Artificial Intelligence Fintech And Financial Inclusion

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Artificial Intelligence, Fintech, and Financial Inclusion

Author : Rajat Gera
Publisher : CRC Press
ISBN 13 : 1003804659
Total Pages : 143 pages
Book Rating : 4.0/5 (38 download)

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Book Synopsis Artificial Intelligence, Fintech, and Financial Inclusion by : Rajat Gera

Download or read book Artificial Intelligence, Fintech, and Financial Inclusion written by Rajat Gera and published by CRC Press. This book was released on 2023-12-28 with total page 143 pages. Available in PDF, EPUB and Kindle. Book excerpt: This book covers big data, machine learning, and artificial intelligence-related technologies and how these technologies can enable the design, development, and delivery of customer-focused financial services to both corporate and retail customers, as well as how to extend the benefits to the financially excluded sections of society. Artificial Intelligence, Fintech, and Financial Inclusion describes the applications of big data and its tools such as artificial intelligence and machine learning in products and services, marketing, risk management, and business operations. It also discusses the nature, sources, forms, and tools of big data and its potential applications in many industries for competitive advantage. The primary audience for the book includes practitioners, researchers, experts, graduate students, engineers, business leaders, and analysts researching contemporary issues in the area.

FinTech in Financial Inclusion: Machine Learning Applications in Assessing Credit Risk

Author : Majid Bazarbash
Publisher : International Monetary Fund
ISBN 13 : 1498314422
Total Pages : 34 pages
Book Rating : 4.4/5 (983 download)

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Book Synopsis FinTech in Financial Inclusion: Machine Learning Applications in Assessing Credit Risk by : Majid Bazarbash

Download or read book FinTech in Financial Inclusion: Machine Learning Applications in Assessing Credit Risk written by Majid Bazarbash and published by International Monetary Fund. This book was released on 2019-05-17 with total page 34 pages. Available in PDF, EPUB and Kindle. Book excerpt: Recent advances in digital technology and big data have allowed FinTech (financial technology) lending to emerge as a potentially promising solution to reduce the cost of credit and increase financial inclusion. However, machine learning (ML) methods that lie at the heart of FinTech credit have remained largely a black box for the nontechnical audience. This paper contributes to the literature by discussing potential strengths and weaknesses of ML-based credit assessment through (1) presenting core ideas and the most common techniques in ML for the nontechnical audience; and (2) discussing the fundamental challenges in credit risk analysis. FinTech credit has the potential to enhance financial inclusion and outperform traditional credit scoring by (1) leveraging nontraditional data sources to improve the assessment of the borrower’s track record; (2) appraising collateral value; (3) forecasting income prospects; and (4) predicting changes in general conditions. However, because of the central role of data in ML-based analysis, data relevance should be ensured, especially in situations when a deep structural change occurs, when borrowers could counterfeit certain indicators, and when agency problems arising from information asymmetry could not be resolved. To avoid digital financial exclusion and redlining, variables that trigger discrimination should not be used to assess credit rating.

Synergy of AI and Fintech in the Digital Gig Economy

Author : Alex Khang
Publisher :
ISBN 13 : 9781032716763
Total Pages : 0 pages
Book Rating : 4.7/5 (167 download)

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Book Synopsis Synergy of AI and Fintech in the Digital Gig Economy by : Alex Khang

Download or read book Synergy of AI and Fintech in the Digital Gig Economy written by Alex Khang and published by . This book was released on 2024-09-11 with total page 0 pages. Available in PDF, EPUB and Kindle. Book excerpt: The convergence of AI and Financial Technology (Fintech) has ushered in a new era of innovation in the finance ecosystem, particularly within the digital gig economy. This book explores how these cutting-edge technologies are reshaping the financial landscape and the digital gig economy's impact on the traditional workforce.

Financial Technology and Disruptive Innovation in ASEAN

Author : Anshari, Muhammad
Publisher : IGI Global
ISBN 13 : 1522591850
Total Pages : 331 pages
Book Rating : 4.5/5 (225 download)

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Book Synopsis Financial Technology and Disruptive Innovation in ASEAN by : Anshari, Muhammad

Download or read book Financial Technology and Disruptive Innovation in ASEAN written by Anshari, Muhammad and published by IGI Global. This book was released on 2019-07-05 with total page 331 pages. Available in PDF, EPUB and Kindle. Book excerpt: The emergence of financial technology (FinTech)-related products is causing major disruptions in financial services that enable financial solutions and innovative business models resulting in the fusion of finance and smart mobile technology. As ASEAN is undergoing a paradigm shift from government-to-government (G2G) to community-to-community (C2C) relationships with the emphasis on integration and collaboration, the adoption of FinTech and its possible future directions needs to be studied further. Financial Technology and Disruptive Innovation in ASEAN provides an assortment of innovative research that explores the recent FinTech initiative in ASEAN with respect to its process, strategies, challenges, and outcomes and highlights new business models, products, and services that affect financial markets and institutions and the provision of financial services. While highlighting topics including blockchain technology, cloud computing, and mobile banking, this book is ideally designed for business executives, managers, entrepreneurs, financial and banking practitioners, policymakers, academicians, students, professionals, and researchers.

