An Investigation Into The Determinants Of Access To Finance In Rural Areas Of Katsina State

Download An Investigation Into The Determinants Of Access To Finance In Rural Areas Of Katsina State full books in PDF, epub, and Kindle. Read online An Investigation Into The Determinants Of Access To Finance In Rural Areas Of Katsina State ebook anywhere anytime directly on your device. Fast Download speed and no annoying ads. We cannot guarantee that every ebooks is available!

An Investigation Into the Determinants of Access to Finance in Rural Areas of Katsina State

Author : Saifullahi Sani Ibrahim
Publisher : GRIN Verlag
ISBN 13 : 3656011052
Total Pages : 109 pages
Book Rating : 4.6/5 (56 download)

DOWNLOAD NOW!

Book Synopsis An Investigation Into the Determinants of Access to Finance in Rural Areas of Katsina State by : Saifullahi Sani Ibrahim

Download or read book An Investigation Into the Determinants of Access to Finance in Rural Areas of Katsina State written by Saifullahi Sani Ibrahim and published by GRIN Verlag. This book was released on 2011-10 with total page 109 pages. Available in PDF, EPUB and Kindle. Book excerpt: Master's Thesis from the year 2011 in the subject Business economics - Investment and Finance, Usmanu Danfodiyo University, Sokoto (-), course: Economics, language: English, abstract: Access to finance is widely acknowledged as a catalyst for the reduction of poverty in rural areas. Along this line, this study investigates the determinants of access to finance in rural areas in Katsina state. A cross-sectional primary data was collected via questionnaire from a sample of 384 respondents. This study used probit modelling approach to analyse the factors that influence access to finance. The study revealed that collateral, financial literacy and gender have significant positive influence on access to finance, while age has an insignificant positive influence on access to finance. In contrast, interest rate and transaction cost have significant negative influence on access to finance. Thus, the study concluded that with the prevailing banking arrangement where collaterals are required and banks charge interest and also some level of literacy is required, rural dwellers will continue to find it difficult in relating with conventional banks. Therefore, the study recommended that rural dwellers should organise themselves into Credit Cooperative Societies, which could be used as Informal Financial Unit for Linkage Banking arrangement. The government (at all level) can also use these associations to channel their agricultural credit. It is also recommended that legal framework, be provided, that will pave way for the establishment of full-pledged interest-free banks (Islamic Bank) or conversion of existing commercial banks in rural areas into interest-free banks, since most of the rural dwellers do not like taking usurious loans because of their religious inclination.

An Analysis of Farmers' Access to Formal Credit in the Rural Areas of Nigeria

Author : Saifullahi Sani Ibrahim
Publisher :
ISBN 13 : 9783656331575
Total Pages : 20 pages
Book Rating : 4.3/5 (315 download)

DOWNLOAD NOW!

Book Synopsis An Analysis of Farmers' Access to Formal Credit in the Rural Areas of Nigeria by : Saifullahi Sani Ibrahim

Download or read book An Analysis of Farmers' Access to Formal Credit in the Rural Areas of Nigeria written by Saifullahi Sani Ibrahim and published by . This book was released on 2013-09 with total page 20 pages. Available in PDF, EPUB and Kindle. Book excerpt: Scholarly Research Paper from the year 2011 in the subject Economics - Other, grade: none, Usmanu Danfodiyo University, Sokoto (School of Arts and Social Sciences), course: Economics, language: English, comment: Saifullahi Sani Ibrahim: Isa Kaita College of Education, Dutsin-ma, abstract: This study examines the factors that influence Farmers access to formal banking credit in the rural areas of Nigeria. The data used was collected from rural areas of Katsina State. The study used probit modelling approach to analyse the factors that influence farmers' accessibility to formal credit. The study found that the level of income, collateral, educational attainment and marital status have significant positive influence on farmers' access to formal credit, while age and sex have insignificant positive influence on the farmers' access to credit. On the other hand, interest rate and transaction cost have significant negative influence on the farmers' access to formal credit. Thus, the paper concluded that with the prevailing banking arrangement in Nigeria, rural farmers have little or no access to credit from conventional banks. Therefore, the study recommended the use of both group lending arrangement and character lending, so that farmers in the rural areas could be reached with formal credit.

Africa's Infrastructure

Author : World Bank
Publisher : World Bank Publications
ISBN 13 : 0821380834
Total Pages : 386 pages
Book Rating : 4.8/5 (213 download)

DOWNLOAD NOW!

Book Synopsis Africa's Infrastructure by : World Bank

Download or read book Africa's Infrastructure written by World Bank and published by World Bank Publications. This book was released on 2009-12-01 with total page 386 pages. Available in PDF, EPUB and Kindle. Book excerpt: Sustainable infrastructure development is vital for Africa s prosperity. And now is the time to begin the transformation. This volume is the culmination of an unprecedented effort to document, analyze, and interpret the full extent of the challenge in developing Sub-Saharan Africa s infrastructure sectors. As a result, it represents the most comprehensive reference currently available on infrastructure in the region. The book covers the five main economic infrastructure sectors information and communication technology, irrigation, power, transport, and water and sanitation. 'Africa s Infrastructure: A Time for Transformation' reflects the collaboration of a wide array of African regional institutions and development partners under the auspices of the Infrastructure Consortium for Africa. It presents the findings of the Africa Infrastructure Country Diagnostic (AICD), a project launched following a commitment in 2005 by the international community (after the G8 summit at Gleneagles, Scotland) to scale up financial support for infrastructure development in Africa. The lack of reliable information in this area made it difficult to evaluate the success of past interventions, prioritize current allocations, and provide benchmarks for measuring future progress, hence the need for the AICD. Africa s infrastructure sectors lag well behind those of the rest of the world, and the gap is widening. Some of the main policy-relevant findings highlighted in the book include the following: infrastructure in the region is exceptionally expensive, with tariffs being many times higher than those found elsewhere. Inadequate and expensive infrastructure is retarding growth by 2 percentage points each year. Solving the problem will cost over US$90 billion per year, which is more than twice what is being spent in Africa today. However, money alone is not the answer. Prudent policies, wise management, and sound maintenance can improve efficiency, thereby stretching the infrastructure dollar. There is the potential to recover an additional US$17 billion a year from within the existing infrastructure resource envelope simply by improving efficiency. For example, improved revenue collection and utility management could generate US$3.3 billion per year. Regional power trade could reduce annual costs by US$2 billion. And deregulating the trucking industry could reduce freight costs by one-half. So, raising more funds without also tackling inefficiencies would be like pouring water into a leaking bucket. Finally, the power sector and fragile states represent particular challenges. Even if every efficiency in every infrastructure sector could be captured, a substantial funding gap of $31 billion a year would remain. Nevertheless, the African people and economies cannot wait any longer. Now is the time to begin the transformation to sustainable development.

Financing Africa

Author : Samuel Munzele Maimbo
Publisher : World Bank Publications
ISBN 13 : 0821387979
Total Pages : 325 pages
Book Rating : 4.8/5 (213 download)

DOWNLOAD NOW!

