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Affordable Homes For Every Stage Of Life
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Book Synopsis Affordable Homes for Every Stage of Life by : Don Gardner
Download or read book Affordable Homes for Every Stage of Life written by Don Gardner and published by Designs Direct Publishing. This book was released on 2004-09-01 with total page 176 pages. Available in PDF, EPUB and Kindle. Book excerpt: This charming collection of top-quality Donald A. Gardner Architects home plans also serves as an ideabook for interior design and landscaping, while educating the reader on the top ten factors to consider when thinking about home affordability. This book showcases 100 economical designs with inviting exteriors and versatile interiors.
Book Synopsis Affordable Homes and Apartments Presents Achieving the Dream of Homeownership Early in Your Life A Step-by-Step Guide to Buying a Home by : Sylvia Black
Download or read book Affordable Homes and Apartments Presents Achieving the Dream of Homeownership Early in Your Life A Step-by-Step Guide to Buying a Home written by Sylvia Black and published by Sylvia Black. This book was released on 2022-06-15 with total page 188 pages. Available in PDF, EPUB and Kindle. Book excerpt: Certain things need to be done to prepare yourself for homeownership unless you are already prepared. When you locate that dream home you want to be sure this is the one for you and your family. Know when to sign papers and what papers you are signing. Be prepared for the responsibility. This book will help you prepare you. Understand the financial rewards of owning a home. Decide, is homeownership right for you? Learn how to prepare yourself financially. Learn how to curb your spending and know how to monitor your credit. Understand the importance of good credit. Know your rights as a homebuyer. Know what is prohibited and know what is covered. Know how to file a complaint . Learn how not to be a victim of a Scam or Loan Fraud. And beware of Predatory and Abusive Lending Practices. Learn how to shop for a home and get introduced to your Home Buying Team. Learn about Section 8 Homeownership Vouchers. Learn about down payment and closing cost assistance. Grants, low interest rate loans, low down payment loans, government backed loans, mortgages for seniors and more. Be prepared for a successful closing. Know what closing costs and settlement procedures are. Know what to expect at the closing table. Know when you will get your keys to your new home. Learn how to make an offer and a counter-offer if necessary. Know the difference between an Earnest Money Deposit and a Down Payment. All in my book “Affordable Homes and Apartments presents “Achieving the Dream of Homeownership Early in Your Life - A Step-by-Step Guide to Buying a Home” by Sylvia Black on sale at www.HousingAndEmergencyServicesForLowIncomePeople.Com
Download or read book A Decent Home written by Alan Mallach and published by Routledge. This book was released on 2020-06-29 with total page 342 pages. Available in PDF, EPUB and Kindle. Book excerpt: What is a decent home? Does it simply provide shelter from the elements? Is it affordable enough that you can buy the other necessities of life? Does it connect you to a community with adequate social and economic resources? Noted housing expert Alan Mallach turns his decades of experience to these questions in "A Decent Home". Mallach's nuanced analysis of housing issues critical to communities across the country will help planners evaluate the housing situation in their own communities and formulate specific plans to address a variety of housing problems. The book is both a practical step-by-step guide to developing affordable housing and a sophisticated introduction to housing policy. Chapters address design, site selection, project approval, financing, and the history of housing policy in the United States. Planners will find useful information about inclusionary and exclusionary zoning, affordable housing preservation, and the risks and rewards of affordable-home-ownership programs. Mallach also connects the dots among regional economic competitiveness, quality of life, community revitalization, and affordable housing.
Book Synopsis Equitably Housing (Almost) Half a Nation of Renters by : Andrea J. Boyack
Download or read book Equitably Housing (Almost) Half a Nation of Renters written by Andrea J. Boyack and published by . This book was released on 2017 with total page 53 pages. Available in PDF, EPUB and Kindle. Book excerpt: America's population of renters is growing faster than the supply of available rental units. Rental vacancies are reaching new lows, and rental rates are reaching new highs. Millions of former homeowners have lost their homes in foreclosure and, due to today's much tighter mortgage underwriting realities, will not realistically re-enter the ranks of owner-occupants. For a number of reasons - variety of incomes, different stages in life, and a range of personal preferences and lifestyles - homeownership is not for everyone. And yet federal government housing policy has consistently prioritized homeownership over renter-specific issues, such as affordability and rental supply and distribution. State and local housing assistance programs are shockingly insufficient to meet ballooning needs. Reallocation of focus and funds at the federal level, however, could help grow the supply of rental housing and provide renters at all income levels a realistic chance of occupying quality and affordable rental housing, even in a “high opportunity” neighborhood. The government must first reorient its myopic housing policy focus away from an over-emphasis on building homeownership. It must free up government funds for use in support of affordable rental housing. In addition, government funds and agency efforts should be carefully allocated to increase the availability of housing assistance and government gap funding of affordable housing as well as to encourage private investment in the supply of affordable rental housing.
Book Synopsis Making Housing Happen, 2nd Edition by : Jill Suzanne Shook
Download or read book Making Housing Happen, 2nd Edition written by Jill Suzanne Shook and published by . This book was released on 2012-09-19 with total page 0 pages. Available in PDF, EPUB and Kindle. Book excerpt: The growing housing crisis cries out for solutions that work. As many as 3.5 million Americans experience homelessness each year, half of them women and children. One in four renters spends more than half of their income on rent and utilities (more than 30 percent is considered unaffordable). With record foreclosures and 28 percent of homes ""underwater,"" middle and low-income homeowners are suffering. Many congregations want to address this daunting problem yet feel powerless and uncertain about what to do. The good news is that churches are effectively addressing the housing crisis from Washington State to New York City--where an alliance of sixty churches has built five thousand homes for low-income homeowners, with virtually no government funding or foreclosures. This book not only presents solid theological thinking about housing, but also offers workable solutions to the current crisis: true stories by those who have made housing happen. Each story features a different Christian denomination, geographic area, and model: adaptive reuse, cohousing, cooperative housing, mixed-income, mixed-use, inclusionary zoning, second units, community land trusts, sweat equity, and more. Making Housing Happen is about vision and faith, relationships, and persistence. Its remarkable stories will inspire and challenge you to action. This new edition includes significant new material, especially in light of the ongoing mortgage crisis. ""Shook and her colleagues powerfully blend inspiration and practical reality, weaving together the need for affordable housing, the teachings of the prophetic tradition, and the tangible accomplishments of churches and other faith-based organizations around the country . . . This book should be read by any person of faith ready to put that faith into practice."" --Alan Mallach, Senior Fellow of the National Housing Institute and Brookings Institution ""Making Housing Happen brings hope and delivers it to the non-expert in a clear, digestible, and comprehensive way. Drawing on the experience of housing providers all over the country, Shook blends inspiration and practicality in just the right proportions."" --Tim Iglesias, University of San Francisco School of Law ""Making Housing Happen captures the diversity of faithful approaches to addressing the wide range of housing needs in our nation. Jill's brings these stories together with a policy lens and a theological narrative that is unparalleled. Before reading the book, I struggled with how to address the deep wounds of the housing crisis in a faithful way. After reading the book, I was moved and inspired to work with communities of faith to find solutions to homelessness. Making Housing Happen is an incredible resource and reference tool for me as I mobilize congregations to create and advocate for housing with dignity in my community. It's stories and examples are full of inspiration, hard-earned wisdom and hope."" --Allison Johnson, Plymouth Church Neighborhood Foundation ""Making Housing Happen gives students inspiring examples of how they can participate in making a difference in the lives of people throughout the community. It is real, practical, and personal. Making Housing Happen brings the dry statistics of America's affordable housing crisis to life with moving stories of struggle and triumph."" --Dr. Russell James III, University of Georgia ""Shook has collected wise and astute commentary from the experts in the field of housing. Together they offer [the] theological and biblical insights we need to motivate us to address a crisis in America. Church people need to do something about this crisis, and this book will aid them immensely if they are willing to take up the challenge."" --Tony Campolo, Eastern University Jill Suzanne Shook works with churches to bring about housing justice in the United States. She has earned graduate degrees from Denver Seminary and Bakke Graduate School. Shook is a frequent workshop presenter and h
Book Synopsis Missing Middle Housing by : Daniel G. Parolek
Download or read book Missing Middle Housing written by Daniel G. Parolek and published by Island Press. This book was released on 2020-07-14 with total page 330 pages. Available in PDF, EPUB and Kindle. Book excerpt: Today, there is a tremendous mismatch between the available housing stock in the US and the housing options that people want and need. The post-WWII, auto-centric, single-family-development model no longer meets the needs of residents. Urban areas in the US are experiencing dramatically shifting household and cultural demographics and a growing demand for walkable urban living. Missing Middle Housing, a term coined by Daniel Parolek, describes the walkable, desirable, yet attainable housing that many people across the country are struggling to find. Missing Middle Housing types—such as duplexes, fourplexes, and bungalow courts—can provide options along a spectrum of affordability. In Missing Middle Housing, Parolek, an architect and urban designer, illustrates the power of these housing types to meet today’s diverse housing needs. With the benefit of beautiful full-color graphics, Parolek goes into depth about the benefits and qualities of Missing Middle Housing. The book demonstrates why more developers should be building Missing Middle Housing and defines the barriers cities need to remove to enable it to be built. Case studies of built projects show what is possible, from the Prairie Queen Neighborhood in Omaha, Nebraska to the Sonoma Wildfire Cottages, in California. A chapter from urban scholar Arthur C. Nelson uses data analysis to highlight the urgency to deliver Missing Middle Housing. Parolek proves that density is too blunt of an instrument to effectively regulate for twenty-first-century housing needs. Complete industries and systems will have to be rethought to help deliver the broad range of Missing Middle Housing needed to meet the demand, as this book shows. Whether you are a planner, architect, builder, or city leader, Missing Middle Housing will help you think differently about how to address housing needs for today’s communities.
Book Synopsis Gray to Green Communities by : Dana Bourland
Download or read book Gray to Green Communities written by Dana Bourland and published by Island Press. This book was released on 2021-01-19 with total page 202 pages. Available in PDF, EPUB and Kindle. Book excerpt: US cities are faced with the joint challenge of our climate crisis and the lack of housing that is affordable and healthy. Our housing stock contributes significantly to the changing climate, with residential buildings accounting for 20 percent of greenhouse gas emissions. US housing is not only unhealthy for the planet, it is putting the physical and financial health of residents at risk. Our housing system means that a renter working 40 hours a week and earning minimum wage cannot afford a two-bedroom apartment in any US county. In Gray to Green Communities, green affordable housing expert Dana Bourland argues that we need to move away from a gray housing model to a green model, which considers the health and well-being of residents, their communities, and the planet. She demonstrates that we do not have to choose between protecting our planet and providing housing affordable to all. Bourland draws from her experience leading the Green Communities Program at Enterprise Community Partners, a national community development intermediary. Her work resulted in the first standard for green affordable housing which was designed to deliver measurable health, economic, and environmental benefits. The book opens with the potential of green affordable housing, followed by the problems that it is helping to solve, challenges in the approach that need to be overcome, and recommendations for the future of green affordable housing. Gray to Green Communities brings together the stories of those who benefit from living in green affordable housing and examples of Green Communities’ developments from across the country. Bourland posits that over the next decade we can deliver on the human right to housing while reaching a level of carbon emissions reductions agreed upon by scientists and demanded by youth. Gray to Green Communities will empower and inspire anyone interested in the future of housing and our planet.
Book Synopsis Blueprint for Greening Affordable Housing by : Global Green USA
Download or read book Blueprint for Greening Affordable Housing written by Global Green USA and published by Island Press. This book was released on 2012-06-22 with total page 231 pages. Available in PDF, EPUB and Kindle. Book excerpt: Blueprint for Green Affordable Housing is a guide for housing developers, advocates, public agency staff, and the financial community that offers specific guidance on incorporating green building strategies into the design, construction, and operation of affordable housing developments. A completely revised and expanded second edition of the groundbreaking 1999 publication, this new book focuses on topics of specific relevance to affordable housing including: how green building adds value to affordable housing the integrated design process best practices in green design for affordable housing green operations and maintenance innovative funding and finance emerging programs, partnerships, and policies Edited by national green affordable housing expert Walker Wells and featuring a foreword by Matt Petersen, president and chief executive officer of Global Green USA, the book presents 12 case studies of model developments and projects, including rental, home ownership, special needs, senior, self-help, and co-housing from around the United States. Each case study describes the unique green features of the development, discusses how they were successfully incorporated, considers the project's financing and savings associated with the green measures, and outlines lessons learned. Blueprint for Green Affordable Housing is the first book of its kind to present information regarding green building that is specifically tailored to the affordable housing development community.