Fintech with Artificial Intelligence, Big Data, and Blockchain

Author : Paul Moon Sub Choi
Publisher : Springer Nature
ISBN 13 : 9813361379
Total Pages : 306 pages
Book Rating : 4.8/5 (133 download)

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Book Synopsis Fintech with Artificial Intelligence, Big Data, and Blockchain by : Paul Moon Sub Choi

Download or read book Fintech with Artificial Intelligence, Big Data, and Blockchain written by Paul Moon Sub Choi and published by Springer Nature. This book was released on 2021-03-08 with total page 306 pages. Available in PDF, EPUB and Kindle. Book excerpt: This book introduces readers to recent advancements in financial technologies. The contents cover some of the state-of-the-art fields in financial technology, practice, and research associated with artificial intelligence, big data, and blockchain—all of which are transforming the nature of how products and services are designed and delivered, making less adaptable institutions fast become obsolete. The book provides the fundamental framework, research insights, and empirical evidence in the efficacy of these new technologies, employing practical and academic approaches to help professionals and academics reach innovative solutions and grow competitive strengths.

Risks and Challenges of AI-Driven Finance: Bias, Ethics, and Security

Author : Kunjumuhammed, Siraj Kariyilaparambu
Publisher : IGI Global
ISBN 13 :
Total Pages : 386 pages
Book Rating : 4.3/5 (693 download)

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Book Synopsis Risks and Challenges of AI-Driven Finance: Bias, Ethics, and Security by : Kunjumuhammed, Siraj Kariyilaparambu

Download or read book Risks and Challenges of AI-Driven Finance: Bias, Ethics, and Security written by Kunjumuhammed, Siraj Kariyilaparambu and published by IGI Global. This book was released on 2024-08-01 with total page 386 pages. Available in PDF, EPUB and Kindle. Book excerpt: Integrating Artificial Intelligence (AI) presents immense opportunities and daunting challenges in the rapidly evolving finance landscape as AI-driven algorithms and models revolutionize decision-making and enhance efficiency, concerns about bias, ethics, and security loom. Financial institutions must navigate these complexities responsibly while leveraging AI's potential to innovate and thrive. Risks and Challenges of AI-Driven Finance: Bias, Ethics, and Security guides this dynamic environment. Written for professionals, researchers, policymakers, and students, this book comprehensively explores AI's impact on finance. It delves into the intricacies of bias in algorithms, ethical frameworks, cybersecurity, and regulatory compliance, offering actionable insights to address these critical issues.

AI-Driven Decentralized Finance and the Future of Finance

Author : Irfan, Mohammad
Publisher : IGI Global
ISBN 13 :
Total Pages : 426 pages
Book Rating : 4.3/5 (693 download)

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Book Synopsis AI-Driven Decentralized Finance and the Future of Finance by : Irfan, Mohammad

Download or read book AI-Driven Decentralized Finance and the Future of Finance written by Irfan, Mohammad and published by IGI Global. This book was released on 2024-08-26 with total page 426 pages. Available in PDF, EPUB and Kindle. Book excerpt: In the evolving landscape of finance, traditional institutions grapple with challenges ranging from outdated processes to limited accessibility, hindering the industry's ability to meet the diverse needs of a modern, digital-first society. Moreover, as the world embraces Decentralized Finance (DeFi) and Artificial Intelligence (AI) technologies, there becomes a need to bridge the gap between innovation and traditional financial systems. This disconnect not only impedes progress but also limits the potential for financial inclusion and sustainable growth. AI-Driven Decentralized Finance and the Future of Finance addresses the complexities and challenges currently facing the financial industry. By exploring the transformative potential of AI in decentralized finance, this book offers a roadmap for navigating the convergence of technology and finance. From optimizing smart contracts to enhancing security and personalizing financial experiences, the book provides practical insights and real-world examples that empower professionals to leverage AI-driven strategies effectively.