Book Synopsis Financing Africa by : Samuel Munzele Maimbo

Download or read book Financing Africa written by Samuel Munzele Maimbo and published by World Bank Publications. This book was released on 2011-09-07 with total page 325 pages. Available in PDF, EPUB and Kindle. Book excerpt: Financing Africa takes stock of Africa's financial systems in light of recent changes in the global financial system --including the greater risk aversion of international investors, a shift in economic and financial powers towards emerging markets and the regulatory reform debate - and the increasing role of technology. Using a wider and more detailed array of data than previous publications, we observe a trend towards financial deepening, more stability and more inclusion leading up to the crisis; serious challenges, however, continue, including limited access to financial services, focus on short-term contracts and hidden fragility, related to weak regulatory frameworks, undue government interference and governance deficiencies. Our policy analysis therefore focuses on (i) expanding outreach, (ii) fostering long-term finance and (iii) improving regulation and supervision. We identify the positive role of innovation and competition, a stronger focus on non-traditional financial service providers, and more emphasis on demand-side constraints as priority areas for policy actions. Specifically, competition from new players outside the banking system, including telecomm companies can increase outreach with technological innovation that changes the economics of retail finance. Moving beyond national stock exchanges that are not sustainable in most African countries towards regional solutions and over-the-counter trades can help foster long-term finance, as can addressing governance challenges in contractual savings institutions, including life insurance companies and pension funds. Finally, there is a need to look beyond supply-side constraints towards users of financial services, focusing more on financial literacy of households and firms, but also consumer protection. In formulating policy messages, we carefully distinguish between different country groupings, differentiating -- among others -- between low- and middle-income and small and larger economies, with a special focus on resource-based economies and post-conflict countries. This book reaches out to both policy makers concerned about a more inclusive and effective financial system and other stakeholders, including practitioners and development partners. With this book we aim to contribute to the on-going financial sector debate on Africa, with the ultimate goal of faster economic development and poverty reduction.

Rural Development Abstracts

Author :
Publisher :
ISBN 13 :
Total Pages : 1316 pages
Book Rating : 4.:/5 (31 download)

DOWNLOAD NOW!

Book Synopsis Rural Development Abstracts by :

Download or read book Rural Development Abstracts written by and published by . This book was released on 1990 with total page 1316 pages. Available in PDF, EPUB and Kindle. Book excerpt:

Credit constraints and agricultural technology adoption: Evidence from Nigeria

Author : Balana, Bedru
Publisher : Intl Food Policy Res Inst
ISBN 13 :
Total Pages : 28 pages
Book Rating : 4./5 ( download)

DOWNLOAD NOW!

Book Synopsis Credit constraints and agricultural technology adoption: Evidence from Nigeria by : Balana, Bedru

Download or read book Credit constraints and agricultural technology adoption: Evidence from Nigeria written by Balana, Bedru and published by Intl Food Policy Res Inst. This book was released on 2020-08-19 with total page 28 pages. Available in PDF, EPUB and Kindle. Book excerpt: The agricultural sector in Nigeria is characterized by low productivity that is driven by low use of modern agricultural technologies, such as improved seed, chemical fertilizer, agrochemicals, and agricultural machinery. Poor access to credit is claimed to be one of the key barriers to adoption of these technologies. This study examines the nature of credit constraints among smallholder farmers – whether smallholders are credit constrained or not and the extent to which credit constraints emanate from supply-side or demand-side factors. Using multinomial probit and seeming unrelated simultaneous equations econometric models with data from the 2018/19 Living Standards Measurement Study-Integrated Surveys on Agriculture (LSMS-ISA) for Nigeria, the study investigates the factors affecting credit access and the effects of these credit constraints on adoption of four agricultural technologies – inorganic fertilizer, improved seed, agrochemicals, and mechanization. The results show that about 27 percent of survey households were found to be credit constrained – 12.8 percent due to supply-side factors and 14.2 percent due to demand-side factors. Lack of access to information and communication technology, extension services, and insurance coverage are the major demand-side factors negatively affecting smallholder’s access to credit. Registered land tiles and livestock ownership enhance credit access. Credit constraints manifests themselves differentially on the adoption of different agricultural technologies. While adoption of inorganic fertilizer and improved seed are significantly affected by credit constraints from both the supply and the demand-sides; use of agricultural machinery is affected only by demand-side factors, while use of agrochemicals is not affected from either supply or demand-side credit factors. From a policy perspective, our findings indicate that improving credit access via supply-side interventions alone may not necessarily boost use of modern agricultural technologies by smallholder farmers in Nigeria. Demand-side factors, such as access to information, extension services, and insurance cover, should equally be addressed to mitigate the credit constraints faced by smallholders and increase their adoption of modern agricultural technologies and improve their productivity.

