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2015 Buying Your First House 2015 Edition
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Book Synopsis Buying Your First House - UK 2015 Edition by : Dr. Fadi Safieddine
Download or read book Buying Your First House - UK 2015 Edition written by Dr. Fadi Safieddine and published by CreativeSpace. This book was released on 2015-01-16 with total page 100 pages. Available in PDF, EPUB and Kindle. Book excerpt: In this book, the authors, Fadi Safieddine and Germans Zaharovs, share their extensive knowledge and experience of the UK housing market. First-time buyers, in particular, will find this book invaluable. Not only does it describe the complex process of house buying in a straight-forward manner, it also translates the jargon surrounding the process into simple English. The only question left unanswered is why no-one wrote a book like this before now!
Book Synopsis Buying Your First House - include 2017 UK Tax update by : Dr. Fadi Safieddine
Download or read book Buying Your First House - include 2017 UK Tax update written by Dr. Fadi Safieddine and published by CreativeSpace (New York). This book was released on 2017-01-01 with total page 116 pages. Available in PDF, EPUB and Kindle. Book excerpt: Brexit or no Brexit, the UK housing market continues to show resilience. In its forth edition, the authors, continue to share their extensive knowledge and experience of the UK housing market. First-time buyers, in particular, will find this book invaluable. Not only does it describe the complex process of house buying in a straight-forward manner, it also translates the jargon surrounding the process into simple English. Now, the 2017 edition, is updated with the latest government 'help to buy' schemes as well as how to take advantage of Brexit and what is has to offer.
Book Synopsis The Art And Science Of Real Estate Negotiation by : Gabrielle Dahms
Download or read book The Art And Science Of Real Estate Negotiation written by Gabrielle Dahms and published by Booksmart Press LLC. This book was released on 2020-12-05 with total page 109 pages. Available in PDF, EPUB and Kindle. Book excerpt: The Sky’s the Limit! The Art and Science of Real Estate Negotiation addresses a practice that is indispensable to real estate success: negotiation. Negotiation principles and fundamentals affect real estate buyers', sellers', and investors' results. Read this book and be(come) a powerful real estate investor who nets results and dollars. You may also find that your everyday communications improve. The Art and Science of Real Estate Negotiation is the third volume in The Real Estate Investor Manuals. It draws upon the author’s knowledge base and her 20-year experience as a real estate professional and a real estate investor. So why not hone your skills with knowledge and experience captured in this book written by an industry veteran? Topics include: Real estate-specific negotiating. Negotiation principles. The real estate negotiation process. How to establish rapport. Discerning the other party’s motivation. Solve problems. Get results. Negotiation strategies and tactics. Avoiding negotiation traps and pitfalls. And much, much more... Whether you want to be a better negotiator, close more real estate deals, or increase your bottom line, this book is for you! Read it now!
Book Synopsis Stop Renting & Buy Your First Home by : Nathan Berry
Download or read book Stop Renting & Buy Your First Home written by Nathan Berry and published by Nathan Berry. This book was released on with total page 26 pages. Available in PDF, EPUB and Kindle. Book excerpt: Are you currently renting but thinking, “how could you turn that rent money into paying off a mortgage, and eventually fully owning your own home?” Or maybe you have not thought about getting your own house yet and are content renting – but you could, and should do it now. But why should you? This should book explains why and how you can stop renting and buy your own home, Just using the pretense of, “if you can afford to rent, then you can afford to buy.”
Book Synopsis Introduction to Housing by : Katrin B. Anacker
Download or read book Introduction to Housing written by Katrin B. Anacker and published by University of Georgia Press. This book was released on 2018 with total page 497 pages. Available in PDF, EPUB and Kindle. Book excerpt: This foundational text for understanding housing, housing design, homeownership, housing policy, special topics in housing, and housing in a global context has been comprehensively revised to reflect the changed housing situation in the United States during and after the Great Recession and its subsequent movements toward recovery. The book focuses on the complexities of housing and housing-related issues, engendering an understanding of housing, its relationship to national economic factors, and housing policies. It comprises individual chapters written by housing experts who have specialization within the discipline or field, offering commentary on the physical, social, psychological, economic, and policy issues that affect the current housing landscape in the United States and abroad, while proposing solutions to its challenges.