FinTech and Artificial Intelligence for Sustainable Development

Author : David Mhlanga
Publisher : Springer Nature
ISBN 13 : 3031377761
Total Pages : 433 pages
Book Rating : 4.0/5 (313 download)

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Book Synopsis FinTech and Artificial Intelligence for Sustainable Development by : David Mhlanga

Download or read book FinTech and Artificial Intelligence for Sustainable Development written by David Mhlanga and published by Springer Nature. This book was released on 2023-07-24 with total page 433 pages. Available in PDF, EPUB and Kindle. Book excerpt: This book investigates how smart technologies can play a crucial role in the achievement of the UN Sustainable Development Goals. Focusing on FinTech as well as artificial intelligence, the author demonstrates how one of the most effective strategies for accelerating progress toward global development goals is to make use of emerging technologies to broaden and deepen the scope of action. The first part of the book offers a historical perspective on sustainable development, financial technology and the emergence of the Fourth Industrial Revolution, while the second part looks in-depth at new technologies that can contribute to the realization of the SDGs. The power of AI to reduce poverty and increase food security, the implications of digital innovations for education, the impact of AI on clean transport, the role of FinTech in mitigating climate change, and ways in which AI can aid financial inclusion are all discussed.

FinTech, Financial Inclusion, and Sustainable Development

Author : David Mhlanga
Publisher : Taylor & Francis
ISBN 13 : 1040128181
Total Pages : 290 pages
Book Rating : 4.0/5 (41 download)

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Book Synopsis FinTech, Financial Inclusion, and Sustainable Development by : David Mhlanga

Download or read book FinTech, Financial Inclusion, and Sustainable Development written by David Mhlanga and published by Taylor & Francis. This book was released on 2024-09-16 with total page 290 pages. Available in PDF, EPUB and Kindle. Book excerpt: This book explores the significant impact of FinTech on the financial industry and how it could be used to promote legitimate development in the global economy. It takes readers on an engaging tour of the field of FinTech, immersing them in a thorough investigation of the technological advancements, creative business models, and regulatory issues that define the FinTech landscape. The book begins by documenting the rise of FinTech, providing historical context, and highlighting key milestones. It delves into the numerous technologies that have fuelled the FinTech revolution and offers valuable insights into the ongoing evolution of the financial industry and its implications for individuals, businesses, and society. It explores topics such as microfinance, digital lending, social impact investing, and sustainable finance, signalling the ability of FinTech to foster financial inclusion, reduce poverty, and drive sustainable economic growth in developing economies. The book takes into account ethical as well as regulatory considerations, and the importance of striking a balance between innovation and consumer protection. The book offers a comparative regional perspective and provides case studies of successful FinTech organizations from across the world. It concludes by providing an in-depth exploration of future trends and predictions, with a specific focus on emerging technologies such as ChatGPT and their potential impact. This will be a useful reference for researchers, scholars, and students, concerned with the changing dynamics of the industry in an increasingly digital and interconnected world.

MicroFinTech

Author : Roberto Moro-Visconti
Publisher : Springer Nature
ISBN 13 : 3030803945
Total Pages : 281 pages
Book Rating : 4.0/5 (38 download)

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Book Synopsis MicroFinTech by : Roberto Moro-Visconti

Download or read book MicroFinTech written by Roberto Moro-Visconti and published by Springer Nature. This book was released on 2021-09-06 with total page 281 pages. Available in PDF, EPUB and Kindle. Book excerpt: Microfinance is a renowned albeit controversial solution for giving financial access to the unbanked, even if micro-transactions increase costs, limiting outreach potential. The economic and financial sustainability of Microfinance Institutions (MFIs) is a prerequisite for widening a potentially unlimited client base. Automation decreases costs, expanding the outreach potential, and improving transparency and efficiency. Technological solutions range from branchless mobile banking to geo-localization of customers, digital/social networking for group lending, blockchain validation, big data, and artificial intelligence, up to “MicroFinTech” - FinTech applications adapted to microfinance. Of interest to both scholars, students, and professors of financial technology and microfinance, this book examines these trendy solutions comprehensively, going beyond the existing literature and showing potential applications to the traditional sustainability versus outreach trade-off.