Author :National Academies of Sciences, Engineering, and Medicine Publisher :National Academies Press ISBN 13 :0309477077 Total Pages :227 pages Book Rating :4.3/5 (94 download)
Book Synopsis Permanent Supportive Housing by : National Academies of Sciences, Engineering, and Medicine
Download or read book Permanent Supportive Housing written by National Academies of Sciences, Engineering, and Medicine and published by National Academies Press. This book was released on 2018-07-11 with total page 227 pages. Available in PDF, EPUB and Kindle. Book excerpt: Chronic homelessness is a highly complex social problem of national importance. The problem has elicited a variety of societal and public policy responses over the years, concomitant with fluctuations in the economy and changes in the demographics of and attitudes toward poor and disenfranchised citizens. In recent decades, federal agencies, nonprofit organizations, and the philanthropic community have worked hard to develop and implement programs to solve the challenges of homelessness, and progress has been made. However, much more remains to be done. Importantly, the results of various efforts, and especially the efforts to reduce homelessness among veterans in recent years, have shown that the problem of homelessness can be successfully addressed. Although a number of programs have been developed to meet the needs of persons experiencing homelessness, this report focuses on one particular type of intervention: permanent supportive housing (PSH). Permanent Supportive Housing focuses on the impact of PSH on health care outcomes and its cost-effectiveness. The report also addresses policy and program barriers that affect the ability to bring the PSH and other housing models to scale to address housing and health care needs.
Author :National Academies of Sciences, Engineering, and Medicine Publisher :National Academies Press ISBN 13 :0309496500 Total Pages :119 pages Book Rating :4.3/5 (94 download)
Book Synopsis Investing in Interventions That Address Non-Medical, Health-Related Social Needs by : National Academies of Sciences, Engineering, and Medicine
Download or read book Investing in Interventions That Address Non-Medical, Health-Related Social Needs written by National Academies of Sciences, Engineering, and Medicine and published by National Academies Press. This book was released on 2019-09-27 with total page 119 pages. Available in PDF, EPUB and Kindle. Book excerpt: With U.S. health care costs projected to grow at an average rate of 5.5 percent per year from 2018 to 2027, or 0.8 percentage points faster than the gross domestic product, and reach nearly $6.0 trillion per year by 2027, policy makers and a wide range of stakeholders are searching for plausible actions the nation can take to slow this rise and keep health expenditures from consuming an ever greater portion of U.S. economic output. While health care services are essential to heath, there is growing recognition that social determinants of health are important influences on population health. Supporting this idea are estimates that while health care accounts for some 10 to 20 percent of the determinants of health, socioeconomic factors and factors related to the physical environment are estimated to account for up to 50 percent of the determinants of health. Challenges related to the social determinants of health at the individual level include housing insecurity and poor housing quality, food insecurity, limitations in access to transportation, and lack of social support. These social needs affect access to care and health care utilization as well as health outcomes. Health care systems have begun exploring ways to address non-medical, health-related social needs as a way to reduce health care costs. To explore the potential effect of addressing non-medical health-related social needs on improving population health and reducing health care spending in a value-driven health care delivery system, the National Academies of Science, Engineering, and Medicine held a full-day public workshop titled Investing in Interventions that Address Non-Medical, Health-Related Social Needs on April 26, 2019, in Washington, DC. The objectives of the workshop were to explore effective practices and the supporting evidence base for addressing the non-medical health-related social needs of individuals, such as housing and food insecurities; review assessments of return on investment (ROI) for payers, healthy systems, and communities; and identify gaps and opportunities for research and steps that could help to further the understanding of the ROI on addressing non-medical health-related social needs. This publication summarizes the presentations and discussions from the workshop.