Book Synopsis The Australian Guide to Buying Your First Home by : Robbo Roper
Download or read book The Australian Guide to Buying Your First Home written by Robbo Roper and published by John Wiley & Sons. This book was released on 2025-03-03 with total page 283 pages. Available in PDF, EPUB and Kindle. Book excerpt: Discover how to achieve financial flexibility with this blueprint for homeownership and worry-free living Robbo Roper (aka the Aussie Mortgage Guy) is here to show you how to get out of the rental trap, get your finances sorted and buy your first (or next!) home. The Australian Guide to Buying Your First Home is not a step-by-step guide to living in a beachside mansion with a $15-million property portfolio. Instead, it is an essential real-world companion for taking control and getting into your new home faster. You'll learn how to increase your income (and borrowing power) and buy the ideal property for whatever stage of life you're in. Better still, you'll get valuable advice on how to manage and pay off your mortgage sooner. Owning your own home creates a safe haven for you and your family. Your home is not only a valuable financial investment that builds long-term wealth. It's also a place to make cherished memories and truly flourish. A home is about creating stability and a lasting legacy for you and your loved ones. At the end of the day, finding your own home is about building a happy, balanced life. Inside, Robbo brings together the advice that has made him Australia's most-followed financial content creator. You'll discover how to: Set your goals, reduce your expenses and boost your income so you can get into your first home faster Determine your borrowing power and create an action plan for savings, loans and schemes, and taxes Find a home that balances what you need with what you can afford Pay off your mortgage and become debt-free sooner Learn from everyday Aussie success stories and get the strategies you need to reach your goal of home ownership sooner. The Australian Guide to Buying Your First Home is an indispensable handbook for assessing affordability, setting realistic goals and taking control of your future.
Book Synopsis Disposable Americans by : Paul Buchheit
Download or read book Disposable Americans written by Paul Buchheit and published by Taylor & Francis. This book was released on 2017-03-31 with total page 181 pages. Available in PDF, EPUB and Kindle. Book excerpt: Inequality has dramatically increased in America, with few solutions on the horizon. Serious social inequalities persist. For example, the 14 richest Americans earned enough money from their investments in 2015 to hire two million preschool teachers (while the USA ranks low among developed countries in preschool enrollment). Following the Great Recession, the richest one percent took 116 percent of the new income gains, a statistic caused by so many middle-class Americans moving backward, many losing investments in property and experiencing interruptions in work. Author Paul Buchheit looks hopefully to solutions in a book that vividly portrays the rapidly changing inequality of American society. More Americans have become "disposable" as middle-class jobs have disappeared at an alarming rate. Buchheit presents innovative proposals that could quickly begin to reverse these trends, including a guaranteed basic income drawn from new revenues, such as a Financial Speculation Tax and a Carbon Tax. Discussing the challenges and obstacles to such measures, he finds optimism in past successes in American history. Ideal for classroom assignment, the book uniquely pairs historical events with current, real-life struggles faced by citizens, pointing to measures that can improve personal and social well-being and trust in government.
Book Synopsis How to Get Approved for the Best Mortgage Without Sticking a Fork in Your Eye by : M. S. Elysia Stobbe
Download or read book How to Get Approved for the Best Mortgage Without Sticking a Fork in Your Eye written by M. S. Elysia Stobbe and published by . This book was released on 2015-06-25 with total page 226 pages. Available in PDF, EPUB and Kindle. Book excerpt: Did you know that over 50% of mortgages don't close? Do you know how much home you can buy? Do you know how much paperwork in involved? Most people don't know how much home purchasing power they have, how much to expect for closing costs (varies by state), or how much paperwork is involved when applying for a home loan. Most people have no idea the difference between loan programs from bank to bank, lender to lender, or broker to broker- or what the differences are between the main types of residential mortgage providers. Most people have no criteria for choosing a lender, the type of loan to seek, or how much down payment is best for them. For example, are there differences between the types of property that may affect down payment? The mortgage industry is packed with nuance, which can lead to confusion for the consumer. While trying to buy a home, you may have people from many different professions telling you what you should do and how to make decisions-who should you listen to in which situations? Your most personal financial information is critical to the mortgage process and yet do you know who you are sending it to? What about mortgage insurance? Why is it required and when? The two questions I most often hear are: "What's the payment?" and, "What's the interest rate?" While these questions are important, there are several other questions that are just as critical: what is the right loan type for me; is there an up-front funding fee for this loan; what are the differences in available mortgage insurance; how will property type restrictions affect my loan; what are the pros and cons of this loan; what is the down payment requirement with this loan choice over another; what are the closing costs associated with each loan type; and, who is allowed to pay the closing costs? Successfully navigating the maze of questions, regulations, and requirements ultimately leads to a mortgage closing. Through over ten years of experience, thousands of clients, hundreds of Realtor and builder transactions (time line constraint purchases), and, as a licensed loan originator in 9 states and the District of Columbia, I have developed a wealth of knowledge about regulations and requirements. My commitment to client service and caring about their home buying experience has driven my passion for the individual personal experience in the mortgage industry and how the regulations and requirements affect real people in real time. With this book I'm privileged and excited to share my knowledge and experience with you. After reading this book, you will have an understanding of the big corporations that loan money to homebuyers, what other options you have and how to navigate government regulations and requirements to your advantage. I feel that an educated consumer is my best customer and I am happy to share these mortgage tools and tips with you in the hopes that you educate yourself and find the best mortgage and the mortgage professional that is right for you. In addition, I want you to know what to expect, what to ask, and, who to ask to get the answers you want and to understand what those answers really mean. With each chapter I will guide you through the mortgage process, from choosing between different loan types, to understanding the difference between a Good Faith Estimate and an Itemized Fee Worksheet, to the necessity of submitting certain documents in a particular method, and finally how to enter Closing Day stress-free and knowing that you have gotten the mortgage that makes the most financial sense for your future. The goal is to help you get the best mortgage possible for your individual needs and get to closing on time, stress free!