FinTech, Artificial Intelligence and the Law

Author : Alison Lui
Publisher : Routledge
ISBN 13 : 1000412660
Total Pages : 206 pages
Book Rating : 4.0/5 (4 download)

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Book Synopsis FinTech, Artificial Intelligence and the Law by : Alison Lui

Download or read book FinTech, Artificial Intelligence and the Law written by Alison Lui and published by Routledge. This book was released on 2021-07-29 with total page 206 pages. Available in PDF, EPUB and Kindle. Book excerpt: This collection critically explores the use of financial technology (FinTech) and artificial intelligence (AI) in the financial sector and discusses effective regulation and the prevention of crime. Focusing on crypto-assets, InsureTech and the digitisation of financial dispute resolution, the book examines the strategic and ethical aspects of incorporating AI into the financial sector. The volume adopts a comparative legal approach to: critically evaluate the strategic and ethical benefits and challenges of AI in the financial sector; critically analyse the role, values and challenges of FinTech in society; make recommendations on protecting vulnerable customers without restricting financial innovation; and to make recommendations on effective regulation and prevention of crime in these areas. The book will be of interest to teachers and students of banking and financial regulation related modules, researchers in computer science, corporate governance, and business and economics. It will also be a valuable resource for policy makers including government departments, law enforcement agencies, financial regulatory agencies, people employed within the financial services sector, and professional services such as law, and technology.

Powering the Digital Economy: Opportunities and Risks of Artificial Intelligence in Finance

Author : El Bachir Boukherouaa
Publisher : International Monetary Fund
ISBN 13 : 1589063953
Total Pages : 35 pages
Book Rating : 4.5/5 (89 download)

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Book Synopsis Powering the Digital Economy: Opportunities and Risks of Artificial Intelligence in Finance by : El Bachir Boukherouaa

Download or read book Powering the Digital Economy: Opportunities and Risks of Artificial Intelligence in Finance written by El Bachir Boukherouaa and published by International Monetary Fund. This book was released on 2021-10-22 with total page 35 pages. Available in PDF, EPUB and Kindle. Book excerpt: This paper discusses the impact of the rapid adoption of artificial intelligence (AI) and machine learning (ML) in the financial sector. It highlights the benefits these technologies bring in terms of financial deepening and efficiency, while raising concerns about its potential in widening the digital divide between advanced and developing economies. The paper advances the discussion on the impact of this technology by distilling and categorizing the unique risks that it could pose to the integrity and stability of the financial system, policy challenges, and potential regulatory approaches. The evolving nature of this technology and its application in finance means that the full extent of its strengths and weaknesses is yet to be fully understood. Given the risk of unexpected pitfalls, countries will need to strengthen prudential oversight.

Harnessing Technology for More Inclusive and Sustainable Finance in Asia and the Pacific

Author : Asian Development Bank
Publisher : Asian Development Bank
ISBN 13 : 9292613499
Total Pages : 54 pages
Book Rating : 4.2/5 (926 download)

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Book Synopsis Harnessing Technology for More Inclusive and Sustainable Finance in Asia and the Pacific by : Asian Development Bank

Download or read book Harnessing Technology for More Inclusive and Sustainable Finance in Asia and the Pacific written by Asian Development Bank and published by Asian Development Bank. This book was released on 2018-10-01 with total page 54 pages. Available in PDF, EPUB and Kindle. Book excerpt: Asia and the Pacific continues to embrace financial technology advances that are reshaping the traditional banking and financial services industry. This is being done through the digitalization, decentralization, and disintermediation of economic transactions. This report tracks the progress of financial innovation in the region, and discusses its implications for financial inclusion and stability as well as its challenges. It also identifies key policy issues for central banks, financial regulators, and international financial institutions.

Routledge Handbook of Financial Technology and Law

Author : Iris H-Y Chiu
Publisher : Routledge
ISBN 13 : 1000364666
Total Pages : 573 pages
Book Rating : 4.0/5 (3 download)

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Book Synopsis Routledge Handbook of Financial Technology and Law by : Iris H-Y Chiu

Download or read book Routledge Handbook of Financial Technology and Law written by Iris H-Y Chiu and published by Routledge. This book was released on 2021-04-29 with total page 573 pages. Available in PDF, EPUB and Kindle. Book excerpt: Financial technology is rapidly changing and shaping financial services and markets. These changes are considered making the future of finance a digital one.This Handbook analyses developments in the financial services, products and markets that are being reshaped by technologically driven changes with a view to their policy, regulatory, supervisory and other legal implications. The Handbook aims to illustrate the crucial role the law has to play in tackling the revolutionary developments in the financial sector by offering a framework of legally enforceable principles and values in which such innovations might take place without threatening the acquis of financial markets law and more generally the rule of law and basic human rights. With contributions from international leading experts, topics will include: Policy, High-level Principles, Trends and Perspectives Fintech and Lending Fintech and Payment Services Fintech, Investment and Insurance Services Fintech, Financial Inclusion and Sustainable Finance Cryptocurrencies and Cryptoassets Markets and Trading Regtech and Suptech This Handbook will be of great relevance for practitioners and students alike, and a first reference point for academics researching in the fields of banking and financial markets law.

