Over-regulation of Automobile Insurance

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Publisher :
ISBN 13 :
Total Pages : 186 pages
Book Rating : 4.F/5 ( download)

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Book Synopsis Over-regulation of Automobile Insurance by : United States. Congress. House. Committee on Financial Services. Subcommittee on Oversight and Investigations

Download or read book Over-regulation of Automobile Insurance written by United States. Congress. House. Committee on Financial Services. Subcommittee on Oversight and Investigations and published by . This book was released on 2001 with total page 186 pages. Available in PDF, EPUB and Kindle. Book excerpt:

Automobile Insurance Rate Regulation

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Publisher : Ohio State University College of Administrative Science
ISBN 13 :
Total Pages : 184 pages
Book Rating : 4.3/5 (512 download)

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Book Synopsis Automobile Insurance Rate Regulation by : Frederick G. Crane

Download or read book Automobile Insurance Rate Regulation written by Frederick G. Crane and published by Ohio State University College of Administrative Science. This book was released on 1962 with total page 184 pages. Available in PDF, EPUB and Kindle. Book excerpt:

Auto Insurance

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Publisher :
ISBN 13 :
Total Pages : 128 pages
Book Rating : 4.:/5 (31 download)

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Book Synopsis Auto Insurance by : United States. General Accounting Office

Download or read book Auto Insurance written by United States. General Accounting Office and published by . This book was released on 1986 with total page 128 pages. Available in PDF, EPUB and Kindle. Book excerpt:

Florida Automobile Insurance Law

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Publisher :
ISBN 13 : 9781522193029
Total Pages : pages
Book Rating : 4.1/5 (93 download)

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Book Synopsis Florida Automobile Insurance Law by :

Download or read book Florida Automobile Insurance Law written by and published by . This book was released on 2020 with total page pages. Available in PDF, EPUB and Kindle. Book excerpt:

Issues and Needed Improvements in State Regulation of the Insurance Business

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Publisher :
ISBN 13 :
Total Pages : 300 pages
Book Rating : 4.3/5 (243 download)

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Book Synopsis Issues and Needed Improvements in State Regulation of the Insurance Business by : United States. General Accounting Office

Download or read book Issues and Needed Improvements in State Regulation of the Insurance Business written by United States. General Accounting Office and published by . This book was released on 1979 with total page 300 pages. Available in PDF, EPUB and Kindle. Book excerpt:

Insurance Rate Litigation

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Publisher : Springer Science & Business Media
ISBN 13 : 9400966784
Total Pages : 348 pages
Book Rating : 4.4/5 (9 download)

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Book Synopsis Insurance Rate Litigation by : J.K. Mintel

Download or read book Insurance Rate Litigation written by J.K. Mintel and published by Springer Science & Business Media. This book was released on 2012-12-06 with total page 348 pages. Available in PDF, EPUB and Kindle. Book excerpt: The idea for this book came from my decision to update an article by Roy C. McCullough entitled "Insurance Rates in the Courts" published in the June and July 1961 issues of the Insurance Law Journal. When this project began, the intention was to produce a similar journal article surveying insurance rate litiga tion between 1960 and the present using basically the same organization followed in the seminal article. However, the volume of reported cases during the last twenty years was much larger than anticipated and the issues being litigated had expanded dramatically. The project grew as my study progressed, and the resulting book surveys more than three hundred disputes involving insurance ratemaking and insurance rate regulation. The fruition of this project would not have been possible without the consistent encouragement and criticism of Roy McCullough, and it is with gratitude that I acknowledge his continuous and valuable assistance to me in this effort. Once an initial draft was prepared, a number of my associates cooperated by reading and commenting on the manuscript. I would like to give special thanks to Michael J. Miller and James F. Perry who unselfishly shared their time and knowledge to improve this work. Needless to say, none of those who read the manuscript is responsible for any errors in concept or detail that may remain.

Effectiveness of State Regulation

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Publisher :
ISBN 13 :
Total Pages : 104 pages
Book Rating : 4.F/5 ( download)

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Book Synopsis Effectiveness of State Regulation by : United States. Congress. House. Committee on Financial Services. Subcommittee on Capital Markets, Insurance, and Government Sponsored Enterprises

Download or read book Effectiveness of State Regulation written by United States. Congress. House. Committee on Financial Services. Subcommittee on Capital Markets, Insurance, and Government Sponsored Enterprises and published by . This book was released on 2003 with total page 104 pages. Available in PDF, EPUB and Kindle. Book excerpt:

Federal-State Regulation of the Pricing and Marketing of Insurance

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Publisher :
ISBN 13 :
Total Pages : 128 pages
Book Rating : 4.3/5 (91 download)

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Book Synopsis Federal-State Regulation of the Pricing and Marketing of Insurance by : United States. Department of Justice. Antitrust Division

Download or read book Federal-State Regulation of the Pricing and Marketing of Insurance written by United States. Department of Justice. Antitrust Division and published by . This book was released on 1977 with total page 128 pages. Available in PDF, EPUB and Kindle. Book excerpt: Originally prepared as a working paper by the Antitrust Division of the Dept. of Justice. Cf. U.S. Task Group on Antitrust Immunities. Report."[Prepared in connection with a study conducted] at the request of the Task Force [i.e. Group] on Antitrust Immunities." Includes bibliographical references.