Book Synopsis Making Housing Happen, 2nd Edition by : Jill Suzanne Shook
Download or read book Making Housing Happen, 2nd Edition written by Jill Suzanne Shook and published by Wipf and Stock Publishers. This book was released on 2012-09-19 with total page 335 pages. Available in PDF, EPUB and Kindle. Book excerpt: The growing housing crisis cries out for solutions that work. As many as 3.5 million Americans experience homelessness each year, half of them women and children. One in four renters spends more than half of their income on rent and utilities (more than 30 percent is considered unaffordable). With record foreclosures and 28 percent of homes underwater, middle and low-income homeowners are suffering. Many congregations want to address this daunting problem yet feel powerless and uncertain about what to do. The good news is that churches are effectively addressing the housing crisis from Washington State to New York City--where an alliance of sixty churches has built five thousand homes for low-income homeowners, with virtually no government funding or foreclosures. This book not only presents solid theological thinking about housing, but also offers workable solutions to the current crisis: true stories by those who have made housing happen. Each story features a different Christian denomination, geographic area, and model: adaptive reuse, cohousing, cooperative housing, mixed-income, mixed-use, inclusionary zoning, second units, community land trusts, sweat equity, and more. Making Housing Happen is about vision and faith, relationships, and persistence. Its remarkable stories will inspire and challenge you to action. This new edition includes significant new material, especially in light of the ongoing mortgage crisis.
Book Synopsis Shared Housing, Shared Lives by : Sue Heath
Download or read book Shared Housing, Shared Lives written by Sue Heath and published by Routledge. This book was released on 2017-10-25 with total page 262 pages. Available in PDF, EPUB and Kindle. Book excerpt: With a growing population, rising housing costs and housing providers struggling to meet demand for affordable accommodation, more and more people in the UK find themselves sharing their living spaces with people from outside of their families at some point in their lives. Focusing on sharers in a wide variety of contexts and at all stages of the life course, Shared Housing, Shared Lives demonstrates how personal relationships are the key to whether shared living arrangements falter or flourish. Indeed, this book demonstrates how issues such as finances, domestic space and daily routines are all factors which can impact upon personal relationships and wider understandings of the home and privacy. By directing attention towards people and relationships rather than bricks and mortar, Shared Housing, Shared Lives is essential reading for students and researchers in fields such as sociology, housing studies, social policy, cultural anthropology and demography, as well as for researchers and practitioners working in these areas
Book Synopsis A Status Report on Hunger and Homelessness in America's Cities by :
Download or read book A Status Report on Hunger and Homelessness in America's Cities written by and published by . This book was released on 2004 with total page 138 pages. Available in PDF, EPUB and Kindle. Book excerpt:
Book Synopsis The Complete Guide to Building Affordable Earth-Sheltered Homes by : Robert McConkey
Download or read book The Complete Guide to Building Affordable Earth-Sheltered Homes written by Robert McConkey and published by Atlantic Publishing Company. This book was released on 2011 with total page 290 pages. Available in PDF, EPUB and Kindle. Book excerpt: The home, an essential part of the American dream, has been beset by troubles since the beginning of the Great Recession in 2007. Whether from an unstable housing economy, ever-rising energy costs, or the environmental ruin of urban sprawl, the origin and variety of these assaults can be bewildering. Surprisingly, some of the answers to many of these modern-day troubles lie in some of humanity's most ancient building techniques. Earth-sheltered building has existed since the heyday of Skara Brae in Scotland 5,000 years ago, and is used today by people around the world, from the Yaodong of north-west China to the subterranean residents of Coober Pedy, Australia, and even to converted missile silos in America. If you have ever looked at your power bill in stunned disbelief, if you are interested in green building techniques, or if you want your home to stand out (or hide out), then this book is for you. Contrary to popular misconceptions of being cramped, dark, or dank domiciles, earth-sheltered homes come in a number of different styles, incorporating brilliant techniques designed to bring light and air into the home. With The Complete Guide to Building Affordable Earth-Sheltered Homes, you will learn about the many different types of earth-sheltered homes and their various advantages, including a life span that can be two to three times longer than that of conventional housing, inexpensive building materials, and reduced maintenance costs. Additionally, the energy costs of an earth-sheltered home can be as much as 80 percent lower than a conventional homes power costs. The book will also examine the different environmental factors that you need to consider when selecting which style to build and how to begin, and carry out, your building process. Some of the factors discussed include the different types of soil and how to adjust to them, the level of precipitation and how to manage run off, and how to maximise use of natural light sources. Construction experts and earth-sheltered home builders have been interviewed and their expertise is included in this guide to help you learn how you can create your own underground home. Details of construction methods are found throughout the book, including tips and advice for planning, excavation, flooring, walls, framing, waterproofing, roofing, drainage, and insulation. You will also learn how to pour your own footings and floor, how to dry stack concrete block walls, how to use post and beam framing, and how to waterproof the membranes. With the information provided in this book, you can start planning and building your own earth-sheltered home in no time so that you, too, can benefit from the natural protection of the earth. If earth-sheltered building is good enough for Bill Gates $136 million mansion, then it just might be good enough for you too.
Book Synopsis Strong Towns by : Charles L. Marohn, Jr.
Download or read book Strong Towns written by Charles L. Marohn, Jr. and published by John Wiley & Sons. This book was released on 2019-10-01 with total page 262 pages. Available in PDF, EPUB and Kindle. Book excerpt: A new way forward for sustainable quality of life in cities of all sizes Strong Towns: A Bottom-Up Revolution to Build American Prosperity is a book of forward-thinking ideas that breaks with modern wisdom to present a new vision of urban development in the United States. Presenting the foundational ideas of the Strong Towns movement he co-founded, Charles Marohn explains why cities of all sizes continue to struggle to meet their basic needs, and reveals the new paradigm that can solve this longstanding problem. Inside, you’ll learn why inducing growth and development has been the conventional response to urban financial struggles—and why it just doesn’t work. New development and high-risk investing don’t generate enough wealth to support itself, and cities continue to struggle. Read this book to find out how cities large and small can focus on bottom-up investments to minimize risk and maximize their ability to strengthen the community financially and improve citizens’ quality of life. Develop in-depth knowledge of the underlying logic behind the “traditional” search for never-ending urban growth Learn practical solutions for ameliorating financial struggles through low-risk investment and a grassroots focus Gain insights and tools that can stop the vicious cycle of budget shortfalls and unexpected downturns Become a part of the Strong Towns revolution by shifting the focus away from top-down growth toward rebuilding American prosperity Strong Towns acknowledges that there is a problem with the American approach to growth and shows community leaders a new way forward. The Strong Towns response is a revolution in how we assemble the places we live.
Book Synopsis Affordable Housing in New York by : Nicholas Dagen Bloom
Download or read book Affordable Housing in New York written by Nicholas Dagen Bloom and published by Princeton University Press. This book was released on 2019-12-31 with total page 368 pages. Available in PDF, EPUB and Kindle. Book excerpt: A richly illustrated history of below-market housing in New York, from the 1920s to today A colorful portrait of the people, places, and policies that have helped make New York City livable, Affordable Housing in New York is a comprehensive, authoritative, and richly illustrated history of the city's public and middle-income housing from the 1920s to today. Plans, models, archival photos, and newly commissioned portraits of buildings and tenants by sociologist and photographer David Schalliol put the efforts of the past century into context, and the book also looks ahead to future prospects for below-market subsidized housing. A dynamic account of an evolving city, Affordable Housing in New York is essential reading for understanding and advancing debates about how to enable future generations to call New York home.
Download or read book The Voucher Promise written by Eva Rosen and published by Princeton University Press. This book was released on 2020-07-14 with total page 346 pages. Available in PDF, EPUB and Kindle. Book excerpt: Park Heights -- Housing insecurity & survival strategies -- The promise of housing vouchers -- The challenges of using the voucher -- "A tenant for every house"--"Not in my front yard" -- Choosing to move, choosing to stay