Book Synopsis Deciding Where to Live by : Melissa G. Ocepek
Download or read book Deciding Where to Live written by Melissa G. Ocepek and published by Rowman & Littlefield. This book was released on 2020-10-16 with total page 343 pages. Available in PDF, EPUB and Kindle. Book excerpt: Deciding Where to Live: Information Studies on Where to Live in America explores major themes related to where to live in America, not only about the acquisition of a home but also the ways in which where one lives relates to one’s cultural identity. It shows how changes in media and information technology are shaping both our housing choices and our understanding of the meaning of personal place. The work is written using widely accessible language but supported by a strong academic foundation from information studies and other humanities and social science disciplines. Chapters analyze everyday information behavior related to questions about where to live. The eleven major chapters are: Chapter 1: Where to live as an information problem: three contemporary examples Chapter 2: Turning in place: Real estate agents and the move from information custodians to information brokers Chapter 3: The Evolving Residential Real Estate Information Ecosystem: The Rise of Zillow Chapter 4: Privacy, Surveillance, and the “Smart Home” Chapter 5: This Old House, Fixer Upper, and Better Homes & Gardens: The Housing Crisis and Media Sources Chapter 6: A Community Responds to Growth: An Information Story About What Makes for a Good Place to Live." Chapter 7: The Valley Between Us: The meta-hodology of racial segregation in Milwaukee, Wisconsin Chapter 8: Modeling Hope: Boundary Objects and Design Patterns in a Heartland Heterotopia Chapter 9: Home buying in Everyday Life: How Emotion and Time Pressure Shape High Stakes Deciders’ Information Behavior Chapter 10: In Search of Home: Examining Information Seeking and Sources That Help African Americans Determine Where to Live Chapter 11: Where to Live in Retirement: A Complex Information Problem While the book is partly about the goal-directed activity of individuals who want to buy a house, and the infrastructure that supports that activity, it is also about personal activities that are either not goal directed or are directed at other goals such as deciding in which geographic location to live, personal entertainment, cultural understanding, or identity formation.
Book Synopsis Housing Politics in the United Kingdom by : Brian Lund
Download or read book Housing Politics in the United Kingdom written by Brian Lund and published by Policy Press. This book was released on 2016-10-12 with total page 368 pages. Available in PDF, EPUB and Kindle. Book excerpt: Affordable housing in the United Kingdom has become an ever more potent issue in recent years, as rapid population growth and a long-term lag in new housing construction have combined to making finding secure, affordable housing difficult for a broad range of people. This book uses insights from public choice theory, the new institutionalism, and social constructionism to lay bare the historically entrenched power relationships among markets, planners, and electoral politics that have made this problem seem so intractable.
