Credit Risk Management

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Author :
Publisher : McGraw Hill Professional
ISBN 13 : 0071510532
Total Pages : 385 pages
Book Rating : 4.0/5 (715 download)

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Book Synopsis Credit Risk Management by : Joetta Colquitt

Download or read book Credit Risk Management written by Joetta Colquitt and published by McGraw Hill Professional. This book was released on 2007-05-11 with total page 385 pages. Available in PDF, EPUB and Kindle. Book excerpt: Credit Risk Management is a comprehensive textbook that looks at the total integrated process for managing credit risk, ranging from the risk assessment of a single obligor to the risk measurement of an entire portfolio. This expert learning tool introduces the principle concepts of credit risk analysis...explains the techniques used for improving the effectiveness of balance sheet management in financial institutions...and shows how to manage credit risks under competitive and realistic conditions. Credit Risk Management presents step-by-step coverage of: The Credit Process_discussing the operational practices and structural processes to implement and create a sound credit environment The Lending Objectives_explaining the credit selection process that is used to evaluate new business, and describing how transaction risk exposure becomes incorporated into portfolio selection risk Company Funding Strategies_presenting an overview of the funding strategies on some of the more commonly used financial products in the extension of business credit Company Specific Risk Evaluation_outlining some fundamental credit analysis applications that can be used to assess transactions through the framework of a risk evaluation guide Qualitative Specific Risk Evaluation_offering additional approaches to risk evaluate a borrower's industry and management Credit Risk Measurement_defining the role of credit risk measurement, presenting a basic framework to measure credit risk, and discussing some of the standard measurement applications to quantify the economic loss on a transaction's credit exposure Credit Portfolio Management_exploring the basic concepts behind credit portfolio management, and highlighting the distinctive factors that drive the management of a portfolio of credit assets compared to a single asset Credit Rating Systems_analyzing the pivotal role that credit rating systems have come to play in managing credit risk for lenders The Economics of Credit_showing how the modern credit risk approach has changed the economics of credit in order to achieve more profitable earnings and maintain global stability in the financial markets Filled with a wide range of study aids, Credit Risk Management is today's best guide to the concepts and practices of modern credit risk management, offering practitioners a detailed roadmap for avoiding lending mishaps and maximizing profits.

How to Avoid a Climate Disaster

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Author :
Publisher : Vintage
ISBN 13 : 0385546149
Total Pages : 201 pages
Book Rating : 4.3/5 (855 download)

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Book Synopsis How to Avoid a Climate Disaster by : Bill Gates

Download or read book How to Avoid a Climate Disaster written by Bill Gates and published by Vintage. This book was released on 2021-02-16 with total page 201 pages. Available in PDF, EPUB and Kindle. Book excerpt: #1 NEW YORK TIMES BEST SELLER • In this urgent, authoritative book, Bill Gates sets out a wide-ranging, practical—and accessible—plan for how the world can get to zero greenhouse gas emissions in time to avoid a climate catastrophe. Bill Gates has spent a decade investigating the causes and effects of climate change. With the help of experts in the fields of physics, chemistry, biology, engineering, political science, and finance, he has focused on what must be done in order to stop the planet's slide to certain environmental disaster. In this book, he not only explains why we need to work toward net-zero emissions of greenhouse gases, but also details what we need to do to achieve this profoundly important goal. He gives us a clear-eyed description of the challenges we face. Drawing on his understanding of innovation and what it takes to get new ideas into the market, he describes the areas in which technology is already helping to reduce emissions, where and how the current technology can be made to function more effectively, where breakthrough technologies are needed, and who is working on these essential innovations. Finally, he lays out a concrete, practical plan for achieving the goal of zero emissions—suggesting not only policies that governments should adopt, but what we as individuals can do to keep our government, our employers, and ourselves accountable in this crucial enterprise. As Bill Gates makes clear, achieving zero emissions will not be simple or easy to do, but if we follow the plan he sets out here, it is a goal firmly within our reach.

Avoiding Disaster

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Publisher : John Wiley & Sons
ISBN 13 : 0471229156
Total Pages : 271 pages
Book Rating : 4.4/5 (712 download)

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Book Synopsis Avoiding Disaster by : John Laye

Download or read book Avoiding Disaster written by John Laye and published by John Wiley & Sons. This book was released on 2002-09-03 with total page 271 pages. Available in PDF, EPUB and Kindle. Book excerpt: The best thing you can do for your business is to be ready for anything When Disaster Strikes offers business leaders the peace of mind of knowing that their business is ready for any contingency, no matter how extreme. This guide is designed to be used as both a preparatory resource for when times are good, and an emergency reference when times are bad. This book gets managers up-to-speed on what they should be prepared to deal with and offers real solutions for putting those business continuity plans in place. From natural and man-made disasters to catastrophic computer hack attacks, When Disaster Strikes is the ultimate weapon for any manager determined to help the business survive no matter what.

Avoiding Everyday Disasters

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Author :
Publisher : Simon and Schuster
ISBN 13 : 1621453723
Total Pages : 406 pages
Book Rating : 4.6/5 (214 download)

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Book Synopsis Avoiding Everyday Disasters by : Laura Lee

Download or read book Avoiding Everyday Disasters written by Laura Lee and published by Simon and Schuster. This book was released on 2017-12-26 with total page 406 pages. Available in PDF, EPUB and Kindle. Book excerpt: Learning from failure is an effective—and entertaining—way to make information stick. This fun and engaging guide showcases tons of common screw-ups and how to avoid them. Do you know how to tie your shoe? Or do you just think you do but you’ve actually been screwing it up for decades like most people have? This witty, light book takes a fresh spin on all the mistakes we make everyday that end up costing us big in our wallets, our health, our homes, and beyond. Topics covered are Yourself (appearance, skills, all things you), Your Home, Your Cooking, Your Money, Your Relationships & Family, and Your Health. This perfect combination of humor and wisdom entertains readers as they learn how to make their lives better by avoiding and remedying common screw-ups. Things we all mess up: *Using chopsticks as spears because you just can’t figure them out (Yourself) *Throwing Frisbees behind you, sucking at horseshoes, and other game/sporting fouls (Yourself) *Getting your sofa stuck on moving day (Your Home) *Gluing your fingers together (Your Home) *Turning your brown sugar into a brick (Your Cooking) *Breaking the yolk every time you flip an egg (Your Cooking) *Your taxes. Argh. (Your Money) *Overdrawing your account and paying a fee even though you have overdraft protection (Your Money) *Cracking someone’s ribs in the Heimlich maneuver (Your Health) *Inability to make a Band-Aid stick or get a Band-Aid off without tearing out your hair (Your Health) *Forgetting your loved ones’ birthdays year after year (Your Relationships & Family) *Embarrassing yourself on a date because you don’t understand the French menu or the 90-page wine list (Your Relationships & Family) The ways in which we flub and flounder are infinite, and this book taps into that boundless fountain of foul ups in a way that will entertain and enlighten readers of all kinds.

The Next Economic Disaster

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Author :
Publisher : University of Pennsylvania Press
ISBN 13 : 0812291107
Total Pages : 101 pages
Book Rating : 4.8/5 (122 download)

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Book Synopsis The Next Economic Disaster by : Richard Vague

Download or read book The Next Economic Disaster written by Richard Vague and published by University of Pennsylvania Press. This book was released on 2014-07-09 with total page 101 pages. Available in PDF, EPUB and Kindle. Book excerpt: Current debates about economic crises typically focus on the role that public debt and debt-fueled public spending play in economic growth. This illuminating and provocative work shows that it is the rapid expansion of private rather than public debt that constrains growth and sparks economic calamities like the financial crisis of 2008. Relying on the findings of a team of economists, credit expert Richard Vague argues that the Great Depression of the 1930s, the economic collapse of the past decade, and many other sharp downturns around the world were all preceded by a spike in privately held debt. Vague presents an algorithm for predicting crises and argues that China may soon face disaster. Since American debt levels have not declined significantly since 2008, Vague believes that economic growth in the United States will suffer unless banks embrace a policy of debt restructuring. All informed citizens, but especially those interested in economic policy and history, will want to contend with Vague's distressing arguments and evidence.

