like structure, money related administration, stores, propels, NPA administration, ALM, and hazard administration hones pervasive in RRBs. It likewise depicts part of IT in RRBs. The book will fill the long-felt nonattendance of a true book on the working of RRBs of India. The book is relied upon to fill in as a handbook for the newcomers and furthermore as a kind of perspective book for the senior bankers and strategy creators. The book, rich with volumes of most recent information, gives different administrative rules relating to everyday operations, administration, and control of the provincial banks. Future Bank projects ought to likewise encourage fortify country foundations to help effective yield and info markets (for instance, arrive and rustic fund) while keeping up social and political soundness through better focused on security nets. At long last, the Bank ought to likewise fill the holes in center indicative monetary and part work by finishing an open consumption audit, with the plan to help assemble ability to organize open spending and give the premise to measures to proficiently address instruction extension.

Banking and Economic Development

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Author :
Publisher : New York : Oxford University Press
ISBN 13 :
Total Pages : 296 pages
Book Rating : 4.F/5 ( download)

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Book Synopsis Banking and Economic Development by : Rondo E. Cameron

Download or read book Banking and Economic Development written by Rondo E. Cameron and published by New York : Oxford University Press. This book was released on 1972 with total page 296 pages. Available in PDF, EPUB and Kindle. Book excerpt: I. Introduction (Rondo Cameron) -- II. Austria, 1800-1914 (Richard L. Rudolph) --3. Italy, 1861-1914 (Jon S. Cohen) --IV. Spain, 1829-1874 (Gabriel Tortella) -- V. Serbia, 1872-1912 ( John R. Lampe) --VI. Japan, 1868-1930 : A Revised View ( Kozo Yamamura) -- VII. Louisiana, 1804-1861 (George D. Green) Viii. The United States, 1863-1913 ( Richard Sylla).

Bank Behavior, Regulation, and Economic Development: California, 1860-1910

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Author :
Publisher : Routledge
ISBN 13 : 1351676946
Total Pages : 298 pages
Book Rating : 4.3/5 (516 download)

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Book Synopsis Bank Behavior, Regulation, and Economic Development: California, 1860-1910 by : Roger C. Lister

Download or read book Bank Behavior, Regulation, and Economic Development: California, 1860-1910 written by Roger C. Lister and published by Routledge. This book was released on 2017-08-07 with total page 298 pages. Available in PDF, EPUB and Kindle. Book excerpt: This study of bank behaviour and banking regulation, first published in 1993, continues to provide through its close analysis valuable insights into the issues of modern banking. The effects of regulatory restriction and liberalisation are examined in detail, and California’s banking history, while a fascinating topic in its own right, offers several messages for policy makers today.

A History of Banking in Antebellum America

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Publisher : Cambridge University Press
ISBN 13 : 9780521669993
Total Pages : 286 pages
Book Rating : 4.6/5 (699 download)

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Book Synopsis A History of Banking in Antebellum America by : Howard Bodenhorn

Download or read book A History of Banking in Antebellum America written by Howard Bodenhorn and published by Cambridge University Press. This book was released on 2000-02-13 with total page 286 pages. Available in PDF, EPUB and Kindle. Book excerpt: Professor Bodenhorn reveals how America was served by an efficient system of financial intermediaries by the mid-nineteenth century.

Commercial Banking Structure, Regulation, and Performance

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Publisher :
ISBN 13 :
Total Pages : 122 pages
Book Rating : 4.:/5 (318 download)

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Book Synopsis Commercial Banking Structure, Regulation, and Performance by : James R. Barth

Download or read book Commercial Banking Structure, Regulation, and Performance written by James R. Barth and published by . This book was released on 1997 with total page 122 pages. Available in PDF, EPUB and Kindle. Book excerpt:

Commercial Banking and Regional Development in the United States, 1950-1960

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Publisher :
ISBN 13 :
Total Pages : 188 pages
Book Rating : 4.0/5 ( download)

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Book Synopsis Commercial Banking and Regional Development in the United States, 1950-1960 by : George Macesich

Download or read book Commercial Banking and Regional Development in the United States, 1950-1960 written by George Macesich and published by . This book was released on 1965 with total page 188 pages. Available in PDF, EPUB and Kindle. Book excerpt:

H.R. 2600, the Business, Commercial, and Community Development Secondary Market Development Act

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Publisher :
ISBN 13 :
Total Pages : 142 pages
Book Rating : 4.0/5 (18 download)

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Book Synopsis H.R. 2600, the Business, Commercial, and Community Development Secondary Market Development Act by : United States. Congress. House. Committee on Banking, Finance, and Urban Affairs. Subcommittee on Economic Growth and Credit Formation

Download or read book H.R. 2600, the Business, Commercial, and Community Development Secondary Market Development Act written by United States. Congress. House. Committee on Banking, Finance, and Urban Affairs. Subcommittee on Economic Growth and Credit Formation and published by . This book was released on 1994 with total page 142 pages. Available in PDF, EPUB and Kindle. Book excerpt:

Determinants of Commercial Bank Interest Margins and Profitability

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Publisher : World Bank Publications
ISBN 13 :
Total Pages : 52 pages
Book Rating : 4./5 ( download)

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Book Synopsis Determinants of Commercial Bank Interest Margins and Profitability by : Asl? Demirgüç-Kunt

Download or read book Determinants of Commercial Bank Interest Margins and Profitability written by Asl? Demirgüç-Kunt and published by World Bank Publications. This book was released on 1998 with total page 52 pages. Available in PDF, EPUB and Kindle. Book excerpt: March 1998 Differences in interest margins reflect differences in bank characteristics, macroeconomic conditions, existing financial structure and taxation, regulation, and other institutional factors. Using bank data for 80 countries for 1988-95, Demirgüç-Kunt and Huizinga show that differences in interest margins and bank profitability reflect various determinants: * Bank characteristics. * Macroeconomic conditions. * Explicit and implicit bank taxes. * Regulation of deposit insurance. * General financial structure. * Several underlying legal and institutional indicators. Controlling for differences in bank activity, leverage, and the macroeconomic environment, they find (among other things) that: * Banks in countries with a more competitive banking sector-where banking assets constitute a larger share of GDP-have smaller margins and are less profitable. The bank concentration ratio also affects bank profitability; larger banks tend to have higher margins. * Well-capitalized banks have higher net interest margins and are more profitable. This is consistent with the fact that banks with higher capital ratios have a lower cost of funding because of lower prospective bankruptcy costs. * Differences in a bank's activity mix affect spread and profitability. Banks with relatively high noninterest-earning assets are less profitable. Also, banks that rely largely on deposits for their funding are less profitable, as deposits require more branching and other expenses. Similarly, variations in overhead and other operating costs are reflected in variations in bank interest margins, as banks pass their operating costs (including the corporate tax burden) on to their depositors and lenders. * In developing countries foreign banks have greater margins and profits than domestic banks. In industrial countries, the opposite is true. * Macroeconomic factors also explain variation in interest margins. Inflation is associated with higher realized interest margins and greater profitability. Inflation brings higher costs-more transactions and generally more extensive branch networks-and also more income from bank float. Bank income increases more with inflation than bank costs do. * There is evidence that the corporate tax burden is fully passed on to bank customers in poor and rich countries alike. * Legal and institutional differences matter. Indicators of better contract enforcement, efficiency in the legal system, and lack of corruption are associated with lower realized interest margins and lower profitability. This paper-a product of the Development Research Group-is part of a larger effort in the group to study bank efficiency.