The Insurance Industry: Ocean marine, rating, and State rate regulation

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Publisher :
ISBN 13 :
Total Pages : 464 pages
Book Rating : 4.:/5 ( download)

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Book Synopsis The Insurance Industry: Ocean marine, rating, and State rate regulation by : United States. Congress. Senate. Committee on the Judiciary

Download or read book The Insurance Industry: Ocean marine, rating, and State rate regulation written by United States. Congress. Senate. Committee on the Judiciary and published by . This book was released on 1959 with total page 464 pages. Available in PDF, EPUB and Kindle. Book excerpt:

Fair Rate of Return in Property-Liability Insurance

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Publisher : Springer Science & Business Media
ISBN 13 : 9401577536
Total Pages : 164 pages
Book Rating : 4.4/5 (15 download)

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Book Synopsis Fair Rate of Return in Property-Liability Insurance by : J. David Cummins

Download or read book Fair Rate of Return in Property-Liability Insurance written by J. David Cummins and published by Springer Science & Business Media. This book was released on 2013-03-09 with total page 164 pages. Available in PDF, EPUB and Kindle. Book excerpt: Property-liability insurance rates for most lines of business are regulated in about one-half of the states. In most cases, this me ans that rates must be filed with the state insurance commissioner and approved prior to use. The remainder of the states have various forms of competitive rating laws. These either require that rates be filed prior to use but need not be approved or that rates need not be filed at all. State rating laws are summarized in Rand Corporation (1985). The predominant form of insurance rate regulation, prior approval, began in the late 1940s following the V. S. Supreme Court decision in United States vs. South-Eastern Underwriters Association, 322 V. S. 533 (1944). This was an anti trust case involving one of four regional associa tions of insurance companies, which constituted an insurance cartel. The case struck down an earlier decision, Paul vs. Virginia, 8 Wall 168 (1869), holding that the business of insurance was not interstate commerce and hence that state regulation of insurance did not violate the commerce clause of the V. S. Constitution. Following South-Eastern Underwriters, the Vnited States Congress passed the McCarran-Ferguson Act, which held that continued state regulation and taxation of insurance was in the public interest. The act also held that the federal antitrust laws would not apply to insurance to the extent that the business was adequately regulated by state law. (See V. S. Department of Justice 1977.

Insurance Deregulation and the Public Interest

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Publisher : American Enterprise Institute
ISBN 13 : 9780844771489
Total Pages : 76 pages
Book Rating : 4.7/5 (714 download)

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Book Synopsis Insurance Deregulation and the Public Interest by : Scott E. Harrington

Download or read book Insurance Deregulation and the Public Interest written by Scott E. Harrington and published by American Enterprise Institute. This book was released on 2000 with total page 76 pages. Available in PDF, EPUB and Kindle. Book excerpt: This study outlines the compelling case for widespread deregulation of property-liability insurance rates and forms.

Report of the Joint Legislative Committee on Insurance Rates and Regulation

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Publisher :
ISBN 13 :
Total Pages : 68 pages
Book Rating : 4.F/5 ( download)

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Book Synopsis Report of the Joint Legislative Committee on Insurance Rates and Regulation by : New York (State). Legislature. Joint Legislative Committee on Insurance Rates and Regulation

Download or read book Report of the Joint Legislative Committee on Insurance Rates and Regulation written by New York (State). Legislature. Joint Legislative Committee on Insurance Rates and Regulation and published by . This book was released on 1967 with total page 68 pages. Available in PDF, EPUB and Kindle. Book excerpt:

Automobile Insurance

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Publisher :
ISBN 13 :
Total Pages : 168 pages
Book Rating : 4.0/5 ( download)

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Book Synopsis Automobile Insurance by : United States. Congress. House. Committee on Energy and Commerce. Subcommittee on Commerce, Consumer Protection, and Competitiveness

Download or read book Automobile Insurance written by United States. Congress. House. Committee on Energy and Commerce. Subcommittee on Commerce, Consumer Protection, and Competitiveness and published by . This book was released on 1988 with total page 168 pages. Available in PDF, EPUB and Kindle. Book excerpt:

Auto Insurance Reform

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Publisher :
ISBN 13 :
Total Pages : 144 pages
Book Rating : 4.0/5 (7 download)