Surviving Debt

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Author :
Publisher :
ISBN 13 : 9781602482104
Total Pages : 0 pages
Book Rating : 4.4/5 (821 download)

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Book Synopsis Surviving Debt by :

Download or read book Surviving Debt written by and published by . This book was released on 2024 with total page 0 pages. Available in PDF, EPUB and Kindle. Book excerpt:

Avoiding Credit Card Disaster

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Author :
Publisher : 大賢者外語
ISBN 13 :
Total Pages : 45 pages
Book Rating : 4./5 ( download)

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Book Synopsis Avoiding Credit Card Disaster by : RD king

Download or read book Avoiding Credit Card Disaster written by RD king and published by 大賢者外語. This book was released on with total page 45 pages. Available in PDF, EPUB and Kindle. Book excerpt: Learning all about credit card catastrophe avoidance can have amazing benefits for your life and finances! Do you prefer to know the fastest way that somebody still isn’t ready to accept responsibility for their own financial life and take charge over their charge card debt? It’s that they still blame other people, the economy, the economic system, form of government, their boss, or anybody or anything other than themselves. The only justifiable and logical excuse is those unfortunate persons who find themselves in the middle of a horrifying health scare and rack up monumental debts to make it. You're not a foul person. You are not a stupid individual. You just made a few dopey choices. It had nothing to do with your revenue. It had nothing to do with your loved ones. Every time you used your charge card, you made a conscious decision to borrow what you did not have. The very beginning month the statement showed up and you could not pay off the total balance in full, you had surpassed your resources. That’s the minute you got in trouble. Inside this ebook, you are about to learn some of the following information: Stop Blaming Know Where Your Money Needs To Go Forget The Home Equity Line Sell Unrestricted Investments Snowball Technique Snowflake Technique Cut Them Up Other Income Bankruptcy

Financial Peace

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Publisher : Lampo
ISBN 13 : 9780963571236
Total Pages : 268 pages
Book Rating : 4.5/5 (712 download)

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Book Synopsis Financial Peace by : Dave Ramsey

Download or read book Financial Peace written by Dave Ramsey and published by Lampo. This book was released on 2002-01-01 with total page 268 pages. Available in PDF, EPUB and Kindle. Book excerpt: Dave Ramsey explains those scriptural guidelines for handling money.

Flirting with Disaster

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Publisher : Union Square Press
ISBN 13 : 1402753039
Total Pages : 356 pages
Book Rating : 4.4/5 (27 download)

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Book Synopsis Flirting with Disaster by : Marc S. Gerstein

Download or read book Flirting with Disaster written by Marc S. Gerstein and published by Union Square Press. This book was released on 2008 with total page 356 pages. Available in PDF, EPUB and Kindle. Book excerpt: "Despite warnings of impending disaster, preemptive action is rarely taken by those who have the ability to do so. How do smart, high-powered people, leaders of global corporations, national institutions, even nations, often get it so wrong? While most investigations focus on the technical causes of disaster, Flirting With Disaster examines the psychological, social, and cultural impediments to whistle-blowing, showing what we can do to reduce the possibility of disasters happening at all"--Publisher's website.

Governance, Risk Management, and Compliance

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Author :
Publisher : John Wiley & Sons
ISBN 13 : 1118024303
Total Pages : 339 pages
Book Rating : 4.1/5 (18 download)

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Book Synopsis Governance, Risk Management, and Compliance by : Richard M. Steinberg

Download or read book Governance, Risk Management, and Compliance written by Richard M. Steinberg and published by John Wiley & Sons. This book was released on 2011-08-02 with total page 339 pages. Available in PDF, EPUB and Kindle. Book excerpt: An expert's insider secrets to how successful CEOs and directors shape, lead, and oversee their organizations to achieve corporate goals Governance, Risk Management, and Compliance shows senior executives and board members how to ensure that their companies incorporate the necessary processes, organization, and technology to accomplish strategic goals. Examining how and why some major companies failed while others continue to grow and prosper, author and internationally recognized expert Richard Steinberg reveals how to cultivate a culture, leadership process and infrastructure toward achieving business objectives and related growth, profit, and return goals. Explains critical factors that make compliance and ethics programs and risk management processes really work Explores the board's role in overseeing corporate strategy, risk management, CEO compensation, succession planning, crisis planning, performance measures, board composition, and shareholder communications Highlights for CEOs, senior management teams, and board members the pitfalls to avoid and what must go right for success Outlines the future of corporate governance and what's needed for continued effectiveness Written by well-known corporate governance and risk management expert Richard Steinberg Governance, Risk Management, and Compliance lays a sound foundation and provides critical insights for understanding the role of governance, risk management, and compliance and its successful implementation in today's business environment.