Download or read book Show and Sell 2023 written by Bill Hines and published by Wild Lake Press, Inc. This book was released on 2022-12-06 with total page 156 pages. Available in PDF, EPUB and Kindle. Book excerpt: NEW 2ND EDITION UPDATE FOR 2023! A hilarious guide to saving thousands of dollars marketing and selling your home with standard 'For Sale by Owner' (FSBO) or flat-fee MLS. Great for home flippers, sellers, OR buyers (now includes a full chapter on buying homes, as well as tips throughout for buyers). Two real-life case studies are presented in detail, with lessons learned, tips, and hacks. One case study in a buyer's market, and one in a seller's market. The traditional way of selling real estate has been disrupted. FSBO has changed from the days when you put the ugly red and white sign out front. There are new approaches that benefit sellers and buyers. The choice between FSBO and using listing/selling agents the old-school way is no longer binary. New options make it easier for homeowners to find the right process for themselves. Visionary realty companies now offer flat-fee MLS, which eliminates expensive commissions and helps to expedite the process, put the power back in the hands of buyers and sellers, and save both parties money. This book examines those choices, and walks you through the selling process from start to finish using real-life experiences, from historic decisions to closing. It is indeed a 'Cautionary Tale' due to the many pitfalls and bizarre events that occurred along the way. In conclusion, the author poses the question—is it wise to buy a home at all anymore? Should we just rent? ***** Five Stars The great thing about this book is it puts all the info right in one place for a very reasonable price, giving you an up-to-date summary of how to do FSBO in the modern marketplace. I highly recommend it! W Chef (1st Edition Review) ***** Five Stars This is a great read. Having just gone through selling our house and buying a new one I can relate at many levels. And the author uses an engaging writing style. Alex P, Vine Voice (1st Edition Review)
Download or read book Retirement Fail written by Greg Sullivan and published by John Wiley & Sons. This book was released on 2018-04-10 with total page 192 pages. Available in PDF, EPUB and Kindle. Book excerpt: There are nine key reasons people fail at retirement—and they’re not what you think. Are you working to avoid these major retirement fails? Every day, people just like you, people who have worked hard and saved carefully for retirement, make decisions that will eventually crack their nest egg. Just because you added to your 401(k) or IRA plan every year, invested wisely, and amassed significant savings, you are not necessarily home free. Ready or not, your decisions all along the retirement path can positively or negatively affect your financial future. In Retirement Fail, top financial advisor Greg Sullivan shares the insights he has gained over his thirty-five-year career in wealth management to help you identify potential pitfalls and learn how to safeguard your hard-earned retirement assets. Because, contrary to what most people think, it is not poor portfolio performance that usually busts your retirement accounts. Rather, it’s the emotional decisions you make that can cause major problems. Whether it’s buying a vacation home that is beyond your reach, subsidizing your adult kids to a degree that is ill advised, or passing on the umbrella insurance your advisor recommended, the choices you make have an enormous effect on whether you’ll be able to enjoy the comfortable retirement you’ve dreamed about. Retirement Fail: Lays out the nine common hazards that trip up otherwise well-prepared retirees, encouraging you to think through your decisions and set a course aligned with your values and your ultimate goals Goes beyond traditional financial advice, using personal stories to illustrate how others have become mired in—or solved—these financial dilemmas Creates a valuable framework you can use to chart your path or begin conversations with your advisor, so that you can act to protect your financial independence The numerical side of financial planning is one thing—the far more difficult task is looking at the way the decisions we make impact our own future and those around us. Whether you are working with a financial advisor or are going it alone, Retirement Fail shows you the points you need to pay attention to and helps you figure out what your priorities are—and what tradeoffs you may have to make in order to achieve them.
Book Synopsis Understanding China’s Real Estate Markets by : Bing Wang
Download or read book Understanding China’s Real Estate Markets written by Bing Wang and published by Springer Nature. This book was released on 2021-01-05 with total page 312 pages. Available in PDF, EPUB and Kindle. Book excerpt: China’s economy has been transforming rapidly over the last 25 years. As a result, Chinese conurbations have changed remarkably, with cities expanding both vertically and horizontally, and the physical environment acting as a medium for unprecedented urbanization. This has provided vast opportunities for investors, real estate developers, and service companies, but also presents huge challenges—as traditional city spaces have been reconfigured, environmental risks and the volatility of real estate markets increased. However, as engagement with China is becoming strategically important for many, forming a synthesized lens through which to read China across the vicissitudes of its real estate sector bears historic significance. By offering an insightful framework and structure for understanding China’s variegated real estate dynamics, players, and markets, Understanding China’s Real Estate Markets codifies the principles and practices of real estate development, finance, and investment in China and builds foundations for future academic research and practical knowledge in shaping and engaging the urban environment within China and beyond.
Book Synopsis Quicken 2015 For Dummies by : Stephen L. Nelson
Download or read book Quicken 2015 For Dummies written by Stephen L. Nelson and published by John Wiley & Sons. This book was released on 2014-10-06 with total page 384 pages. Available in PDF, EPUB and Kindle. Book excerpt: Take control of your personal finances with this popular, easy guide! Quicken is the country's most popular and highly recommended personal finance software, and with Quicken For Dummies, you can harness the power of this practical financial tool to manage bills, reconcile bank accounts, track investments, and much more! Personal finance expert and CPA Stephen L. Nelson lends his expertise to this accessible, easy-to-read guide, which has been fully updated to reflect the new features of Quicken available in its newest version. You can quickly learn how to use Quicken to record credit card transactions, track mortgages and other liabilities, minimize taxes, maximize savings, maintain detailed records, and build a solid foundation for creating better financial plans. Covers updated features in the newest version of the increasingly popular Quicken software Empowers readers to fight the bad habits and decisions that lead to large debts and minimal or nonexistent savings Demystifies the software's features for tracking everyday finances, managing investments, and evaluating the tax implications of financial decisions Offers invaluable advice and expertise from author Stephen L. Nelson, a recognized authority on personal finance Every step toward better finances is a step in the right direction. Let Quicken For Dummies start your journey toward increased savings, lowered debt, and a more secure financial future.
Download or read book The Money Edit written by Makala Green and published by Yellow Kite. This book was released on 2022-03-31 with total page 212 pages. Available in PDF, EPUB and Kindle. Book excerpt: Money is a foundation of life, it impacts almost all of our choices, whether it's what to have for lunch or when we will retire - so why don't we like talking about it? Money is complicated, or at least it seems complicated. From ISAs to pensions and debt to tax, money management feels like a mine-field, but it doesn't need to be. Makala Green, a financial expert, The UK's first black female chartered financial expert, a businesswoman and a speaker and wealth coach with over 17 years' experience has spent years learning about the different aspects of the financial world. Here, she shares all her knowledge to help us break down barriers and gain financial freedom. The Money Edit is a no-jargon, straight-talking guide, giving us the confidence and clarity to understand money and help us make the right choices - no matter what life stage we are at. Makala busts money-myth after myth and shows us how to: 1. Cultivate a money mindset 2. Address difficult conversations about money 3. Track income and expenses and learn how to budget 4. Start saving and plan for the future 5. Get on the property ladder 6. Adapt when financial circumstances change No matter your background, upbringing or circumstances, The Money Edit is a simple approach with plenty of real-life examples, checklists, planning tools and resources to get you started. Makala is here to make you feel positive, confident and in control when it comes to money.
Download or read book Don't Rent Buy! written by Eddie Fadel and published by . This book was released on 2012-09-04 with total page 222 pages. Available in PDF, EPUB and Kindle. Book excerpt: Guides first-time buyers with shopping for a home, explaining mortgage rates, whether to apply for a fifteen- or thirty-year mortgage, and how to find a reliable lender.
Book Synopsis IT'S OVER!! What Happens To The House? by : Ronica E. Akins
Download or read book IT'S OVER!! What Happens To The House? written by Ronica E. Akins and published by Ronica E. Akins. This book was released on 2018-05-01 with total page 90 pages. Available in PDF, EPUB and Kindle. Book excerpt: A dispute may arise when the relationship between joint owners breaks down and one joint owner wants to sell the property, or be bought out, but the other joint owner does not agree. If agreement cannot be reached then a stalemate arises which could go on for months or even years. Surveys show that the main reason why the issue does not get to court is due to unaffordable legal costs. While the courts have a broad jurisdiction to achieve fairness on divorce, when the parties are not married the strict law of property and trusts apply - Trusts of Land and Appointment of Trustees Act 1996 (TOLATA). This book will be focusing on joint owners who are cohabitees, friends or family members and will give you an insight into how to prepare your court application. It will show you how to apply for a court order for sale and represent yourself in court. Using real case studies, of past clients, you can read all about their legal journey and the successful outcomes achieved by either being bought out or receiving a court order for sale. Here is a preview of what you'll learn... * Overview of the Litigation Process.... under The Trusts of Land and Appointment Act 1996 (TOLATA) * How to Make a Court Application * Preparing for Your Court Hearing * Representing Yourself In Court * Case Studies ** and much more ** CLIENT TESTIMONIALS ’Order for Sale’ Granted “Please see the copy of my ’Order for Sale’ with possession order thanks to you. It's what I've waited years for. I'll start to make enquiries re the sale of the property. Will keep you updated”. House Sold “I wanted to let you know that we have now sold the house and completed on Monday 16th December. This has been a very stressful time as you can imagine. Without your help, this would have been a lot harder and costly for me. Thank you”. I've Got My ’Order for Sale’ “I took my ex-partner to court, and the ’Order for Sale’ was granted. The flat has since been sold, and I am no longer tied to my ex. It really couldn't have gone better. Thank you for your help”. LET ME HELP YOU SEVER THE TIE....ORDER YOUR COPY TODAY!!