Nigeria

Author : International Monetary Fund. African Dept.
Publisher : International Monetary Fund
ISBN 13 : 1513568469
Total Pages : 65 pages
Book Rating : 4.5/5 (135 download)

DOWNLOAD NOW!

Book Synopsis Nigeria by : International Monetary Fund. African Dept.

Download or read book Nigeria written by International Monetary Fund. African Dept. and published by International Monetary Fund. This book was released on 2021-02-08 with total page 65 pages. Available in PDF, EPUB and Kindle. Book excerpt: Selected Issues

Foreign Operations, Export Financing, and Related Programs Appropriations for 1993

Author : United States. Congress. House. Committee on Appropriations. Subcommittee on Foreign Operations, Export Financing, and Related Programs
Publisher :
ISBN 13 :
Total Pages : 1212 pages
Book Rating : 4.0/5 (12 download)

DOWNLOAD NOW!

Book Synopsis Foreign Operations, Export Financing, and Related Programs Appropriations for 1993 by : United States. Congress. House. Committee on Appropriations. Subcommittee on Foreign Operations, Export Financing, and Related Programs

Download or read book Foreign Operations, Export Financing, and Related Programs Appropriations for 1993 written by United States. Congress. House. Committee on Appropriations. Subcommittee on Foreign Operations, Export Financing, and Related Programs and published by . This book was released on 1992 with total page 1212 pages. Available in PDF, EPUB and Kindle. Book excerpt:

Disease Control Priorities, Third Edition (Volume 6)

Author : King K. Holmes
Publisher : World Bank Publications
ISBN 13 : 1464805253
Total Pages : 1027 pages
Book Rating : 4.4/5 (648 download)

DOWNLOAD NOW!

Book Synopsis Disease Control Priorities, Third Edition (Volume 6) by : King K. Holmes

Download or read book Disease Control Priorities, Third Edition (Volume 6) written by King K. Holmes and published by World Bank Publications. This book was released on 2017-11-06 with total page 1027 pages. Available in PDF, EPUB and Kindle. Book excerpt: Infectious diseases are the leading cause of death globally, particularly among children and young adults. The spread of new pathogens and the threat of antimicrobial resistance pose particular challenges in combating these diseases. Major Infectious Diseases identifies feasible, cost-effective packages of interventions and strategies across delivery platforms to prevent and treat HIV/AIDS, other sexually transmitted infections, tuberculosis, malaria, adult febrile illness, viral hepatitis, and neglected tropical diseases. The volume emphasizes the need to effectively address emerging antimicrobial resistance, strengthen health systems, and increase access to care. The attainable goals are to reduce incidence, develop innovative approaches, and optimize existing tools in resource-constrained settings.

Urbanization in Nigeria

Author : Akin L. Mabogunje
Publisher :
ISBN 13 :
Total Pages : 353 pages
Book Rating : 4.:/5 (245 download)

DOWNLOAD NOW!

Book Synopsis Urbanization in Nigeria by : Akin L. Mabogunje

Download or read book Urbanization in Nigeria written by Akin L. Mabogunje and published by . This book was released on 1971 with total page 353 pages. Available in PDF, EPUB and Kindle. Book excerpt:

Climate-smart agriculture case studies 2021

Author : Food and Agriculture Organization of the United Nations
Publisher : Food & Agriculture Org.
ISBN 13 : 925134616X
Total Pages : 98 pages
Book Rating : 4.2/5 (513 download)

DOWNLOAD NOW!

Book Synopsis Climate-smart agriculture case studies 2021 by : Food and Agriculture Organization of the United Nations

Download or read book Climate-smart agriculture case studies 2021 written by Food and Agriculture Organization of the United Nations and published by Food & Agriculture Org.. This book was released on 2021-07-07 with total page 98 pages. Available in PDF, EPUB and Kindle. Book excerpt: This publication describes climate-smart agriculture (CSA) case studies from around the world, showing how the approach is implemented to address challenges related to climate change and agriculture. The case studies operationalize the five action points for CSA implementation: expanding the evidence base for CSA, supporting enabling policy frameworks, strengthening national and local institutions, enhancing funding and financing options, and implementing CSA practices at field level. The publication provides examples of the innovative roles that farmers, researchers, government officials, private sector agents and civil society actors can play to transform food systems and help meet the Sustainable Development Goals; it also demonstrates how these actors can collaborate. The case studies discuss context-specific activities that sustainably increase agricultural productivity and incomes, adapt and build resilience of people and food systems to climate change, and reduce and/or remove greenhouse gas emissions where possible.

Money and Capital in Economic Development

Author : Ronald I. McKinnon
Publisher : Brookings Institution Press
ISBN 13 : 9780815718499
Total Pages : 204 pages
Book Rating : 4.7/5 (184 download)

DOWNLOAD NOW!

Book Synopsis Money and Capital in Economic Development by : Ronald I. McKinnon

Download or read book Money and Capital in Economic Development written by Ronald I. McKinnon and published by Brookings Institution Press. This book was released on 2010-12-01 with total page 204 pages. Available in PDF, EPUB and Kindle. Book excerpt: This books presents a theory of economic development very different from the "stages of growth" hypothesis or strategies emphasizing foreign aid, trade, or regional association. Leaving these aside, the author breaks new ground by focusing on the use of domestic capital markets to stimulate economic performance. He suggests a "bootstrap" approach in which successful development would depend largely on policy choices made by national authorities in the developing countries themselves. Central to his theory is the freeing of domestic financial markets to allow interest rates to reflect the true scarcity of capital in a developing economy. His analysis leads to a critique of prevailing monetary theory and to a new view of the relation between money and physical capital—a view with policy implications for governments striving to overcome the vicious circle of inflation and stagnation. Examining the performance of South Korea, Taiwan, Brazil, and other countries, the author suggests that their success or failure has depended primarily on steps taken in the monetary sector. He concludes that monetary reform should take precedence over other development measures, such as tariff and tax reform or the encouragement of foreign capital investment. In addition to challenging much of the conventional wisdom of development, the author's revision of accepted monetary theory may be relevant for mature economies that face monetary problems.

World Report 2018

Author : Human Rights Watch
Publisher : Seven Stories Press
ISBN 13 : 1609808150
Total Pages : 810 pages
Book Rating : 4.6/5 (98 download)

DOWNLOAD NOW!

Book Synopsis World Report 2018 by : Human Rights Watch

Download or read book World Report 2018 written by Human Rights Watch and published by Seven Stories Press. This book was released on 2018-01-30 with total page 810 pages. Available in PDF, EPUB and Kindle. Book excerpt: The human rights records of more than ninety countries and territories are put into perspective in Human Rights Watch's signature yearly report. Reflecting extensive investigative work undertaken in 2016 by Human Rights Watch staff, in close partnership with domestic human rights activists, the annual World Report is an invaluable resource for journalists, diplomats, and citizens, and is a must-read for anyone interested in the fight to protect human rights in every corner of the globe.

Assessing Low-Carbon Development in Nigeria

Author : Raffaello Cervigni
Publisher : World Bank Publications
ISBN 13 : 082139973X
Total Pages : 426 pages
Book Rating : 4.8/5 (213 download)

DOWNLOAD NOW!

Book Synopsis Assessing Low-Carbon Development in Nigeria by : Raffaello Cervigni

Download or read book Assessing Low-Carbon Development in Nigeria written by Raffaello Cervigni and published by World Bank Publications. This book was released on 2013-07-10 with total page 426 pages. Available in PDF, EPUB and Kindle. Book excerpt: The Federal Government of Nigeria has adopted Vision 20: 2020--an ambitious strategy to make Nigeria the world's 20th largest economy by 2020. In the absence of policies to accompany economic growth in key carbon-emitting sectors with a reduced carbon footprint, emission of greenhouse gases could more than double in the next two decades. To evaluate how to achieve the objectives of Vision 20: 2020 with reduced carbon emissions, the Federal Government of Nigeria and the World Bank undertook a multiyear program of analytical work. The summary results of this program are contained in a separate book (published in the World Bank's "Directions in Development" series) entitled Low-Carbon Development: Opportunities for Nigeria, which concludes that Nigeria can achieve its development objectives, while stabilizing emissions at 2010 levels and providing domestic benefi ts on the order of 2 percent of GDP. This volume is a collection of the background technical reports on the four sectors of inquiry: agriculture and land use, oil and gas, power, and transport. It contains details on the data, methodology, and assumptions used throughout the analysis. For agriculture and land use, the study team developed an agriculture production growth model, which permits the evaluation of sector emissions in both a reference and a low-carbon scenario. The study fi nds that low-carbon practices have signifi cant potential to make the sector more productive and more climate-resilient. For the oil and gas sector, the analysis assesses the potential of accelerated phase-put of gas fl aring, reduction of leakages, and increased energy effi ciency in the operation of facilities, to both reduce the sector's emission and contribute to the industry's net revenues and growth. The analysis of the power sector shows how the country can expand power generation and broaden access to electricity while reducing associated emissions, through renewable energy, energy effi ciency, and lower-carbon technologies in thermal power generation. Finally, this analysis assesses the expected growth in CO2 emissions from on-road transport under a normal business development scenario up to the year 2035, and it identifi es actions at national and local levels that would reduce this growth, resulting in fuel economies, better air quality, and reduced congestion. Assessing Low-Carbon Development in Nigeria: An Analysis of Four Sectors outlines several actions that the Nigerian government could undertake to facilitate the transition to a low-carbon economy.

Rural Banking in Nigeria

Author : C. Adeniyi Osuntogun
Publisher : Longman Publishing Group
ISBN 13 :
Total Pages : 152 pages
Book Rating : 4.3/5 (91 download)

DOWNLOAD NOW!

Book Synopsis Rural Banking in Nigeria by : C. Adeniyi Osuntogun

Download or read book Rural Banking in Nigeria written by C. Adeniyi Osuntogun and published by Longman Publishing Group. This book was released on 1983 with total page 152 pages. Available in PDF, EPUB and Kindle. Book excerpt:

Increasing Access to Health Workers in Remote and Rural Areas Through Improved Retention

Author : World Health Organization
Publisher : World Health Organization
ISBN 13 : 9241564016
Total Pages : 79 pages
Book Rating : 4.2/5 (415 download)

DOWNLOAD NOW!

Book Synopsis Increasing Access to Health Workers in Remote and Rural Areas Through Improved Retention by : World Health Organization

Download or read book Increasing Access to Health Workers in Remote and Rural Areas Through Improved Retention written by World Health Organization and published by World Health Organization. This book was released on 2010 with total page 79 pages. Available in PDF, EPUB and Kindle. Book excerpt: Accompanying CD-Rom has same title as book.

The Wheat Trap

Author : Gunilla Andræ
Publisher :
ISBN 13 :
Total Pages : 200 pages
Book Rating : 4.:/5 (43 download)

DOWNLOAD NOW!

Book Synopsis The Wheat Trap by : Gunilla Andræ

Download or read book The Wheat Trap written by Gunilla Andræ and published by . This book was released on 1985 with total page 200 pages. Available in PDF, EPUB and Kindle. Book excerpt: Research paper on food policy, wheat import and food security of bread and the resultant dependence in Nigeria - shows how bread has become a cheap staple for low income groups; examines changing consumer behaviour, role of USA and of milling industry-related agribusiness; finds that baking is flexible with regard to choice of technology; criticises capital intensive import substitution based on large scale irrigation. Bibliography, maps, statistical tables.