There is No Such Thing as a Natural Disaster

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Author :
Publisher : Routledge
ISBN 13 : 1136084827
Total Pages : 324 pages
Book Rating : 4.1/5 (36 download)

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Book Synopsis There is No Such Thing as a Natural Disaster by : Gregory Squires

Download or read book There is No Such Thing as a Natural Disaster written by Gregory Squires and published by Routledge. This book was released on 2013-01-11 with total page 324 pages. Available in PDF, EPUB and Kindle. Book excerpt: There is No Such Thing as a Natural Disaster is the first comprehensive critical book on the catastrophic impact of Hurricane Katrina on New Orleans. The disaster will go down on record as one of the worst in American history, not least because of the government’s inept and cavalier response. But it is also a huge story for other reasons; the impact of the hurricane was uneven, and race and class were deeply implicated in the unevenness. Hartman and. Squires assemble two dozen critical scholars and activists who present a multifaceted portrait of the social implications of the disaster. The book covers the response to the disaster and the roles that race and class played, its impact on housing and redevelopment, the historical context of urban disasters in America and the future of economic development in the region. It offers strategic guidance for key actors - government agencies, financial institutions, neighbourhood organizations - in efforts to rebuild shattered communities.

The Debt Escape Plan

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Author :
Publisher : Career Press
ISBN 13 : 9781601633606
Total Pages : 0 pages
Book Rating : 4.6/5 (336 download)

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Book Synopsis The Debt Escape Plan by : Beverly Harzog

Download or read book The Debt Escape Plan written by Beverly Harzog and published by Career Press. This book was released on 2015 with total page 0 pages. Available in PDF, EPUB and Kindle. Book excerpt: When Harzog decided she wanted to break free from debt, she found that conventional advice about personal finance didn't work for her. Now she shares her unique debt escape plan, and shows you how to use it as the basis for your own customized debt escape plan.

Gorilla Theory - The Art of Avoiding Project Delivery Disaster

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Author :
Publisher : Spotlight Literary
ISBN 13 :
Total Pages : 69 pages
Book Rating : 4./5 ( download)

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Book Synopsis Gorilla Theory - The Art of Avoiding Project Delivery Disaster by : Henry CHUKS

Download or read book Gorilla Theory - The Art of Avoiding Project Delivery Disaster written by Henry CHUKS and published by Spotlight Literary. This book was released on 2012 with total page 69 pages. Available in PDF, EPUB and Kindle. Book excerpt:

Disaster

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Publisher : Macmillan
ISBN 13 : 1429900245
Total Pages : 374 pages
Book Rating : 4.4/5 (299 download)

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Book Synopsis Disaster by : Christopher Cooper

Download or read book Disaster written by Christopher Cooper and published by Macmillan. This book was released on 2007-04-01 with total page 374 pages. Available in PDF, EPUB and Kindle. Book excerpt: Based on exclusive interviews, the inside story of how America's emergency response system failed and how it remains dangerously broken When Hurricane Katrina roared ashore on the morning of August 29, 2005, federal and state officials were not prepared for the devastation it would bring—despite all the drills, exercises, and warnings. In this troubling exposé of what went wrong, Christopher Cooper and Robert Block of The Wall Street Journal show that the flaws go much deeper than out-of-touch federal bureaucrats or overwhelmed local politicians. Drawing on exclusive interviews with federal, state, and local officials, Cooper and Block take readers inside the Federal Emergency Management Agency and the Department of Homeland Security to reveal the inexcusable mismanagement during Hurricane Katrina—the bad decisions that were made, the facts that were ignored, the individuals who saw that the system was broken but were unable to fix it. America's top emergency response officials had long known that a calamitous hurricane was likely to hit New Orleans, but that seems to have had little effect on planning or execution. Disaster demonstrates that the incompetent response to Hurricane Katrina is a wake-up call to all Americans, wherever they live, about how distressingly vulnerable we remain. Washington is ill equipped to handle large-scale emergencies, be they floods or fires, natural events or terrorist attacks, and Cooper and Block make a strong case for overhauling of the nation's emergency response system. This is a book that no American can afford to ignore.

Model Rules of Professional Conduct

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Author :
Publisher : American Bar Association
ISBN 13 : 9781590318737
Total Pages : 216 pages
Book Rating : 4.3/5 (187 download)

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Book Synopsis Model Rules of Professional Conduct by : American Bar Association. House of Delegates

Download or read book Model Rules of Professional Conduct written by American Bar Association. House of Delegates and published by American Bar Association. This book was released on 2007 with total page 216 pages. Available in PDF, EPUB and Kindle. Book excerpt: The Model Rules of Professional Conduct provides an up-to-date resource for information on legal ethics. Federal, state and local courts in all jurisdictions look to the Rules for guidance in solving lawyer malpractice cases, disciplinary actions, disqualification issues, sanctions questions and much more. In this volume, black-letter Rules of Professional Conduct are followed by numbered Comments that explain each Rule's purpose and provide suggestions for its practical application. The Rules will help you identify proper conduct in a variety of given situations, review those instances where discretionary action is possible, and define the nature of the relationship between you and your clients, colleagues and the courts.

Ida B

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Publisher : Harper Collins
ISBN 13 : 0062112511
Total Pages : 122 pages
Book Rating : 4.0/5 (621 download)

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Book Synopsis Ida B by : Katherine Hannigan

Download or read book Ida B written by Katherine Hannigan and published by Harper Collins. This book was released on 2011-06-21 with total page 122 pages. Available in PDF, EPUB and Kindle. Book excerpt: The New York Times bestselling debut novel from acclaimed children's author Katherine Hannigan is both very funny and extraordinarily moving. Who is Ida B. Applewood? She is a fourth grader like no other, living a life like no other, with a voice like no other, and her story will resonate long after you have put this book down. How does Ida B cope when outside forces—life, really—attempt to derail her and her family and her future? She enters her Black Period, and it is not pretty. But then, with the help of a patient teacher, a loyal cat and dog, her beloved apple trees, and parents who believe in the same things she does (even if they sometimes act as though they don't), the resilience that is the very essence of Ida B triumph...and Ida B. Applewood takes the hand that is extended and starts to grow up. This modern classic is a great choice for independent reading.

The Cure for Catastrophe

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Publisher : Basic Books
ISBN 13 : 0465096476
Total Pages : 370 pages
Book Rating : 4.4/5 (65 download)

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Book Synopsis The Cure for Catastrophe by : Robert Muir-Wood

Download or read book The Cure for Catastrophe written by Robert Muir-Wood and published by Basic Books. This book was released on 2016-09-06 with total page 370 pages. Available in PDF, EPUB and Kindle. Book excerpt: We can't stop natural disasters but we can stop them being disastrous. One of the world's foremost risk experts tells us how. Year after year, floods wreck people's homes and livelihoods, earthquakes tear communities apart, and tornadoes uproot whole towns. Natural disasters cause destruction and despair. But does it have to be this way? In The Cure for Catastrophe, global risk expert Robert Muir-Wood argues that our natural disasters are in fact human ones: We build in the wrong places and in the wrong way, putting brick buildings in earthquake country, timber ones in fire zones, and coastal cities in the paths of hurricanes. We then blindly trust our flood walls and disaster preparations, and when they fail, catastrophes become even more deadly. No society is immune to the twin dangers of complacency and heedless development. Recognizing how disasters are manufactured gives us the power to act. From the Great Lisbon Earthquake of 1755 to Hurricane Katrina, The Cure for Catastrophe recounts the ingenious ways in which people have fought back against disaster. Muir-Wood shows the power and promise of new predictive technologies, and envisions a future where information and action come together to end the pain and destruction wrought by natural catastrophes. The decisions we make now can save millions of lives in the future. Buzzing with political plots, newfound technologies, and stories of surprising resilience, The Cure for Catastrophe will revolutionize the way we conceive of catastrophes: though natural disasters are inevitable, the death and destruction are optional. As we brace ourselves for deadlier cataclysms, the cure for catastrophe is in our hands.