The Impact of AI Innovation on Financial Sectors in the Era of Industry 5.0

Author : Irfan, Mohammad
Publisher : IGI Global
ISBN 13 :
Total Pages : 341 pages
Book Rating : 4.3/5 (693 download)

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Book Synopsis The Impact of AI Innovation on Financial Sectors in the Era of Industry 5.0 by : Irfan, Mohammad

Download or read book The Impact of AI Innovation on Financial Sectors in the Era of Industry 5.0 written by Irfan, Mohammad and published by IGI Global. This book was released on 2023-09-05 with total page 341 pages. Available in PDF, EPUB and Kindle. Book excerpt: In the dynamic and ever-changing financial landscape, the seamless integration of artificial intelligence (AI) and machine learning (ML) has presented unprecedented challenges for the banking and finance industry. As we embrace the era of Industry 5.0, financial institutions find themselves confronted with intricate decisions pertaining to investments, macroeconomic analysis, and credit evaluation, necessitating innovative technologies to navigate this complexity. Additionally, the mounting volume of financial transactions calls for efficient data processing and analysis. Considering these pressing concerns, scholars, academicians, and industry practitioners are eagerly seeking comprehensive insights into the transformative potential of AI and ML, specifically in bolstering resilience, fostering sustainable development, and adopting human-centric approaches within the financial sector. Offering a compelling solution to these critical challenges, The Impact of AI Innovation on Financial Sectors in the Era of Industry 5.0, edited by esteemed scholars Mohammad Irfan, Mohammed Elmogy, M. Shabri Abd. Majid, and Shaker El-Sappagh, embark on an in-depth exploration of the multifaceted functions and applications of AI and ML algorithms in the realm of finance. With a keen focus on Industry 5.0 principles such as resilience, human centricity, and sustainable development, this comprehensive compendium presents a collection of groundbreaking research papers that unveil the remarkable potential of AI/ML technologies in revolutionizing the financial services industry. By catering to a diverse audience comprising researchers, academicians, industrialists, investors, and regulatory bodies, this book actively invites contributions from industry practitioners and scholars, facilitating ongoing discussions on the efficacy of ML algorithms in efficiently processing vast financial data. As the financial landscape charts an ambitious course into Industry 5.0, the book emerges as an indispensable resource, empowering the industry with transformative advancements that will indelibly shape the future of finance.

The Future of Finance

Author : Henri Arslanian
Publisher : Springer
ISBN 13 : 3030145336
Total Pages : 318 pages
Book Rating : 4.0/5 (31 download)

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Book Synopsis The Future of Finance by : Henri Arslanian

Download or read book The Future of Finance written by Henri Arslanian and published by Springer. This book was released on 2019-07-15 with total page 318 pages. Available in PDF, EPUB and Kindle. Book excerpt: This book, written jointly by an engineer and artificial intelligence expert along with a lawyer and banker, is a glimpse on what the future of the financial services will look like and the impact it will have on society. The first half of the book provides a detailed yet easy to understand educational and technical overview of FinTech, artificial intelligence and cryptocurrencies including the existing industry pain points and the new technological enablers. The second half provides a practical, concise and engaging overview of their latest trends and their impact on the future of the financial services industry including numerous use cases and practical examples. The book is a must read for any professional currently working in finance, any student studying the topic or anyone curious on how the future of finance will look like.

The Promise of Fintech

Author : Ms.Ratna Sahay
Publisher : International Monetary Fund
ISBN 13 : 1513512242
Total Pages : 83 pages
Book Rating : 4.5/5 (135 download)

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Book Synopsis The Promise of Fintech by : Ms.Ratna Sahay

Download or read book The Promise of Fintech written by Ms.Ratna Sahay and published by International Monetary Fund. This book was released on 2020-07-01 with total page 83 pages. Available in PDF, EPUB and Kindle. Book excerpt: Technology is changing the landscape of the financial sector, increasing access to financial services in profound ways. These changes have been in motion for several years, affecting nearly all countries in the world. During the COVID-19 pandemic, technology has created new opportunities for digital financial services to accelerate and enhance financial inclusion, amid social distancing and containment measures. At the same time, the risks emerging prior to COVID-19, as digital financial services developed, are becoming even more relevant.