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Book Synopsis Auto Insurance Reform by : United States. Congress. Senate. Committee on Commerce, Science, and Transportation

Download or read book Auto Insurance Reform written by United States. Congress. Senate. Committee on Commerce, Science, and Transportation and published by . This book was released on 2001 with total page 144 pages. Available in PDF, EPUB and Kindle. Book excerpt:

The Future of Insurance Regulation in the United States

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Publisher : Rowman & Littlefield
ISBN 13 : 0815703864
Total Pages : 244 pages
Book Rating : 4.8/5 (157 download)

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Book Synopsis The Future of Insurance Regulation in the United States by : Martin F. Grace

Download or read book The Future of Insurance Regulation in the United States written by Martin F. Grace and published by Rowman & Littlefield. This book was released on 2009-12-01 with total page 244 pages. Available in PDF, EPUB and Kindle. Book excerpt: A Brookings Institution Press and Georgia State University publication Important changes have buffeted the insurance industry over the past decade. The 1999 repeal of key provisions of the Glass-Steagall Act unleashed a wave of conglomeration in financial services, as bank holding companies acquired insurance and securities businesses and, to a much lesser degree, insurance companies acquired securities firms and banks. Rivalry within the sector has intensified: insurance companies have developed products that compete directly with the offerings of banks and securities firms and vice versa. In addition, the industry has become increasingly global. Against this backdrop, pressure has been building for fundamental changes to the structure of insurance regulation in the United States. Despite several court challenges over the years, insurance continues to be regulated by the states. Many insurance companies view state regulation as an increasing drag on their efficiency and competitiveness and support a federal regulatory system. However, powerful stakeholders, including state officials, state and regional insurance companies, and many insurance agents, oppose federal regulation. As a result, proposals to establish an optional federal charter (OFC) for insurance companies and agents remain mired in fierce debate. The Future of Insurance Regulation in the United States gathers some of the country's leading experts on financial regulation to assess the case for an enhanced federal role in the insurance sector. They pay particular attention to the merits of an OFC and how it might be designed. They also consider the principles that should guide insurance regulatory policies, regardless of the institutional framework, and examine the implications of financial convergence and the internationalization of insurance markets for an optimal regulatory structure. The debate over insurance regulation has only grown in complexity and intensity since the financial crisis began in the fall of 2008. This book will both inform and help to shape those critical discussions. Contributors: John A. Cooke (International Financial Services London), Robert Detlefsen (National Association of Mutual Insurance Companies), Martin F. Grace (Georgia State University), Robert W. Klein (Georgia State University), Robert E. Litan (Ewing Marion Kauffman Foundation and Brookings Institution), Phil O’Connor (PROactive Strategies), Hal S. Scott (Harvard Law School), Harold D. Skipper (Georgia State University), Peter J. Wallison (American Enterprise Institute).

The Economics of Property-Casualty Insurance

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Publisher : University of Chicago Press
ISBN 13 : 0226070328
Total Pages : 218 pages
Book Rating : 4.2/5 (26 download)

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Book Synopsis The Economics of Property-Casualty Insurance by : David F. Bradford

Download or read book The Economics of Property-Casualty Insurance written by David F. Bradford and published by University of Chicago Press. This book was released on 2007-12-01 with total page 218 pages. Available in PDF, EPUB and Kindle. Book excerpt: The Economics of Property-Casualty Insurance presents new research and findings on key aspects of the economics of the property-casualty insurance industry. The volume explores the industrial organization, regulation, financing, and taxation of this business. The first paper, on external financing and insurance cycles, contains a wealth of information on trends and patterns in the industry's financial structure. The last essay, which compares performance of stock and mutual insurance companies, takes a fresh look at the way a company's organizational structure affects its responses to different economic situations. Two papers focus on rate regulation in the auto insurance industry, and provide broad overviews of the structure and economics of the insurance industry as a whole. Also addressed are the system of regulating insurance companies in the United States, who insures the insurers, and the effects of tax law changes in the 1980s on the prices of insurance policies.

Working with State Regulators to Increase Insurance Choices for Consumers

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Publisher :
ISBN 13 :
Total Pages : 218 pages
Book Rating : 4.F/5 ( download)

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Book Synopsis Working with State Regulators to Increase Insurance Choices for Consumers by : United States. Congress. House. Committee on Financial Services. Subcommittee on Capital Markets, Insurance, and Government Sponsored Enterprises

Download or read book Working with State Regulators to Increase Insurance Choices for Consumers written by United States. Congress. House. Committee on Financial Services. Subcommittee on Capital Markets, Insurance, and Government Sponsored Enterprises and published by . This book was released on 2004 with total page 218 pages. Available in PDF, EPUB and Kindle. Book excerpt: