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Alternative Mortgage Products
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Book Synopsis Alternative Mortgage Products: Impact on Defaults Remains Unclear, but Disclosure of Risks to Borrowers Could be Improved by :
Download or read book Alternative Mortgage Products: Impact on Defaults Remains Unclear, but Disclosure of Risks to Borrowers Could be Improved written by and published by DIANE Publishing. This book was released on 2006 with total page 72 pages. Available in PDF, EPUB and Kindle. Book excerpt:
Book Synopsis Alternative Mortgage Instruments by : David L. Smith
Download or read book Alternative Mortgage Instruments written by David L. Smith and published by . This book was released on 1977 with total page 32 pages. Available in PDF, EPUB and Kindle. Book excerpt:
Book Synopsis Alternative Mortgage Instruments Research Study by : United States. Federal Home Loan Bank Board
Download or read book Alternative Mortgage Instruments Research Study written by United States. Federal Home Loan Bank Board and published by . This book was released on 1977 with total page 568 pages. Available in PDF, EPUB and Kindle. Book excerpt:
Book Synopsis Alternative Mortgage Instruments Research Study by : United States. Federal Home Loan Bank Board
Download or read book Alternative Mortgage Instruments Research Study written by United States. Federal Home Loan Bank Board and published by . This book was released on 1977 with total page 412 pages. Available in PDF, EPUB and Kindle. Book excerpt:
Book Synopsis Financial Literacy, Present Bias and Alternative Mortgage Products by : John Gathergood
Download or read book Financial Literacy, Present Bias and Alternative Mortgage Products written by John Gathergood and published by . This book was released on 2017 with total page 50 pages. Available in PDF, EPUB and Kindle. Book excerpt: Choosing a mortgage is one of the most important financial decisions made by a household. Financial innovation has given rise to more complex mortgage products with back-loaded payments, known as 'Alternative Mortgage Products' (AMPs), or 'Interest-Only Mortgages'. Using a specially designed question module in a representative survey of UK mortgage holders, we investigate the effect of consumer financial sophistication on the decision to choose an AMP instead of a standard repayment mortgage. We show poor financial literacy and present bias raise the likelihood of choosing an AMP. Financially literate individuals are also more likely to choose an Adjustable Rate Mortgage (ARM), suggesting they avoid paying the term premium of a fixed rate mortgage.
Book Synopsis Alternative Mortgage Products :. by : Orice M. Williams
Download or read book Alternative Mortgage Products :. written by Orice M. Williams and published by . This book was released on 2006 with total page pages. Available in PDF, EPUB and Kindle. Book excerpt:
Author :United States. Congress. Senate. Committee on Banking, Housing, and Urban Affairs Publisher : ISBN 13 : Total Pages :228 pages Book Rating :4.0/5 (1 download)
Book Synopsis Alternative Mortgages by : United States. Congress. Senate. Committee on Banking, Housing, and Urban Affairs
Download or read book Alternative Mortgages written by United States. Congress. Senate. Committee on Banking, Housing, and Urban Affairs and published by . This book was released on 1978 with total page 228 pages. Available in PDF, EPUB and Kindle. Book excerpt:
Author :United States Government Accountability Office Publisher :Createspace Independent Publishing Platform ISBN 13 :9781984373427 Total Pages :64 pages Book Rating :4.3/5 (734 download)
Book Synopsis Gao-06-1021 Alternative Mortgage Products by : United States Government Accountability Office
Download or read book Gao-06-1021 Alternative Mortgage Products written by United States Government Accountability Office and published by Createspace Independent Publishing Platform. This book was released on 2018-01-30 with total page 64 pages. Available in PDF, EPUB and Kindle. Book excerpt: GAO-06-1021 Alternative Mortgage Products: Impact on Defaults Remains Unclear, but Disclosure of Risks to Borrowers Could Be Improved
Book Synopsis Alternative Mortgage Products by : Orice M. Williams
Download or read book Alternative Mortgage Products written by Orice M. Williams and published by . This book was released on 2006 with total page 12 pages. Available in PDF, EPUB and Kindle. Book excerpt:
Book Synopsis Survey of Lenders' Attitudes Toward Alternative Mortgage Instruments by : Jack C. Harris
Download or read book Survey of Lenders' Attitudes Toward Alternative Mortgage Instruments written by Jack C. Harris and published by . This book was released on 1982 with total page 36 pages. Available in PDF, EPUB and Kindle. Book excerpt:
Book Synopsis Alternative Mortgage Products by : Orice M. Williams
Download or read book Alternative Mortgage Products written by Orice M. Williams and published by . This book was released on 2006 with total page 12 pages. Available in PDF, EPUB and Kindle. Book excerpt:
Download or read book Alternative Mortgage Products written by and published by . This book was released on 2006 with total page 0 pages. Available in PDF, EPUB and Kindle. Book excerpt:
Book Synopsis Alternative Mortgage Products by : United States. Government Accountability Office
Download or read book Alternative Mortgage Products written by United States. Government Accountability Office and published by . This book was released on 2006 with total page 58 pages. Available in PDF, EPUB and Kindle. Book excerpt:
Book Synopsis House-price Expectations, Alternative Mortgage Products, and Default by : Jan K. Brueckner
Download or read book House-price Expectations, Alternative Mortgage Products, and Default written by Jan K. Brueckner and published by . This book was released on 2013 with total page 31 pages. Available in PDF, EPUB and Kindle. Book excerpt: Rapid house-price depreciation and rising unemployment were the main drivers of the huge increase in mortgage default during the downturn years of 2007 to 2010. However, mortgage default was also partly driven by an increased reliance on alternative mortgage products such as pay-option ARMs and interest-only mortgages, which allow the borrower to defer principal amortization. The goal of this paper is to better understand the forces that spurred use of alternative mortgages during the housing boom and the resulting impact on default patterns, relying on a unifying conceptual framework to guide the empirical work.The conceptual framework allows borrowers to choose the extent of mortgage "backloading," the postponement of loan repayment through various mechanisms that constitutes a main feature of alternative mortgages. The model shows that, when future house-price expectations become more favorable, reducing default concerns, mortgage choices shift toward alternative contracts. This prediction is confirmed by empirical evidence showing that an increase in past house-price appreciation, which captures more favorable expectations for the future, raises the market share of alternative mortgages. In addition, using a proportional-hazard default model, the paper tests the fundamental presumption that backloaded mortgages are more likely to default, finding support for this view.
Book Synopsis Alternative Mortgage Instruments by : Carol B. Meeks
Download or read book Alternative Mortgage Instruments written by Carol B. Meeks and published by . This book was released on 1978 with total page 230 pages. Available in PDF, EPUB and Kindle. Book excerpt:
Book Synopsis Alternative Mortgage Instruments by : Peter M. Barnett
Download or read book Alternative Mortgage Instruments written by Peter M. Barnett and published by . This book was released on 1984 with total page 191 pages. Available in PDF, EPUB and Kindle. Book excerpt:
Author :United States. Congress. Senate. Committee on Banking, Housing, and Urban Affairs. Subcommittee on Housing and Transportation Publisher : ISBN 13 : Total Pages :386 pages Book Rating :4.:/5 (327 download)
Book Synopsis Calculated Risk by : United States. Congress. Senate. Committee on Banking, Housing, and Urban Affairs. Subcommittee on Housing and Transportation
Download or read book Calculated Risk written by United States. Congress. Senate. Committee on Banking, Housing, and Urban Affairs. Subcommittee on Housing and Transportation and published by . This book was released on 2009 with total page 386 pages. Available in PDF, EPUB and Kindle. Book excerpt:
